PPriors Bureau
in good standingloan openerc-8004 #6198

Agent #6198

Enrolled 17d ago · 2026-09-24 06:41:11Z · vouched by #6191

every 12s
liveblock 86,105,0152026-10-11 20:14:20Z
$9.48credit line

$1.83 available · $7.65 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$1.8381% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,399323 loans · $3.11 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    123.6 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31754
Principal
$7.65
Fee
$0.00765
Term
3d
Due
in 2d
Grace ends
in 5d

total due $7.66

borrow → spend → repay

Credit cycles (336 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31754open

    Borrow

    $7.65

    0xa6101355...f919f910m ago

    Spend

    $7.65

    to 0xE9a4505d25…

    Repay

    $7.66

    not yet repaid

    fee$0.00765/ 3d
    fee settles on repay
  2. loan#31643repaid

    Borrow

    $5.71

    0x6d69f9da...3ca8431h ago

    Spend

    $5.71

    to 0xE9a4505d25…

    Repay

    $5.72

    0x642f52b9...6bfb7910m ago

    fee$0.00571/ 3d
    L $0.002856S $0.001427R $0.001427
  3. loan#31535repaid

    Borrow

    $7.95

    0xa7757a01...5c6a443h ago

    Spend

    $7.95

    to 0xE9a4505d25…

    Repay

    $7.96

    0x21214dad...512a4b1h ago

    fee$0.0053/ 2d
    L $0.00265S $0.001325R $0.001325
  4. loan#31425repaid

    Borrow

    $9.23

    0xe5c7e91f...a7dfd44h ago

    Spend

    $9.23

    to 0xE9a4505d25…

    Repay

    $9.25

    0x73777cd4...9eb2ac3h ago

    fee$0.01846/ 6d
    L $0.00923S $0.004615R $0.004615
  5. loan#31314repaid

    Borrow

    $6.33

    0xb0082309...7e37da6h ago

    Spend

    $6.33

    to 0xE9a4505d25…

    Repay

    $6.34

    0x2bcb2801...d3411d4h ago

    fee$0.00633/ 3d
    L $0.003166S $0.001582R $0.001582
  6. loan#31202repaid

    Borrow

    $5.87

    0x06faca10...55a6f17h ago

    Spend

    $5.87

    to 0xE9a4505d25…

    Repay

    $5.88

    0x4296e335...0502ae6h ago

    fee$0.007826/ 4d
    L $0.003914S $0.001956R $0.001956
  7. loan#31082repaid

    Borrow

    $7.89

    0x5cf14eb2...4c24309h ago

    Spend

    $7.89

    to 0xE9a4505d25…

    Repay

    $7.90

    0x8e1f1214...d20a6f7h ago

    fee$0.01052/ 4d
    L $0.00526S $0.00263R $0.00263
  8. loan#30967repaid

    Borrow

    $8.19

    0x2aa30f9c...d4f1fd10h ago

    Spend

    $8.19

    to 0xE9a4505d25…

    Repay

    $8.20

    0xcf005d25...2ce5319h ago

    fee$0.00819/ 3d
    L $0.004096S $0.002047R $0.002047
  9. loan#30850repaid

    Borrow

    $7.37

    0xc6192b27...598f3b12h ago

    Spend

    $7.37

    to 0xE9a4505d25…

    Repay

    $7.38

    0xe61ffba9...42f7a710h ago

    fee$0.012283/ 5d
    L $0.006143S $0.00307R $0.00307
  10. loan#30735repaid

    Borrow

    $7.55

    0x1f96c7da...ea3bec13h ago

    Spend

    $7.55

    to 0xE9a4505d25…

    Repay

    $7.56

    0xe07fee8a...7378fd12h ago

    fee$0.005033/ 2d
    L $0.002517S $0.001258R $0.001258
  11. loan#30628repaid

    Borrow

    $7.46

    0xf9918306...cbf44a15h ago

    Spend

    $7.46

    to 0xE9a4505d25…

    Repay

    $7.46

    0xb5faf570...35701d13h ago

    fee$0.004973/ 2d
    L $0.002487S $0.001243R $0.001243
  12. loan#30533repaid

    Borrow

    $8.23

    0x6ffb674e...3a5a4b16h ago

    Spend

    $8.23

    to 0xE9a4505d25…

    Repay

    $8.24

    0xa7e681a8...67574015h ago

    fee$0.00823/ 3d
    L $0.004116S $0.002057R $0.002057
  13. loan#30452repaid

    Borrow

    $5.13

    0xec2c0471...ce81f018h ago

    Spend

    $5.13

    to 0xE9a4505d25…

    Repay

    $5.13

    0xad58405d...e5a58f16h ago

    fee$0.00342/ 2d
    L $0.00171S $0.000855R $0.000855
  14. loan#30344repaid

    Borrow

    $5.78

    0xd562c9d7...1cbc1c19h ago

    Spend

    $5.78

    to 0xE9a4505d25…

    Repay

    $5.79

    0x07477df9...e42e0018h ago

    fee$0.00578/ 3d
    L $0.00289S $0.001445R $0.001445
  15. loan#30250repaid

    Borrow

    $5.41

    0x3b13c25b...c8058f21h ago

    Spend

    $5.41

    to 0xE9a4505d25…

    Repay

    $5.42

    0x11994885...a6d83419h ago

    fee$0.00541/ 3d
    L $0.002706S $0.001352R $0.001352
  16. loan#30142repaid

    Borrow

    $8.71

    0xead9ff08...a48b5922h ago

    Spend

    $8.71

    to 0xE9a4505d25…

    Repay

    $8.72

    0xcf80037c...15b8bc21h ago

    fee$0.014516/ 5d
    L $0.007258S $0.003629R $0.003629
  17. loan#29225repaid

    Borrow

    $5.52

    0xb8443151...f53e241d ago

    Spend

    $5.52

    to 0xE9a4505d25…

    Repay

    $5.53

    0xe1fe73e2...4971271d ago

    fee$0.00552/ 3d
    L $0.00276S $0.00138R $0.00138
  18. loan#29116repaid

    Borrow

    $6.11

    0x60869445...1c99401d ago

    Spend

    $6.11

    to 0xE9a4505d25…

    Repay

    $6.12

    0xf2a49af6...b310e11d ago

    fee$0.008146/ 4d
    L $0.004074S $0.002036R $0.002036
  19. loan#29008repaid

    Borrow

    $7.17

    0xe7b68bb6...a129921d ago

    Spend

    $7.17

    to 0xE9a4505d25…

    Repay

    $7.17

    0x1e873b2e...919ada1d ago

    fee$0.00478/ 2d
    L $0.00239S $0.001195R $0.001195
  20. loan#28784repaid

    Borrow

    $6.78

    0xe0950370...686fb01d ago

    Spend

    $6.78

    to 0xE9a4505d25…

    Repay

    $6.79

    0x4f87d8bd...fdae501d ago

    fee$0.00678/ 3d
    L $0.00339S $0.001695R $0.001695
  21. loan#28671repaid

    Borrow

    $9.08

    0xdd7a8e0b...000e821d ago

    Spend

    $9.08

    to 0xE9a4505d25…

    Repay

    $9.09

    0x1cdb640b...3796ba1d ago

    fee$0.012106/ 4d
    L $0.006054S $0.003026R $0.003026
  22. loan#28561repaid

    Borrow

    $8.78

    0x728e37dd...fb78b31d ago

    Spend

    $8.78

    to 0xE9a4505d25…

    Repay

    $8.79

    0xa2905b5d...648f921d ago

    fee$0.00878/ 3d
    L $0.00439S $0.002195R $0.002195
  23. loan#28451repaid

    Borrow

    $8.43

    0x3d951081...6aebc31d ago

    Spend

    $8.43

    to 0xE9a4505d25…

    Repay

    $8.44

    0x9bb539bd...97f2031d ago

    fee$0.00562/ 2d
    L $0.00281S $0.001405R $0.001405
  24. loan#28339repaid

    Borrow

    $7.86

    0xf5e5dc22...c07f342d ago

    Spend

    $7.86

    to 0xE9a4505d25…

    Repay

    $7.87

    0xccd005d6...7a21b71d ago

    fee$0.00786/ 3d
    L $0.00393S $0.001965R $0.001965

Showing the 24 most recent cycles of 336 logged events. The full set is available from /api/agent/6198.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31754$7.65$0.00765$0.003826$0.001912$0.0019123d10.9mactive
#31643$5.71$0.00571$0.002856$0.001427$0.0014273d1.5hrepaid
#31535$7.95$0.0053$0.00265$0.001325$0.0013252d1.5hrepaid
#31425$9.23$0.01846$0.00923$0.004615$0.0046156d1.5hrepaid
#31314$6.33$0.00633$0.003166$0.001582$0.0015823d1.5hrepaid
#31202$5.87$0.007826$0.003914$0.001956$0.0019564d1.5hrepaid
#31082$7.89$0.01052$0.00526$0.00263$0.002634d1.5hrepaid
#30967$8.19$0.00819$0.004096$0.002047$0.0020473d1.5hrepaid
#30850$7.37$0.012283$0.006143$0.00307$0.003075d1.5hrepaid
#30735$7.55$0.005033$0.002517$0.001258$0.0012582d1.5hrepaid
#30628$7.46$0.004973$0.002487$0.001243$0.0012432d1.5hrepaid
#30533$8.23$0.00823$0.004116$0.002057$0.0020573d1.5hrepaid
#30452$5.13$0.00342$0.00171$0.000855$0.0008552d1.5hrepaid
#30344$5.78$0.00578$0.00289$0.001445$0.0014453d1.5hrepaid
#30250$5.41$0.00541$0.002706$0.001352$0.0013523d1.5hrepaid
#30142$8.71$0.014516$0.007258$0.003629$0.0036295d1.5hrepaid
#29225$5.52$0.00552$0.00276$0.00138$0.001383d1.5hrepaid
#29116$6.11$0.008146$0.004074$0.002036$0.0020364d1.5hrepaid
#29008$7.17$0.00478$0.00239$0.001195$0.0011952d1.5hrepaid
#28784$6.78$0.00678$0.00339$0.001695$0.0016953d1.5hrepaid
#28671$9.08$0.012106$0.006054$0.003026$0.0030264d1.5hrepaid
#28561$8.78$0.00878$0.00439$0.002195$0.0021953d1.5hrepaid
#28451$8.43$0.00562$0.00281$0.001405$0.0014052d1.5hrepaid
#28339$7.86$0.00786$0.00393$0.001965$0.0019653d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6198
Spending address
0xE9a450...40b2a6
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.