PPriors Bureau
in good standingloan openerc-8004 #504

Agent #504

Enrolled 18d ago · 2026-09-22 19:29:09Z · vouched by #490

every 12s
liveblock 86,035,2612026-10-11 18:14:47Z
$9.70credit line

$0.13 available · $9.57 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$0.1399% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$3,281403 loans · $3.98 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+15/ 400
    141 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+36/ 150
    18 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31523
Principal
$9.57
Fee
$0.00957
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.58

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31523open

    Borrow

    $9.57

    0xed2808cc...88a6d91h ago

    Spend

    $9.57

    to 0xE53dD1cC95…

    Repay

    $9.58

    not yet repaid

    fee$0.00957/ 3d
    fee settles on repay
  2. loan#31413repaid

    Borrow

    $5.24

    0xfbd4ff4f...cfbbe62h ago

    Spend

    $5.24

    to 0xE53dD1cC95…

    Repay

    $5.25

    0x3429805c...990e641h ago

    fee$0.01048/ 6d
    L $0.00524S $0.00262R $0.00262
  3. loan#31301repaid

    Borrow

    $7.50

    0xcb621eb4...895e274h ago

    Spend

    $7.50

    to 0xE53dD1cC95…

    Repay

    $7.51

    0x530266b4...4693b12h ago

    fee$0.005/ 2d
    L $0.0025S $0.00125R $0.00125
  4. loan#31190repaid

    Borrow

    $5.14

    0x309afdc7...8c8bc65h ago

    Spend

    $5.14

    to 0xE53dD1cC95…

    Repay

    $5.14

    0x66ef40c5...e0d0a84h ago

    fee$0.003426/ 2d
    L $0.001714S $0.000856R $0.000856
  5. loan#31068repaid

    Borrow

    $6.70

    0x92bd3cfa...6e230e7h ago

    Spend

    $6.70

    to 0xE53dD1cC95…

    Repay

    $6.71

    0xc00f721d...21b0a75h ago

    fee$0.0067/ 3d
    L $0.00335S $0.001675R $0.001675
  6. loan#30955repaid

    Borrow

    $8.89

    0x2af2a360...00d06d8h ago

    Spend

    $8.89

    to 0xE53dD1cC95…

    Repay

    $8.90

    0xa5b90f8d...060df07h ago

    fee$0.011853/ 4d
    L $0.005927S $0.002963R $0.002963
  7. loan#30835repaid

    Borrow

    $9.61

    0x8b7d7022...3b4d2f10h ago

    Spend

    $9.61

    to 0xE53dD1cC95…

    Repay

    $9.62

    0x9419380b...2c1b378h ago

    fee$0.00961/ 3d
    L $0.004806S $0.002402R $0.002402
  8. loan#30723repaid

    Borrow

    $7.42

    0x15b8d7e9...bf0a1f11h ago

    Spend

    $7.42

    to 0xE53dD1cC95…

    Repay

    $7.43

    0x5b4aa020...cc416b10h ago

    fee$0.012366/ 5d
    L $0.006184S $0.003091R $0.003091
  9. loan#30619repaid

    Borrow

    $7.49

    0x22ee68ad...f397dd13h ago

    Spend

    $7.49

    to 0xE53dD1cC95…

    Repay

    $7.50

    0x9ea023cf...dc5fc411h ago

    fee$0.00749/ 3d
    L $0.003746S $0.001872R $0.001872
  10. loan#30523repaid

    Borrow

    $6.72

    0x088d9245...afa30614h ago

    Spend

    $6.72

    to 0xE53dD1cC95…

    Repay

    $6.73

    0xfea9efd3...bdab5813h ago

    fee$0.00896/ 4d
    L $0.00448S $0.00224R $0.00224
  11. loan#30441repaid

    Borrow

    $7.21

    0x76327875...01772216h ago

    Spend

    $7.21

    to 0xE53dD1cC95…

    Repay

    $7.22

    0x997cb188...b9868814h ago

    fee$0.00721/ 3d
    L $0.003606S $0.001802R $0.001802
  12. loan#30337repaid

    Borrow

    $7.92

    0x709a9de6...788f7117h ago

    Spend

    $7.92

    to 0xE53dD1cC95…

    Repay

    $7.93

    0x8e83bfdb...c1a9be16h ago

    fee$0.00792/ 3d
    L $0.00396S $0.00198R $0.00198
  13. loan#30237repaid

    Borrow

    $5.74

    0x73cdfccc...d61cb919h ago

    Spend

    $5.74

    to 0xE53dD1cC95…

    Repay

    $5.75

    0x31f70cf4...4b7ff617h ago

    fee$0.007653/ 4d
    L $0.003827S $0.001913R $0.001913
  14. loan#30130repaid

    Borrow

    $9.14

    0x94f5c4ac...dbfc4c20h ago

    Spend

    $9.14

    to 0xE53dD1cC95…

    Repay

    $9.15

    0xd46459e2...adae3719h ago

    fee$0.006093/ 2d
    L $0.003047S $0.001523R $0.001523
  15. loan#30033repaid

    Borrow

    $8.68

    0x0635efaa...c21bfe22h ago

    Spend

    $8.68

    to 0xE53dD1cC95…

    Repay

    $8.69

    0xf337d9ef...72614a20h ago

    fee$0.00868/ 3d
    L $0.00434S $0.00217R $0.00217
  16. loan#29944repaid

    Borrow

    $7.26

    0x0047a916...6dfd4023h ago

    Spend

    $7.26

    to 0xE53dD1cC95…

    Repay

    $7.26

    0x097965a7...9e7cd422h ago

    fee$0.00484/ 2d
    L $0.00242S $0.00121R $0.00121
  17. loan#29840repaid

    Borrow

    $8.03

    0xe53e752a...917ccd1d ago

    Spend

    $8.03

    to 0xE53dD1cC95…

    Repay

    $8.04

    0x453ca071...cae60523h ago

    fee$0.013383/ 5d
    L $0.006693S $0.003345R $0.003345
  18. loan#29738repaid

    Borrow

    $5.38

    0x802a4063...4e40c01d ago

    Spend

    $5.38

    to 0xE53dD1cC95…

    Repay

    $5.39

    0x8acb07e5...5b10411d ago

    fee$0.01076/ 6d
    L $0.00538S $0.00269R $0.00269
  19. loan#29633repaid

    Borrow

    $5.41

    0x87c69a50...7165111d ago

    Spend

    $5.41

    to 0xE53dD1cC95…

    Repay

    $5.42

    0xebc41688...03bd271d ago

    fee$0.00541/ 3d
    L $0.002706S $0.001352R $0.001352
  20. loan#29530repaid

    Borrow

    $9.28

    0x8948d907...b290fa1d ago

    Spend

    $9.28

    to 0xE53dD1cC95…

    Repay

    $9.29

    0xa26ab701...f7a2601d ago

    fee$0.012373/ 4d
    L $0.006187S $0.003093R $0.003093
  21. loan#29426repaid

    Borrow

    $9.08

    0xd32a037b...9659e71d ago

    Spend

    $9.08

    to 0xE53dD1cC95…

    Repay

    $9.09

    0xe3c5728e...fb848d1d ago

    fee$0.012106/ 4d
    L $0.006054S $0.003026R $0.003026
  22. loan#29323repaid

    Borrow

    $6.15

    0xe07f5569...16ee181d ago

    Spend

    $6.15

    to 0xE53dD1cC95…

    Repay

    $6.16

    0x61b3cd2e...c4fb881d ago

    fee$0.00615/ 3d
    L $0.003076S $0.001537R $0.001537
  23. loan#29213repaid

    Borrow

    $9.03

    0x40e11fa6...5a930a1d ago

    Spend

    $9.03

    to 0xE53dD1cC95…

    Repay

    $9.04

    0xa0921518...3b3e4a1d ago

    fee$0.00903/ 3d
    L $0.004516S $0.002257R $0.002257
  24. loan#29104repaid

    Borrow

    $8.88

    0x30813f21...b167b91d ago

    Spend

    $8.88

    to 0xE53dD1cC95…

    Repay

    $8.89

    0x9b178d12...0663081d ago

    fee$0.00888/ 3d
    L $0.00444S $0.00222R $0.00222

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/504.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31523$9.57$0.00957$0.004786$0.002392$0.0023923d1.4hactive
#31413$5.24$0.01048$0.00524$0.00262$0.002626d1.5hrepaid
#31301$7.50$0.005$0.0025$0.00125$0.001252d1.5hrepaid
#31190$5.14$0.003426$0.001714$0.000856$0.0008562d1.5hrepaid
#31068$6.70$0.0067$0.00335$0.001675$0.0016753d1.5hrepaid
#30955$8.89$0.011853$0.005927$0.002963$0.0029634d1.5hrepaid
#30835$9.61$0.00961$0.004806$0.002402$0.0024023d1.5hrepaid
#30723$7.42$0.012366$0.006184$0.003091$0.0030915d1.5hrepaid
#30619$7.49$0.00749$0.003746$0.001872$0.0018723d1.5hrepaid
#30523$6.72$0.00896$0.00448$0.00224$0.002244d1.5hrepaid
#30441$7.21$0.00721$0.003606$0.001802$0.0018023d1.5hrepaid
#30337$7.92$0.00792$0.00396$0.00198$0.001983d1.5hrepaid
#30237$5.74$0.007653$0.003827$0.001913$0.0019134d1.5hrepaid
#30130$9.14$0.006093$0.003047$0.001523$0.0015232d1.5hrepaid
#30033$8.68$0.00868$0.00434$0.00217$0.002173d1.5hrepaid
#29944$7.26$0.00484$0.00242$0.00121$0.001212d1.5hrepaid
#29840$8.03$0.013383$0.006693$0.003345$0.0033455d1.5hrepaid
#29738$5.38$0.01076$0.00538$0.00269$0.002696d1.5hrepaid
#29633$5.41$0.00541$0.002706$0.001352$0.0013523d1.5hrepaid
#29530$9.28$0.012373$0.006187$0.003093$0.0030934d1.5hrepaid
#29426$9.08$0.012106$0.006054$0.003026$0.0030264d1.5hrepaid
#29323$6.15$0.00615$0.003076$0.001537$0.0015373d1.5hrepaid
#29213$9.03$0.00903$0.004516$0.002257$0.0022573d1.5hrepaid
#29104$8.88$0.00888$0.00444$0.00222$0.002223d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#504
Spending address
0xE53dD1...a95f74
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.