PPriors Bureau
in good standingloan openerc-8004 #6199

Agent #6199

Enrolled 17d ago · 2026-09-24 06:41:27Z · vouched by #6191

every 12s
liveblock 86,036,9382026-10-11 18:17:40Z
$9.48credit line

$2.96 available · $6.52 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$2.9669% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,484331 loans · $3.24 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    126.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31536
Principal
$6.52
Fee
$0.004346
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.52

borrow → spend → repay

Credit cycles (348 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31536open

    Borrow

    $6.52

    0xd9573e23...ad2a4a1h ago

    Spend

    $6.52

    to 0x9ce21FCBAD…

    Repay

    $6.52

    not yet repaid

    fee$0.004346/ 2d
    fee settles on repay
  2. loan#31426repaid

    Borrow

    $8.24

    0x13ce1e70...8150b62h ago

    Spend

    $8.24

    to 0x9ce21FCBAD…

    Repay

    $8.25

    0xbe756a38...4090f91h ago

    fee$0.005493/ 2d
    L $0.002747S $0.001373R $0.001373
  3. loan#31315repaid

    Borrow

    $8.49

    0x8c3fc09a...de683e4h ago

    Spend

    $8.49

    to 0x9ce21FCBAD…

    Repay

    $8.51

    0x8bf17738...de6f402h ago

    fee$0.01698/ 6d
    L $0.00849S $0.004245R $0.004245
  4. loan#31203repaid

    Borrow

    $5.60

    0x7d6acfc4...362f7d5h ago

    Spend

    $5.60

    to 0x9ce21FCBAD…

    Repay

    $5.61

    0x79753dff...e5b27d4h ago

    fee$0.0056/ 3d
    L $0.0028S $0.0014R $0.0014
  5. loan#31083repaid

    Borrow

    $7.74

    0x45432692...7130d97h ago

    Spend

    $7.74

    to 0x9ce21FCBAD…

    Repay

    $7.75

    0x4b310847...d3f2065h ago

    fee$0.0129/ 5d
    L $0.00645S $0.003225R $0.003225
  6. loan#30968repaid

    Borrow

    $6.67

    0xca4cacb0...37c2608h ago

    Spend

    $6.67

    to 0x9ce21FCBAD…

    Repay

    $6.68

    0x175fead3...0bc9697h ago

    fee$0.00667/ 3d
    L $0.003336S $0.001667R $0.001667
  7. loan#30851repaid

    Borrow

    $5.10

    0x7d04d6f3...f03f8510h ago

    Spend

    $5.10

    to 0x9ce21FCBAD…

    Repay

    $5.11

    0x0f5fbdc6...6bdccf8h ago

    fee$0.0085/ 5d
    L $0.00425S $0.002125R $0.002125
  8. loan#30736repaid

    Borrow

    $5.85

    0xdcf64e22...3bf9c011h ago

    Spend

    $5.85

    to 0x9ce21FCBAD…

    Repay

    $5.85

    0x829e47bd...0527e810h ago

    fee$0.0039/ 2d
    L $0.00195S $0.000975R $0.000975
  9. loan#30629repaid

    Borrow

    $7.16

    0x94843484...fe348c13h ago

    Spend

    $7.16

    to 0x9ce21FCBAD…

    Repay

    $7.17

    0x93104160...ef9aa711h ago

    fee$0.00716/ 3d
    L $0.00358S $0.00179R $0.00179
  10. loan#30534repaid

    Borrow

    $6.09

    0x6aa95730...1a75d614h ago

    Spend

    $6.09

    to 0x9ce21FCBAD…

    Repay

    $6.10

    0xa6baba5c...1a978d13h ago

    fee$0.00812/ 4d
    L $0.00406S $0.00203R $0.00203
  11. loan#30453repaid

    Borrow

    $5.67

    0x0b2ccfeb...9e41bf16h ago

    Spend

    $5.67

    to 0x9ce21FCBAD…

    Repay

    $5.68

    0xc78f8406...71ae3314h ago

    fee$0.00945/ 5d
    L $0.004726S $0.002362R $0.002362
  12. loan#30345repaid

    Borrow

    $7.29

    0x2e78f26d...88234617h ago

    Spend

    $7.29

    to 0x9ce21FCBAD…

    Repay

    $7.30

    0xbf1b1351...1d211c16h ago

    fee$0.01215/ 5d
    L $0.006076S $0.003037R $0.003037
  13. loan#30251repaid

    Borrow

    $6.21

    0xb38447bb...968df619h ago

    Spend

    $6.21

    to 0x9ce21FCBAD…

    Repay

    $6.21

    0x013b29e4...daa11517h ago

    fee$0.00414/ 2d
    L $0.00207S $0.001035R $0.001035
  14. loan#30143repaid

    Borrow

    $7.78

    0x9de8b51a...94efb320h ago

    Spend

    $7.78

    to 0x9ce21FCBAD…

    Repay

    $7.79

    0x830b5ea9...a11a2a19h ago

    fee$0.012966/ 5d
    L $0.006484S $0.003241R $0.003241
  15. loan#30042repaid

    Borrow

    $7.15

    0xb34d53bf...1f714322h ago

    Spend

    $7.15

    to 0x9ce21FCBAD…

    Repay

    $7.16

    0x31bd0455...aa041120h ago

    fee$0.00715/ 3d
    L $0.003576S $0.001787R $0.001787
  16. loan#29954repaid

    Borrow

    $5.27

    0x8ab646a0...1ce81823h ago

    Spend

    $5.27

    to 0x9ce21FCBAD…

    Repay

    $5.28

    0xb1861d13...0c30c622h ago

    fee$0.01054/ 6d
    L $0.00527S $0.002635R $0.002635
  17. loan#29849repaid

    Borrow

    $7.29

    0x7635b035...e982491d ago

    Spend

    $7.29

    to 0x9ce21FCBAD…

    Repay

    $7.30

    0x27cc0975...9332e823h ago

    fee$0.00972/ 4d
    L $0.00486S $0.00243R $0.00243
  18. loan#29749repaid

    Borrow

    $6.61

    0xb57d81b1...2be6861d ago

    Spend

    $6.61

    to 0x9ce21FCBAD…

    Repay

    $6.61

    0x2dea9111...3e92711d ago

    fee$0.004406/ 2d
    L $0.002204S $0.001101R $0.001101
  19. loan#29646repaid

    Borrow

    $5.06

    0x3a843931...365d4e1d ago

    Spend

    $5.06

    to 0x9ce21FCBAD…

    Repay

    $5.07

    0x0f0e5f6b...237ff51d ago

    fee$0.01012/ 6d
    L $0.00506S $0.00253R $0.00253
  20. loan#29540repaid

    Borrow

    $7.27

    0xdb0e4fdc...5458061d ago

    Spend

    $7.27

    to 0x9ce21FCBAD…

    Repay

    $7.28

    0xe5b7b861...f21ec71d ago

    fee$0.009693/ 4d
    L $0.004847S $0.002423R $0.002423
  21. loan#29440repaid

    Borrow

    $9.21

    0x062d34ab...6afdc21d ago

    Spend

    $9.21

    to 0x9ce21FCBAD…

    Repay

    $9.22

    0x49e5ac39...17b0701d ago

    fee$0.00614/ 2d
    L $0.00307S $0.001535R $0.001535
  22. loan#29334repaid

    Borrow

    $7.74

    0x1d4fb21a...172a9e1d ago

    Spend

    $7.74

    to 0x9ce21FCBAD…

    Repay

    $7.76

    0x2f0f0061...a2e6421d ago

    fee$0.01548/ 6d
    L $0.00774S $0.00387R $0.00387
  23. loan#29226repaid

    Borrow

    $8.58

    0x76bf911a...c632da1d ago

    Spend

    $8.58

    to 0x9ce21FCBAD…

    Repay

    $8.59

    0xe3afc3fd...fe541a1d ago

    fee$0.00572/ 2d
    L $0.00286S $0.00143R $0.00143
  24. loan#29117repaid

    Borrow

    $8.48

    0xfdc8a42b...a8b29b1d ago

    Spend

    $8.48

    to 0x9ce21FCBAD…

    Repay

    $8.49

    0xc00dda78...d69f731d ago

    fee$0.00848/ 3d
    L $0.00424S $0.00212R $0.00212

Showing the 24 most recent cycles of 348 logged events. The full set is available from /api/agent/6199.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31536$6.52$0.004346$0.002174$0.001086$0.0010862d1.2hactive
#31426$8.24$0.005493$0.002747$0.001373$0.0013732d1.5hrepaid
#31315$8.49$0.01698$0.00849$0.004245$0.0042456d1.5hrepaid
#31203$5.60$0.0056$0.0028$0.0014$0.00143d1.5hrepaid
#31083$7.74$0.0129$0.00645$0.003225$0.0032255d1.5hrepaid
#30968$6.67$0.00667$0.003336$0.001667$0.0016673d1.5hrepaid
#30851$5.10$0.0085$0.00425$0.002125$0.0021255d1.5hrepaid
#30736$5.85$0.0039$0.00195$0.000975$0.0009752d1.5hrepaid
#30629$7.16$0.00716$0.00358$0.00179$0.001793d1.5hrepaid
#30534$6.09$0.00812$0.00406$0.00203$0.002034d1.5hrepaid
#30453$5.67$0.00945$0.004726$0.002362$0.0023625d1.5hrepaid
#30345$7.29$0.01215$0.006076$0.003037$0.0030375d1.5hrepaid
#30251$6.21$0.00414$0.00207$0.001035$0.0010352d1.5hrepaid
#30143$7.78$0.012966$0.006484$0.003241$0.0032415d1.5hrepaid
#30042$7.15$0.00715$0.003576$0.001787$0.0017873d1.5hrepaid
#29954$5.27$0.01054$0.00527$0.002635$0.0026356d1.5hrepaid
#29849$7.29$0.00972$0.00486$0.00243$0.002434d1.5hrepaid
#29749$6.61$0.004406$0.002204$0.001101$0.0011012d1.5hrepaid
#29646$5.06$0.01012$0.00506$0.00253$0.002536d1.5hrepaid
#29540$7.27$0.009693$0.004847$0.002423$0.0024234d1.5hrepaid
#29440$9.21$0.00614$0.00307$0.001535$0.0015352d1.5hrepaid
#29334$7.74$0.01548$0.00774$0.00387$0.003876d1.5hrepaid
#29226$8.58$0.00572$0.00286$0.00143$0.001432d1.5hrepaid
#29117$8.48$0.00848$0.00424$0.00212$0.002123d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6199
Spending address
0x9ce21F...7B6CEB
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.