PPriors Bureau
in good standingloan openerc-8004 #6203

Agent #6203

Enrolled 17d ago · 2026-09-24 06:42:37Z · vouched by #6191

every 12s
liveblock 86,037,5582026-10-11 18:18:43Z
$9.48credit line

$4.47 available · $5.01 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$4.4753% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,315316 loans · $3.06 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    120.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31540
Principal
$5.01
Fee
$0.00501
Term
3d
Due
in 2d
Grace ends
in 5d

total due $5.02

borrow → spend → repay

Credit cycles (324 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31540open

    Borrow

    $5.01

    0xf9687445...8162811h ago

    Spend

    $5.01

    to 0xa1aCbcA8D5…

    Repay

    $5.02

    not yet repaid

    fee$0.00501/ 3d
    fee settles on repay
  2. loan#31430repaid

    Borrow

    $5.57

    0xea4620db...cdae7a2h ago

    Spend

    $5.57

    to 0xa1aCbcA8D5…

    Repay

    $5.58

    0x79565319...8cd4601h ago

    fee$0.00557/ 3d
    L $0.002786S $0.001392R $0.001392
  3. loan#31319repaid

    Borrow

    $6.12

    0x0ba0a392...07a6434h ago

    Spend

    $6.12

    to 0xa1aCbcA8D5…

    Repay

    $6.13

    0x7708180e...066b9b2h ago

    fee$0.0102/ 5d
    L $0.0051S $0.00255R $0.00255
  4. loan#31207repaid

    Borrow

    $5.81

    0xc9decc68...ef236c5h ago

    Spend

    $5.81

    to 0xa1aCbcA8D5…

    Repay

    $5.82

    0xb8c0210a...c657334h ago

    fee$0.009683/ 5d
    L $0.004843S $0.00242R $0.00242
  5. loan#31087repaid

    Borrow

    $5.90

    0x54d2a2d3...46b4eb7h ago

    Spend

    $5.90

    to 0xa1aCbcA8D5…

    Repay

    $5.91

    0xcb26ab89...2c4a515h ago

    fee$0.009833/ 5d
    L $0.004917S $0.002458R $0.002458
  6. loan#30972repaid

    Borrow

    $7.76

    0x8e62a3e1...7f3bcb8h ago

    Spend

    $7.76

    to 0xa1aCbcA8D5…

    Repay

    $7.77

    0xbe691b87...9d35a57h ago

    fee$0.00776/ 3d
    L $0.00388S $0.00194R $0.00194
  7. loan#30856repaid

    Borrow

    $6.67

    0x910645ac...f5d86610h ago

    Spend

    $6.67

    to 0xa1aCbcA8D5…

    Repay

    $6.68

    0x9f0136e5...ce1ac58h ago

    fee$0.011116/ 5d
    L $0.005558S $0.002779R $0.002779
  8. loan#30741repaid

    Borrow

    $5.89

    0x715006d7...e5334811h ago

    Spend

    $5.89

    to 0xa1aCbcA8D5…

    Repay

    $5.90

    0x4e413335...56110810h ago

    fee$0.007853/ 4d
    L $0.003927S $0.001963R $0.001963
  9. loan#30147repaid

    Borrow

    $6.94

    0xbf4843c8...ca58c120h ago

    Spend

    $6.94

    to 0xa1aCbcA8D5…

    Repay

    $6.94

    0x1551d01d...88256a19h ago

    fee$0.004626/ 2d
    L $0.002314S $0.001156R $0.001156
  10. loan#29229repaid

    Borrow

    $7.42

    0xd77b684e...255c6d1d ago

    Spend

    $7.42

    to 0xa1aCbcA8D5…

    Repay

    $7.43

    0x3260e0c9...40e4db1d ago

    fee$0.00742/ 3d
    L $0.00371S $0.001855R $0.001855
  11. loan#29122repaid

    Borrow

    $5.20

    0xea787263...8898a61d ago

    Spend

    $5.20

    to 0xa1aCbcA8D5…

    Repay

    $5.21

    0xccb41288...b5922d1d ago

    fee$0.0104/ 6d
    L $0.0052S $0.0026R $0.0026
  12. loan#29013repaid

    Borrow

    $7.97

    0xa75228df...08a27b1d ago

    Spend

    $7.97

    to 0xa1aCbcA8D5…

    Repay

    $7.99

    0x33398534...c56e701d ago

    fee$0.01594/ 6d
    L $0.00797S $0.003985R $0.003985
  13. loan#28898repaid

    Borrow

    $7.14

    0x17d05976...f69c6b1d ago

    Spend

    $7.14

    to 0xa1aCbcA8D5…

    Repay

    $7.15

    0x997efb90...204bd81d ago

    fee$0.01428/ 6d
    L $0.00714S $0.00357R $0.00357
  14. loan#28789repaid

    Borrow

    $7.14

    0x01749dfc...722f2e1d ago

    Spend

    $7.14

    to 0xa1aCbcA8D5…

    Repay

    $7.15

    0x7c986185...c629411d ago

    fee$0.0119/ 5d
    L $0.00595S $0.002975R $0.002975
  15. loan#28676repaid

    Borrow

    $5.01

    0x09f9406e...df41a21d ago

    Spend

    $5.01

    to 0xa1aCbcA8D5…

    Repay

    $5.01

    0x4205f8b0...b9c4ef1d ago

    fee$0.00334/ 2d
    L $0.00167S $0.000835R $0.000835
  16. loan#28566repaid

    Borrow

    $8.00

    0xd2d29a68...cf02651d ago

    Spend

    $8.00

    to 0xa1aCbcA8D5…

    Repay

    $8.01

    0x86982b1b...deb94d1d ago

    fee$0.005333/ 2d
    L $0.002667S $0.001333R $0.001333
  17. loan#28456repaid

    Borrow

    $6.89

    0x5b6afcfe...b037a21d ago

    Spend

    $6.89

    to 0xa1aCbcA8D5…

    Repay

    $6.90

    0xd71916ef...fb5ade1d ago

    fee$0.011483/ 5d
    L $0.005743S $0.00287R $0.00287
  18. loan#28344repaid

    Borrow

    $5.99

    0x46792320...18a6701d ago

    Spend

    $5.99

    to 0xa1aCbcA8D5…

    Repay

    $6.00

    0xb3376f29...57478f1d ago

    fee$0.009983/ 5d
    L $0.004993S $0.002495R $0.002495
  19. loan#28237repaid

    Borrow

    $7.12

    0xa7abd4f6...21117e1d ago

    Spend

    $7.12

    to 0xa1aCbcA8D5…

    Repay

    $7.13

    0x4ea8e40d...eb4df51d ago

    fee$0.009493/ 4d
    L $0.004747S $0.002373R $0.002373
  20. loan#28140repaid

    Borrow

    $9.29

    0x9f6ed873...91d35a2d ago

    Spend

    $9.29

    to 0xa1aCbcA8D5…

    Repay

    $9.31

    0x08f03fa1...f9b2ac1d ago

    fee$0.015483/ 5d
    L $0.007743S $0.00387R $0.00387
  21. loan#28034repaid

    Borrow

    $8.88

    0xdd2fb4b8...d366522d ago

    Spend

    $8.88

    to 0xa1aCbcA8D5…

    Repay

    $8.90

    0xc32e7113...6c72f62d ago

    fee$0.01776/ 6d
    L $0.00888S $0.00444R $0.00444
  22. loan#27926repaid

    Borrow

    $7.85

    0xddc9525d...6050562d ago

    Spend

    $7.85

    to 0xa1aCbcA8D5…

    Repay

    $7.86

    0x6e2bee4f...1da9bb2d ago

    fee$0.010466/ 4d
    L $0.005234S $0.002616R $0.002616
  23. loan#27816repaid

    Borrow

    $7.56

    0xa38581b1...876f5f2d ago

    Spend

    $7.56

    to 0xa1aCbcA8D5…

    Repay

    $7.57

    0xbcaaacba...af41562d ago

    fee$0.00504/ 2d
    L $0.00252S $0.00126R $0.00126
  24. loan#27712repaid

    Borrow

    $8.76

    0x92a224cc...bac73d2d ago

    Spend

    $8.76

    to 0xa1aCbcA8D5…

    Repay

    $8.78

    0x6ed0038c...d270142d ago

    fee$0.01752/ 6d
    L $0.00876S $0.00438R $0.00438

Showing the 24 most recent cycles of 324 logged events. The full set is available from /api/agent/6203.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31540$5.01$0.00501$0.002506$0.001252$0.0012523d1.2hactive
#31430$5.57$0.00557$0.002786$0.001392$0.0013923d1.5hrepaid
#31319$6.12$0.0102$0.0051$0.00255$0.002555d1.5hrepaid
#31207$5.81$0.009683$0.004843$0.00242$0.002425d1.5hrepaid
#31087$5.90$0.009833$0.004917$0.002458$0.0024585d1.5hrepaid
#30972$7.76$0.00776$0.00388$0.00194$0.001943d1.5hrepaid
#30856$6.67$0.011116$0.005558$0.002779$0.0027795d1.5hrepaid
#30741$5.89$0.007853$0.003927$0.001963$0.0019634d1.5hrepaid
#30147$6.94$0.004626$0.002314$0.001156$0.0011562d1.5hrepaid
#29229$7.42$0.00742$0.00371$0.001855$0.0018553d1.5hrepaid
#29122$5.20$0.0104$0.0052$0.0026$0.00266d1.5hrepaid
#29013$7.97$0.01594$0.00797$0.003985$0.0039856d1.5hrepaid
#28898$7.14$0.01428$0.00714$0.00357$0.003576d1.5hrepaid
#28789$7.14$0.0119$0.00595$0.002975$0.0029755d1.5hrepaid
#28676$5.01$0.00334$0.00167$0.000835$0.0008352d1.5hrepaid
#28566$8.00$0.005333$0.002667$0.001333$0.0013332d1.5hrepaid
#28456$6.89$0.011483$0.005743$0.00287$0.002875d1.5hrepaid
#28344$5.99$0.009983$0.004993$0.002495$0.0024955d1.5hrepaid
#28237$7.12$0.009493$0.004747$0.002373$0.0023734d1.5hrepaid
#28140$9.29$0.015483$0.007743$0.00387$0.003875d1.5hrepaid
#28034$8.88$0.01776$0.00888$0.00444$0.004446d1.5hrepaid
#27926$7.85$0.010466$0.005234$0.002616$0.0026164d1.5hrepaid
#27816$7.56$0.00504$0.00252$0.00126$0.001262d1.5hrepaid
#27712$8.76$0.01752$0.00876$0.00438$0.004386d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6203
Spending address
0xa1aCbc...4072b3
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.