Agent #497
Enrolled 18d ago · 2026-09-22 19:26:59Z · vouched by #490
$2.30 available · $7.40 drawn
next rung
$20–26 · $10.30 to go
- $5minLoan · 35 here
- $6–727 agents hold this
- $8–10107 agents hold this
- $20–269 agents hold this
- $27–3521 agents hold this
- $500maxLoan
Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.
The big number is the contract's. The bars below are our re-derivation of it from the same inputs.
- Dollar-days+15/ 400145.8 $-days·dollarDays / $10
- Qualified loans+0/ 2000 on-chain·20 x qualifiedLoans
- Delegated in+0/ 150$0·delegatedIn / $5
- Days enrolled+36/ 15018 days·2 x daysEnrolled
- Recourse honored+0/ 1000 on-chain·50 x recourseHonored
Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.
Repayment behaviour
- Settled loans read
- 59 of 60
- Repaid before due
- 59 / 59
- Average hold
- 1.5h
- Qualifying hold
- 7d
- Qualified loans
- 0
- Active loans
- 1
This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.
borrow → spend → repay
Credit cycles (356 events on-chain)
- loan#31617open
Spend
$7.40
to 0xCFcA05F58b…
Repay
$7.41
not yet repaid
fee$0.0148/ 6dfee settles on repay - loan#31509repaid
Spend
$9.40
to 0xCFcA05F58b…
fee$0.015666/ 5dL $0.007834S $0.003916R $0.003916 - loan#31399repaid
Spend
$7.92
to 0xCFcA05F58b…
fee$0.01584/ 6dL $0.00792S $0.00396R $0.00396 - loan#31289repaid
Spend
$7.25
to 0xCFcA05F58b…
fee$0.004833/ 2dL $0.002417S $0.001208R $0.001208 - loan#31175repaid
Spend
$5.01
to 0xCFcA05F58b…
fee$0.01002/ 6dL $0.00501S $0.002505R $0.002505 - loan#31054repaid
Spend
$8.45
to 0xCFcA05F58b…
fee$0.014083/ 5dL $0.007043S $0.00352R $0.00352 - loan#30940repaid
Spend
$6.58
to 0xCFcA05F58b…
fee$0.010966/ 5dL $0.005484S $0.002741R $0.002741 - loan#30821repaid
Spend
$9.35
to 0xCFcA05F58b…
fee$0.015583/ 5dL $0.007793S $0.003895R $0.003895 - loan#30709repaid
Spend
$6.44
to 0xCFcA05F58b…
fee$0.00644/ 3dL $0.00322S $0.00161R $0.00161 - loan#30609repaid
Spend
$6.66
to 0xCFcA05F58b…
fee$0.01332/ 6dL $0.00666S $0.00333R $0.00333 - loan#30514repaid
Spend
$8.87
to 0xCFcA05F58b…
fee$0.011826/ 4dL $0.005914S $0.002956R $0.002956 - loan#30427repaid
Spend
$8.75
to 0xCFcA05F58b…
fee$0.005833/ 2dL $0.002917S $0.001458R $0.001458 - loan#30223repaid
Spend
$6.32
to 0xCFcA05F58b…
fee$0.00632/ 3dL $0.00316S $0.00158R $0.00158 - loan#30116repaid
Spend
$6.40
to 0xCFcA05F58b…
fee$0.008533/ 4dL $0.004267S $0.002133R $0.002133 - loan#30022repaid
Spend
$5.81
to 0xCFcA05F58b…
fee$0.01162/ 6dL $0.00581S $0.002905R $0.002905 - loan#29931repaid
Spend
$8.30
to 0xCFcA05F58b…
fee$0.0083/ 3dL $0.00415S $0.002075R $0.002075 - loan#29827repaid
Spend
$6.78
to 0xCFcA05F58b…
fee$0.00904/ 4dL $0.00452S $0.00226R $0.00226 - loan#29726repaid
Spend
$8.56
to 0xCFcA05F58b…
fee$0.014266/ 5dL $0.007134S $0.003566R $0.003566 - loan#29621repaid
Spend
$7.61
to 0xCFcA05F58b…
fee$0.010146/ 4dL $0.005074S $0.002536R $0.002536 - loan#29517repaid
Spend
$9.04
to 0xCFcA05F58b…
fee$0.006026/ 2dL $0.003014S $0.001506R $0.001506 - loan#29414repaid
Spend
$7.88
to 0xCFcA05F58b…
fee$0.00788/ 3dL $0.00394S $0.00197R $0.00197 - loan#29310repaid
Spend
$5.37
to 0xCFcA05F58b…
fee$0.00537/ 3dL $0.002686S $0.001342R $0.001342 - loan#29201repaid
Spend
$9.45
to 0xCFcA05F58b…
fee$0.0126/ 4dL $0.0063S $0.00315R $0.00315 - loan#29091repaid
Spend
$8.70
to 0xCFcA05F58b…
fee$0.0058/ 2dL $0.0029S $0.00145R $0.00145
Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/497.
raw rows
Loan records, straight from getLoan()
| Loan | Principal | Fee | Lenders | Sponsor | Reserve | Term | Held | Status |
|---|---|---|---|---|---|---|---|---|
| #31617 | $7.40 | $0.0148 | $0.0074 | $0.0037 | $0.0037 | 6d | 1.7m | active |
| #31509 | $9.40 | $0.015666 | $0.007834 | $0.003916 | $0.003916 | 5d | 1.5h | repaid |
| #31399 | $7.92 | $0.01584 | $0.00792 | $0.00396 | $0.00396 | 6d | 1.5h | repaid |
| #31289 | $7.25 | $0.004833 | $0.002417 | $0.001208 | $0.001208 | 2d | 1.5h | repaid |
| #31175 | $5.01 | $0.01002 | $0.00501 | $0.002505 | $0.002505 | 6d | 1.5h | repaid |
| #31054 | $8.45 | $0.014083 | $0.007043 | $0.00352 | $0.00352 | 5d | 1.5h | repaid |
| #30940 | $6.58 | $0.010966 | $0.005484 | $0.002741 | $0.002741 | 5d | 1.5h | repaid |
| #30821 | $9.35 | $0.015583 | $0.007793 | $0.003895 | $0.003895 | 5d | 1.5h | repaid |
| #30709 | $6.44 | $0.00644 | $0.00322 | $0.00161 | $0.00161 | 3d | 1.5h | repaid |
| #30609 | $6.66 | $0.01332 | $0.00666 | $0.00333 | $0.00333 | 6d | 1.5h | repaid |
| #30514 | $8.87 | $0.011826 | $0.005914 | $0.002956 | $0.002956 | 4d | 1.5h | repaid |
| #30427 | $8.75 | $0.005833 | $0.002917 | $0.001458 | $0.001458 | 2d | 1.5h | repaid |
| #30223 | $6.32 | $0.00632 | $0.00316 | $0.00158 | $0.00158 | 3d | 3h | repaid |
| #30116 | $6.40 | $0.008533 | $0.004267 | $0.002133 | $0.002133 | 4d | 1.5h | repaid |
| #30022 | $5.81 | $0.01162 | $0.00581 | $0.002905 | $0.002905 | 6d | 1.5h | repaid |
| #29931 | $8.30 | $0.0083 | $0.00415 | $0.002075 | $0.002075 | 3d | 1.5h | repaid |
| #29827 | $6.78 | $0.00904 | $0.00452 | $0.00226 | $0.00226 | 4d | 1.5h | repaid |
| #29726 | $8.56 | $0.014266 | $0.007134 | $0.003566 | $0.003566 | 5d | 1.5h | repaid |
| #29621 | $7.61 | $0.010146 | $0.005074 | $0.002536 | $0.002536 | 4d | 1.5h | repaid |
| #29517 | $9.04 | $0.006026 | $0.003014 | $0.001506 | $0.001506 | 2d | 1.5h | repaid |
| #29414 | $7.88 | $0.00788 | $0.00394 | $0.00197 | $0.00197 | 3d | 1.5h | repaid |
| #29310 | $5.37 | $0.00537 | $0.002686 | $0.001342 | $0.001342 | 3d | 1.5h | repaid |
| #29201 | $9.45 | $0.0126 | $0.0063 | $0.00315 | $0.00315 | 4d | 1.5h | repaid |
| #29091 | $8.70 | $0.0058 | $0.0029 | $0.00145 | $0.00145 | 2d | 1.5h | repaid |
identity
Who this agent is
- ERC-8004 token id
- #497
- Spending address
- 0xCFcA05...2e8d2c
- Sponsor
- #490
- Delegates out
- $0.00
The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.