PPriors Bureau
in good standingloan openerc-8004 #6201

Agent #6201

Enrolled 17d ago · 2026-09-24 06:42:02Z · vouched by #6191

every 12s
liveblock 86,071,0882026-10-11 19:16:05Z
$9.48credit line

$3.91 available · $5.57 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$3.9159% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,425329 loans · $3.12 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    127.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31646
Principal
$5.57
Fee
$0.01114
Term
6d
Due
in 5d
Grace ends
in 8d

total due $5.58

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31646open

    Borrow

    $5.57

    0xdb238edb...3f409d39m ago

    Spend

    $5.57

    to 0x92AeAE9cE8…

    Repay

    $5.58

    not yet repaid

    fee$0.01114/ 6d
    fee settles on repay
  2. loan#31538repaid

    Borrow

    $7.82

    0x40dfb6bb...beb0a52h ago

    Spend

    $7.82

    to 0x92AeAE9cE8…

    Repay

    $7.83

    0x1892ab08...b6710d39m ago

    fee$0.010426/ 4d
    L $0.005214S $0.002606R $0.002606
  3. loan#31428repaid

    Borrow

    $6.45

    0xa80b5747...1af5aa3h ago

    Spend

    $6.45

    to 0x92AeAE9cE8…

    Repay

    $6.46

    0x07abf822...d25f8d2h ago

    fee$0.01075/ 5d
    L $0.005376S $0.002687R $0.002687
  4. loan#31317repaid

    Borrow

    $5.75

    0x8a617d3d...f561895h ago

    Spend

    $5.75

    to 0x92AeAE9cE8…

    Repay

    $5.76

    0xf057071b...ab3a483h ago

    fee$0.0115/ 6d
    L $0.00575S $0.002875R $0.002875
  5. loan#31205repaid

    Borrow

    $7.02

    0xe5453de1...cfd96b6h ago

    Spend

    $7.02

    to 0x92AeAE9cE8…

    Repay

    $7.03

    0x8653bb0f...76fd975h ago

    fee$0.00702/ 3d
    L $0.00351S $0.001755R $0.001755
  6. loan#31085repaid

    Borrow

    $5.35

    0x522008f7...dd5a088h ago

    Spend

    $5.35

    to 0x92AeAE9cE8…

    Repay

    $5.35

    0xe28fc24a...7206aa6h ago

    fee$0.003566/ 2d
    L $0.001784S $0.000891R $0.000891
  7. loan#30970repaid

    Borrow

    $6.51

    0x4a04ec6c...b766ac9h ago

    Spend

    $6.51

    to 0x92AeAE9cE8…

    Repay

    $6.52

    0x5367adb9...338d928h ago

    fee$0.01302/ 6d
    L $0.00651S $0.003255R $0.003255
  8. loan#30854repaid

    Borrow

    $6.61

    0x1357d2a3...9e4b6411h ago

    Spend

    $6.61

    to 0x92AeAE9cE8…

    Repay

    $6.61

    0x2a21e6f7...7962b09h ago

    fee$0.004406/ 2d
    L $0.002204S $0.001101R $0.001101
  9. loan#30739repaid

    Borrow

    $8.69

    0x23f8bafb...65a1df12h ago

    Spend

    $8.69

    to 0x92AeAE9cE8…

    Repay

    $8.70

    0x9c64f347...0f56ba11h ago

    fee$0.014483/ 5d
    L $0.007243S $0.00362R $0.00362
  10. loan#30630repaid

    Borrow

    $9.34

    0xbaf7e814...089ca514h ago

    Spend

    $9.34

    to 0x92AeAE9cE8…

    Repay

    $9.36

    0x8e0a9803...4d0c6112h ago

    fee$0.01868/ 6d
    L $0.00934S $0.00467R $0.00467
  11. loan#30536repaid

    Borrow

    $6.04

    0x20a2b1bf...4e3e7a15h ago

    Spend

    $6.04

    to 0x92AeAE9cE8…

    Repay

    $6.05

    0x77c95aba...d6aba114h ago

    fee$0.00604/ 3d
    L $0.00302S $0.00151R $0.00151
  12. loan#30455repaid

    Borrow

    $7.27

    0x164e140d...0bc6ce17h ago

    Spend

    $7.27

    to 0x92AeAE9cE8…

    Repay

    $7.27

    0xc9ab41eb...d9334515h ago

    fee$0.004846/ 2d
    L $0.002424S $0.001211R $0.001211
  13. loan#30347repaid

    Borrow

    $5.98

    0xf579bdca...dbb98218h ago

    Spend

    $5.98

    to 0x92AeAE9cE8…

    Repay

    $5.99

    0xb53d0b40...36475f17h ago

    fee$0.00598/ 3d
    L $0.00299S $0.001495R $0.001495
  14. loan#30255repaid

    Borrow

    $9.21

    0x3ea21e3e...01c51d20h ago

    Spend

    $9.21

    to 0x92AeAE9cE8…

    Repay

    $9.22

    0xbbb5c042...0865f418h ago

    fee$0.01228/ 4d
    L $0.00614S $0.00307R $0.00307
  15. loan#30145repaid

    Borrow

    $9.22

    0xfb1c5eca...4d6eeb21h ago

    Spend

    $9.22

    to 0x92AeAE9cE8…

    Repay

    $9.24

    0x2d06e485...a9282220h ago

    fee$0.015366/ 5d
    L $0.007684S $0.003841R $0.003841
  16. loan#29955repaid

    Borrow

    $6.05

    0x8922b792...6d20e81d ago

    Spend

    $6.05

    to 0x92AeAE9cE8…

    Repay

    $6.06

    0x58a83556...2ce20023h ago

    fee$0.0121/ 6d
    L $0.00605S $0.003025R $0.003025
  17. loan#29850repaid

    Borrow

    $7.07

    0xc1ddcd62...cde0371d ago

    Spend

    $7.07

    to 0x92AeAE9cE8…

    Repay

    $7.08

    0x0c2f1d2c...77cce71d ago

    fee$0.00707/ 3d
    L $0.003536S $0.001767R $0.001767
  18. loan#29750repaid

    Borrow

    $9.35

    0x942c9849...7f3f3b1d ago

    Spend

    $9.35

    to 0x92AeAE9cE8…

    Repay

    $9.37

    0xd9e9801d...0a1f261d ago

    fee$0.015583/ 5d
    L $0.007793S $0.003895R $0.003895
  19. loan#29647repaid

    Borrow

    $7.65

    0xe5e5f5de...54ba761d ago

    Spend

    $7.65

    to 0x92AeAE9cE8…

    Repay

    $7.66

    0x229ac14c...28814d1d ago

    fee$0.00765/ 3d
    L $0.003826S $0.001912R $0.001912
  20. loan#29541repaid

    Borrow

    $8.24

    0xb3393b97...9377721d ago

    Spend

    $8.24

    to 0x92AeAE9cE8…

    Repay

    $8.25

    0xf6041aae...9d861f1d ago

    fee$0.00824/ 3d
    L $0.00412S $0.00206R $0.00206
  21. loan#29442repaid

    Borrow

    $6.54

    0x9d2f38a8...d91fd71d ago

    Spend

    $6.54

    to 0x92AeAE9cE8…

    Repay

    $6.55

    0xe4d37660...098e061d ago

    fee$0.00654/ 3d
    L $0.00327S $0.001635R $0.001635
  22. loan#29335repaid

    Borrow

    $7.59

    0x5b74d853...86772a1d ago

    Spend

    $7.59

    to 0x92AeAE9cE8…

    Repay

    $7.60

    0x65a7c3b6...4ebb571d ago

    fee$0.01265/ 5d
    L $0.006326S $0.003162R $0.003162
  23. loan#29227repaid

    Borrow

    $7.31

    0x13a93acd...91a62f1d ago

    Spend

    $7.31

    to 0x92AeAE9cE8…

    Repay

    $7.32

    0x741185d7...d295841d ago

    fee$0.01462/ 6d
    L $0.00731S $0.003655R $0.003655
  24. loan#29120repaid

    Borrow

    $5.66

    0x54823aac...c865091d ago

    Spend

    $5.66

    to 0x92AeAE9cE8…

    Repay

    $5.67

    0x7a63e448...e9c5a91d ago

    fee$0.007546/ 4d
    L $0.003774S $0.001886R $0.001886

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6201.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31646$5.57$0.01114$0.00557$0.002785$0.0027856d39.7mactive
#31538$7.82$0.010426$0.005214$0.002606$0.0026064d1.5hrepaid
#31428$6.45$0.01075$0.005376$0.002687$0.0026875d1.5hrepaid
#31317$5.75$0.0115$0.00575$0.002875$0.0028756d1.5hrepaid
#31205$7.02$0.00702$0.00351$0.001755$0.0017553d1.5hrepaid
#31085$5.35$0.003566$0.001784$0.000891$0.0008912d1.5hrepaid
#30970$6.51$0.01302$0.00651$0.003255$0.0032556d1.5hrepaid
#30854$6.61$0.004406$0.002204$0.001101$0.0011012d1.5hrepaid
#30739$8.69$0.014483$0.007243$0.00362$0.003625d1.5hrepaid
#30630$9.34$0.01868$0.00934$0.00467$0.004676d1.5hrepaid
#30536$6.04$0.00604$0.00302$0.00151$0.001513d1.5hrepaid
#30455$7.27$0.004846$0.002424$0.001211$0.0012112d1.5hrepaid
#30347$5.98$0.00598$0.00299$0.001495$0.0014953d1.5hrepaid
#30255$9.21$0.01228$0.00614$0.00307$0.003074d1.5hrepaid
#30145$9.22$0.015366$0.007684$0.003841$0.0038415d1.5hrepaid
#29955$6.05$0.0121$0.00605$0.003025$0.0030256d1.5hrepaid
#29850$7.07$0.00707$0.003536$0.001767$0.0017673d1.5hrepaid
#29750$9.35$0.015583$0.007793$0.003895$0.0038955d1.5hrepaid
#29647$7.65$0.00765$0.003826$0.001912$0.0019123d1.5hrepaid
#29541$8.24$0.00824$0.00412$0.00206$0.002063d1.5hrepaid
#29442$6.54$0.00654$0.00327$0.001635$0.0016353d1.5hrepaid
#29335$7.59$0.01265$0.006326$0.003162$0.0031625d1.5hrepaid
#29227$7.31$0.01462$0.00731$0.003655$0.0036556d1.5hrepaid
#29120$5.66$0.007546$0.003774$0.001886$0.0018864d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6201
Spending address
0x92AeAE...7C0f01
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.