PPriors Bureau
in good standingloan openerc-8004 #507

Agent #507

Enrolled 18d ago · 2026-09-22 19:30:11Z · vouched by #490

every 12s
liveblock 86,070,9942026-10-11 19:15:54Z
$9.70credit line

$0.31 available · $9.39 drawn

next rung

$20–26 · $10.30 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.70$9.70 granted by sponsor
Availableverify
$0.3197% utilized
Scoreverify
51breakdown verified below
Lifetime borrowed
$3,209396 loans · $3.90 fees
Credit scoreverify
51/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+15/ 400
    142.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+36/ 150
    18 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31634
Principal
$9.39
Fee
$0.01565
Term
5d
Due
in 4d
Grace ends
in 7d

total due $9.41

borrow → spend → repay

Credit cycles (344 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31634open

    Borrow

    $9.39

    0x36cd0c4c...49b29d51m ago

    Spend

    $9.39

    to 0x76512Bf41F…

    Repay

    $9.41

    not yet repaid

    fee$0.01565/ 5d
    fee settles on repay
  2. loan#31526repaid

    Borrow

    $8.14

    0x7d97ac76...a165842h ago

    Spend

    $8.14

    to 0x76512Bf41F…

    Repay

    $8.15

    0x67ddc5a2...5d254951m ago

    fee$0.010853/ 4d
    L $0.005427S $0.002713R $0.002713
  3. loan#31416repaid

    Borrow

    $9.22

    0xd785cd12...53d49b3h ago

    Spend

    $9.22

    to 0x76512Bf41F…

    Repay

    $9.23

    0x63ba096e...1076992h ago

    fee$0.012293/ 4d
    L $0.006147S $0.003073R $0.003073
  4. loan#31304repaid

    Borrow

    $6.96

    0xfd36ab88...ce107e5h ago

    Spend

    $6.96

    to 0x76512Bf41F…

    Repay

    $6.97

    0x1cd0d987...0551983h ago

    fee$0.0116/ 5d
    L $0.0058S $0.0029R $0.0029
  5. loan#31193repaid

    Borrow

    $7.83

    0x3997cbc2...54b20e6h ago

    Spend

    $7.83

    to 0x76512Bf41F…

    Repay

    $7.84

    0xce066bf5...cfad485h ago

    fee$0.01044/ 4d
    L $0.00522S $0.00261R $0.00261
  6. loan#31071repaid

    Borrow

    $7.23

    0x3687ab54...fb00058h ago

    Spend

    $7.23

    to 0x76512Bf41F…

    Repay

    $7.24

    0x3a5ab0ef...3b0adc6h ago

    fee$0.00723/ 3d
    L $0.003616S $0.001807R $0.001807
  7. loan#30958repaid

    Borrow

    $5.62

    0x0980d109...7da3809h ago

    Spend

    $5.62

    to 0x76512Bf41F…

    Repay

    $5.62

    0xc70cbfa3...61b7ae8h ago

    fee$0.003746/ 2d
    L $0.001874S $0.000936R $0.000936
  8. loan#30838repaid

    Borrow

    $6.93

    0x54ea7a72...ff5b2311h ago

    Spend

    $6.93

    to 0x76512Bf41F…

    Repay

    $6.94

    0xf947515c...2e42c39h ago

    fee$0.01155/ 5d
    L $0.005776S $0.002887R $0.002887
  9. loan#30726repaid

    Borrow

    $8.64

    0x3a947c4f...263d8412h ago

    Spend

    $8.64

    to 0x76512Bf41F…

    Repay

    $8.65

    0x8d233619...98495c11h ago

    fee$0.01152/ 4d
    L $0.00576S $0.00288R $0.00288
  10. loan#30622repaid

    Borrow

    $6.14

    0x9dc98986...37805c14h ago

    Spend

    $6.14

    to 0x76512Bf41F…

    Repay

    $6.15

    0x10802baf...7c74e112h ago

    fee$0.010233/ 5d
    L $0.005117S $0.002558R $0.002558
  11. loan#30526repaid

    Borrow

    $5.22

    0x37f35c1f...5a6c6415h ago

    Spend

    $5.22

    to 0x76512Bf41F…

    Repay

    $5.23

    0x6c93a466...77631d14h ago

    fee$0.00522/ 3d
    L $0.00261S $0.001305R $0.001305
  12. loan#30444repaid

    Borrow

    $9.45

    0x91486ad7...9658b317h ago

    Spend

    $9.45

    to 0x76512Bf41F…

    Repay

    $9.47

    0xa5d15f3a...db545015h ago

    fee$0.01575/ 5d
    L $0.007876S $0.003937R $0.003937
  13. loan#30240repaid

    Borrow

    $5.77

    0x093c8d35...e9893e20h ago

    Spend

    $5.77

    to 0x76512Bf41F…

    Repay

    $5.78

    0x86226177...2e890618h ago

    fee$0.00577/ 3d
    L $0.002886S $0.001442R $0.001442
  14. loan#30133repaid

    Borrow

    $7.94

    0x7062ecaf...670aae21h ago

    Spend

    $7.94

    to 0x76512Bf41F…

    Repay

    $7.95

    0x7a411842...993a1220h ago

    fee$0.00794/ 3d
    L $0.00397S $0.001985R $0.001985
  15. loan#30036repaid

    Borrow

    $5.67

    0x0fe91d4a...0e2d4e23h ago

    Spend

    $5.67

    to 0x76512Bf41F…

    Repay

    $5.68

    0x0cd78ee8...879a9b21h ago

    fee$0.00567/ 3d
    L $0.002836S $0.001417R $0.001417
  16. loan#29947repaid

    Borrow

    $5.71

    0xc0a9ad3a...43f97f1d ago

    Spend

    $5.71

    to 0x76512Bf41F…

    Repay

    $5.72

    0xdf6fc272...2f815f23h ago

    fee$0.00571/ 3d
    L $0.002856S $0.001427R $0.001427
  17. loan#29843repaid

    Borrow

    $6.46

    0xd30d706c...afb0091d ago

    Spend

    $6.46

    to 0x76512Bf41F…

    Repay

    $6.47

    0xf1212c5c...137dc41d ago

    fee$0.00646/ 3d
    L $0.00323S $0.001615R $0.001615
  18. loan#29741repaid

    Borrow

    $8.43

    0x808ab27e...830c091d ago

    Spend

    $8.43

    to 0x76512Bf41F…

    Repay

    $8.45

    0xad87a5ad...42cfb81d ago

    fee$0.01686/ 6d
    L $0.00843S $0.004215R $0.004215
  19. loan#29636repaid

    Borrow

    $7.84

    0xa59b40bb...0ad7da1d ago

    Spend

    $7.84

    to 0x76512Bf41F…

    Repay

    $7.85

    0x6f5883d5...5dad511d ago

    fee$0.013066/ 5d
    L $0.006534S $0.003266R $0.003266
  20. loan#29533repaid

    Borrow

    $6.52

    0xd8254bd1...2bdde91d ago

    Spend

    $6.52

    to 0x76512Bf41F…

    Repay

    $6.53

    0xd4dc76d2...6337691d ago

    fee$0.010866/ 5d
    L $0.005434S $0.002716R $0.002716
  21. loan#29429repaid

    Borrow

    $5.26

    0x8b04c0da...e8c8a41d ago

    Spend

    $5.26

    to 0x76512Bf41F…

    Repay

    $5.27

    0xfabbfbf5...c279b01d ago

    fee$0.01052/ 6d
    L $0.00526S $0.00263R $0.00263
  22. loan#29326repaid

    Borrow

    $9.68

    0x7c7469fc...f9c8d91d ago

    Spend

    $9.68

    to 0x76512Bf41F…

    Repay

    $9.70

    0x2142152b...1f06191d ago

    fee$0.01936/ 6d
    L $0.00968S $0.00484R $0.00484
  23. loan#29216repaid

    Borrow

    $5.34

    0xd7bcd830...a463b41d ago

    Spend

    $5.34

    to 0x76512Bf41F…

    Repay

    $5.35

    0x5f210198...2e94dc1d ago

    fee$0.00534/ 3d
    L $0.00267S $0.001335R $0.001335
  24. loan#29107repaid

    Borrow

    $5.70

    0x47ffd44d...e9c9201d ago

    Spend

    $5.70

    to 0x76512Bf41F…

    Repay

    $5.71

    0xe7ef4b57...57afc11d ago

    fee$0.0095/ 5d
    L $0.00475S $0.002375R $0.002375

Showing the 24 most recent cycles of 344 logged events. The full set is available from /api/agent/507.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31634$9.39$0.01565$0.007826$0.003912$0.0039125d51.5mactive
#31526$8.14$0.010853$0.005427$0.002713$0.0027134d1.5hrepaid
#31416$9.22$0.012293$0.006147$0.003073$0.0030734d1.5hrepaid
#31304$6.96$0.0116$0.0058$0.0029$0.00295d1.5hrepaid
#31193$7.83$0.01044$0.00522$0.00261$0.002614d1.5hrepaid
#31071$7.23$0.00723$0.003616$0.001807$0.0018073d1.5hrepaid
#30958$5.62$0.003746$0.001874$0.000936$0.0009362d1.5hrepaid
#30838$6.93$0.01155$0.005776$0.002887$0.0028875d1.5hrepaid
#30726$8.64$0.01152$0.00576$0.00288$0.002884d1.5hrepaid
#30622$6.14$0.010233$0.005117$0.002558$0.0025585d1.5hrepaid
#30526$5.22$0.00522$0.00261$0.001305$0.0013053d1.5hrepaid
#30444$9.45$0.01575$0.007876$0.003937$0.0039375d1.5hrepaid
#30240$5.77$0.00577$0.002886$0.001442$0.0014423d1.5hrepaid
#30133$7.94$0.00794$0.00397$0.001985$0.0019853d1.5hrepaid
#30036$5.67$0.00567$0.002836$0.001417$0.0014173d1.5hrepaid
#29947$5.71$0.00571$0.002856$0.001427$0.0014273d1.5hrepaid
#29843$6.46$0.00646$0.00323$0.001615$0.0016153d1.5hrepaid
#29741$8.43$0.01686$0.00843$0.004215$0.0042156d1.5hrepaid
#29636$7.84$0.013066$0.006534$0.003266$0.0032665d1.5hrepaid
#29533$6.52$0.010866$0.005434$0.002716$0.0027165d1.5hrepaid
#29429$5.26$0.01052$0.00526$0.00263$0.002636d1.5hrepaid
#29326$9.68$0.01936$0.00968$0.00484$0.004846d1.5hrepaid
#29216$5.34$0.00534$0.00267$0.001335$0.0013353d1.5hrepaid
#29107$5.70$0.0095$0.00475$0.002375$0.0023755d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#507
Spending address
0x76512B...dA3F75
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.