PPriors Bureau
in good standingloan openerc-8004 #503

Agent #503

Enrolled 18d ago · 2026-09-22 19:28:49Z · vouched by #490

every 12s
liveblock 86,035,3192026-10-11 18:14:53Z
$9.70credit line

$1.65 available · $8.05 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$1.6583% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$3,220400 loans · $3.99 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+15/ 400
    142.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+36/ 150
    18 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31521
Principal
$8.05
Fee
$0.013416
Term
5d
Due
in 4d
Grace ends
in 7d

total due $8.06

borrow → spend → repay

Credit cycles (346 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31521open

    Borrow

    $8.05

    0x9694592d...851cc61h ago

    Spend

    $8.05

    to 0x0ccC15e8C2…

    Repay

    $8.06

    not yet repaid

    fee$0.013416/ 5d
    fee settles on repay
  2. loan#31411repaid

    Borrow

    $8.02

    0x99d329b9...192f3f2h ago

    Spend

    $8.02

    to 0x0ccC15e8C2…

    Repay

    $8.04

    0x1f0c0165...e88e951h ago

    fee$0.01604/ 6d
    L $0.00802S $0.00401R $0.00401
  3. loan#31188repaid

    Borrow

    $7.19

    0xa48db1c6...ffd9995h ago

    Spend

    $7.19

    to 0x0ccC15e8C2…

    Repay

    $7.20

    0xd3926505...41b29a4h ago

    fee$0.01438/ 6d
    L $0.00719S $0.003595R $0.003595
  4. loan#31066repaid

    Borrow

    $9.00

    0x6559b6a4...2508327h ago

    Spend

    $9.00

    to 0x0ccC15e8C2…

    Repay

    $9.01

    0xb49a6cc8...7878dc5h ago

    fee$0.009/ 3d
    L $0.0045S $0.00225R $0.00225
  5. loan#30953repaid

    Borrow

    $6.31

    0xb3c93bf7...94e4218h ago

    Spend

    $6.31

    to 0x0ccC15e8C2…

    Repay

    $6.32

    0xbfd6c3e5...7023c87h ago

    fee$0.008413/ 4d
    L $0.004207S $0.002103R $0.002103
  6. loan#30833repaid

    Borrow

    $9.65

    0x2bd11075...e79c4a10h ago

    Spend

    $9.65

    to 0x0ccC15e8C2…

    Repay

    $9.66

    0x91b97a92...91305c8h ago

    fee$0.00965/ 3d
    L $0.004826S $0.002412R $0.002412
  7. loan#30721repaid

    Borrow

    $8.56

    0x9c859eea...940e8611h ago

    Spend

    $8.56

    to 0x0ccC15e8C2…

    Repay

    $8.58

    0x6951c121...91ef5010h ago

    fee$0.01712/ 6d
    L $0.00856S $0.00428R $0.00428
  8. loan#30439repaid

    Borrow

    $8.42

    0x1db19334...90aa9516h ago

    Spend

    $8.42

    to 0x0ccC15e8C2…

    Repay

    $8.43

    0x9a5220f0...50b64111h ago

    fee$0.005613/ 2d
    L $0.002807S $0.001403R $0.001403
  9. loan#30335repaid

    Borrow

    $9.16

    0x91900fc9...b396be17h ago

    Spend

    $9.16

    to 0x0ccC15e8C2…

    Repay

    $9.17

    0xe4b1b0ec...36b78f16h ago

    fee$0.012213/ 4d
    L $0.006107S $0.003053R $0.003053
  10. loan#30235repaid

    Borrow

    $6.18

    0x39701492...6a9b8919h ago

    Spend

    $6.18

    to 0x0ccC15e8C2…

    Repay

    $6.19

    0x2d9c56f8...2605d817h ago

    fee$0.0103/ 5d
    L $0.00515S $0.002575R $0.002575
  11. loan#30128repaid

    Borrow

    $9.42

    0xe9692faf...501ace20h ago

    Spend

    $9.42

    to 0x0ccC15e8C2…

    Repay

    $9.43

    0x71799f41...db9a1619h ago

    fee$0.00628/ 2d
    L $0.00314S $0.00157R $0.00157
  12. loan#30032repaid

    Borrow

    $6.20

    0xf030df24...39b2f422h ago

    Spend

    $6.20

    to 0x0ccC15e8C2…

    Repay

    $6.21

    0xbaf4fe86...4547b420h ago

    fee$0.008266/ 4d
    L $0.004134S $0.002066R $0.002066
  13. loan#29943repaid

    Borrow

    $7.68

    0xbeda2c19...6c352523h ago

    Spend

    $7.68

    to 0x0ccC15e8C2…

    Repay

    $7.69

    0x4ef02491...4276cd22h ago

    fee$0.00768/ 3d
    L $0.00384S $0.00192R $0.00192
  14. loan#29839repaid

    Borrow

    $5.37

    0x3658d8bb...909a291d ago

    Spend

    $5.37

    to 0x0ccC15e8C2…

    Repay

    $5.38

    0x36ef6cfb...0c20f523h ago

    fee$0.00895/ 5d
    L $0.004476S $0.002237R $0.002237
  15. loan#29737repaid

    Borrow

    $8.61

    0x26702644...ae2ea11d ago

    Spend

    $8.61

    to 0x0ccC15e8C2…

    Repay

    $8.62

    0xed9f5ee2...5d79021d ago

    fee$0.01435/ 5d
    L $0.007176S $0.003587R $0.003587
  16. loan#29632repaid

    Borrow

    $6.01

    0x641625a8...e89eeb1d ago

    Spend

    $6.01

    to 0x0ccC15e8C2…

    Repay

    $6.02

    0x80dd9a32...44fde01d ago

    fee$0.01202/ 6d
    L $0.00601S $0.003005R $0.003005
  17. loan#29529repaid

    Borrow

    $7.24

    0x7c3bb746...f296041d ago

    Spend

    $7.24

    to 0x0ccC15e8C2…

    Repay

    $7.24

    0xa2f438c9...8b68e01d ago

    fee$0.004826/ 2d
    L $0.002414S $0.001206R $0.001206
  18. loan#29425repaid

    Borrow

    $9.32

    0x1628f27d...0aa67e1d ago

    Spend

    $9.32

    to 0x0ccC15e8C2…

    Repay

    $9.33

    0xbd480e55...3bdf931d ago

    fee$0.00932/ 3d
    L $0.00466S $0.00233R $0.00233
  19. loan#29322repaid

    Borrow

    $7.47

    0x472603de...fd91021d ago

    Spend

    $7.47

    to 0x0ccC15e8C2…

    Repay

    $7.48

    0x10cd5c6e...a70eab1d ago

    fee$0.00747/ 3d
    L $0.003736S $0.001867R $0.001867
  20. loan#29212repaid

    Borrow

    $7.07

    0x3e1a37c0...2a08d11d ago

    Spend

    $7.07

    to 0x0ccC15e8C2…

    Repay

    $7.08

    0x5be552d1...1cc8121d ago

    fee$0.00707/ 3d
    L $0.003536S $0.001767R $0.001767
  21. loan#28994repaid

    Borrow

    $6.32

    0x93dbf1dd...e35bf11d ago

    Spend

    $6.32

    to 0x0ccC15e8C2…

    Repay

    $6.33

    0xfb973f03...41cf341d ago

    fee$0.010533/ 5d
    L $0.005267S $0.002633R $0.002633
  22. loan#28879repaid

    Borrow

    $6.99

    0x1c60324f...9af6511d ago

    Spend

    $6.99

    to 0x0ccC15e8C2…

    Repay

    $7.00

    0x3b3ba33a...2b86c71d ago

    fee$0.00699/ 3d
    L $0.003496S $0.001747R $0.001747
  23. loan#28770repaid

    Borrow

    $7.09

    0x7fed93a1...84a4ca1d ago

    Spend

    $7.09

    to 0x0ccC15e8C2…

    Repay

    $7.10

    0x3d408a17...e548461d ago

    fee$0.011816/ 5d
    L $0.005908S $0.002954R $0.002954
  24. loan#28657repaid

    Borrow

    $7.84

    0x246e8b2f...6c04881d ago

    Spend

    $7.84

    to 0x0ccC15e8C2…

    Repay

    $7.86

    0x14830276...ac26661d ago

    fee$0.01568/ 6d
    L $0.00784S $0.00392R $0.00392

Showing the 24 most recent cycles of 346 logged events. The full set is available from /api/agent/503.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31521$8.05$0.013416$0.006708$0.003354$0.0033545d1.4hactive
#31411$8.02$0.01604$0.00802$0.00401$0.004016d1.5hrepaid
#31188$7.19$0.01438$0.00719$0.003595$0.0035956d1.5hrepaid
#31066$9.00$0.009$0.0045$0.00225$0.002253d1.5hrepaid
#30953$6.31$0.008413$0.004207$0.002103$0.0021034d1.5hrepaid
#30833$9.65$0.00965$0.004826$0.002412$0.0024123d1.5hrepaid
#30721$8.56$0.01712$0.00856$0.00428$0.004286d1.5hrepaid
#30439$8.42$0.005613$0.002807$0.001403$0.0014032d4.5hrepaid
#30335$9.16$0.012213$0.006107$0.003053$0.0030534d1.5hrepaid
#30235$6.18$0.0103$0.00515$0.002575$0.0025755d1.5hrepaid
#30128$9.42$0.00628$0.00314$0.00157$0.001572d1.5hrepaid
#30032$6.20$0.008266$0.004134$0.002066$0.0020664d1.5hrepaid
#29943$7.68$0.00768$0.00384$0.00192$0.001923d1.5hrepaid
#29839$5.37$0.00895$0.004476$0.002237$0.0022375d1.5hrepaid
#29737$8.61$0.01435$0.007176$0.003587$0.0035875d1.5hrepaid
#29632$6.01$0.01202$0.00601$0.003005$0.0030056d1.5hrepaid
#29529$7.24$0.004826$0.002414$0.001206$0.0012062d1.5hrepaid
#29425$9.32$0.00932$0.00466$0.00233$0.002333d1.5hrepaid
#29322$7.47$0.00747$0.003736$0.001867$0.0018673d1.5hrepaid
#29212$7.07$0.00707$0.003536$0.001767$0.0017673d1.5hrepaid
#28994$6.32$0.010533$0.005267$0.002633$0.0026335d1.5hrepaid
#28879$6.99$0.00699$0.003496$0.001747$0.0017473d1.5hrepaid
#28770$7.09$0.011816$0.005908$0.002954$0.0029545d1.5hrepaid
#28657$7.84$0.01568$0.00784$0.00392$0.003926d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#503
Spending address
0x0ccC15...1d7c03
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.