PPriors Bureau
in good standingloan openerc-8004 #464

Agent #464

Enrolled 20d ago · 2026-09-21 09:32:49Z · vouched by #6234

every 12s
liveblock 86,035,3192026-10-11 18:14:53Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$2,696404 loans · $3.20 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    106.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31593
Principal
$5.00
Fee
$0.006666
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.01

borrow → spend → repay

Credit cycles (346 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31593open

    Borrow

    $5.00

    0x48a7a5de...1dc1b812m ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    not yet repaid

    fee$0.006666/ 4d
    fee settles on repay
  2. loan#31486repaid

    Borrow

    $5.00

    0x8e3ff1e3...87eb351h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0xd6908ef5...721cd512m ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  3. loan#31376repaid

    Borrow

    $5.00

    0x152dffb6...4fdc583h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x61565cfd...15ee8d1h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  4. loan#31265repaid

    Borrow

    $5.00

    0xd9909728...9da21c4h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x9a2105dc...b4d0653h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  5. loan#31151repaid

    Borrow

    $5.00

    0x7f9d5122...e2d21b6h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x8705d9c9...24f1054h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  6. loan#31030repaid

    Borrow

    $5.00

    0x761b0ff4...22c59e7h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x651ed791...be90b56h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  7. loan#30916repaid

    Borrow

    $5.00

    0x765e8ed5...521ada9h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.00

    0x22b2e4df...a812e77h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  8. loan#30797repaid

    Borrow

    $5.00

    0x8eb1d248...1142b110h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x9111761e...6a4bac9h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  9. loan#30685repaid

    Borrow

    $5.00

    0x8a52db0b...99d55b12h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x523dea07...147b8410h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  10. loan#30587repaid

    Borrow

    $5.00

    0x9cd7d7d1...1f3cfa13h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.00

    0x9eaa65d6...6705b112h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  11. loan#30496repaid

    Borrow

    $5.00

    0x4432277c...d898a815h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0xe6a3d37f...84174c13h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  12. loan#30404repaid

    Borrow

    $5.00

    0x0e1ffd6e...36592816h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x7d508ab9...c9a5a015h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  13. loan#30308repaid

    Borrow

    $5.00

    0x4fde6a26...0703c118h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x6cbc852d...e7741416h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  14. loan#30199repaid

    Borrow

    $5.00

    0x64c61073...fbd13119h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.00

    0x718b708d...6156e618h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  15. loan#30093repaid

    Borrow

    $5.00

    0x343d1e7a...4c2e2921h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0xac0f516e...ff91ad19h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  16. loan#30001repaid

    Borrow

    $5.00

    0x5999a9a9...170c7622h ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0xebd6d5ec...72bd0521h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  17. loan#29909repaid

    Borrow

    $5.00

    0xe75111af...799b0d1d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0xf8502ac4...9d7b8422h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  18. loan#29804repaid

    Borrow

    $5.00

    0xfcefe22b...d32eb71d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x323f34d1...318f611d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  19. loan#29701repaid

    Borrow

    $5.00

    0xf7532e82...2b86041d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x166aa947...0440d11d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  20. loan#29598repaid

    Borrow

    $5.00

    0xa55738b0...d05b491d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x1ec65fde...a41ed11d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  21. loan#29495repaid

    Borrow

    $5.00

    0x62510430...60a8601d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.00

    0xfec1ec8a...d8928d1d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  22. loan#29391repaid

    Borrow

    $5.00

    0x16f124f9...f559db1d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.00

    0x34e95340...bef0fc1d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  23. loan#29286repaid

    Borrow

    $5.00

    0x2c9417b8...cc00871d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x8174f11f...00c5411d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  24. loan#29177repaid

    Borrow

    $5.00

    0xc591e3db...e44db31d ago

    Spend

    $5.00

    to 0xB1e07F4bD5…

    Repay

    $5.01

    0x5bfe9a9f...a9fb571d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083

Showing the 24 most recent cycles of 346 logged events. The full set is available from /api/agent/464.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31593$5.00$0.006666$0.003334$0.001666$0.0016664d12.5mactive
#31486$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#31376$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#31265$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#31151$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#31030$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30916$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30797$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30685$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30587$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30496$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#30404$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30308$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30199$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30093$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30001$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29909$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29804$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29701$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29598$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29495$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#29391$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#29286$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29177$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#464
Spending address
0xB1e07F...67Af75
Sponsor
#6234
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.