PPriors Bureau
in good standingloan openerc-8004 #463

Agent #463

Enrolled 20d ago · 2026-09-21 09:32:36Z · vouched by #6234

every 12s
liveblock 86,035,2012026-10-11 18:14:41Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$2,717410 loans · $3.23 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    107.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31591
Principal
$5.00
Fee
$0.006666
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.01

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31591open

    Borrow

    $5.00

    0x693f3a58...8d4a0b13m ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    not yet repaid

    fee$0.006666/ 4d
    fee settles on repay
  2. loan#31484repaid

    Borrow

    $5.00

    0x732ec00a...e851961h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xd03c668f...ede79b13m ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  3. loan#31374repaid

    Borrow

    $5.00

    0x348ca441...dc02323h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x0f182197...8fc5391h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  4. loan#31263repaid

    Borrow

    $5.00

    0x9b9b800f...36605e4h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x60606732...ec91703h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  5. loan#31149repaid

    Borrow

    $5.00

    0xcb8bbdca...4078626h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xd76c4d32...f795d44h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  6. loan#31028repaid

    Borrow

    $5.00

    0xeb16f77b...ca24d17h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x3efa98e7...0881636h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  7. loan#30914repaid

    Borrow

    $5.00

    0x270b7258...1cb82c9h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.00

    0x42ac480e...1a07637h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  8. loan#30795repaid

    Borrow

    $5.00

    0x1bf13a6f...85e06710h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x70b2b03b...7fe0b89h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  9. loan#30683repaid

    Borrow

    $5.00

    0x70ef7821...72c5b512h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x98d655cc...88088a10h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  10. loan#30585repaid

    Borrow

    $5.00

    0x94a8ce93...65f09a13h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xe681c171...79517412h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  11. loan#30495repaid

    Borrow

    $5.00

    0x8f1170eb...7dcf0315h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xae1966b7...3b30af13h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  12. loan#30402repaid

    Borrow

    $5.00

    0x77b8ec68...f272a716h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x07e22d8f...7a32af15h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  13. loan#30306repaid

    Borrow

    $5.00

    0x26458c9d...3e34ed18h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x835db921...77716316h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  14. loan#30197repaid

    Borrow

    $5.00

    0x85b74a7e...a0e46019h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xa971a729...721d5618h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  15. loan#30091repaid

    Borrow

    $5.00

    0x6fded97e...10e40521h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xf8309a14...a6c86f19h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  16. loan#29999repaid

    Borrow

    $5.00

    0x502e67b1...21da3222h ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xaba12c00...6eb3d621h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  17. loan#29907repaid

    Borrow

    $5.00

    0xa3539088...ce76d51d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x1a8e0b23...4f6b6022h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  18. loan#29802repaid

    Borrow

    $5.00

    0x31ab62f9...7242ab1d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xc32eff68...487dea1d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  19. loan#29699repaid

    Borrow

    $5.00

    0xb12106a9...7df5201d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0xeba77b60...6427111d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  20. loan#29596repaid

    Borrow

    $5.00

    0x7c177c04...19e0221d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x33b9b969...e3c4091d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  21. loan#29493repaid

    Borrow

    $5.00

    0xaa738995...9fc6d21d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.00

    0xa9db737d...f893b91d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  22. loan#29389repaid

    Borrow

    $5.00

    0x2e3a67b9...3caba41d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.00

    0xbb35300b...b0237f1d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  23. loan#29284repaid

    Borrow

    $5.00

    0xbc9868fb...b278121d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x6ce2923f...b0d1d31d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  24. loan#29175repaid

    Borrow

    $5.00

    0x60f2b109...602ecb1d ago

    Spend

    $5.00

    to 0x1B4E99CEB5…

    Repay

    $5.01

    0x02b623e2...36f75d1d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/463.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31591$5.00$0.006666$0.003334$0.001666$0.0016664d13.3mactive
#31484$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#31374$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#31263$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#31149$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#31028$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30914$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30795$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30683$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30585$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#30495$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30402$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30306$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30197$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30091$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29999$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29907$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29802$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29699$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29596$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29493$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#29389$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#29284$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29175$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#463
Spending address
0x1B4E99...0A2A8C
Sponsor
#6234
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.