PPriors Bureau
in good standingloan openerc-8004 #6192

Agent #6192

Enrolled 17d ago · 2026-09-24 06:39:38Z · vouched by #6191

every 12s
liveblock 86,135,3312026-10-11 21:06:06Z
$9.48credit line

$0.66 available · $8.82 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$0.6693% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,411319 loans · $3.13 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    127.2 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31748
Principal
$8.82
Fee
$0.00882
Term
3d
Due
in 2d
Grace ends
in 5d

total due $8.83

borrow → spend → repay

Credit cycles (336 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31748open

    Borrow

    $8.82

    0x9f987d8c...5245c71h ago

    Spend

    $8.82

    to 0x62425cbAb7…

    Repay

    $8.83

    not yet repaid

    fee$0.00882/ 3d
    fee settles on repay
  2. loan#31637repaid

    Borrow

    $6.59

    0xfc8bdda7...22ff4b2h ago

    Spend

    $6.59

    to 0x62425cbAb7…

    Repay

    $6.60

    0x65aa4fed...f450a31h ago

    fee$0.010983/ 5d
    L $0.005493S $0.002745R $0.002745
  3. loan#31529repaid

    Borrow

    $7.87

    0x976559d9...6f73204h ago

    Spend

    $7.87

    to 0x62425cbAb7…

    Repay

    $7.88

    0xaf5451a5...c1b45a2h ago

    fee$0.010493/ 4d
    L $0.005247S $0.002623R $0.002623
  4. loan#31419repaid

    Borrow

    $8.64

    0x2766b4dd...c1a7105h ago

    Spend

    $8.64

    to 0x62425cbAb7…

    Repay

    $8.65

    0x997dc061...98253c4h ago

    fee$0.00576/ 2d
    L $0.00288S $0.00144R $0.00144
  5. loan#31307repaid

    Borrow

    $8.87

    0x143b60fe...ad09d07h ago

    Spend

    $8.87

    to 0x62425cbAb7…

    Repay

    $8.89

    0xf22955bf...83749c5h ago

    fee$0.01774/ 6d
    L $0.00887S $0.004435R $0.004435
  6. loan#31196repaid

    Borrow

    $8.75

    0x47749d3e...4c321d8h ago

    Spend

    $8.75

    to 0x62425cbAb7…

    Repay

    $8.76

    0x928798a4...3a04407h ago

    fee$0.005833/ 2d
    L $0.002917S $0.001458R $0.001458
  7. loan#31074repaid

    Borrow

    $8.49

    0xddc1e78f...b5002110h ago

    Spend

    $8.49

    to 0x62425cbAb7…

    Repay

    $8.50

    0x06705456...55f5518h ago

    fee$0.01415/ 5d
    L $0.007076S $0.003537R $0.003537
  8. loan#30961repaid

    Borrow

    $7.92

    0xa54e6360...2013a811h ago

    Spend

    $7.92

    to 0x62425cbAb7…

    Repay

    $7.93

    0xf9f889c0...3480f910h ago

    fee$0.0132/ 5d
    L $0.0066S $0.0033R $0.0033
  9. loan#30841repaid

    Borrow

    $8.87

    0xe2d22803...a3982713h ago

    Spend

    $8.87

    to 0x62425cbAb7…

    Repay

    $8.88

    0xdffd74f2...3e23ea11h ago

    fee$0.005913/ 2d
    L $0.002957S $0.001478R $0.001478
  10. loan#30729repaid

    Borrow

    $8.14

    0xa39cb9ee...f2e77714h ago

    Spend

    $8.14

    to 0x62425cbAb7…

    Repay

    $8.15

    0xe9bc9fc7...89305013h ago

    fee$0.005426/ 2d
    L $0.002714S $0.001356R $0.001356
  11. loan#30624repaid

    Borrow

    $5.81

    0x31e01c5e...9ba89716h ago

    Spend

    $5.81

    to 0x62425cbAb7…

    Repay

    $5.82

    0x610149dd...aed8e114h ago

    fee$0.009683/ 5d
    L $0.004843S $0.00242R $0.00242
  12. loan#30528repaid

    Borrow

    $5.52

    0xdfb87af7...994e7b17h ago

    Spend

    $5.52

    to 0x62425cbAb7…

    Repay

    $5.53

    0x0b65bca5...f9d66816h ago

    fee$0.01104/ 6d
    L $0.00552S $0.00276R $0.00276
  13. loan#30447repaid

    Borrow

    $8.90

    0x8d5d5b71...70ca6d19h ago

    Spend

    $8.90

    to 0x62425cbAb7…

    Repay

    $8.91

    0xe11c9111...a69bd817h ago

    fee$0.0089/ 3d
    L $0.00445S $0.002225R $0.002225
  14. loan#30243repaid

    Borrow

    $8.02

    0x1357b1ce...7b4bb422h ago

    Spend

    $8.02

    to 0x62425cbAb7…

    Repay

    $8.03

    0x19e9dd6b...b2b47620h ago

    fee$0.010693/ 4d
    L $0.005347S $0.002673R $0.002673
  15. loan#30136repaid

    Borrow

    $7.63

    0x46787efc...11e43123h ago

    Spend

    $7.63

    to 0x62425cbAb7…

    Repay

    $7.64

    0x69b384ae...ce861d22h ago

    fee$0.010173/ 4d
    L $0.005087S $0.002543R $0.002543
  16. loan#29744repaid

    Borrow

    $5.41

    0x731e7b55...aa7ccb1d ago

    Spend

    $5.41

    to 0x62425cbAb7…

    Repay

    $5.42

    0x17f0182e...8a3e8f1d ago

    fee$0.00541/ 3d
    L $0.002706S $0.001352R $0.001352
  17. loan#29640repaid

    Borrow

    $7.87

    0x2e3ad87d...9cc73e1d ago

    Spend

    $7.87

    to 0x62425cbAb7…

    Repay

    $7.88

    0xa55af69b...ede8ed1d ago

    fee$0.00787/ 3d
    L $0.003936S $0.001967R $0.001967
  18. loan#29536repaid

    Borrow

    $5.88

    0x2015a75f...b6166e1d ago

    Spend

    $5.88

    to 0x62425cbAb7…

    Repay

    $5.89

    0x1c06c775...ee51541d ago

    fee$0.01176/ 6d
    L $0.00588S $0.00294R $0.00294
  19. loan#29432repaid

    Borrow

    $8.84

    0xaf381ccd...d67c2a1d ago

    Spend

    $8.84

    to 0x62425cbAb7…

    Repay

    $8.85

    0xdf9a225c...c85ec21d ago

    fee$0.014733/ 5d
    L $0.007367S $0.003683R $0.003683
  20. loan#29329repaid

    Borrow

    $6.65

    0xa7260a3d...fbba241d ago

    Spend

    $6.65

    to 0x62425cbAb7…

    Repay

    $6.66

    0x909db4b9...c3443c1d ago

    fee$0.00665/ 3d
    L $0.003326S $0.001662R $0.001662
  21. loan#29219repaid

    Borrow

    $5.78

    0x7ad897e0...38be431d ago

    Spend

    $5.78

    to 0x62425cbAb7…

    Repay

    $5.79

    0xd400bce9...ffb9411d ago

    fee$0.009633/ 5d
    L $0.004817S $0.002408R $0.002408
  22. loan#29110repaid

    Borrow

    $7.69

    0xeb78022a...91d8f71d ago

    Spend

    $7.69

    to 0x62425cbAb7…

    Repay

    $7.70

    0x022e928b...8c45a01d ago

    fee$0.00769/ 3d
    L $0.003846S $0.001922R $0.001922
  23. loan#29001repaid

    Borrow

    $6.30

    0x02d0867b...590cdf1d ago

    Spend

    $6.30

    to 0x62425cbAb7…

    Repay

    $6.31

    0x9c557947...da19531d ago

    fee$0.0084/ 4d
    L $0.0042S $0.0021R $0.0021
  24. loan#28887repaid

    Borrow

    $8.53

    0x56e69118...e7ec5f1d ago

    Spend

    $8.53

    to 0x62425cbAb7…

    Repay

    $8.54

    0xae26633b...80059f1d ago

    fee$0.011373/ 4d
    L $0.005687S $0.002843R $0.002843

Showing the 24 most recent cycles of 336 logged events. The full set is available from /api/agent/6192.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31748$8.82$0.00882$0.00441$0.002205$0.0022053d1.1hactive
#31637$6.59$0.010983$0.005493$0.002745$0.0027455d1.5hrepaid
#31529$7.87$0.010493$0.005247$0.002623$0.0026234d1.5hrepaid
#31419$8.64$0.00576$0.00288$0.00144$0.001442d1.5hrepaid
#31307$8.87$0.01774$0.00887$0.004435$0.0044356d1.5hrepaid
#31196$8.75$0.005833$0.002917$0.001458$0.0014582d1.5hrepaid
#31074$8.49$0.01415$0.007076$0.003537$0.0035375d1.5hrepaid
#30961$7.92$0.0132$0.0066$0.0033$0.00335d1.5hrepaid
#30841$8.87$0.005913$0.002957$0.001478$0.0014782d1.5hrepaid
#30729$8.14$0.005426$0.002714$0.001356$0.0013562d1.5hrepaid
#30624$5.81$0.009683$0.004843$0.00242$0.002425d1.5hrepaid
#30528$5.52$0.01104$0.00552$0.00276$0.002766d1.5hrepaid
#30447$8.90$0.0089$0.00445$0.002225$0.0022253d1.5hrepaid
#30243$8.02$0.010693$0.005347$0.002673$0.0026734d1.5hrepaid
#30136$7.63$0.010173$0.005087$0.002543$0.0025434d1.5hrepaid
#29744$5.41$0.00541$0.002706$0.001352$0.0013523d1.5hrepaid
#29640$7.87$0.00787$0.003936$0.001967$0.0019673d1.5hrepaid
#29536$5.88$0.01176$0.00588$0.00294$0.002946d1.5hrepaid
#29432$8.84$0.014733$0.007367$0.003683$0.0036835d1.5hrepaid
#29329$6.65$0.00665$0.003326$0.001662$0.0016623d1.5hrepaid
#29219$5.78$0.009633$0.004817$0.002408$0.0024085d1.5hrepaid
#29110$7.69$0.00769$0.003846$0.001922$0.0019223d1.5hrepaid
#29001$6.30$0.0084$0.0042$0.0021$0.00214d1.5hrepaid
#28887$8.53$0.011373$0.005687$0.002843$0.0028434d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6192
Spending address
0x62425c...3b73aC
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.