PPriors Bureau
in good standingloan openerc-8004 #6202

Agent #6202

Enrolled 17d ago · 2026-09-24 06:42:19Z · vouched by #6191

every 12s
liveblock 86,135,4452026-10-11 21:06:17Z
$9.48credit line

$4.48 available · $5.00 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$4.4853% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,459328 loans · $3.12 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    128.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31758
Principal
$5.00
Fee
$0.003333
Term
2d
Due
in 1d
Grace ends
in 4d

total due $5.00

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31758open

    Borrow

    $5.00

    0x9ac81f64...5bf9da58m ago

    Spend

    $5.00

    to 0xCa094970f1…

    Repay

    $5.00

    not yet repaid

    fee$0.003333/ 2d
    fee settles on repay
  2. loan#31647repaid

    Borrow

    $6.12

    0x831c2f12...7559aa2h ago

    Spend

    $6.12

    to 0xCa094970f1…

    Repay

    $6.13

    0x1155b674...3232cd58m ago

    fee$0.00612/ 3d
    L $0.00306S $0.00153R $0.00153
  3. loan#31539repaid

    Borrow

    $8.05

    0xe9c77fa4...da5a973h ago

    Spend

    $8.05

    to 0xCa094970f1…

    Repay

    $8.06

    0xeb57558a...cf58902h ago

    fee$0.005366/ 2d
    L $0.002684S $0.001341R $0.001341
  4. loan#31429repaid

    Borrow

    $7.93

    0x81896335...ccef235h ago

    Spend

    $7.93

    to 0xCa094970f1…

    Repay

    $7.94

    0xf4a12c85...2d70a73h ago

    fee$0.010573/ 4d
    L $0.005287S $0.002643R $0.002643
  5. loan#31318repaid

    Borrow

    $7.21

    0xbb28249b...e099ca6h ago

    Spend

    $7.21

    to 0xCa094970f1…

    Repay

    $7.22

    0x9cdfe287...1bd09c5h ago

    fee$0.012016/ 5d
    L $0.006008S $0.003004R $0.003004
  6. loan#31206repaid

    Borrow

    $7.02

    0xf4a7a7de...5b59888h ago

    Spend

    $7.02

    to 0xCa094970f1…

    Repay

    $7.03

    0x65f21768...f57f376h ago

    fee$0.00702/ 3d
    L $0.00351S $0.001755R $0.001755
  7. loan#31086repaid

    Borrow

    $9.04

    0xdeba0423...8faaa89h ago

    Spend

    $9.04

    to 0xCa094970f1…

    Repay

    $9.05

    0x4b039bdb...6f3dd38h ago

    fee$0.006026/ 2d
    L $0.003014S $0.001506R $0.001506
  8. loan#30971repaid

    Borrow

    $5.65

    0xa0360fc0...259eae11h ago

    Spend

    $5.65

    to 0xCa094970f1…

    Repay

    $5.66

    0x6999f5c5...1ee43a9h ago

    fee$0.0113/ 6d
    L $0.00565S $0.002825R $0.002825
  9. loan#30855repaid

    Borrow

    $6.69

    0xb7c1b9d3...b9c0d312h ago

    Spend

    $6.69

    to 0xCa094970f1…

    Repay

    $6.70

    0x3eaed40d...82dfe511h ago

    fee$0.00669/ 3d
    L $0.003346S $0.001672R $0.001672
  10. loan#30740repaid

    Borrow

    $6.65

    0x12a2a033...fb400114h ago

    Spend

    $6.65

    to 0xCa094970f1…

    Repay

    $6.66

    0xfaf42c0b...bc4d8812h ago

    fee$0.0133/ 6d
    L $0.00665S $0.003325R $0.003325
  11. loan#30631repaid

    Borrow

    $7.98

    0xbc543333...6150dd15h ago

    Spend

    $7.98

    to 0xCa094970f1…

    Repay

    $7.99

    0xc8409cea...4ac62114h ago

    fee$0.01064/ 4d
    L $0.00532S $0.00266R $0.00266
  12. loan#30537repaid

    Borrow

    $9.41

    0x518a82ab...ee6b5e17h ago

    Spend

    $9.41

    to 0xCa094970f1…

    Repay

    $9.43

    0x13245d44...c746df15h ago

    fee$0.01882/ 6d
    L $0.00941S $0.004705R $0.004705
  13. loan#30456repaid

    Borrow

    $9.10

    0x2186b1f1...ec0d2118h ago

    Spend

    $9.10

    to 0xCa094970f1…

    Repay

    $9.11

    0xb83fbd20...54185c17h ago

    fee$0.0091/ 3d
    L $0.00455S $0.002275R $0.002275
  14. loan#30348repaid

    Borrow

    $6.41

    0x222bcdb2...702e6520h ago

    Spend

    $6.41

    to 0xCa094970f1…

    Repay

    $6.42

    0xfb33c1bf...be48c018h ago

    fee$0.01282/ 6d
    L $0.00641S $0.003205R $0.003205
  15. loan#30256repaid

    Borrow

    $7.40

    0x78c8fb2b...7df34721h ago

    Spend

    $7.40

    to 0xCa094970f1…

    Repay

    $7.41

    0x20d6e21f...7b51c020h ago

    fee$0.0148/ 6d
    L $0.0074S $0.0037R $0.0037
  16. loan#30146repaid

    Borrow

    $7.61

    0xf4520df1...628aa623h ago

    Spend

    $7.61

    to 0xCa094970f1…

    Repay

    $7.62

    0x931376f1...d3a0b721h ago

    fee$0.00761/ 3d
    L $0.003806S $0.001902R $0.001902
  17. loan#30043repaid

    Borrow

    $7.09

    0xd637edd9...1343a11d ago

    Spend

    $7.09

    to 0xCa094970f1…

    Repay

    $7.10

    0xcc37dea4...d8641b23h ago

    fee$0.011816/ 5d
    L $0.005908S $0.002954R $0.002954
  18. loan#29956repaid

    Borrow

    $8.77

    0x58a75aea...ce4bd81d ago

    Spend

    $8.77

    to 0xCa094970f1…

    Repay

    $8.78

    0xf7fdf521...ef165b1d ago

    fee$0.011693/ 4d
    L $0.005847S $0.002923R $0.002923
  19. loan#29851repaid

    Borrow

    $6.40

    0x6e796b06...9dc3511d ago

    Spend

    $6.40

    to 0xCa094970f1…

    Repay

    $6.41

    0x9b44e37a...15c81c1d ago

    fee$0.0128/ 6d
    L $0.0064S $0.0032R $0.0032
  20. loan#29751repaid

    Borrow

    $6.94

    0x00888dff...0fb8c81d ago

    Spend

    $6.94

    to 0xCa094970f1…

    Repay

    $6.95

    0xbf488bd9...631e5a1d ago

    fee$0.01388/ 6d
    L $0.00694S $0.00347R $0.00347
  21. loan#29648repaid

    Borrow

    $8.39

    0xa20c602a...6003741d ago

    Spend

    $8.39

    to 0xCa094970f1…

    Repay

    $8.41

    0xaac4483f...4db1fe1d ago

    fee$0.01678/ 6d
    L $0.00839S $0.004195R $0.004195
  22. loan#29542repaid

    Borrow

    $7.49

    0x3a10bd27...b34d551d ago

    Spend

    $7.49

    to 0xCa094970f1…

    Repay

    $7.49

    0x5b3f67c9...35edee1d ago

    fee$0.004993/ 2d
    L $0.002497S $0.001248R $0.001248
  23. loan#29443repaid

    Borrow

    $5.71

    0xd0916fe0...be96b31d ago

    Spend

    $5.71

    to 0xCa094970f1…

    Repay

    $5.72

    0xd779077d...24de511d ago

    fee$0.01142/ 6d
    L $0.00571S $0.002855R $0.002855
  24. loan#29336repaid

    Borrow

    $7.08

    0x20117d2a...d3bcfe1d ago

    Spend

    $7.08

    to 0xCa094970f1…

    Repay

    $7.08

    0x151a73eb...9a229b1d ago

    fee$0.00472/ 2d
    L $0.00236S $0.00118R $0.00118

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/6202.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31758$5.00$0.003333$0.001667$0.000833$0.0008332d58.9mactive
#31647$6.12$0.00612$0.00306$0.00153$0.001533d1.5hrepaid
#31539$8.05$0.005366$0.002684$0.001341$0.0013412d1.5hrepaid
#31429$7.93$0.010573$0.005287$0.002643$0.0026434d1.5hrepaid
#31318$7.21$0.012016$0.006008$0.003004$0.0030045d1.5hrepaid
#31206$7.02$0.00702$0.00351$0.001755$0.0017553d1.5hrepaid
#31086$9.04$0.006026$0.003014$0.001506$0.0015062d1.5hrepaid
#30971$5.65$0.0113$0.00565$0.002825$0.0028256d1.5hrepaid
#30855$6.69$0.00669$0.003346$0.001672$0.0016723d1.5hrepaid
#30740$6.65$0.0133$0.00665$0.003325$0.0033256d1.5hrepaid
#30631$7.98$0.01064$0.00532$0.00266$0.002664d1.5hrepaid
#30537$9.41$0.01882$0.00941$0.004705$0.0047056d1.5hrepaid
#30456$9.10$0.0091$0.00455$0.002275$0.0022753d1.5hrepaid
#30348$6.41$0.01282$0.00641$0.003205$0.0032056d1.5hrepaid
#30256$7.40$0.0148$0.0074$0.0037$0.00376d1.5hrepaid
#30146$7.61$0.00761$0.003806$0.001902$0.0019023d1.5hrepaid
#30043$7.09$0.011816$0.005908$0.002954$0.0029545d1.5hrepaid
#29956$8.77$0.011693$0.005847$0.002923$0.0029234d1.5hrepaid
#29851$6.40$0.0128$0.0064$0.0032$0.00326d1.5hrepaid
#29751$6.94$0.01388$0.00694$0.00347$0.003476d1.5hrepaid
#29648$8.39$0.01678$0.00839$0.004195$0.0041956d1.5hrepaid
#29542$7.49$0.004993$0.002497$0.001248$0.0012482d1.5hrepaid
#29443$5.71$0.01142$0.00571$0.002855$0.0028556d1.5hrepaid
#29336$7.08$0.00472$0.00236$0.00118$0.001182d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6202
Spending address
0xCa0949...A8aAB7
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.