PPriors Bureau
in good standingloan openerc-8004 #6204

Agent #6204

Enrolled 17d ago · 2026-09-24 06:42:54Z · vouched by #6191

every 12s
liveblock 86,105,2682026-10-11 20:14:45Z
$9.48credit line

$0.54 available · $8.94 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$0.5494% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,350318 loans · $3.07 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    124.5 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31760
Principal
$8.94
Fee
$0.00596
Term
2d
Due
in 1d
Grace ends
in 4d

total due $8.95

borrow → spend → repay

Credit cycles (338 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31760open

    Borrow

    $8.94

    0xf508b584...4d408e5m ago

    Spend

    $8.94

    to 0xAE1465d776…

    Repay

    $8.95

    not yet repaid

    fee$0.00596/ 2d
    fee settles on repay
  2. loan#31649repaid

    Borrow

    $8.26

    0x34000982...05f6001h ago

    Spend

    $8.26

    to 0xAE1465d776…

    Repay

    $8.27

    0x15022e24...23cc505m ago

    fee$0.00826/ 3d
    L $0.00413S $0.002065R $0.002065
  3. loan#31541repaid

    Borrow

    $9.47

    0xe203ec6e...3a3fd23h ago

    Spend

    $9.47

    to 0xAE1465d776…

    Repay

    $9.48

    0x64e414e0...adf3591h ago

    fee$0.006313/ 2d
    L $0.003157S $0.001578R $0.001578
  4. loan#31431repaid

    Borrow

    $5.47

    0x413df5c4...6418454h ago

    Spend

    $5.47

    to 0xAE1465d776…

    Repay

    $5.47

    0x316be9ad...20ab943h ago

    fee$0.003646/ 2d
    L $0.001824S $0.000911R $0.000911
  5. loan#31320repaid

    Borrow

    $8.91

    0xf124eabd...4d483d6h ago

    Spend

    $8.91

    to 0xAE1465d776…

    Repay

    $8.92

    0x1ada6248...69dcb24h ago

    fee$0.00891/ 3d
    L $0.004456S $0.002227R $0.002227
  6. loan#31208repaid

    Borrow

    $7.90

    0x33ce120f...bef2527h ago

    Spend

    $7.90

    to 0xAE1465d776…

    Repay

    $7.91

    0xbce98b4a...e77fcc6h ago

    fee$0.010533/ 4d
    L $0.005267S $0.002633R $0.002633
  7. loan#31088repaid

    Borrow

    $5.18

    0xc46c39af...dc5f559h ago

    Spend

    $5.18

    to 0xAE1465d776…

    Repay

    $5.19

    0x45e92846...dde0f77h ago

    fee$0.006906/ 4d
    L $0.003454S $0.001726R $0.001726
  8. loan#30973repaid

    Borrow

    $5.02

    0xde94e260...f6e15710h ago

    Spend

    $5.02

    to 0xAE1465d776…

    Repay

    $5.03

    0xc3420574...6d5bff9h ago

    fee$0.00502/ 3d
    L $0.00251S $0.001255R $0.001255
  9. loan#30857repaid

    Borrow

    $7.29

    0xe2274f9e...aede4312h ago

    Spend

    $7.29

    to 0xAE1465d776…

    Repay

    $7.30

    0xf1d26607...9461bf10h ago

    fee$0.01458/ 6d
    L $0.00729S $0.003645R $0.003645
  10. loan#30742repaid

    Borrow

    $7.70

    0xbddae81f...85fd1013h ago

    Spend

    $7.70

    to 0xAE1465d776…

    Repay

    $7.71

    0xd441301e...0d902b12h ago

    fee$0.0077/ 3d
    L $0.00385S $0.001925R $0.001925
  11. loan#30349repaid

    Borrow

    $8.20

    0xcda296c0...fc2c9b19h ago

    Spend

    $8.20

    to 0xAE1465d776…

    Repay

    $8.21

    0xfb33a57a...5e6b1218h ago

    fee$0.005466/ 2d
    L $0.002734S $0.001366R $0.001366
  12. loan#30148repaid

    Borrow

    $5.66

    0x42063df3...7d8aee22h ago

    Spend

    $5.66

    to 0xAE1465d776…

    Repay

    $5.67

    0x9e8cf756...f37b9621h ago

    fee$0.007546/ 4d
    L $0.003774S $0.001886R $0.001886
  13. loan#29852repaid

    Borrow

    $6.50

    0x2abfe5f4...129d2b1d ago

    Spend

    $6.50

    to 0xAE1465d776…

    Repay

    $6.51

    0x3c0f47d4...38bc6c1d ago

    fee$0.008666/ 4d
    L $0.004334S $0.002166R $0.002166
  14. loan#29752repaid

    Borrow

    $8.61

    0x63f0443e...b8f93e1d ago

    Spend

    $8.61

    to 0xAE1465d776…

    Repay

    $8.62

    0x77181de8...7471e11d ago

    fee$0.00574/ 2d
    L $0.00287S $0.001435R $0.001435
  15. loan#29649repaid

    Borrow

    $5.00

    0xf3851734...b08c1c1d ago

    Spend

    $5.00

    to 0xAE1465d776…

    Repay

    $5.00

    0xb7405025...f513921d ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  16. loan#29543repaid

    Borrow

    $8.91

    0x0a1b49f8...54b8761d ago

    Spend

    $8.91

    to 0xAE1465d776…

    Repay

    $8.92

    0xe341507b...4b971c1d ago

    fee$0.01188/ 4d
    L $0.00594S $0.00297R $0.00297
  17. loan#29444repaid

    Borrow

    $6.63

    0xbe1f167c...d89fac1d ago

    Spend

    $6.63

    to 0xAE1465d776…

    Repay

    $6.63

    0x413ad3c7...a8e87d1d ago

    fee$0.00442/ 2d
    L $0.00221S $0.001105R $0.001105
  18. loan#29337repaid

    Borrow

    $5.03

    0x1ef9f74e...97f3b61d ago

    Spend

    $5.03

    to 0xAE1465d776…

    Repay

    $5.03

    0xde82871c...ade0eb1d ago

    fee$0.003353/ 2d
    L $0.001677S $0.000838R $0.000838
  19. loan#29230repaid

    Borrow

    $5.35

    0x45a1c161...3d8e131d ago

    Spend

    $5.35

    to 0xAE1465d776…

    Repay

    $5.36

    0x9a730970...74e1081d ago

    fee$0.00535/ 3d
    L $0.002676S $0.001337R $0.001337
  20. loan#29123repaid

    Borrow

    $9.42

    0x57ca00e4...fe2bb21d ago

    Spend

    $9.42

    to 0xAE1465d776…

    Repay

    $9.44

    0x8dbe75f9...a0363e1d ago

    fee$0.01884/ 6d
    L $0.00942S $0.00471R $0.00471
  21. loan#29014repaid

    Borrow

    $5.12

    0x60a234af...bba8621d ago

    Spend

    $5.12

    to 0xAE1465d776…

    Repay

    $5.12

    0x8ea62e29...8977511d ago

    fee$0.003413/ 2d
    L $0.001707S $0.000853R $0.000853
  22. loan#28899repaid

    Borrow

    $8.92

    0x87819aed...c0ec231d ago

    Spend

    $8.92

    to 0xAE1465d776…

    Repay

    $8.93

    0xb73cfb9b...b9c7cb1d ago

    fee$0.014866/ 5d
    L $0.007434S $0.003716R $0.003716
  23. loan#28790repaid

    Borrow

    $8.23

    0xd084b4ee...6dff5e1d ago

    Spend

    $8.23

    to 0xAE1465d776…

    Repay

    $8.24

    0x5178ea33...3f3b7d1d ago

    fee$0.00823/ 3d
    L $0.004116S $0.002057R $0.002057
  24. loan#28677repaid

    Borrow

    $7.15

    0x7291e035...61dca41d ago

    Spend

    $7.15

    to 0xAE1465d776…

    Repay

    $7.16

    0x67e16ff5...7b34b01d ago

    fee$0.00715/ 3d
    L $0.003576S $0.001787R $0.001787

Showing the 24 most recent cycles of 338 logged events. The full set is available from /api/agent/6204.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31760$8.94$0.00596$0.00298$0.00149$0.001492d5.4mactive
#31649$8.26$0.00826$0.00413$0.002065$0.0020653d1.5hrepaid
#31541$9.47$0.006313$0.003157$0.001578$0.0015782d1.5hrepaid
#31431$5.47$0.003646$0.001824$0.000911$0.0009112d1.5hrepaid
#31320$8.91$0.00891$0.004456$0.002227$0.0022273d1.5hrepaid
#31208$7.90$0.010533$0.005267$0.002633$0.0026334d1.5hrepaid
#31088$5.18$0.006906$0.003454$0.001726$0.0017264d1.5hrepaid
#30973$5.02$0.00502$0.00251$0.001255$0.0012553d1.5hrepaid
#30857$7.29$0.01458$0.00729$0.003645$0.0036456d1.5hrepaid
#30742$7.70$0.0077$0.00385$0.001925$0.0019253d1.5hrepaid
#30349$8.20$0.005466$0.002734$0.001366$0.0013662d1.5hrepaid
#30148$5.66$0.007546$0.003774$0.001886$0.0018864d1.5hrepaid
#29852$6.50$0.008666$0.004334$0.002166$0.0021664d1.5hrepaid
#29752$8.61$0.00574$0.00287$0.001435$0.0014352d1.5hrepaid
#29649$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#29543$8.91$0.01188$0.00594$0.00297$0.002974d1.5hrepaid
#29444$6.63$0.00442$0.00221$0.001105$0.0011052d1.5hrepaid
#29337$5.03$0.003353$0.001677$0.000838$0.0008382d1.5hrepaid
#29230$5.35$0.00535$0.002676$0.001337$0.0013373d1.5hrepaid
#29123$9.42$0.01884$0.00942$0.00471$0.004716d1.5hrepaid
#29014$5.12$0.003413$0.001707$0.000853$0.0008532d1.5hrepaid
#28899$8.92$0.014866$0.007434$0.003716$0.0037165d1.5hrepaid
#28790$8.23$0.00823$0.004116$0.002057$0.0020573d1.5hrepaid
#28677$7.15$0.00715$0.003576$0.001787$0.0017873d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6204
Spending address
0xAE1465...BdEd15
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.