PPriors Bureau
in good standingloan openerc-8004 #469

Agent #469

Enrolled 20d ago · 2026-09-21 09:34:35Z · vouched by #6234

every 12s
liveblock 86,035,6092026-10-11 18:15:23Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
53breakdown verified below
Lifetime borrowed
$4,207551 loans · $4.71 fees
Credit scoreverify
53/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    120.6 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+40/ 150
    20 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31603
Principal
$5.00
Fee
$0.005
Term
3d
Due
in 2d
Grace ends
in 5d

total due $5.01

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31603open

    Borrow

    $5.00

    0xfd1218f9...24310e8m ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    not yet repaid

    fee$0.005/ 3d
    fee settles on repay
  2. loan#31385repaid

    Borrow

    $5.00

    0x842d12a7...95a83c3h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x61a8ff3b...468bdc1h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  3. loan#31275repaid

    Borrow

    $5.00

    0x49c96f46...f0b3474h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x2d6316a1...9b5e753h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  4. loan#31161repaid

    Borrow

    $5.00

    0x3736c56e...eced546h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x19f7153c...c0dd2d4h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  5. loan#31040repaid

    Borrow

    $5.00

    0xa371466e...bea3a67h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x69e5fcac...cab6be6h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  6. loan#30926repaid

    Borrow

    $5.00

    0x9036bf66...6ba6df9h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xf2b7fc04...c0f43d7h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  7. loan#30807repaid

    Borrow

    $5.00

    0xd30f0827...1fd72210h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x68167a6c...1509e79h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  8. loan#30695repaid

    Borrow

    $5.00

    0xe9545f23...74158812h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xb5ca5cb8...efeca310h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  9. loan#30597repaid

    Borrow

    $5.00

    0x3aba9391...6bb3dc13h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x8069da0d...a5026e12h ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  10. loan#30414repaid

    Borrow

    $5.00

    0x2f25471e...5a632316h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.00

    0x38fe6855...841bd313h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  11. loan#30317repaid

    Borrow

    $5.00

    0x854a8e4d...3c949b18h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x21d01d76...49986516h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  12. loan#30209repaid

    Borrow

    $5.00

    0x929240a7...56eadc19h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x0407a742...42f59618h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  13. loan#30011repaid

    Borrow

    $5.00

    0x0f892c1b...e7258322h ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xb7193e87...aa073019h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  14. loan#29919repaid

    Borrow

    $5.00

    0x75f3fa7d...3775981d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x72c56d8e...2df70922h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  15. loan#29814repaid

    Borrow

    $5.00

    0x52df3947...9f068a1d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x34b2cad2...549fd01d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  16. loan#29711repaid

    Borrow

    $5.00

    0x7b97567b...8c30291d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x1e83f3db...62db641d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  17. loan#29609repaid

    Borrow

    $5.00

    0x8f0b7d1e...f788221d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xa860bfd7...a32fa91d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  18. loan#29505repaid

    Borrow

    $5.00

    0xf0de281e...d9522f1d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x17463c18...a5b01b1d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  19. loan#29401repaid

    Borrow

    $5.00

    0xb732bf8f...7f9d791d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xd21bccea...1be6331d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  20. loan#29296repaid

    Borrow

    $5.00

    0x88ccec89...9bfd7b1d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0x9b387c3d...9beca71d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  21. loan#29187repaid

    Borrow

    $5.00

    0x3207eb1a...f0c9e61d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xd8c6c79f...64f6791d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  22. loan#29077repaid

    Borrow

    $5.00

    0x507b151b...00983e1d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xc84dc899...5614a31d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  23. loan#28968repaid

    Borrow

    $5.00

    0xa170a73c...8e85341d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xb9523750...d206191d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  24. loan#28853repaid

    Borrow

    $5.00

    0x6709e029...ed9da21d ago

    Spend

    $5.00

    to 0xDAA40F1349…

    Repay

    $5.01

    0xcdcdbca2...48ac0c1d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/469.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31603$5.00$0.005$0.0025$0.00125$0.001253d8mactive
#31385$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#31275$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#31161$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#31040$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30926$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30807$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30695$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30597$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#30414$5.00$0.003333$0.001667$0.000833$0.0008332d3hrepaid
#30317$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30209$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30011$5.00$0.008333$0.004167$0.002083$0.0020835d3hrepaid
#29919$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29814$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29711$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29609$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29505$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29401$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29296$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29187$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29077$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#28968$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#28853$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#469
Spending address
0xDAA40F...ED5dC3
Sponsor
#6234
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.