PPriors Bureau
in good standingloan openerc-8004 #467

Agent #467

Enrolled 20d ago · 2026-09-21 09:33:44Z · vouched by #471

every 12s
liveblock 86,070,8722026-10-11 19:15:43Z
$9.70credit line

$2.75 available · $6.95 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$2.7572% utilized
Scoreverify
57breakdown verified below
Lifetime borrowed
$4,962553 loans · $5.68 fees
Credit scoreverify
57/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+17/ 400
    160.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31599
Principal
$6.95
Fee
$0.004633
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.95

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31599open

    Borrow

    $6.95

    0x05705641...79cc7d1h ago

    Spend

    $6.95

    to 0x2B61F106e9…

    Repay

    $6.95

    not yet repaid

    fee$0.004633/ 2d
    fee settles on repay
  2. loan#31492repaid

    Borrow

    $6.78

    0x0b1c1e9c...446d3f2h ago

    Spend

    $6.78

    to 0x2B61F106e9…

    Repay

    $6.79

    0x036a698b...b43aae1h ago

    fee$0.00678/ 3d
    L $0.00339S $0.001695R $0.001695
  3. loan#31381repaid

    Borrow

    $7.88

    0x71325745...637f4c4h ago

    Spend

    $7.88

    to 0x2B61F106e9…

    Repay

    $7.89

    0xf33abd90...cab1902h ago

    fee$0.010506/ 4d
    L $0.005254S $0.002626R $0.002626
  4. loan#31271repaid

    Borrow

    $7.49

    0xf322e035...66483e5h ago

    Spend

    $7.49

    to 0x2B61F106e9…

    Repay

    $7.50

    0xc3169619...86d2494h ago

    fee$0.00749/ 3d
    L $0.003746S $0.001872R $0.001872
  5. loan#31157repaid

    Borrow

    $5.39

    0xdd96a865...f9f9d07h ago

    Spend

    $5.39

    to 0x2B61F106e9…

    Repay

    $5.40

    0x74379bad...9c9ce25h ago

    fee$0.007186/ 4d
    L $0.003594S $0.001796R $0.001796
  6. loan#31036repaid

    Borrow

    $6.09

    0x50ee3bc9...c16e388h ago

    Spend

    $6.09

    to 0x2B61F106e9…

    Repay

    $6.10

    0xfc3a62f3...6ea1347h ago

    fee$0.01218/ 6d
    L $0.00609S $0.003045R $0.003045
  7. loan#30922repaid

    Borrow

    $7.68

    0x09177538...260ab110h ago

    Spend

    $7.68

    to 0x2B61F106e9…

    Repay

    $7.69

    0x908d9151...55514c8h ago

    fee$0.00512/ 2d
    L $0.00256S $0.00128R $0.00128
  8. loan#30803repaid

    Borrow

    $8.61

    0x84e9775f...abfb8411h ago

    Spend

    $8.61

    to 0x2B61F106e9…

    Repay

    $8.62

    0xdc00e91d...90853210h ago

    fee$0.01148/ 4d
    L $0.00574S $0.00287R $0.00287
  9. loan#30691repaid

    Borrow

    $7.14

    0x60828565...5fe28613h ago

    Spend

    $7.14

    to 0x2B61F106e9…

    Repay

    $7.15

    0x2a500013...303f0d11h ago

    fee$0.00714/ 3d
    L $0.00357S $0.001785R $0.001785
  10. loan#30593repaid

    Borrow

    $7.20

    0x2936cf92...aca77f14h ago

    Spend

    $7.20

    to 0x2B61F106e9…

    Repay

    $7.21

    0x5e863e87...d28bbe13h ago

    fee$0.0096/ 4d
    L $0.0048S $0.0024R $0.0024
  11. loan#30500repaid

    Borrow

    $7.49

    0x59aa7606...f4ed8616h ago

    Spend

    $7.49

    to 0x2B61F106e9…

    Repay

    $7.50

    0x1669ac69...d7117714h ago

    fee$0.00749/ 3d
    L $0.003746S $0.001872R $0.001872
  12. loan#30410repaid

    Borrow

    $6.49

    0xc37f43dd...831ca517h ago

    Spend

    $6.49

    to 0x2B61F106e9…

    Repay

    $6.50

    0xfe70875e...137c5e16h ago

    fee$0.008653/ 4d
    L $0.004327S $0.002163R $0.002163
  13. loan#30313repaid

    Borrow

    $7.97

    0x623f9cab...59395619h ago

    Spend

    $7.97

    to 0x2B61F106e9…

    Repay

    $7.98

    0x029432c1...3b8ef717h ago

    fee$0.010626/ 4d
    L $0.005314S $0.002656R $0.002656
  14. loan#30205repaid

    Borrow

    $8.11

    0x0879c613...9a418720h ago

    Spend

    $8.11

    to 0x2B61F106e9…

    Repay

    $8.13

    0xfa764221...06bc3919h ago

    fee$0.01622/ 6d
    L $0.00811S $0.004055R $0.004055
  15. loan#30099repaid

    Borrow

    $7.12

    0x72e171e9...36843c22h ago

    Spend

    $7.12

    to 0x2B61F106e9…

    Repay

    $7.12

    0x2915c2d7...b90c6320h ago

    fee$0.004746/ 2d
    L $0.002374S $0.001186R $0.001186
  16. loan#30007repaid

    Borrow

    $9.34

    0x90dc7ff3...1b614723h ago

    Spend

    $9.34

    to 0x2B61F106e9…

    Repay

    $9.35

    0x6796a4ce...40960b22h ago

    fee$0.00934/ 3d
    L $0.00467S $0.002335R $0.002335
  17. loan#29915repaid

    Borrow

    $7.14

    0x24cd3e18...7e76f51d ago

    Spend

    $7.14

    to 0x2B61F106e9…

    Repay

    $7.15

    0x93795f57...06bf8e23h ago

    fee$0.0119/ 5d
    L $0.00595S $0.002975R $0.002975
  18. loan#29810repaid

    Borrow

    $5.27

    0x8170245a...b7b8ef1d ago

    Spend

    $5.27

    to 0x2B61F106e9…

    Repay

    $5.27

    0x4c927aaa...98ec4f1d ago

    fee$0.003513/ 2d
    L $0.001757S $0.000878R $0.000878
  19. loan#29707repaid

    Borrow

    $5.15

    0x09e19b82...1b432d1d ago

    Spend

    $5.15

    to 0x2B61F106e9…

    Repay

    $5.16

    0x76276981...83c3751d ago

    fee$0.0103/ 6d
    L $0.00515S $0.002575R $0.002575
  20. loan#29605repaid

    Borrow

    $7.95

    0xfdd99a02...9d0fd01d ago

    Spend

    $7.95

    to 0x2B61F106e9…

    Repay

    $7.96

    0x7b97f810...6653d41d ago

    fee$0.0053/ 2d
    L $0.00265S $0.001325R $0.001325
  21. loan#29501repaid

    Borrow

    $8.46

    0x48cbcb41...8cbecd1d ago

    Spend

    $8.46

    to 0x2B61F106e9…

    Repay

    $8.47

    0x019cf1af...1c947a1d ago

    fee$0.00846/ 3d
    L $0.00423S $0.002115R $0.002115
  22. loan#29397repaid

    Borrow

    $8.22

    0x8b466857...e027d41d ago

    Spend

    $8.22

    to 0x2B61F106e9…

    Repay

    $8.23

    0xc22be298...b96da51d ago

    fee$0.01096/ 4d
    L $0.00548S $0.00274R $0.00274
  23. loan#29292repaid

    Borrow

    $6.28

    0xd26b2ef0...5c4c5b1d ago

    Spend

    $6.28

    to 0x2B61F106e9…

    Repay

    $6.29

    0xb002f8de...0740e71d ago

    fee$0.00628/ 3d
    L $0.00314S $0.00157R $0.00157
  24. loan#29183repaid

    Borrow

    $8.24

    0x51a756b4...73a9641d ago

    Spend

    $8.24

    to 0x2B61F106e9…

    Repay

    $8.25

    0xc143cf1c...237da41d ago

    fee$0.010986/ 4d
    L $0.005494S $0.002746R $0.002746

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/467.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31599$6.95$0.004633$0.002317$0.001158$0.0011582d1.2hactive
#31492$6.78$0.00678$0.00339$0.001695$0.0016953d1.5hrepaid
#31381$7.88$0.010506$0.005254$0.002626$0.0026264d1.5hrepaid
#31271$7.49$0.00749$0.003746$0.001872$0.0018723d1.5hrepaid
#31157$5.39$0.007186$0.003594$0.001796$0.0017964d1.5hrepaid
#31036$6.09$0.01218$0.00609$0.003045$0.0030456d1.5hrepaid
#30922$7.68$0.00512$0.00256$0.00128$0.001282d1.5hrepaid
#30803$8.61$0.01148$0.00574$0.00287$0.002874d1.5hrepaid
#30691$7.14$0.00714$0.00357$0.001785$0.0017853d1.5hrepaid
#30593$7.20$0.0096$0.0048$0.0024$0.00244d1.5hrepaid
#30500$7.49$0.00749$0.003746$0.001872$0.0018723d1.5hrepaid
#30410$6.49$0.008653$0.004327$0.002163$0.0021634d1.5hrepaid
#30313$7.97$0.010626$0.005314$0.002656$0.0026564d1.5hrepaid
#30205$8.11$0.01622$0.00811$0.004055$0.0040556d1.5hrepaid
#30099$7.12$0.004746$0.002374$0.001186$0.0011862d1.5hrepaid
#30007$9.34$0.00934$0.00467$0.002335$0.0023353d1.5hrepaid
#29915$7.14$0.0119$0.00595$0.002975$0.0029755d1.5hrepaid
#29810$5.27$0.003513$0.001757$0.000878$0.0008782d1.5hrepaid
#29707$5.15$0.0103$0.00515$0.002575$0.0025756d1.5hrepaid
#29605$7.95$0.0053$0.00265$0.001325$0.0013252d1.5hrepaid
#29501$8.46$0.00846$0.00423$0.002115$0.0021153d1.5hrepaid
#29397$8.22$0.01096$0.00548$0.00274$0.002744d1.5hrepaid
#29292$6.28$0.00628$0.00314$0.00157$0.001573d1.5hrepaid
#29183$8.24$0.010986$0.005494$0.002746$0.0027464d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#467
Spending address
0x2B61F1...ebF1be
Sponsor
#471
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.