PPriors Bureau
in good standingloan openerc-8004 #465

Agent #465

Enrolled 20d ago · 2026-09-21 09:33:07Z · vouched by #6234

every 12s
liveblock 86,070,9272026-10-11 19:15:48Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$2,691405 loans · $3.22 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    107.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31595
Principal
$5.00
Fee
$0.01
Term
6d
Due
in 5d
Grace ends
in 8d

total due $5.01

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31595open

    Borrow

    $5.00

    0x25f4d632...96c78d1h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    not yet repaid

    fee$0.01/ 6d
    fee settles on repay
  2. loan#31488repaid

    Borrow

    $5.00

    0x0fc3831a...be0d002h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x8a17a71b...c240de1h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  3. loan#31378repaid

    Borrow

    $5.00

    0x4d3dbfdd...1dc0264h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x3b57b432...33d8ed2h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  4. loan#31267repaid

    Borrow

    $5.00

    0xc4859af9...03ad1e5h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x03d02b70...76a17f4h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  5. loan#31153repaid

    Borrow

    $5.00

    0xde2c73ae...bce9417h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x4e17302f...fd83cc5h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  6. loan#31032repaid

    Borrow

    $5.00

    0xb79c914d...b307d98h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xd4dff946...90b1467h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  7. loan#30918repaid

    Borrow

    $5.00

    0xda1fdb32...5e99b410h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xa4392258...81b8148h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  8. loan#30799repaid

    Borrow

    $5.00

    0xa145f85f...846f0a11h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.00

    0x7b26d749...ea379110h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  9. loan#30687repaid

    Borrow

    $5.00

    0xf930358b...00cfb613h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xe94281dd...6cd0ac11h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  10. loan#30589repaid

    Borrow

    $5.00

    0xbfae965b...c1bd7b14h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xb42be0a4...122ab213h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  11. loan#30406repaid

    Borrow

    $5.00

    0x8353638f...f440a917h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x0aa3f8be...fd671d16h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  12. loan#30310repaid

    Borrow

    $5.00

    0x11b8376f...be340019h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x8c8a0cb0...62ce4a17h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  13. loan#30201repaid

    Borrow

    $5.00

    0xfc2123a8...84b57020h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.00

    0x826a30e9...9fb0d319h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  14. loan#30095repaid

    Borrow

    $5.00

    0x64e9bc68...6ca77222h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x64738a8b...e0414620h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  15. loan#30003repaid

    Borrow

    $5.00

    0xca59c6db...671b6d23h ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x5ddc2e39...f3cfa222h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  16. loan#29911repaid

    Borrow

    $5.00

    0xa935e27a...eaac0a1d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x5272f58a...ed1ec823h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  17. loan#29806repaid

    Borrow

    $5.00

    0xb4057911...298c0e1d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xd2786e14...b8562e1d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  18. loan#29703repaid

    Borrow

    $5.00

    0x4f365a07...8f0f791d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xd18ab916...659da41d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  19. loan#29600repaid

    Borrow

    $5.00

    0x0f968202...04d1641d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x042e97be...ed635c1d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  20. loan#29497repaid

    Borrow

    $5.00

    0x467fea11...df2d7f1d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xe033c695...5c53431d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  21. loan#29393repaid

    Borrow

    $5.00

    0x19011a7f...72487a1d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x446cdcf2...caf8001d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  22. loan#29288repaid

    Borrow

    $5.00

    0xf4a3a2c1...8ec3511d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x4984a0df...f5af3f1d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  23. loan#29179repaid

    Borrow

    $5.00

    0xb63b49e6...de0ce81d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0x09ffa1a9...0e2b881d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  24. loan#29069repaid

    Borrow

    $5.00

    0x8e50870c...0ad9c31d ago

    Spend

    $5.00

    to 0x8eE7B9D4ea…

    Repay

    $5.01

    0xf64865f4...84e4091d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/465.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31595$5.00$0.01$0.005$0.0025$0.00256d1.2hactive
#31488$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#31378$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#31267$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#31153$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#31032$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30918$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30799$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30687$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30589$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30406$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30310$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30201$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30095$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30003$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29911$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29806$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29703$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29600$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29497$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29393$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29288$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29179$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29069$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#465
Spending address
0x8eE7B9...5DC162
Sponsor
#6234
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.