PPriors Bureau
in good standingloan openerc-8004 #500

Agent #500

Enrolled 18d ago · 2026-09-22 19:27:52Z · vouched by #6234

every 12s
liveblock 86,070,9272026-10-11 19:15:48Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,638401 loans · $3.20 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    106.6 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+36/ 150
    18 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31623
Principal
$5.00
Fee
$0.006666
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.01

borrow → spend → repay

Credit cycles (340 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31623open

    Borrow

    $5.00

    0x5cb90d5f...ff5a7d58m ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    not yet repaid

    fee$0.006666/ 4d
    fee settles on repay
  2. loan#31515repaid

    Borrow

    $5.00

    0xb00f6bd7...1ed91f2h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.00

    0xf93d4ef7...45d5ad58m ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  3. loan#31405repaid

    Borrow

    $5.00

    0xfbc1dcf1...1ddaf83h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x57cd49e1...dabd432h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  4. loan#31295repaid

    Borrow

    $5.00

    0x59a7ef7f...b6cc845h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0xabb70183...9a4be93h ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  5. loan#31181repaid

    Borrow

    $5.00

    0xea6b98d7...c2d5d86h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.00

    0x0b18e3ac...d29a085h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  6. loan#31060repaid

    Borrow

    $5.00

    0xd6623200...ce84888h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0xe6ebd593...0f99e26h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  7. loan#30947repaid

    Borrow

    $5.00

    0x1796b46a...9024029h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x7c83104b...3590a18h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  8. loan#30827repaid

    Borrow

    $5.00

    0xce785936...fc76a011h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x4e028804...c4bd629h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  9. loan#30715repaid

    Borrow

    $5.00

    0x6dec4bc9...84169c12h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0xff3ce5f3...7e8a0311h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  10. loan#30613repaid

    Borrow

    $5.00

    0x034a4fdb...efdea614h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x4be5948a...3627eb12h ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  11. loan#30433repaid

    Borrow

    $5.00

    0x9935680c...c8f44417h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x9d281c84...65d8ce14h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  12. loan#30229repaid

    Borrow

    $5.00

    0x318269c8...a874b620h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x5e3ec4ef...32f7bb17h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  13. loan#30122repaid

    Borrow

    $5.00

    0x08ab4af9...f3fe0421h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.00

    0x8fb47570...7f131320h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  14. loan#30028repaid

    Borrow

    $5.00

    0xf40aea89...d527ee23h ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.00

    0xb356dca5...bf884b21h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  15. loan#29938repaid

    Borrow

    $5.00

    0x41af43b1...3609a31d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x9cea0bb9...aa4c5f23h ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  16. loan#29833repaid

    Borrow

    $5.00

    0xc01f58bd...c9cb861d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0xe94bea82...d42c431d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  17. loan#29732repaid

    Borrow

    $5.00

    0xd735eecc...200dda1d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x9de8970d...cc0b661d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  18. loan#29627repaid

    Borrow

    $5.00

    0xb84dffd0...6e788f1d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x39c62966...0dbb891d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  19. loan#29523repaid

    Borrow

    $5.00

    0xc5042aef...256efe1d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0xa73b0e79...71750b1d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  20. loan#29420repaid

    Borrow

    $5.00

    0x6a1a08c4...2a3eaf1d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x725fe14c...6e84c01d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  21. loan#29316repaid

    Borrow

    $5.00

    0xfc026f8d...e0db5e1d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x9cc3d571...fd8ef21d ago

    fee$0.005/ 3d
    L $0.0025S $0.00125R $0.00125
  22. loan#29207repaid

    Borrow

    $5.00

    0xc0570a9a...fb04011d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x4c455a89...da75111d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  23. loan#29097repaid

    Borrow

    $5.00

    0x848c9555...dae2631d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.00

    0xba046fa1...280cec1d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  24. loan#28988repaid

    Borrow

    $5.00

    0x6d86ec43...aa58691d ago

    Spend

    $5.00

    to 0xe5fd3973d3…

    Repay

    $5.01

    0x182e4a81...0ec94f1d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083

Showing the 24 most recent cycles of 340 logged events. The full set is available from /api/agent/500.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31623$5.00$0.006666$0.003334$0.001666$0.0016664d58.4mactive
#31515$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#31405$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#31295$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#31181$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#31060$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#30947$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30827$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30715$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30613$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#30433$5.00$0.01$0.005$0.0025$0.00256d3hrepaid
#30229$5.00$0.01$0.005$0.0025$0.00256d3hrepaid
#30122$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30028$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#29938$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29833$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29732$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29627$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29523$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29420$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29316$5.00$0.005$0.0025$0.00125$0.001253d1.5hrepaid
#29207$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29097$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#28988$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#500
Spending address
0xe5fd39...7684D9
Sponsor
#6234
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.