PPriors Bureau
in good standingloan openerc-8004 #6205

Agent #6205

Enrolled 17d ago · 2026-09-24 06:43:12Z · vouched by #6191

every 12s
liveblock 86,036,5462026-10-11 18:17:00Z
$9.48credit line

$4.32 available · $5.16 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$4.3254% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,440325 loans · $3.12 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    126.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31542
Principal
$5.16
Fee
$0.0086
Term
5d
Due
in 4d
Grace ends
in 7d

total due $5.17

borrow → spend → repay

Credit cycles (346 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31542open

    Borrow

    $5.16

    0x06a99e8c...6863851h ago

    Spend

    $5.16

    to 0xbBeec0520d…

    Repay

    $5.17

    not yet repaid

    fee$0.0086/ 5d
    fee settles on repay
  2. loan#31432repaid

    Borrow

    $6.39

    0xf6f4e751...8c47532h ago

    Spend

    $6.39

    to 0xbBeec0520d…

    Repay

    $6.40

    0x0b1386d6...035ce61h ago

    fee$0.00639/ 3d
    L $0.003196S $0.001597R $0.001597
  3. loan#31321repaid

    Borrow

    $7.90

    0x3c652f49...765a8f4h ago

    Spend

    $7.90

    to 0xbBeec0520d…

    Repay

    $7.91

    0x1ea56a85...c47bbf2h ago

    fee$0.0079/ 3d
    L $0.00395S $0.001975R $0.001975
  4. loan#31209repaid

    Borrow

    $5.74

    0x9c7c4d45...d9b7775h ago

    Spend

    $5.74

    to 0xbBeec0520d…

    Repay

    $5.75

    0x8a50362c...c868944h ago

    fee$0.007653/ 4d
    L $0.003827S $0.001913R $0.001913
  5. loan#31089repaid

    Borrow

    $5.49

    0xae1c37e6...a0942a7h ago

    Spend

    $5.49

    to 0xbBeec0520d…

    Repay

    $5.50

    0xb5ef9adc...08df7f5h ago

    fee$0.01098/ 6d
    L $0.00549S $0.002745R $0.002745
  6. loan#30974repaid

    Borrow

    $8.44

    0xd085df0f...9a7ace8h ago

    Spend

    $8.44

    to 0xbBeec0520d…

    Repay

    $8.45

    0x2dc35a58...10e3697h ago

    fee$0.011253/ 4d
    L $0.005627S $0.002813R $0.002813
  7. loan#30858repaid

    Borrow

    $7.78

    0x1a6b76ed...2c58cc10h ago

    Spend

    $7.78

    to 0xbBeec0520d…

    Repay

    $7.79

    0xa3286206...5f5e578h ago

    fee$0.005186/ 2d
    L $0.002594S $0.001296R $0.001296
  8. loan#30743repaid

    Borrow

    $8.49

    0x694bb606...dd973911h ago

    Spend

    $8.49

    to 0xbBeec0520d…

    Repay

    $8.50

    0x064562aa...259f9810h ago

    fee$0.00849/ 3d
    L $0.004246S $0.002122R $0.002122
  9. loan#30632repaid

    Borrow

    $5.67

    0x7efe295f...e08be113h ago

    Spend

    $5.67

    to 0xbBeec0520d…

    Repay

    $5.68

    0x0f7b5489...d9a06711h ago

    fee$0.00567/ 3d
    L $0.002836S $0.001417R $0.001417
  10. loan#30538repaid

    Borrow

    $7.32

    0xa63cc830...ef904e14h ago

    Spend

    $7.32

    to 0xbBeec0520d…

    Repay

    $7.33

    0xe1bfb2cd...6e3f7013h ago

    fee$0.00976/ 4d
    L $0.00488S $0.00244R $0.00244
  11. loan#30457repaid

    Borrow

    $5.68

    0x52cfd26b...cdbfd716h ago

    Spend

    $5.68

    to 0xbBeec0520d…

    Repay

    $5.69

    0x56fb632a...9c8cb514h ago

    fee$0.01136/ 6d
    L $0.00568S $0.00284R $0.00284
  12. loan#30350repaid

    Borrow

    $6.86

    0x6cd58fcf...534e9317h ago

    Spend

    $6.86

    to 0xbBeec0520d…

    Repay

    $6.87

    0x6ef9e2a3...5fcc9b16h ago

    fee$0.01372/ 6d
    L $0.00686S $0.00343R $0.00343
  13. loan#30257repaid

    Borrow

    $5.70

    0x5cc5a11e...b604d419h ago

    Spend

    $5.70

    to 0xbBeec0520d…

    Repay

    $5.71

    0xb2532df1...e0a6e817h ago

    fee$0.0095/ 5d
    L $0.00475S $0.002375R $0.002375
  14. loan#30149repaid

    Borrow

    $9.20

    0x936ee10b...8c6d4120h ago

    Spend

    $9.20

    to 0xbBeec0520d…

    Repay

    $9.22

    0x543d8f42...e1bd2219h ago

    fee$0.015333/ 5d
    L $0.007667S $0.003833R $0.003833
  15. loan#29957repaid

    Borrow

    $8.83

    0xe184d09a...96152323h ago

    Spend

    $8.83

    to 0xbBeec0520d…

    Repay

    $8.84

    0x23e61f5b...af407322h ago

    fee$0.005886/ 2d
    L $0.002944S $0.001471R $0.001471
  16. loan#29855repaid

    Borrow

    $6.87

    0x3d38faa1...a164671d ago

    Spend

    $6.87

    to 0xbBeec0520d…

    Repay

    $6.87

    0xa50d0aa3...54cc6f23h ago

    fee$0.00458/ 2d
    L $0.00229S $0.001145R $0.001145
  17. loan#29754repaid

    Borrow

    $5.87

    0x5002a5e6...d811441d ago

    Spend

    $5.87

    to 0xbBeec0520d…

    Repay

    $5.87

    0xe6957409...91afcc1d ago

    fee$0.003913/ 2d
    L $0.001957S $0.000978R $0.000978
  18. loan#29445repaid

    Borrow

    $6.13

    0xe0e2ef65...02495d1d ago

    Spend

    $6.13

    to 0xbBeec0520d…

    Repay

    $6.13

    0x9a266851...ba7c2f1d ago

    fee$0.004086/ 2d
    L $0.002044S $0.001021R $0.001021
  19. loan#29338repaid

    Borrow

    $7.93

    0x974bb93d...1957131d ago

    Spend

    $7.93

    to 0xbBeec0520d…

    Repay

    $7.94

    0xa8c05468...ec53b11d ago

    fee$0.005286/ 2d
    L $0.002644S $0.001321R $0.001321
  20. loan#29231repaid

    Borrow

    $7.93

    0x498b4a29...bbc1711d ago

    Spend

    $7.93

    to 0xbBeec0520d…

    Repay

    $7.95

    0xfab89f62...55f7ec1d ago

    fee$0.01586/ 6d
    L $0.00793S $0.003965R $0.003965
  21. loan#29124repaid

    Borrow

    $7.79

    0x26b52959...a901c41d ago

    Spend

    $7.79

    to 0xbBeec0520d…

    Repay

    $7.81

    0x96a069d7...1983a61d ago

    fee$0.01558/ 6d
    L $0.00779S $0.003895R $0.003895
  22. loan#29015repaid

    Borrow

    $8.14

    0xdb63ff3a...13473f1d ago

    Spend

    $8.14

    to 0xbBeec0520d…

    Repay

    $8.15

    0x3c685bee...82030c1d ago

    fee$0.010853/ 4d
    L $0.005427S $0.002713R $0.002713
  23. loan#28900repaid

    Borrow

    $6.59

    0xc4e8fbce...94c8d91d ago

    Spend

    $6.59

    to 0xbBeec0520d…

    Repay

    $6.60

    0x89f2dd14...de1a1a1d ago

    fee$0.010983/ 5d
    L $0.005493S $0.002745R $0.002745
  24. loan#28791repaid

    Borrow

    $6.70

    0x99615412...5dcdb11d ago

    Spend

    $6.70

    to 0xbBeec0520d…

    Repay

    $6.71

    0xc3cf3c20...e5c38d1d ago

    fee$0.011166/ 5d
    L $0.005584S $0.002791R $0.002791

Showing the 24 most recent cycles of 346 logged events. The full set is available from /api/agent/6205.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31542$5.16$0.0086$0.0043$0.00215$0.002155d1.1hactive
#31432$6.39$0.00639$0.003196$0.001597$0.0015973d1.5hrepaid
#31321$7.90$0.0079$0.00395$0.001975$0.0019753d1.5hrepaid
#31209$5.74$0.007653$0.003827$0.001913$0.0019134d1.5hrepaid
#31089$5.49$0.01098$0.00549$0.002745$0.0027456d1.5hrepaid
#30974$8.44$0.011253$0.005627$0.002813$0.0028134d1.5hrepaid
#30858$7.78$0.005186$0.002594$0.001296$0.0012962d1.5hrepaid
#30743$8.49$0.00849$0.004246$0.002122$0.0021223d1.5hrepaid
#30632$5.67$0.00567$0.002836$0.001417$0.0014173d1.5hrepaid
#30538$7.32$0.00976$0.00488$0.00244$0.002444d1.5hrepaid
#30457$5.68$0.01136$0.00568$0.00284$0.002846d1.5hrepaid
#30350$6.86$0.01372$0.00686$0.00343$0.003436d1.5hrepaid
#30257$5.70$0.0095$0.00475$0.002375$0.0023755d1.5hrepaid
#30149$9.20$0.015333$0.007667$0.003833$0.0038335d1.5hrepaid
#29957$8.83$0.005886$0.002944$0.001471$0.0014712d1.5hrepaid
#29855$6.87$0.00458$0.00229$0.001145$0.0011452d1.5hrepaid
#29754$5.87$0.003913$0.001957$0.000978$0.0009782d1.5hrepaid
#29445$6.13$0.004086$0.002044$0.001021$0.0010212d1.5hrepaid
#29338$7.93$0.005286$0.002644$0.001321$0.0013212d1.5hrepaid
#29231$7.93$0.01586$0.00793$0.003965$0.0039656d1.5hrepaid
#29124$7.79$0.01558$0.00779$0.003895$0.0038956d1.5hrepaid
#29015$8.14$0.010853$0.005427$0.002713$0.0027134d1.5hrepaid
#28900$6.59$0.010983$0.005493$0.002745$0.0027455d1.5hrepaid
#28791$6.70$0.011166$0.005584$0.002791$0.0027915d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6205
Spending address
0xbBeec0...8af30e
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.