PPriors Bureau
in good standingloan openerc-8004 #466

Agent #466

Enrolled 20d ago · 2026-09-21 09:33:25Z · vouched by #470

every 12s
liveblock 86,035,4362026-10-11 18:15:05Z
$9.70credit line

$0.60 available · $9.10 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$0.6094% utilized
Scoreverify
57breakdown verified below
Lifetime borrowed
$5,003558 loans · $5.75 fees
Credit scoreverify
57/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+17/ 400
    160.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31597
Principal
$9.10
Fee
$0.0091
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.11

borrow → spend → repay

Credit cycles (358 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31597open

    Borrow

    $9.10

    0x82204125...1ee83b10m ago

    Spend

    $9.10

    to 0xf9bf700432…

    Repay

    $9.11

    not yet repaid

    fee$0.0091/ 3d
    fee settles on repay
  2. loan#31490repaid

    Borrow

    $7.71

    0x9f2060fc...9f974c1h ago

    Spend

    $7.71

    to 0xf9bf700432…

    Repay

    $7.72

    0x09f9616c...60d57510m ago

    fee$0.00771/ 3d
    L $0.003856S $0.001927R $0.001927
  3. loan#31379repaid

    Borrow

    $7.51

    0x162559b7...60eb303h ago

    Spend

    $7.51

    to 0xf9bf700432…

    Repay

    $7.52

    0x075d1a9c...3bf81e1h ago

    fee$0.005006/ 2d
    L $0.002504S $0.001251R $0.001251
  4. loan#31269repaid

    Borrow

    $9.28

    0xecd82bed...47112f4h ago

    Spend

    $9.28

    to 0xf9bf700432…

    Repay

    $9.30

    0xd5b367e5...6083863h ago

    fee$0.015466/ 5d
    L $0.007734S $0.003866R $0.003866
  5. loan#31155repaid

    Borrow

    $5.18

    0x1e0cc733...ffcbed6h ago

    Spend

    $5.18

    to 0xf9bf700432…

    Repay

    $5.19

    0x10a2decb...745a074h ago

    fee$0.006906/ 4d
    L $0.003454S $0.001726R $0.001726
  6. loan#31034repaid

    Borrow

    $7.71

    0x64098e3d...65fdfe7h ago

    Spend

    $7.71

    to 0xf9bf700432…

    Repay

    $7.73

    0xd1739646...d26ba16h ago

    fee$0.01542/ 6d
    L $0.00771S $0.003855R $0.003855
  7. loan#30920repaid

    Borrow

    $7.16

    0x4b579628...9b5d049h ago

    Spend

    $7.16

    to 0xf9bf700432…

    Repay

    $7.17

    0x6d344f12...132ca97h ago

    fee$0.00716/ 3d
    L $0.00358S $0.00179R $0.00179
  8. loan#30801repaid

    Borrow

    $8.54

    0xe3199b41...7d3ec510h ago

    Spend

    $8.54

    to 0xf9bf700432…

    Repay

    $8.55

    0xeb4bc231...3971919h ago

    fee$0.00854/ 3d
    L $0.00427S $0.002135R $0.002135
  9. loan#30689repaid

    Borrow

    $8.60

    0xddad12d3...1214ae12h ago

    Spend

    $8.60

    to 0xf9bf700432…

    Repay

    $8.62

    0x57168c2a...1d23d010h ago

    fee$0.0172/ 6d
    L $0.0086S $0.0043R $0.0043
  10. loan#30591repaid

    Borrow

    $9.45

    0x689aa6a8...d451d113h ago

    Spend

    $9.45

    to 0xf9bf700432…

    Repay

    $9.46

    0x0f197f82...ed3dbd12h ago

    fee$0.0126/ 4d
    L $0.0063S $0.00315R $0.00315
  11. loan#30498repaid

    Borrow

    $9.47

    0x3ecdd5f5...fc6c6515h ago

    Spend

    $9.47

    to 0xf9bf700432…

    Repay

    $9.49

    0x6e1828ab...e8f60313h ago

    fee$0.015783/ 5d
    L $0.007893S $0.003945R $0.003945
  12. loan#30408repaid

    Borrow

    $8.01

    0xcfff9f7a...12479c16h ago

    Spend

    $8.01

    to 0xf9bf700432…

    Repay

    $8.02

    0x9d1f94b4...cafc5715h ago

    fee$0.01335/ 5d
    L $0.006676S $0.003337R $0.003337
  13. loan#30203repaid

    Borrow

    $9.11

    0x7a35841c...8791db19h ago

    Spend

    $9.11

    to 0xf9bf700432…

    Repay

    $9.12

    0x86c8dd35...7b8bef18h ago

    fee$0.012146/ 4d
    L $0.006074S $0.003036R $0.003036
  14. loan#30097repaid

    Borrow

    $7.02

    0x06ea512e...745d1321h ago

    Spend

    $7.02

    to 0xf9bf700432…

    Repay

    $7.03

    0x3d94698d...56a43619h ago

    fee$0.00936/ 4d
    L $0.00468S $0.00234R $0.00234
  15. loan#30005repaid

    Borrow

    $5.87

    0x94e1d0d7...b39b9822h ago

    Spend

    $5.87

    to 0xf9bf700432…

    Repay

    $5.88

    0xd6188932...c1a9b321h ago

    fee$0.007826/ 4d
    L $0.003914S $0.001956R $0.001956
  16. loan#29913repaid

    Borrow

    $6.36

    0xfdffd1cc...fbf3481d ago

    Spend

    $6.36

    to 0xf9bf700432…

    Repay

    $6.37

    0xe6424853...e78b2422h ago

    fee$0.00636/ 3d
    L $0.00318S $0.00159R $0.00159
  17. loan#29808repaid

    Borrow

    $5.42

    0x396d77b1...39d3af1d ago

    Spend

    $5.42

    to 0xf9bf700432…

    Repay

    $5.43

    0xb54183a5...93ce6e1d ago

    fee$0.01084/ 6d
    L $0.00542S $0.00271R $0.00271
  18. loan#29705repaid

    Borrow

    $7.47

    0x05641f85...5710951d ago

    Spend

    $7.47

    to 0xf9bf700432…

    Repay

    $7.47

    0x6d6470a1...1eae8f1d ago

    fee$0.00498/ 2d
    L $0.00249S $0.001245R $0.001245
  19. loan#29602repaid

    Borrow

    $6.21

    0x7cbf9614...b514aa1d ago

    Spend

    $6.21

    to 0xf9bf700432…

    Repay

    $6.22

    0x63d4d589...3a21f11d ago

    fee$0.01035/ 5d
    L $0.005176S $0.002587R $0.002587
  20. loan#29499repaid

    Borrow

    $5.94

    0x249e14dd...1b38791d ago

    Spend

    $5.94

    to 0xf9bf700432…

    Repay

    $5.95

    0x6f375d86...74dd651d ago

    fee$0.00792/ 4d
    L $0.00396S $0.00198R $0.00198
  21. loan#29395repaid

    Borrow

    $7.30

    0x9dc3d6fe...8194e91d ago

    Spend

    $7.30

    to 0xf9bf700432…

    Repay

    $7.31

    0x01d50196...621ec01d ago

    fee$0.009733/ 4d
    L $0.004867S $0.002433R $0.002433
  22. loan#29290repaid

    Borrow

    $6.91

    0xaa2b09b2...726cdc1d ago

    Spend

    $6.91

    to 0xf9bf700432…

    Repay

    $6.92

    0x95034a7a...96ee681d ago

    fee$0.009213/ 4d
    L $0.004607S $0.002303R $0.002303
  23. loan#29181repaid

    Borrow

    $6.59

    0xb25f4360...4d38d41d ago

    Spend

    $6.59

    to 0xf9bf700432…

    Repay

    $6.60

    0x125c15ba...d578871d ago

    fee$0.01318/ 6d
    L $0.00659S $0.003295R $0.003295
  24. loan#29071repaid

    Borrow

    $6.48

    0xfa500ba2...6c77081d ago

    Spend

    $6.48

    to 0xf9bf700432…

    Repay

    $6.49

    0x381a8ade...3a077f1d ago

    fee$0.01296/ 6d
    L $0.00648S $0.00324R $0.00324

Showing the 24 most recent cycles of 358 logged events. The full set is available from /api/agent/466.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31597$9.10$0.0091$0.00455$0.002275$0.0022753d10.7mactive
#31490$7.71$0.00771$0.003856$0.001927$0.0019273d1.5hrepaid
#31379$7.51$0.005006$0.002504$0.001251$0.0012512d1.5hrepaid
#31269$9.28$0.015466$0.007734$0.003866$0.0038665d1.5hrepaid
#31155$5.18$0.006906$0.003454$0.001726$0.0017264d1.5hrepaid
#31034$7.71$0.01542$0.00771$0.003855$0.0038556d1.5hrepaid
#30920$7.16$0.00716$0.00358$0.00179$0.001793d1.5hrepaid
#30801$8.54$0.00854$0.00427$0.002135$0.0021353d1.5hrepaid
#30689$8.60$0.0172$0.0086$0.0043$0.00436d1.5hrepaid
#30591$9.45$0.0126$0.0063$0.00315$0.003154d1.5hrepaid
#30498$9.47$0.015783$0.007893$0.003945$0.0039455d1.5hrepaid
#30408$8.01$0.01335$0.006676$0.003337$0.0033375d1.5hrepaid
#30203$9.11$0.012146$0.006074$0.003036$0.0030364d1.5hrepaid
#30097$7.02$0.00936$0.00468$0.00234$0.002344d1.5hrepaid
#30005$5.87$0.007826$0.003914$0.001956$0.0019564d1.5hrepaid
#29913$6.36$0.00636$0.00318$0.00159$0.001593d1.5hrepaid
#29808$5.42$0.01084$0.00542$0.00271$0.002716d1.5hrepaid
#29705$7.47$0.00498$0.00249$0.001245$0.0012452d1.5hrepaid
#29602$6.21$0.01035$0.005176$0.002587$0.0025875d1.5hrepaid
#29499$5.94$0.00792$0.00396$0.00198$0.001984d1.5hrepaid
#29395$7.30$0.009733$0.004867$0.002433$0.0024334d1.5hrepaid
#29290$6.91$0.009213$0.004607$0.002303$0.0023034d1.5hrepaid
#29181$6.59$0.01318$0.00659$0.003295$0.0032956d1.5hrepaid
#29071$6.48$0.01296$0.00648$0.00324$0.003246d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#466
Spending address
0xf9bf70...E9ef06
Sponsor
#470
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.