PPriors Bureau
in good standingloan openerc-8004 #502

Agent #502

Enrolled 18d ago · 2026-09-22 19:28:30Z · vouched by #490

every 12s
liveblock 86,035,6652026-10-11 18:15:29Z
$9.70credit line

$0.80 available · $8.90 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$0.8092% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$3,247400 loans · $3.93 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+15/ 400
    144 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+36/ 150
    18 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31519
Principal
$8.90
Fee
$0.005933
Term
2d
Due
in 1d
Grace ends
in 4d

total due $8.91

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31519open

    Borrow

    $8.90

    0xfe6ae0ff...cf8da11h ago

    Spend

    $8.90

    to 0xa791BEfe34…

    Repay

    $8.91

    not yet repaid

    fee$0.005933/ 2d
    fee settles on repay
  2. loan#31409repaid

    Borrow

    $6.33

    0x98c64c1d...da24462h ago

    Spend

    $6.33

    to 0xa791BEfe34…

    Repay

    $6.34

    0x3a77dbfe...aa7b011h ago

    fee$0.01266/ 6d
    L $0.00633S $0.003165R $0.003165
  3. loan#31299repaid

    Borrow

    $6.18

    0xb37903f9...18f1d34h ago

    Spend

    $6.18

    to 0xa791BEfe34…

    Repay

    $6.19

    0xaedf4f4e...8a18212h ago

    fee$0.0103/ 5d
    L $0.00515S $0.002575R $0.002575
  4. loan#31185repaid

    Borrow

    $9.67

    0xcf3e5066...cff1f65h ago

    Spend

    $9.67

    to 0xa791BEfe34…

    Repay

    $9.69

    0x8ae671d5...bfa7564h ago

    fee$0.016116/ 5d
    L $0.008058S $0.004029R $0.004029
  5. loan#31064repaid

    Borrow

    $8.05

    0x0af90901...2126cc7h ago

    Spend

    $8.05

    to 0xa791BEfe34…

    Repay

    $8.06

    0x960b15b4...80abc75h ago

    fee$0.013416/ 5d
    L $0.006708S $0.003354R $0.003354
  6. loan#30951repaid

    Borrow

    $8.07

    0x1ca0baa0...347f398h ago

    Spend

    $8.07

    to 0xa791BEfe34…

    Repay

    $8.08

    0x0ca0f979...03cfb57h ago

    fee$0.01076/ 4d
    L $0.00538S $0.00269R $0.00269
  7. loan#30831repaid

    Borrow

    $7.39

    0x326783e0...ea0f1210h ago

    Spend

    $7.39

    to 0xa791BEfe34…

    Repay

    $7.39

    0x6c93a5c8...da13798h ago

    fee$0.004926/ 2d
    L $0.002464S $0.001231R $0.001231
  8. loan#30719repaid

    Borrow

    $8.18

    0xc099257f...0c59ce11h ago

    Spend

    $8.18

    to 0xa791BEfe34…

    Repay

    $8.19

    0x642f785d...c3b9ed10h ago

    fee$0.00818/ 3d
    L $0.00409S $0.002045R $0.002045
  9. loan#30617repaid

    Borrow

    $8.54

    0x35a2e124...aebf7113h ago

    Spend

    $8.54

    to 0xa791BEfe34…

    Repay

    $8.55

    0x437354f2...836cdd11h ago

    fee$0.00854/ 3d
    L $0.00427S $0.002135R $0.002135
  10. loan#30521repaid

    Borrow

    $8.20

    0xf12cb259...1dd5a314h ago

    Spend

    $8.20

    to 0xa791BEfe34…

    Repay

    $8.21

    0xc4176673...967dce13h ago

    fee$0.005466/ 2d
    L $0.002734S $0.001366R $0.001366
  11. loan#30437repaid

    Borrow

    $5.46

    0xcba1d5d5...053cde16h ago

    Spend

    $5.46

    to 0xa791BEfe34…

    Repay

    $5.47

    0x9e6057ce...daf4e214h ago

    fee$0.01092/ 6d
    L $0.00546S $0.00273R $0.00273
  12. loan#30333repaid

    Borrow

    $9.30

    0xf56f34e4...da864617h ago

    Spend

    $9.30

    to 0xa791BEfe34…

    Repay

    $9.31

    0xf3f74324...4d8d9c16h ago

    fee$0.0124/ 4d
    L $0.0062S $0.0031R $0.0031
  13. loan#30233repaid

    Borrow

    $5.62

    0x25067b1b...85d41719h ago

    Spend

    $5.62

    to 0xa791BEfe34…

    Repay

    $5.62

    0xc193cc51...43882117h ago

    fee$0.003746/ 2d
    L $0.001874S $0.000936R $0.000936
  14. loan#30126repaid

    Borrow

    $7.09

    0x45c3dbec...1dfe8820h ago

    Spend

    $7.09

    to 0xa791BEfe34…

    Repay

    $7.10

    0x8120eb0e...3071f219h ago

    fee$0.011816/ 5d
    L $0.005908S $0.002954R $0.002954
  15. loan#30030repaid

    Borrow

    $7.91

    0x1b327a17...f6eb2022h ago

    Spend

    $7.91

    to 0xa791BEfe34…

    Repay

    $7.92

    0xc2104dea...51179920h ago

    fee$0.00791/ 3d
    L $0.003956S $0.001977R $0.001977
  16. loan#29941repaid

    Borrow

    $6.43

    0x10a69277...2825be23h ago

    Spend

    $6.43

    to 0xa791BEfe34…

    Repay

    $6.44

    0xf4089778...f205ec22h ago

    fee$0.010716/ 5d
    L $0.005358S $0.002679R $0.002679
  17. loan#29836repaid

    Borrow

    $5.63

    0xc8a1c26b...5c2e6d1d ago

    Spend

    $5.63

    to 0xa791BEfe34…

    Repay

    $5.64

    0x41fe7be4...a33c7e23h ago

    fee$0.009383/ 5d
    L $0.004693S $0.002345R $0.002345
  18. loan#29735repaid

    Borrow

    $8.55

    0x8714633a...9fefcb1d ago

    Spend

    $8.55

    to 0xa791BEfe34…

    Repay

    $8.56

    0x6c25f830...1e1d461d ago

    fee$0.0057/ 2d
    L $0.00285S $0.001425R $0.001425
  19. loan#29630repaid

    Borrow

    $7.94

    0x98825df6...78f5421d ago

    Spend

    $7.94

    to 0xa791BEfe34…

    Repay

    $7.95

    0x45360d84...14eb8a1d ago

    fee$0.013233/ 5d
    L $0.006617S $0.003308R $0.003308
  20. loan#29527repaid

    Borrow

    $8.75

    0x95349577...e08e1a1d ago

    Spend

    $8.75

    to 0xa791BEfe34…

    Repay

    $8.76

    0xd603cc94...da787d1d ago

    fee$0.014583/ 5d
    L $0.007293S $0.003645R $0.003645
  21. loan#29423repaid

    Borrow

    $9.33

    0x8a5cd8fa...68ce3c1d ago

    Spend

    $9.33

    to 0xa791BEfe34…

    Repay

    $9.35

    0x7920f590...dd19991d ago

    fee$0.01555/ 5d
    L $0.007776S $0.003887R $0.003887
  22. loan#29320repaid

    Borrow

    $8.52

    0xd52a0580...aa7c9f1d ago

    Spend

    $8.52

    to 0xa791BEfe34…

    Repay

    $8.53

    0x9f77b1a3...e8b5391d ago

    fee$0.00852/ 3d
    L $0.00426S $0.00213R $0.00213
  23. loan#29210repaid

    Borrow

    $6.54

    0xf2385dfd...867e581d ago

    Spend

    $6.54

    to 0xa791BEfe34…

    Repay

    $6.55

    0xc7828baf...f5ab2c1d ago

    fee$0.01308/ 6d
    L $0.00654S $0.00327R $0.00327
  24. loan#29101repaid

    Borrow

    $7.02

    0x28f75962...04a2531d ago

    Spend

    $7.02

    to 0xa791BEfe34…

    Repay

    $7.02

    0x7a063e56...3592791d ago

    fee$0.00468/ 2d
    L $0.00234S $0.00117R $0.00117

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/502.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31519$8.90$0.005933$0.002967$0.001483$0.0014832d1.4hactive
#31409$6.33$0.01266$0.00633$0.003165$0.0031656d1.5hrepaid
#31299$6.18$0.0103$0.00515$0.002575$0.0025755d1.5hrepaid
#31185$9.67$0.016116$0.008058$0.004029$0.0040295d1.5hrepaid
#31064$8.05$0.013416$0.006708$0.003354$0.0033545d1.5hrepaid
#30951$8.07$0.01076$0.00538$0.00269$0.002694d1.5hrepaid
#30831$7.39$0.004926$0.002464$0.001231$0.0012312d1.5hrepaid
#30719$8.18$0.00818$0.00409$0.002045$0.0020453d1.5hrepaid
#30617$8.54$0.00854$0.00427$0.002135$0.0021353d1.5hrepaid
#30521$8.20$0.005466$0.002734$0.001366$0.0013662d1.5hrepaid
#30437$5.46$0.01092$0.00546$0.00273$0.002736d1.5hrepaid
#30333$9.30$0.0124$0.0062$0.0031$0.00314d1.5hrepaid
#30233$5.62$0.003746$0.001874$0.000936$0.0009362d1.5hrepaid
#30126$7.09$0.011816$0.005908$0.002954$0.0029545d1.5hrepaid
#30030$7.91$0.00791$0.003956$0.001977$0.0019773d1.5hrepaid
#29941$6.43$0.010716$0.005358$0.002679$0.0026795d1.5hrepaid
#29836$5.63$0.009383$0.004693$0.002345$0.0023455d1.5hrepaid
#29735$8.55$0.0057$0.00285$0.001425$0.0014252d1.5hrepaid
#29630$7.94$0.013233$0.006617$0.003308$0.0033085d1.5hrepaid
#29527$8.75$0.014583$0.007293$0.003645$0.0036455d1.5hrepaid
#29423$9.33$0.01555$0.007776$0.003887$0.0038875d1.5hrepaid
#29320$8.52$0.00852$0.00426$0.00213$0.002133d1.5hrepaid
#29210$6.54$0.01308$0.00654$0.00327$0.003276d1.5hrepaid
#29101$7.02$0.00468$0.00234$0.00117$0.001172d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#502
Spending address
0xa791BE...77cDe1
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.