PPriors Bureau
in good standingloan openerc-8004 #6197

Agent #6197

Enrolled 17d ago · 2026-09-24 06:40:54Z · vouched by #6191

every 12s
liveblock 86,037,3712026-10-11 18:18:24Z
$9.48credit line

$2.30 available · $7.18 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$2.3076% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,373316 loans · $3.15 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    125.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31534
Principal
$7.18
Fee
$0.00718
Term
3d
Due
in 2d
Grace ends
in 5d

total due $7.19

borrow → spend → repay

Credit cycles (335 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31534open

    Borrow

    $7.18

    0xdd892ae9...db01f01h ago

    Spend

    $7.18

    to 0x2Eee157d9D…

    Repay

    $7.19

    not yet repaid

    fee$0.00718/ 3d
    fee settles on repay
  2. loan#31424repaid

    Borrow

    $8.76

    0x8caec659...6c09cf2h ago

    Spend

    $8.76

    to 0x2Eee157d9D…

    Repay

    $8.77

    0xc1b28069...3114181h ago

    fee$0.01168/ 4d
    L $0.00584S $0.00292R $0.00292
  3. loan#31313repaid

    Borrow

    $9.41

    0xc17b8e8d...af3a0c4h ago

    Spend

    $9.41

    to 0x2Eee157d9D…

    Repay

    $9.43

    0x8acd2931...6453d52h ago

    fee$0.015683/ 5d
    L $0.007843S $0.00392R $0.00392
  4. loan#31201repaid

    Borrow

    $7.98

    0xf36333ff...5bbe3a5h ago

    Spend

    $7.98

    to 0x2Eee157d9D…

    Repay

    $7.99

    0x934a7e9a...710e844h ago

    fee$0.0133/ 5d
    L $0.00665S $0.003325R $0.003325
  5. loan#31081repaid

    Borrow

    $8.65

    0x547aa59e...b15ce87h ago

    Spend

    $8.65

    to 0x2Eee157d9D…

    Repay

    $8.66

    0x0faf3dc6...09a46c5h ago

    fee$0.011533/ 4d
    L $0.005767S $0.002883R $0.002883
  6. loan#30966repaid

    Borrow

    $8.41

    0x79bf5a86...c662e08h ago

    Spend

    $8.41

    to 0x2Eee157d9D…

    Repay

    $8.42

    0x2b19f59c...ec81267h ago

    fee$0.005606/ 2d
    L $0.002804S $0.001401R $0.001401
  7. loan#30849repaid

    Borrow

    $9.16

    0x52e5f6f5...89184110h ago

    Spend

    $9.16

    to 0x2Eee157d9D…

    Repay

    $9.17

    0x24387091...47e1f78h ago

    fee$0.012213/ 4d
    L $0.006107S $0.003053R $0.003053
  8. loan#30734repaid

    Borrow

    $7.07

    0x083bb537...55639811h ago

    Spend

    $7.07

    to 0x2Eee157d9D…

    Repay

    $7.08

    0xfe64e32f...840a9910h ago

    fee$0.01414/ 6d
    L $0.00707S $0.003535R $0.003535
  9. loan#30627repaid

    Borrow

    $6.62

    0x63557524...224c5e13h ago

    Spend

    $6.62

    to 0x2Eee157d9D…

    Repay

    $6.63

    0x7b74607a...dc03ea11h ago

    fee$0.008826/ 4d
    L $0.004414S $0.002206R $0.002206
  10. loan#30532repaid

    Borrow

    $8.98

    0x4149cefb...0d066114h ago

    Spend

    $8.98

    to 0x2Eee157d9D…

    Repay

    $8.99

    0x8500b2af...30f6d913h ago

    fee$0.014966/ 5d
    L $0.007484S $0.003741R $0.003741
  11. loan#30451repaid

    Borrow

    $5.51

    0x08f019d0...e2f38516h ago

    Spend

    $5.51

    to 0x2Eee157d9D…

    Repay

    $5.52

    0xf32064a9...c522b314h ago

    fee$0.00551/ 3d
    L $0.002756S $0.001377R $0.001377
  12. loan#30343repaid

    Borrow

    $8.10

    0xffbb70eb...70134117h ago

    Spend

    $8.10

    to 0x2Eee157d9D…

    Repay

    $8.11

    0xc9a09eb2...ee9b6016h ago

    fee$0.0108/ 4d
    L $0.0054S $0.0027R $0.0027
  13. loan#30249repaid

    Borrow

    $6.22

    0x0360177c...c738af19h ago

    Spend

    $6.22

    to 0x2Eee157d9D…

    Repay

    $6.23

    0x0dc9a016...2c722117h ago

    fee$0.01244/ 6d
    L $0.00622S $0.00311R $0.00311
  14. loan#30141repaid

    Borrow

    $8.59

    0x4b541281...5b45a920h ago

    Spend

    $8.59

    to 0x2Eee157d9D…

    Repay

    $8.61

    0x5a0a9211...a703d319h ago

    fee$0.01718/ 6d
    L $0.00859S $0.004295R $0.004295
  15. loan#30041repaid

    Borrow

    $9.11

    0x6e30bc68...55665422h ago

    Spend

    $9.11

    to 0x2Eee157d9D…

    Repay

    $9.12

    0xcbe076e1...831ddf20h ago

    fee$0.006073/ 2d
    L $0.003037S $0.001518R $0.001518
  16. loan#29748repaid

    Borrow

    $5.89

    0xb03a6c90...31c7781d ago

    Spend

    $5.89

    to 0x2Eee157d9D…

    Repay

    $5.90

    0x0b73aca1...04743c1d ago

    fee$0.01178/ 6d
    L $0.00589S $0.002945R $0.002945
  17. loan#29645repaid

    Borrow

    $8.50

    0x027a02a7...3994b31d ago

    Spend

    $8.50

    to 0x2Eee157d9D…

    Repay

    $8.51

    0x93aac94b...6086401d ago

    fee$0.005666/ 2d
    L $0.002834S $0.001416R $0.001416
  18. loan#29539repaid

    Borrow

    $6.16

    0x983106d4...55f97e1d ago

    Spend

    $6.16

    to 0x2Eee157d9D…

    Repay

    $6.17

    0xc5e5cb08...010e171d ago

    fee$0.010266/ 5d
    L $0.005134S $0.002566R $0.002566
  19. loan#29439repaid

    Borrow

    $6.38

    0x085d7faf...c535c51d ago

    Spend

    $6.38

    to 0x2Eee157d9D…

    Repay

    $6.39

    0x9e54323a...cfa4a11d ago

    fee$0.01276/ 6d
    L $0.00638S $0.00319R $0.00319
  20. loan#29333repaid

    Borrow

    $6.31

    0x570054f7...6e83b71d ago

    Spend

    $6.31

    to 0x2Eee157d9D…

    Repay

    $6.32

    0x914ed9b6...a82f6e1d ago

    fee$0.00631/ 3d
    L $0.003156S $0.001577R $0.001577
  21. loan#29224repaid

    Borrow

    $6.07

    0x212b6719...f4e04f1d ago

    Spend

    $6.07

    to 0x2Eee157d9D…

    Repay

    $6.07

    0x1bde6c95...9431781d ago

    fee$0.004046/ 2d
    L $0.002024S $0.001011R $0.001011
  22. loan#29115repaid

    Borrow

    $9.14

    0x9c44bfad...4bcb161d ago

    Spend

    $9.14

    to 0x2Eee157d9D…

    Repay

    $9.15

    0x4fa4c4d2...7a64721d ago

    fee$0.006093/ 2d
    L $0.003047S $0.001523R $0.001523
  23. loan#29007repaid

    Borrow

    $7.44

    0xcd851e5f...c347601d ago

    Spend

    $7.44

    to 0x2Eee157d9D…

    Repay

    $7.45

    0xdc49e978...55663c1d ago

    fee$0.01488/ 6d
    L $0.00744S $0.00372R $0.00372
  24. loan#28892repaid

    Borrow

    $6.06

    0xc9e6a05b...9c17d71d ago

    Spend

    $6.06

    to 0x2Eee157d9D…

    Repay

    $6.07

    0xd81695bc...df23221d ago

    fee$0.0101/ 5d
    L $0.00505S $0.002525R $0.002525

Showing the 24 most recent cycles of 335 logged events. The full set is available from /api/agent/6197.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31534$7.18$0.00718$0.00359$0.001795$0.0017953d1.3hactive
#31424$8.76$0.01168$0.00584$0.00292$0.002924d1.5hrepaid
#31313$9.41$0.015683$0.007843$0.00392$0.003925d1.5hrepaid
#31201$7.98$0.0133$0.00665$0.003325$0.0033255d1.5hrepaid
#31081$8.65$0.011533$0.005767$0.002883$0.0028834d1.5hrepaid
#30966$8.41$0.005606$0.002804$0.001401$0.0014012d1.5hrepaid
#30849$9.16$0.012213$0.006107$0.003053$0.0030534d1.5hrepaid
#30734$7.07$0.01414$0.00707$0.003535$0.0035356d1.5hrepaid
#30627$6.62$0.008826$0.004414$0.002206$0.0022064d1.5hrepaid
#30532$8.98$0.014966$0.007484$0.003741$0.0037415d1.5hrepaid
#30451$5.51$0.00551$0.002756$0.001377$0.0013773d1.5hrepaid
#30343$8.10$0.0108$0.0054$0.0027$0.00274d1.5hrepaid
#30249$6.22$0.01244$0.00622$0.00311$0.003116d1.5hrepaid
#30141$8.59$0.01718$0.00859$0.004295$0.0042956d1.5hrepaid
#30041$9.11$0.006073$0.003037$0.001518$0.0015182d1.5hrepaid
#29748$5.89$0.01178$0.00589$0.002945$0.0029456d1.5hrepaid
#29645$8.50$0.005666$0.002834$0.001416$0.0014162d1.5hrepaid
#29539$6.16$0.010266$0.005134$0.002566$0.0025665d1.5hrepaid
#29439$6.38$0.01276$0.00638$0.00319$0.003196d1.5hrepaid
#29333$6.31$0.00631$0.003156$0.001577$0.0015773d1.5hrepaid
#29224$6.07$0.004046$0.002024$0.001011$0.0010112d1.5hrepaid
#29115$9.14$0.006093$0.003047$0.001523$0.0015232d1.5hrepaid
#29007$7.44$0.01488$0.00744$0.00372$0.003726d1.5hrepaid
#28892$6.06$0.0101$0.00505$0.002525$0.0025255d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6197
Spending address
0x2Eee15...E6381C
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.