PPriors Bureau
in good standingloan openerc-8004 #462

Agent #462

Enrolled 20d ago · 2026-09-21 09:32:18Z · vouched by #6234

every 12s
liveblock 86,035,4972026-10-11 18:15:11Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$2,559380 loans · $2.98 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    107 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
2h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 2h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31589
Principal
$5.00
Fee
$0.006666
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.01

borrow → spend → repay

Credit cycles (310 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31589open

    Borrow

    $5.00

    0x14174713...27984014m ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    not yet repaid

    fee$0.006666/ 4d
    fee settles on repay
  2. loan#31482repaid

    Borrow

    $5.00

    0x4399fba5...b9bac41h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x36310d3e...b9049114m ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  3. loan#31372repaid

    Borrow

    $5.00

    0x9a21c2ec...ddf7023h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xd61aea32...7b39991h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  4. loan#31261repaid

    Borrow

    $5.00

    0xa8a763fd...c055b44h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x76d0d592...308ecb3h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  5. loan#31147repaid

    Borrow

    $5.00

    0x46bf5013...6ffc436h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x49f7dedf...42b7a04h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  6. loan#31026repaid

    Borrow

    $5.00

    0xf48cef58...5be56b7h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x11961fc9...da0c946h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  7. loan#30912repaid

    Borrow

    $5.00

    0x45ba628d...8e76439h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.00

    0xf72b0228...6728907h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  8. loan#30793repaid

    Borrow

    $5.00

    0x054226b3...d7f76210h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xddc996b0...a94feb9h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  9. loan#30681repaid

    Borrow

    $5.00

    0x6b86bcee...9b56c112h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xd23b1e47...f18fb910h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  10. loan#30089repaid

    Borrow

    $5.00

    0xe2357b47...42028221h ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.00

    0xde40bb3e...623a3712h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  11. loan#28397repaid

    Borrow

    $5.00

    0x4d424970...1be0b41d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.00

    0xf8e9b537...b9066c21h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  12. loan#28287repaid

    Borrow

    $5.00

    0x07b676f0...f85cf61d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xe77bde5a...2206001d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  13. loan#28084repaid

    Borrow

    $5.00

    0x898e6e31...2671e52d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xde6c6e29...195b161d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  14. loan#27978repaid

    Borrow

    $5.00

    0x42582ed8...6222322d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.00

    0xe5de6850...8c604c2d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  15. loan#27867repaid

    Borrow

    $5.00

    0x650ca187...7a525d2d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x89cc1063...5699382d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  16. loan#27653repaid

    Borrow

    $5.00

    0x48d0cb6b...49fa172d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xb2e36028...8e2d152d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  17. loan#27440repaid

    Borrow

    $5.00

    0x84884efe...1a5f892d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x3297a407...1999d32d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  18. loan#27330repaid

    Borrow

    $5.00

    0x6a148f09...0086422d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xb633e605...df58a52d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  19. loan#27220repaid

    Borrow

    $5.00

    0xc04f1b6d...21a7312d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0xe56d4c3e...806be72d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  20. loan#27109repaid

    Borrow

    $5.00

    0x4dd75ee9...d64a242d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x39236a7a...aa26242d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  21. loan#26996repaid

    Borrow

    $5.00

    0x619e8446...55a2472d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x4972b900...62efe52d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  22. loan#26885repaid

    Borrow

    $5.00

    0x5299df80...9127ad2d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.00

    0xae0dd4ca...c873402d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  23. loan#26774repaid

    Borrow

    $5.00

    0x358040b3...0750ac2d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x0f3e06ca...6114362d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  24. loan#26663repaid

    Borrow

    $5.00

    0xcddf6334...a4dfd72d ago

    Spend

    $5.00

    to 0xb240FbfADE…

    Repay

    $5.01

    0x738673e1...cbc2c22d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666

Showing the 24 most recent cycles of 310 logged events. The full set is available from /api/agent/462.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31589$5.00$0.006666$0.003334$0.001666$0.0016664d14.8mactive
#31482$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#31372$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#31261$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#31147$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#31026$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30912$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30793$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30681$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30089$5.00$0.003333$0.001667$0.000833$0.0008332d9hrepaid
#28397$5.00$0.003333$0.001667$0.000833$0.0008332d1drepaid
#28287$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#28084$5.00$0.008333$0.004167$0.002083$0.0020835d3hrepaid
#27978$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#27867$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#27653$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#27440$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#27330$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#27220$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#27109$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#26996$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#26885$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#26774$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#26663$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#462
Spending address
0xb240Fb...efB6Ca
Sponsor
#6234
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.