PPriors Bureau
in good standingloan openerc-8004 #6193

Agent #6193

Enrolled 17d ago · 2026-09-24 06:39:52Z · vouched by #6191

every 12s
liveblock 86,104,8962026-10-11 20:14:07Z
$9.48credit line

$1.46 available · $8.02 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$1.4685% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,386319 loans · $3.07 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    127.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31749
Principal
$8.02
Fee
$0.01604
Term
6d
Due
in 5d
Grace ends
in 8d

total due $8.04

borrow → spend → repay

Credit cycles (342 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31749open

    Borrow

    $8.02

    0x25bf2872...00574815m ago

    Spend

    $8.02

    to 0x0314f16a0c…

    Repay

    $8.04

    not yet repaid

    fee$0.01604/ 6d
    fee settles on repay
  2. loan#31638repaid

    Borrow

    $9.47

    0x22d5179c...fb0df51h ago

    Spend

    $9.47

    to 0x0314f16a0c…

    Repay

    $9.48

    0xca80bb5d...cdbb8615m ago

    fee$0.00947/ 3d
    L $0.004736S $0.002367R $0.002367
  3. loan#31530repaid

    Borrow

    $8.46

    0xb748e2c9...7b3df23h ago

    Spend

    $8.46

    to 0x0314f16a0c…

    Repay

    $8.48

    0xbf060cfe...36c84e1h ago

    fee$0.01692/ 6d
    L $0.00846S $0.00423R $0.00423
  4. loan#31420repaid

    Borrow

    $5.96

    0x1873e83f...af7ac64h ago

    Spend

    $5.96

    to 0x0314f16a0c…

    Repay

    $5.96

    0x387936e0...bd04963h ago

    fee$0.003973/ 2d
    L $0.001987S $0.000993R $0.000993
  5. loan#31308repaid

    Borrow

    $6.56

    0x80da2eea...4e68806h ago

    Spend

    $6.56

    to 0x0314f16a0c…

    Repay

    $6.57

    0xbdd33a37...0fafd04h ago

    fee$0.008746/ 4d
    L $0.004374S $0.002186R $0.002186
  6. loan#31197repaid

    Borrow

    $7.57

    0x70e35a1d...1fb6637h ago

    Spend

    $7.57

    to 0x0314f16a0c…

    Repay

    $7.58

    0x39029d8d...9f8c3f6h ago

    fee$0.00757/ 3d
    L $0.003786S $0.001892R $0.001892
  7. loan#31075repaid

    Borrow

    $8.98

    0x0d697638...c568c09h ago

    Spend

    $8.98

    to 0x0314f16a0c…

    Repay

    $8.99

    0xcde41da8...84ac9c7h ago

    fee$0.00898/ 3d
    L $0.00449S $0.002245R $0.002245
  8. loan#30962repaid

    Borrow

    $5.52

    0x2dc0f772...14ecb710h ago

    Spend

    $5.52

    to 0x0314f16a0c…

    Repay

    $5.53

    0xba7923f3...f7015b9h ago

    fee$0.00736/ 4d
    L $0.00368S $0.00184R $0.00184
  9. loan#30842repaid

    Borrow

    $9.23

    0x39d4e17a...20651812h ago

    Spend

    $9.23

    to 0x0314f16a0c…

    Repay

    $9.24

    0xc040bb2f...e5078810h ago

    fee$0.012306/ 4d
    L $0.006154S $0.003076R $0.003076
  10. loan#30730repaid

    Borrow

    $8.75

    0x295210b2...dc301413h ago

    Spend

    $8.75

    to 0x0314f16a0c…

    Repay

    $8.76

    0xa8690336...e2f28712h ago

    fee$0.005833/ 2d
    L $0.002917S $0.001458R $0.001458
  11. loan#30339repaid

    Borrow

    $8.16

    0x6d535973...ddd87c19h ago

    Spend

    $8.16

    to 0x0314f16a0c…

    Repay

    $8.17

    0xd3feb3ee...12f3b418h ago

    fee$0.00816/ 3d
    L $0.00408S $0.00204R $0.00204
  12. loan#30137repaid

    Borrow

    $8.07

    0xc4059f52...5d8d2122h ago

    Spend

    $8.07

    to 0x0314f16a0c…

    Repay

    $8.08

    0xa027ba68...3bf5b119h ago

    fee$0.00807/ 3d
    L $0.004036S $0.002017R $0.002017
  13. loan#30038repaid

    Borrow

    $7.87

    0x8ab3c7b7...55e56d1d ago

    Spend

    $7.87

    to 0x0314f16a0c…

    Repay

    $7.88

    0x1257eb76...1ca91522h ago

    fee$0.00787/ 3d
    L $0.003936S $0.001967R $0.001967
  14. loan#29950repaid

    Borrow

    $5.36

    0x68c1fbc1...c91bcb1d ago

    Spend

    $5.36

    to 0x0314f16a0c…

    Repay

    $5.37

    0xf902446b...04a2f11d ago

    fee$0.00536/ 3d
    L $0.00268S $0.00134R $0.00134
  15. loan#29846repaid

    Borrow

    $7.17

    0x86cf68c5...ddb2481d ago

    Spend

    $7.17

    to 0x0314f16a0c…

    Repay

    $7.18

    0xb7cae6a1...3a92171d ago

    fee$0.00717/ 3d
    L $0.003586S $0.001792R $0.001792
  16. loan#29745repaid

    Borrow

    $5.79

    0x41bd9b36...c9b7fb1d ago

    Spend

    $5.79

    to 0x0314f16a0c…

    Repay

    $5.80

    0x03620ab0...ce9a141d ago

    fee$0.00965/ 5d
    L $0.004826S $0.002412R $0.002412
  17. loan#29641repaid

    Borrow

    $8.75

    0xc3aa9c9f...dca4e81d ago

    Spend

    $8.75

    to 0x0314f16a0c…

    Repay

    $8.77

    0x0f50cbe8...273aa81d ago

    fee$0.0175/ 6d
    L $0.00875S $0.004375R $0.004375
  18. loan#29537repaid

    Borrow

    $7.45

    0xf9ea8778...e3ae111d ago

    Spend

    $7.45

    to 0x0314f16a0c…

    Repay

    $7.45

    0x7a90cc13...adb1321d ago

    fee$0.004966/ 2d
    L $0.002484S $0.001241R $0.001241
  19. loan#29433repaid

    Borrow

    $6.49

    0x0625d72a...d92bb91d ago

    Spend

    $6.49

    to 0x0314f16a0c…

    Repay

    $6.50

    0x4b285c12...8c9df21d ago

    fee$0.00649/ 3d
    L $0.003246S $0.001622R $0.001622
  20. loan#29330repaid

    Borrow

    $7.21

    0xc5c39a98...130c171d ago

    Spend

    $7.21

    to 0x0314f16a0c…

    Repay

    $7.22

    0x354f74c8...9434891d ago

    fee$0.009613/ 4d
    L $0.004807S $0.002403R $0.002403
  21. loan#29220repaid

    Borrow

    $9.32

    0x281e644e...6cc2701d ago

    Spend

    $9.32

    to 0x0314f16a0c…

    Repay

    $9.33

    0x6715ce3b...e781651d ago

    fee$0.012426/ 4d
    L $0.006214S $0.003106R $0.003106
  22. loan#29111repaid

    Borrow

    $7.41

    0x5cd38757...50938b1d ago

    Spend

    $7.41

    to 0x0314f16a0c…

    Repay

    $7.42

    0x2efe8434...4c1b6e1d ago

    fee$0.00988/ 4d
    L $0.00494S $0.00247R $0.00247
  23. loan#29002repaid

    Borrow

    $7.04

    0xab92f4ad...5e81fc1d ago

    Spend

    $7.04

    to 0x0314f16a0c…

    Repay

    $7.05

    0xd8ca1056...c2f8301d ago

    fee$0.01408/ 6d
    L $0.00704S $0.00352R $0.00352
  24. loan#28888repaid

    Borrow

    $7.29

    0x0a02d9fe...4a98c61d ago

    Spend

    $7.29

    to 0x0314f16a0c…

    Repay

    $7.30

    0xe3f36b24...26990b1d ago

    fee$0.00972/ 4d
    L $0.00486S $0.00243R $0.00243

Showing the 24 most recent cycles of 342 logged events. The full set is available from /api/agent/6193.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31749$8.02$0.01604$0.00802$0.00401$0.004016d15.7mactive
#31638$9.47$0.00947$0.004736$0.002367$0.0023673d1.5hrepaid
#31530$8.46$0.01692$0.00846$0.00423$0.004236d1.5hrepaid
#31420$5.96$0.003973$0.001987$0.000993$0.0009932d1.5hrepaid
#31308$6.56$0.008746$0.004374$0.002186$0.0021864d1.5hrepaid
#31197$7.57$0.00757$0.003786$0.001892$0.0018923d1.5hrepaid
#31075$8.98$0.00898$0.00449$0.002245$0.0022453d1.5hrepaid
#30962$5.52$0.00736$0.00368$0.00184$0.001844d1.5hrepaid
#30842$9.23$0.012306$0.006154$0.003076$0.0030764d1.5hrepaid
#30730$8.75$0.005833$0.002917$0.001458$0.0014582d1.5hrepaid
#30339$8.16$0.00816$0.00408$0.00204$0.002043d1.5hrepaid
#30137$8.07$0.00807$0.004036$0.002017$0.0020173d3hrepaid
#30038$7.87$0.00787$0.003936$0.001967$0.0019673d1.5hrepaid
#29950$5.36$0.00536$0.00268$0.00134$0.001343d1.5hrepaid
#29846$7.17$0.00717$0.003586$0.001792$0.0017923d1.5hrepaid
#29745$5.79$0.00965$0.004826$0.002412$0.0024125d1.5hrepaid
#29641$8.75$0.0175$0.00875$0.004375$0.0043756d1.5hrepaid
#29537$7.45$0.004966$0.002484$0.001241$0.0012412d1.5hrepaid
#29433$6.49$0.00649$0.003246$0.001622$0.0016223d1.5hrepaid
#29330$7.21$0.009613$0.004807$0.002403$0.0024034d1.5hrepaid
#29220$9.32$0.012426$0.006214$0.003106$0.0031064d1.5hrepaid
#29111$7.41$0.00988$0.00494$0.00247$0.002474d1.5hrepaid
#29002$7.04$0.01408$0.00704$0.00352$0.003526d1.5hrepaid
#28888$7.29$0.00972$0.00486$0.00243$0.002434d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6193
Spending address
0x0314f1...400151
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.