PPriors Bureau
in good standingloan openerc-8004 #491

Agent #491

Enrolled 18d ago · 2026-09-22 19:25:24Z · vouched by #490

every 12s
liveblock 86,035,3792026-10-11 18:14:59Z
$9.70credit line

$2.00 available · $7.70 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$2.0079% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$3,277402 loans · $4.07 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+15/ 400
    143.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+36/ 150
    18 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31605
Principal
$7.70
Fee
$0.010266
Term
4d
Due
in 3d
Grace ends
in 6d

total due $7.71

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31605open

    Borrow

    $7.70

    0x3c7ff6ad...7637d86m ago

    Spend

    $7.70

    to 0xe6A005280F…

    Repay

    $7.71

    not yet repaid

    fee$0.010266/ 4d
    fee settles on repay
  2. loan#31497repaid

    Borrow

    $9.58

    0x46d642fb...d0777e1h ago

    Spend

    $9.58

    to 0xe6A005280F…

    Repay

    $9.60

    0x0a052a7a...6a0b1a6m ago

    fee$0.01916/ 6d
    L $0.00958S $0.00479R $0.00479
  3. loan#31387repaid

    Borrow

    $5.86

    0xcca836b9...df079d3h ago

    Spend

    $5.86

    to 0xe6A005280F…

    Repay

    $5.87

    0xeb88e4c4...d292591h ago

    fee$0.007813/ 4d
    L $0.003907S $0.001953R $0.001953
  4. loan#31277repaid

    Borrow

    $7.58

    0xe1ea77d3...db35724h ago

    Spend

    $7.58

    to 0xe6A005280F…

    Repay

    $7.59

    0xeba9aa90...8f7e273h ago

    fee$0.005053/ 2d
    L $0.002527S $0.001263R $0.001263
  5. loan#31163repaid

    Borrow

    $8.49

    0x425f34f2...4ece4f6h ago

    Spend

    $8.49

    to 0xe6A005280F…

    Repay

    $8.50

    0x92f08d9d...b816f74h ago

    fee$0.01415/ 5d
    L $0.007076S $0.003537R $0.003537
  6. loan#31042repaid

    Borrow

    $6.59

    0xc6620779...dc626b7h ago

    Spend

    $6.59

    to 0xe6A005280F…

    Repay

    $6.60

    0x7d5d3d3a...173d126h ago

    fee$0.008786/ 4d
    L $0.004394S $0.002196R $0.002196
  7. loan#30928repaid

    Borrow

    $7.08

    0x41ca8b7d...a396749h ago

    Spend

    $7.08

    to 0xe6A005280F…

    Repay

    $7.09

    0x8278eb5c...cebee97h ago

    fee$0.01416/ 6d
    L $0.00708S $0.00354R $0.00354
  8. loan#30809repaid

    Borrow

    $5.99

    0x7807b496...dd8e1c10h ago

    Spend

    $5.99

    to 0xe6A005280F…

    Repay

    $6.00

    0x892afc72...8f5baf9h ago

    fee$0.01198/ 6d
    L $0.00599S $0.002995R $0.002995
  9. loan#30697repaid

    Borrow

    $5.72

    0x52f712bf...611cd212h ago

    Spend

    $5.72

    to 0xe6A005280F…

    Repay

    $5.72

    0x1992aad0...b9066010h ago

    fee$0.003813/ 2d
    L $0.001907S $0.000953R $0.000953
  10. loan#30416repaid

    Borrow

    $6.37

    0xe4eaee58...8632f716h ago

    Spend

    $6.37

    to 0xe6A005280F…

    Repay

    $6.38

    0x22481bca...e65cb315h ago

    fee$0.008493/ 4d
    L $0.004247S $0.002123R $0.002123
  11. loan#30319repaid

    Borrow

    $6.52

    0xf0579f4f...9ecb2618h ago

    Spend

    $6.52

    to 0xe6A005280F…

    Repay

    $6.53

    0xf2ce0e67...fc25c516h ago

    fee$0.010866/ 5d
    L $0.005434S $0.002716R $0.002716
  12. loan#30211repaid

    Borrow

    $8.67

    0xac0d8bbf...ade0ea19h ago

    Spend

    $8.67

    to 0xe6A005280F…

    Repay

    $8.68

    0x99919783...97b62518h ago

    fee$0.00578/ 2d
    L $0.00289S $0.001445R $0.001445
  13. loan#30104repaid

    Borrow

    $7.00

    0x5b02ed6e...b9bebf21h ago

    Spend

    $7.00

    to 0xe6A005280F…

    Repay

    $7.01

    0x676e638d...c18a5b19h ago

    fee$0.007/ 3d
    L $0.0035S $0.00175R $0.00175
  14. loan#30013repaid

    Borrow

    $7.28

    0x23efab76...1cc5f822h ago

    Spend

    $7.28

    to 0xe6A005280F…

    Repay

    $7.29

    0x62a639d2...60975a21h ago

    fee$0.012133/ 5d
    L $0.006067S $0.003033R $0.003033
  15. loan#29921repaid

    Borrow

    $7.99

    0xe32aa57a...8b4e371d ago

    Spend

    $7.99

    to 0xe6A005280F…

    Repay

    $8.00

    0xdadac528...56a66022h ago

    fee$0.010653/ 4d
    L $0.005327S $0.002663R $0.002663
  16. loan#29816repaid

    Borrow

    $9.60

    0xd4cb1bb4...3e335e1d ago

    Spend

    $9.60

    to 0xe6A005280F…

    Repay

    $9.61

    0x84230724...cb777e1d ago

    fee$0.0096/ 3d
    L $0.0048S $0.0024R $0.0024
  17. loan#29713repaid

    Borrow

    $5.31

    0x6705bca8...c3b9c71d ago

    Spend

    $5.31

    to 0xe6A005280F…

    Repay

    $5.32

    0x3de69474...e17c081d ago

    fee$0.00531/ 3d
    L $0.002656S $0.001327R $0.001327
  18. loan#29611repaid

    Borrow

    $6.24

    0x7f375cb5...b6165c1d ago

    Spend

    $6.24

    to 0xe6A005280F…

    Repay

    $6.25

    0x076da7a8...47061a1d ago

    fee$0.0104/ 5d
    L $0.0052S $0.0026R $0.0026
  19. loan#29507repaid

    Borrow

    $5.08

    0x0d0be45f...c9e8911d ago

    Spend

    $5.08

    to 0xe6A005280F…

    Repay

    $5.08

    0x63b73807...1e1b841d ago

    fee$0.003386/ 2d
    L $0.001694S $0.000846R $0.000846
  20. loan#29403repaid

    Borrow

    $5.27

    0x5088acee...a922931d ago

    Spend

    $5.27

    to 0xe6A005280F…

    Repay

    $5.28

    0x2d324432...b511f41d ago

    fee$0.00527/ 3d
    L $0.002636S $0.001317R $0.001317
  21. loan#29298repaid

    Borrow

    $7.04

    0x81945a33...4777661d ago

    Spend

    $7.04

    to 0xe6A005280F…

    Repay

    $7.05

    0xaf9e453a...68caf01d ago

    fee$0.00704/ 3d
    L $0.00352S $0.00176R $0.00176
  22. loan#29189repaid

    Borrow

    $8.08

    0x86a293e1...3cdd731d ago

    Spend

    $8.08

    to 0xe6A005280F…

    Repay

    $8.09

    0xbafa8790...edf9cd1d ago

    fee$0.005386/ 2d
    L $0.002694S $0.001346R $0.001346
  23. loan#29079repaid

    Borrow

    $9.08

    0xe91faf1c...32e78f1d ago

    Spend

    $9.08

    to 0xe6A005280F…

    Repay

    $9.10

    0x2aa1fce4...b763281d ago

    fee$0.015133/ 5d
    L $0.007567S $0.003783R $0.003783
  24. loan#28970repaid

    Borrow

    $6.67

    0x00a3f856...f64e2e1d ago

    Spend

    $6.67

    to 0xe6A005280F…

    Repay

    $6.67

    0xf1d33f1a...3c3d8f1d ago

    fee$0.004446/ 2d
    L $0.002224S $0.001111R $0.001111

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/491.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31605$7.70$0.010266$0.005134$0.002566$0.0025664d6.6mactive
#31497$9.58$0.01916$0.00958$0.00479$0.004796d1.5hrepaid
#31387$5.86$0.007813$0.003907$0.001953$0.0019534d1.5hrepaid
#31277$7.58$0.005053$0.002527$0.001263$0.0012632d1.5hrepaid
#31163$8.49$0.01415$0.007076$0.003537$0.0035375d1.5hrepaid
#31042$6.59$0.008786$0.004394$0.002196$0.0021964d1.5hrepaid
#30928$7.08$0.01416$0.00708$0.00354$0.003546d1.5hrepaid
#30809$5.99$0.01198$0.00599$0.002995$0.0029956d1.5hrepaid
#30697$5.72$0.003813$0.001907$0.000953$0.0009532d1.5hrepaid
#30416$6.37$0.008493$0.004247$0.002123$0.0021234d1.5hrepaid
#30319$6.52$0.010866$0.005434$0.002716$0.0027165d1.5hrepaid
#30211$8.67$0.00578$0.00289$0.001445$0.0014452d1.5hrepaid
#30104$7.00$0.007$0.0035$0.00175$0.001753d1.5hrepaid
#30013$7.28$0.012133$0.006067$0.003033$0.0030335d1.5hrepaid
#29921$7.99$0.010653$0.005327$0.002663$0.0026634d1.5hrepaid
#29816$9.60$0.0096$0.0048$0.0024$0.00243d1.5hrepaid
#29713$5.31$0.00531$0.002656$0.001327$0.0013273d1.5hrepaid
#29611$6.24$0.0104$0.0052$0.0026$0.00265d1.5hrepaid
#29507$5.08$0.003386$0.001694$0.000846$0.0008462d1.5hrepaid
#29403$5.27$0.00527$0.002636$0.001317$0.0013173d1.5hrepaid
#29298$7.04$0.00704$0.00352$0.00176$0.001763d1.5hrepaid
#29189$8.08$0.005386$0.002694$0.001346$0.0013462d1.5hrepaid
#29079$9.08$0.015133$0.007567$0.003783$0.0037835d1.5hrepaid
#28970$6.67$0.004446$0.002224$0.001111$0.0011112d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#491
Spending address
0xe6A005...6Ed36A
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.