PPriors Bureau
in good standingloan openerc-8004 #468

Agent #468

Enrolled 20d ago · 2026-09-21 09:34:13Z · vouched by #472

every 12s
liveblock 86,035,6092026-10-11 18:15:23Z
$9.70credit line

$0.25 available · $9.45 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$0.2597% utilized
Scoreverify
57breakdown verified below
Lifetime borrowed
$4,949551 loans · $5.73 fees
Credit scoreverify
57/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+17/ 400
    162.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31601
Principal
$9.45
Fee
$0.00945
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.46

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31601open

    Borrow

    $9.45

    0xc1021134...3dc45e9m ago

    Spend

    $9.45

    to 0xa47E1ae64a…

    Repay

    $9.46

    not yet repaid

    fee$0.00945/ 3d
    fee settles on repay
  2. loan#31494repaid

    Borrow

    $6.29

    0x42f8257d...d535b61h ago

    Spend

    $6.29

    to 0xa47E1ae64a…

    Repay

    $6.29

    0x284dbb90...5831189m ago

    fee$0.004193/ 2d
    L $0.002097S $0.001048R $0.001048
  3. loan#31383repaid

    Borrow

    $8.17

    0x95d0e81c...e3afef3h ago

    Spend

    $8.17

    to 0xa47E1ae64a…

    Repay

    $8.18

    0xcacc9de2...f2b9741h ago

    fee$0.013616/ 5d
    L $0.006808S $0.003404R $0.003404
  4. loan#31273repaid

    Borrow

    $5.77

    0x681eac1c...70983c4h ago

    Spend

    $5.77

    to 0xa47E1ae64a…

    Repay

    $5.78

    0x5bbc9c8f...aeec653h ago

    fee$0.01154/ 6d
    L $0.00577S $0.002885R $0.002885
  5. loan#31159repaid

    Borrow

    $8.21

    0x873373ad...d5adb86h ago

    Spend

    $8.21

    to 0xa47E1ae64a…

    Repay

    $8.23

    0x6deac3b2...557afa4h ago

    fee$0.01642/ 6d
    L $0.00821S $0.004105R $0.004105
  6. loan#31038repaid

    Borrow

    $6.58

    0x5f7bd5f7...8dde5e7h ago

    Spend

    $6.58

    to 0xa47E1ae64a…

    Repay

    $6.59

    0xa80ae4c4...4df3066h ago

    fee$0.00658/ 3d
    L $0.00329S $0.001645R $0.001645
  7. loan#30924repaid

    Borrow

    $9.56

    0xcbcf8571...2de3069h ago

    Spend

    $9.56

    to 0xa47E1ae64a…

    Repay

    $9.57

    0x5dab831e...0a736e7h ago

    fee$0.012746/ 4d
    L $0.006374S $0.003186R $0.003186
  8. loan#30805repaid

    Borrow

    $8.77

    0x1bd457a1...6ab1e310h ago

    Spend

    $8.77

    to 0xa47E1ae64a…

    Repay

    $8.78

    0x283ed2d0...7456309h ago

    fee$0.00877/ 3d
    L $0.004386S $0.002192R $0.002192
  9. loan#30693repaid

    Borrow

    $9.45

    0xa61f08ed...a6852312h ago

    Spend

    $9.45

    to 0xa47E1ae64a…

    Repay

    $9.46

    0xf760998d...2986ae10h ago

    fee$0.0126/ 4d
    L $0.0063S $0.00315R $0.00315
  10. loan#30595repaid

    Borrow

    $9.63

    0xf8c7b4d2...16c6a513h ago

    Spend

    $9.63

    to 0xa47E1ae64a…

    Repay

    $9.64

    0xe0835c44...32e2e112h ago

    fee$0.00642/ 2d
    L $0.00321S $0.001605R $0.001605
  11. loan#30502repaid

    Borrow

    $8.80

    0x05f141cd...6e593615h ago

    Spend

    $8.80

    to 0xa47E1ae64a…

    Repay

    $8.81

    0x076eccc2...fc457513h ago

    fee$0.005866/ 2d
    L $0.002934S $0.001466R $0.001466
  12. loan#30412repaid

    Borrow

    $7.40

    0x2d92ab5c...3dd73816h ago

    Spend

    $7.40

    to 0xa47E1ae64a…

    Repay

    $7.40

    0xbc8c8ace...1058df15h ago

    fee$0.004933/ 2d
    L $0.002467S $0.001233R $0.001233
  13. loan#30315repaid

    Borrow

    $9.60

    0x09bf4b16...da89f618h ago

    Spend

    $9.60

    to 0xa47E1ae64a…

    Repay

    $9.61

    0x54e2c596...273c5a16h ago

    fee$0.0064/ 2d
    L $0.0032S $0.0016R $0.0016
  14. loan#30207repaid

    Borrow

    $5.26

    0xe3889c5c...15666719h ago

    Spend

    $5.26

    to 0xa47E1ae64a…

    Repay

    $5.27

    0xf2b66ef3...e69f5c18h ago

    fee$0.00526/ 3d
    L $0.00263S $0.001315R $0.001315
  15. loan#30101repaid

    Borrow

    $7.97

    0xe17cc106...0538bf21h ago

    Spend

    $7.97

    to 0xa47E1ae64a…

    Repay

    $7.98

    0x30673223...9978d919h ago

    fee$0.013283/ 5d
    L $0.006643S $0.00332R $0.00332
  16. loan#30009repaid

    Borrow

    $6.11

    0xa76be15d...4a4f3822h ago

    Spend

    $6.11

    to 0xa47E1ae64a…

    Repay

    $6.12

    0x0f20b3fd...03778b21h ago

    fee$0.008146/ 4d
    L $0.004074S $0.002036R $0.002036
  17. loan#29917repaid

    Borrow

    $5.74

    0x5d41ffa7...74739d1d ago

    Spend

    $5.74

    to 0xa47E1ae64a…

    Repay

    $5.75

    0x1a4dc093...b2173822h ago

    fee$0.009566/ 5d
    L $0.004784S $0.002391R $0.002391
  18. loan#29812repaid

    Borrow

    $5.11

    0x6f98c82b...d1c9591d ago

    Spend

    $5.11

    to 0xa47E1ae64a…

    Repay

    $5.11

    0x11e7dc46...b8d9d01d ago

    fee$0.003406/ 2d
    L $0.001704S $0.000851R $0.000851
  19. loan#29709repaid

    Borrow

    $8.07

    0x18bd75f0...3f05031d ago

    Spend

    $8.07

    to 0xa47E1ae64a…

    Repay

    $8.08

    0xf6171386...5b55e21d ago

    fee$0.01345/ 5d
    L $0.006726S $0.003362R $0.003362
  20. loan#29607repaid

    Borrow

    $6.19

    0xe66da47e...e60cd11d ago

    Spend

    $6.19

    to 0xa47E1ae64a…

    Repay

    $6.20

    0x25fc5d41...0d392b1d ago

    fee$0.008253/ 4d
    L $0.004127S $0.002063R $0.002063
  21. loan#29503repaid

    Borrow

    $8.64

    0x9779ae64...4d4e0b1d ago

    Spend

    $8.64

    to 0xa47E1ae64a…

    Repay

    $8.65

    0x1d73f541...fdc3661d ago

    fee$0.00864/ 3d
    L $0.00432S $0.00216R $0.00216
  22. loan#29399repaid

    Borrow

    $5.18

    0x9029441c...27ca101d ago

    Spend

    $5.18

    to 0xa47E1ae64a…

    Repay

    $5.19

    0xe15017d5...850b331d ago

    fee$0.006906/ 4d
    L $0.003454S $0.001726R $0.001726
  23. loan#29294repaid

    Borrow

    $8.85

    0x2263f1b4...5a66ef1d ago

    Spend

    $8.85

    to 0xa47E1ae64a…

    Repay

    $8.86

    0x66599180...3277f11d ago

    fee$0.0059/ 2d
    L $0.00295S $0.001475R $0.001475
  24. loan#29185repaid

    Borrow

    $8.46

    0x60680695...ea783b1d ago

    Spend

    $8.46

    to 0xa47E1ae64a…

    Repay

    $8.47

    0xa8e9d54a...214cfe1d ago

    fee$0.00846/ 3d
    L $0.00423S $0.002115R $0.002115

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/468.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31601$9.45$0.00945$0.004726$0.002362$0.0023623d9mactive
#31494$6.29$0.004193$0.002097$0.001048$0.0010482d1.5hrepaid
#31383$8.17$0.013616$0.006808$0.003404$0.0034045d1.5hrepaid
#31273$5.77$0.01154$0.00577$0.002885$0.0028856d1.5hrepaid
#31159$8.21$0.01642$0.00821$0.004105$0.0041056d1.5hrepaid
#31038$6.58$0.00658$0.00329$0.001645$0.0016453d1.5hrepaid
#30924$9.56$0.012746$0.006374$0.003186$0.0031864d1.5hrepaid
#30805$8.77$0.00877$0.004386$0.002192$0.0021923d1.5hrepaid
#30693$9.45$0.0126$0.0063$0.00315$0.003154d1.5hrepaid
#30595$9.63$0.00642$0.00321$0.001605$0.0016052d1.5hrepaid
#30502$8.80$0.005866$0.002934$0.001466$0.0014662d1.5hrepaid
#30412$7.40$0.004933$0.002467$0.001233$0.0012332d1.5hrepaid
#30315$9.60$0.0064$0.0032$0.0016$0.00162d1.5hrepaid
#30207$5.26$0.00526$0.00263$0.001315$0.0013153d1.5hrepaid
#30101$7.97$0.013283$0.006643$0.00332$0.003325d1.5hrepaid
#30009$6.11$0.008146$0.004074$0.002036$0.0020364d1.5hrepaid
#29917$5.74$0.009566$0.004784$0.002391$0.0023915d1.5hrepaid
#29812$5.11$0.003406$0.001704$0.000851$0.0008512d1.5hrepaid
#29709$8.07$0.01345$0.006726$0.003362$0.0033625d1.5hrepaid
#29607$6.19$0.008253$0.004127$0.002063$0.0020634d1.5hrepaid
#29503$8.64$0.00864$0.00432$0.00216$0.002163d1.5hrepaid
#29399$5.18$0.006906$0.003454$0.001726$0.0017264d1.5hrepaid
#29294$8.85$0.0059$0.00295$0.001475$0.0014752d1.5hrepaid
#29185$8.46$0.00846$0.00423$0.002115$0.0021153d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#468
Spending address
0xa47E1a...1FcB22
Sponsor
#472
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.