PPriors Bureau
in good standingloan openerc-8004 #6194

Agent #6194

Enrolled 17d ago · 2026-09-24 06:40:07Z · vouched by #6191

every 12s
liveblock 86,138,9912026-10-11 21:12:20Z
$9.48credit line

$2.27 available · $7.21 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$2.2776% utilized
Scoreverify
48breakdown verified below
Lifetime borrowed
$2,454322 loans · $3.27 fees
Credit scoreverify
48/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+14/ 400
    130.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31750
Principal
$7.21
Fee
$0.004806
Term
2d
Due
in 1d
Grace ends
in 4d

total due $7.21

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31750open

    Borrow

    $7.21

    0xeea60090...b93d8e1h ago

    Spend

    $7.21

    to 0x198FA016B1…

    Repay

    $7.21

    not yet repaid

    fee$0.004806/ 2d
    fee settles on repay
  2. loan#31639repaid

    Borrow

    $8.08

    0xae91840a...4232ae2h ago

    Spend

    $8.08

    to 0x198FA016B1…

    Repay

    $8.09

    0x9258b8fd...ee9c761h ago

    fee$0.013466/ 5d
    L $0.006734S $0.003366R $0.003366
  3. loan#31531repaid

    Borrow

    $6.04

    0xe77a8dd6...867a714h ago

    Spend

    $6.04

    to 0x198FA016B1…

    Repay

    $6.04

    0x1775c82a...53ae622h ago

    fee$0.004026/ 2d
    L $0.002014S $0.001006R $0.001006
  4. loan#31421repaid

    Borrow

    $7.13

    0xd956ef10...8144d95h ago

    Spend

    $7.13

    to 0x198FA016B1…

    Repay

    $7.14

    0x42268957...adf98c4h ago

    fee$0.011883/ 5d
    L $0.005943S $0.00297R $0.00297
  5. loan#31309repaid

    Borrow

    $8.73

    0xe13a4069...c40dee7h ago

    Spend

    $8.73

    to 0x198FA016B1…

    Repay

    $8.74

    0xc00bfcd3...bd3d6b5h ago

    fee$0.01164/ 4d
    L $0.00582S $0.00291R $0.00291
  6. loan#31198repaid

    Borrow

    $7.18

    0x1dca07c7...2163aa8h ago

    Spend

    $7.18

    to 0x198FA016B1…

    Repay

    $7.19

    0xe22e4073...8510e17h ago

    fee$0.011966/ 5d
    L $0.005984S $0.002991R $0.002991
  7. loan#31076repaid

    Borrow

    $5.06

    0xd9dba1b0...8eae2510h ago

    Spend

    $5.06

    to 0x198FA016B1…

    Repay

    $5.07

    0xfa64dc3c...5136738h ago

    fee$0.008433/ 5d
    L $0.004217S $0.002108R $0.002108
  8. loan#30963repaid

    Borrow

    $9.44

    0xb4330c8a...d3c08e11h ago

    Spend

    $9.44

    to 0x198FA016B1…

    Repay

    $9.45

    0xcd2ce075...59cb2f10h ago

    fee$0.012586/ 4d
    L $0.006294S $0.003146R $0.003146
  9. loan#30843repaid

    Borrow

    $9.27

    0x14208b01...6cd3a413h ago

    Spend

    $9.27

    to 0x198FA016B1…

    Repay

    $9.28

    0xa34e0cd4...be559011h ago

    fee$0.00618/ 2d
    L $0.00309S $0.001545R $0.001545
  10. loan#30731repaid

    Borrow

    $7.53

    0xe02cb003...0fb61314h ago

    Spend

    $7.53

    to 0x198FA016B1…

    Repay

    $7.55

    0x4bd9917b...71845113h ago

    fee$0.01506/ 6d
    L $0.00753S $0.003765R $0.003765
  11. loan#30529repaid

    Borrow

    $8.89

    0x09bf3f0b...22a85c17h ago

    Spend

    $8.89

    to 0x198FA016B1…

    Repay

    $8.90

    0xf49f89e4...89dae316h ago

    fee$0.00889/ 3d
    L $0.004446S $0.002222R $0.002222
  12. loan#30448repaid

    Borrow

    $7.81

    0x7f460d86...94ad3f19h ago

    Spend

    $7.81

    to 0x198FA016B1…

    Repay

    $7.83

    0xc293dddc...2fc45917h ago

    fee$0.01562/ 6d
    L $0.00781S $0.003905R $0.003905
  13. loan#30340repaid

    Borrow

    $6.61

    0x619b42fe...a08f7920h ago

    Spend

    $6.61

    to 0x198FA016B1…

    Repay

    $6.62

    0x8d8043b8...775ca519h ago

    fee$0.01322/ 6d
    L $0.00661S $0.003305R $0.003305
  14. loan#30244repaid

    Borrow

    $7.08

    0xad429637...accf5c22h ago

    Spend

    $7.08

    to 0x198FA016B1…

    Repay

    $7.09

    0x74389670...c33fc920h ago

    fee$0.00708/ 3d
    L $0.00354S $0.00177R $0.00177
  15. loan#30138repaid

    Borrow

    $6.82

    0x4d010f2d...f26b5523h ago

    Spend

    $6.82

    to 0x198FA016B1…

    Repay

    $6.82

    0xe6871558...40ec2022h ago

    fee$0.004546/ 2d
    L $0.002274S $0.001136R $0.001136
  16. loan#30039repaid

    Borrow

    $7.03

    0x503bd3e8...122b7c1d ago

    Spend

    $7.03

    to 0x198FA016B1…

    Repay

    $7.04

    0xd0a39029...c11aad23h ago

    fee$0.01406/ 6d
    L $0.00703S $0.003515R $0.003515
  17. loan#29951repaid

    Borrow

    $6.83

    0x7959f5cd...40e4431d ago

    Spend

    $6.83

    to 0x198FA016B1…

    Repay

    $6.84

    0x5bef7bca...b918a21d ago

    fee$0.01366/ 6d
    L $0.00683S $0.003415R $0.003415
  18. loan#29847repaid

    Borrow

    $6.16

    0x07d6e2f6...e8c9101d ago

    Spend

    $6.16

    to 0x198FA016B1…

    Repay

    $6.17

    0xe8aca2a1...2fd36c1d ago

    fee$0.008213/ 4d
    L $0.004107S $0.002053R $0.002053
  19. loan#29746repaid

    Borrow

    $7.36

    0xa76c5418...d2a9fc1d ago

    Spend

    $7.36

    to 0x198FA016B1…

    Repay

    $7.37

    0x3181e9c5...81cdc41d ago

    fee$0.00736/ 3d
    L $0.00368S $0.00184R $0.00184
  20. loan#29642repaid

    Borrow

    $5.04

    0x4569e1fe...c36aca1d ago

    Spend

    $5.04

    to 0x198FA016B1…

    Repay

    $5.05

    0x4a19054a...b6a8981d ago

    fee$0.00504/ 3d
    L $0.00252S $0.00126R $0.00126
  21. loan#29538repaid

    Borrow

    $9.44

    0x93c715ad...d76bd21d ago

    Spend

    $9.44

    to 0x198FA016B1…

    Repay

    $9.45

    0x6291905c...2b02a81d ago

    fee$0.012586/ 4d
    L $0.006294S $0.003146R $0.003146
  22. loan#29434repaid

    Borrow

    $8.69

    0xb4956804...92251f1d ago

    Spend

    $8.69

    to 0x198FA016B1…

    Repay

    $8.70

    0xf983a896...6413a71d ago

    fee$0.005793/ 2d
    L $0.002897S $0.001448R $0.001448
  23. loan#29331repaid

    Borrow

    $9.16

    0x0a641ec9...f799ec1d ago

    Spend

    $9.16

    to 0x198FA016B1…

    Repay

    $9.17

    0x4e457872...d5ff7a1d ago

    fee$0.012213/ 4d
    L $0.006107S $0.003053R $0.003053
  24. loan#29221repaid

    Borrow

    $9.04

    0xb993662c...77952f1d ago

    Spend

    $9.04

    to 0x198FA016B1…

    Repay

    $9.05

    0xf5b331de...23d61a1d ago

    fee$0.006026/ 2d
    L $0.003014S $0.001506R $0.001506

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/6194.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31750$7.21$0.004806$0.002404$0.001201$0.0012012d1.2hactive
#31639$8.08$0.013466$0.006734$0.003366$0.0033665d1.5hrepaid
#31531$6.04$0.004026$0.002014$0.001006$0.0010062d1.5hrepaid
#31421$7.13$0.011883$0.005943$0.00297$0.002975d1.5hrepaid
#31309$8.73$0.01164$0.00582$0.00291$0.002914d1.5hrepaid
#31198$7.18$0.011966$0.005984$0.002991$0.0029915d1.5hrepaid
#31076$5.06$0.008433$0.004217$0.002108$0.0021085d1.5hrepaid
#30963$9.44$0.012586$0.006294$0.003146$0.0031464d1.5hrepaid
#30843$9.27$0.00618$0.00309$0.001545$0.0015452d1.5hrepaid
#30731$7.53$0.01506$0.00753$0.003765$0.0037656d1.5hrepaid
#30529$8.89$0.00889$0.004446$0.002222$0.0022223d1.5hrepaid
#30448$7.81$0.01562$0.00781$0.003905$0.0039056d1.5hrepaid
#30340$6.61$0.01322$0.00661$0.003305$0.0033056d1.5hrepaid
#30244$7.08$0.00708$0.00354$0.00177$0.001773d1.5hrepaid
#30138$6.82$0.004546$0.002274$0.001136$0.0011362d1.5hrepaid
#30039$7.03$0.01406$0.00703$0.003515$0.0035156d1.5hrepaid
#29951$6.83$0.01366$0.00683$0.003415$0.0034156d1.5hrepaid
#29847$6.16$0.008213$0.004107$0.002053$0.0020534d1.5hrepaid
#29746$7.36$0.00736$0.00368$0.00184$0.001843d1.5hrepaid
#29642$5.04$0.00504$0.00252$0.00126$0.001263d1.5hrepaid
#29538$9.44$0.012586$0.006294$0.003146$0.0031464d1.5hrepaid
#29434$8.69$0.005793$0.002897$0.001448$0.0014482d1.5hrepaid
#29331$9.16$0.012213$0.006107$0.003053$0.0030534d1.5hrepaid
#29221$9.04$0.006026$0.003014$0.001506$0.0015062d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6194
Spending address
0x198FA0...17fF79
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.