PPriors Bureau
in good standingloan openerc-8004 #6195

Agent #6195

Enrolled 17d ago · 2026-09-24 06:40:23Z · vouched by #6191

every 12s
liveblock 86,139,0472026-10-11 21:12:26Z
$9.48credit line

$4.38 available · $5.10 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$4.3854% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,381322 loans · $2.99 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    123.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31751
Principal
$5.10
Fee
$0.0068
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.11

borrow → spend → repay

Credit cycles (332 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31751open

    Borrow

    $5.10

    0x002084d4...f411ce1h ago

    Spend

    $5.10

    to 0x4E9097641B…

    Repay

    $5.11

    not yet repaid

    fee$0.0068/ 4d
    fee settles on repay
  2. loan#31640repaid

    Borrow

    $8.35

    0x2a4c913b...e55f7b2h ago

    Spend

    $8.35

    to 0x4E9097641B…

    Repay

    $8.36

    0x97d22ab0...68e1701h ago

    fee$0.013916/ 5d
    L $0.006958S $0.003479R $0.003479
  3. loan#31532repaid

    Borrow

    $5.01

    0xb5668b2e...d2f0944h ago

    Spend

    $5.01

    to 0x4E9097641B…

    Repay

    $5.02

    0x26b61c19...b494752h ago

    fee$0.00668/ 4d
    L $0.00334S $0.00167R $0.00167
  4. loan#31422repaid

    Borrow

    $5.16

    0x47759264...ac17df5h ago

    Spend

    $5.16

    to 0x4E9097641B…

    Repay

    $5.17

    0xf873527d...212b5b4h ago

    fee$0.01032/ 6d
    L $0.00516S $0.00258R $0.00258
  5. loan#31311repaid

    Borrow

    $7.88

    0x79731296...f8caf27h ago

    Spend

    $7.88

    to 0x4E9097641B…

    Repay

    $7.90

    0x5bfa3706...81e2235h ago

    fee$0.01576/ 6d
    L $0.00788S $0.00394R $0.00394
  6. loan#31199repaid

    Borrow

    $5.08

    0xc879d135...e9ef368h ago

    Spend

    $5.08

    to 0x4E9097641B…

    Repay

    $5.09

    0xafde6d23...5ef22c7h ago

    fee$0.00508/ 3d
    L $0.00254S $0.00127R $0.00127
  7. loan#31079repaid

    Borrow

    $6.00

    0xfbc57d69...81161210h ago

    Spend

    $6.00

    to 0x4E9097641B…

    Repay

    $6.01

    0xe9ccf06c...a58ee38h ago

    fee$0.012/ 6d
    L $0.006S $0.003R $0.003
  8. loan#30964repaid

    Borrow

    $6.53

    0x0a1017fd...49b7e011h ago

    Spend

    $6.53

    to 0x4E9097641B…

    Repay

    $6.53

    0x6ccdb4fc...e4c94710h ago

    fee$0.004353/ 2d
    L $0.002177S $0.001088R $0.001088
  9. loan#30847repaid

    Borrow

    $8.08

    0x9ddd8b53...6052c413h ago

    Spend

    $8.08

    to 0x4E9097641B…

    Repay

    $8.10

    0xb6e830da...a1781711h ago

    fee$0.01616/ 6d
    L $0.00808S $0.00404R $0.00404
  10. loan#30732repaid

    Borrow

    $5.22

    0xdf0ae8c8...66197814h ago

    Spend

    $5.22

    to 0x4E9097641B…

    Repay

    $5.23

    0xaeca57eb...665e9b13h ago

    fee$0.00696/ 4d
    L $0.00348S $0.00174R $0.00174
  11. loan#30530repaid

    Borrow

    $5.09

    0x3e6b9670...1b895617h ago

    Spend

    $5.09

    to 0x4E9097641B…

    Repay

    $5.10

    0xbadf9a3a...4eae1314h ago

    fee$0.008483/ 5d
    L $0.004243S $0.00212R $0.00212
  12. loan#30449repaid

    Borrow

    $6.19

    0x343fd1ff...120b7619h ago

    Spend

    $6.19

    to 0x4E9097641B…

    Repay

    $6.20

    0x30d71c9f...f6854217h ago

    fee$0.010316/ 5d
    L $0.005158S $0.002579R $0.002579
  13. loan#30341repaid

    Borrow

    $8.64

    0x995b2f59...38326020h ago

    Spend

    $8.64

    to 0x4E9097641B…

    Repay

    $8.65

    0x019b66b2...e497e719h ago

    fee$0.00864/ 3d
    L $0.00432S $0.00216R $0.00216
  14. loan#30247repaid

    Borrow

    $9.00

    0x389fbe0d...55d47422h ago

    Spend

    $9.00

    to 0x4E9097641B…

    Repay

    $9.02

    0x2a206f9b...e6322320h ago

    fee$0.015/ 5d
    L $0.0075S $0.00375R $0.00375
  15. loan#30139repaid

    Borrow

    $8.55

    0x40512bf5...90597e23h ago

    Spend

    $8.55

    to 0x4E9097641B…

    Repay

    $8.56

    0x31e8c434...cecfc822h ago

    fee$0.0057/ 2d
    L $0.00285S $0.001425R $0.001425
  16. loan#30040repaid

    Borrow

    $5.36

    0x641a03dd...93608c1d ago

    Spend

    $5.36

    to 0x4E9097641B…

    Repay

    $5.36

    0x3ecc2eb9...18888f23h ago

    fee$0.003573/ 2d
    L $0.001787S $0.000893R $0.000893
  17. loan#29953repaid

    Borrow

    $5.62

    0x756e9214...d5a7b91d ago

    Spend

    $5.62

    to 0x4E9097641B…

    Repay

    $5.63

    0x70b8734c...1372851d ago

    fee$0.00562/ 3d
    L $0.00281S $0.001405R $0.001405
  18. loan#29848repaid

    Borrow

    $6.05

    0x9fa5c908...c8d12e1d ago

    Spend

    $6.05

    to 0x4E9097641B…

    Repay

    $6.06

    0xd397a883...96f6a41d ago

    fee$0.00605/ 3d
    L $0.003026S $0.001512R $0.001512
  19. loan#29747repaid

    Borrow

    $5.56

    0x8a671d13...4f23fa1d ago

    Spend

    $5.56

    to 0x4E9097641B…

    Repay

    $5.57

    0x434d2f01...5de76c1d ago

    fee$0.01112/ 6d
    L $0.00556S $0.00278R $0.00278
  20. loan#29644repaid

    Borrow

    $7.88

    0x288e732a...1970f91d ago

    Spend

    $7.88

    to 0x4E9097641B…

    Repay

    $7.89

    0x8dfce902...86e0a11d ago

    fee$0.010506/ 4d
    L $0.005254S $0.002626R $0.002626
  21. loan#29438repaid

    Borrow

    $9.34

    0xd9f98552...4a15e61d ago

    Spend

    $9.34

    to 0x4E9097641B…

    Repay

    $9.36

    0x452a74f9...32885d1d ago

    fee$0.01868/ 6d
    L $0.00934S $0.00467R $0.00467
  22. loan#29332repaid

    Borrow

    $5.43

    0x84a65d46...de1dc31d ago

    Spend

    $5.43

    to 0x4E9097641B…

    Repay

    $5.44

    0x8c99d50f...16db6b1d ago

    fee$0.01086/ 6d
    L $0.00543S $0.002715R $0.002715
  23. loan#29222repaid

    Borrow

    $5.00

    0xf98072bf...5861a51d ago

    Spend

    $5.00

    to 0x4E9097641B…

    Repay

    $5.01

    0xa1ea8928...83ed091d ago

    fee$0.008333/ 5d
    L $0.004167S $0.002083R $0.002083
  24. loan#29113repaid

    Borrow

    $7.65

    0x107d5a0b...89173e1d ago

    Spend

    $7.65

    to 0x4E9097641B…

    Repay

    $7.66

    0x8e0c941d...4559a41d ago

    fee$0.00765/ 3d
    L $0.003826S $0.001912R $0.001912

Showing the 24 most recent cycles of 332 logged events. The full set is available from /api/agent/6195.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31751$5.10$0.0068$0.0034$0.0017$0.00174d1.2hactive
#31640$8.35$0.013916$0.006958$0.003479$0.0034795d1.5hrepaid
#31532$5.01$0.00668$0.00334$0.00167$0.001674d1.5hrepaid
#31422$5.16$0.01032$0.00516$0.00258$0.002586d1.5hrepaid
#31311$7.88$0.01576$0.00788$0.00394$0.003946d1.5hrepaid
#31199$5.08$0.00508$0.00254$0.00127$0.001273d1.5hrepaid
#31079$6.00$0.012$0.006$0.003$0.0036d1.5hrepaid
#30964$6.53$0.004353$0.002177$0.001088$0.0010882d1.5hrepaid
#30847$8.08$0.01616$0.00808$0.00404$0.004046d1.5hrepaid
#30732$5.22$0.00696$0.00348$0.00174$0.001744d1.5hrepaid
#30530$5.09$0.008483$0.004243$0.00212$0.002125d3hrepaid
#30449$6.19$0.010316$0.005158$0.002579$0.0025795d1.5hrepaid
#30341$8.64$0.00864$0.00432$0.00216$0.002163d1.5hrepaid
#30247$9.00$0.015$0.0075$0.00375$0.003755d1.5hrepaid
#30139$8.55$0.0057$0.00285$0.001425$0.0014252d1.5hrepaid
#30040$5.36$0.003573$0.001787$0.000893$0.0008932d1.5hrepaid
#29953$5.62$0.00562$0.00281$0.001405$0.0014053d1.5hrepaid
#29848$6.05$0.00605$0.003026$0.001512$0.0015123d1.5hrepaid
#29747$5.56$0.01112$0.00556$0.00278$0.002786d1.5hrepaid
#29644$7.88$0.010506$0.005254$0.002626$0.0026264d1.5hrepaid
#29438$9.34$0.01868$0.00934$0.00467$0.004676d3hrepaid
#29332$5.43$0.01086$0.00543$0.002715$0.0027156d1.5hrepaid
#29222$5.00$0.008333$0.004167$0.002083$0.0020835d1.5hrepaid
#29113$7.65$0.00765$0.003826$0.001912$0.0019123d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6195
Spending address
0x4E9097...fD390A
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.