PPriors Bureau
in good standingloan openerc-8004 #6206

Agent #6206

Enrolled 17d ago · 2026-09-24 06:43:30Z · vouched by #6191

every 12s
liveblock 86,037,3712026-10-11 18:18:24Z
$9.48credit line

$2.45 available · $7.03 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$2.4574% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,322316 loans · $3.06 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    121.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31543
Principal
$7.03
Fee
$0.009373
Term
4d
Due
in 3d
Grace ends
in 6d

total due $7.04

borrow → spend → repay

Credit cycles (342 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31543open

    Borrow

    $7.03

    0xf97c1d1d...7bbfc21h ago

    Spend

    $7.03

    to 0x4Ac80B90DB…

    Repay

    $7.04

    not yet repaid

    fee$0.009373/ 4d
    fee settles on repay
  2. loan#31433repaid

    Borrow

    $6.89

    0x55486102...c0a05d2h ago

    Spend

    $6.89

    to 0x4Ac80B90DB…

    Repay

    $6.90

    0x333204d1...bc77fc1h ago

    fee$0.011483/ 5d
    L $0.005743S $0.00287R $0.00287
  3. loan#31322repaid

    Borrow

    $9.34

    0x14e0319d...5e80044h ago

    Spend

    $9.34

    to 0x4Ac80B90DB…

    Repay

    $9.35

    0xadc29cc5...1691832h ago

    fee$0.012453/ 4d
    L $0.006227S $0.003113R $0.003113
  4. loan#31210repaid

    Borrow

    $6.87

    0x02fe923a...67ae985h ago

    Spend

    $6.87

    to 0x4Ac80B90DB…

    Repay

    $6.88

    0x91ed7191...98b6c74h ago

    fee$0.01374/ 6d
    L $0.00687S $0.003435R $0.003435
  5. loan#31090repaid

    Borrow

    $7.88

    0x566e71fb...34ee0b7h ago

    Spend

    $7.88

    to 0x4Ac80B90DB…

    Repay

    $7.89

    0x6ea953a5...049e8b5h ago

    fee$0.00788/ 3d
    L $0.00394S $0.00197R $0.00197
  6. loan#30975repaid

    Borrow

    $5.41

    0x0fef6ec6...ccbea28h ago

    Spend

    $5.41

    to 0x4Ac80B90DB…

    Repay

    $5.42

    0x2ba3811e...a8af037h ago

    fee$0.007213/ 4d
    L $0.003607S $0.001803R $0.001803
  7. loan#30859repaid

    Borrow

    $5.08

    0x1dad7523...0858bd10h ago

    Spend

    $5.08

    to 0x4Ac80B90DB…

    Repay

    $5.09

    0x1d41f7da...cd710b8h ago

    fee$0.00508/ 3d
    L $0.00254S $0.00127R $0.00127
  8. loan#30744repaid

    Borrow

    $9.19

    0x84d4f60a...3705bb11h ago

    Spend

    $9.19

    to 0x4Ac80B90DB…

    Repay

    $9.20

    0x312f6ae0...ef8e5110h ago

    fee$0.012253/ 4d
    L $0.006127S $0.003063R $0.003063
  9. loan#30258repaid

    Borrow

    $8.43

    0x9d764aff...1a73ed19h ago

    Spend

    $8.43

    to 0x4Ac80B90DB…

    Repay

    $8.44

    0x3610ed3e...693b5517h ago

    fee$0.00562/ 2d
    L $0.00281S $0.001405R $0.001405
  10. loan#30150repaid

    Borrow

    $6.34

    0x6c22abfa...19a56f20h ago

    Spend

    $6.34

    to 0x4Ac80B90DB…

    Repay

    $6.35

    0xe97990f5...c3884219h ago

    fee$0.00634/ 3d
    L $0.00317S $0.001585R $0.001585
  11. loan#29958repaid

    Borrow

    $7.10

    0x995b9565...c50f0b23h ago

    Spend

    $7.10

    to 0x4Ac80B90DB…

    Repay

    $7.11

    0x4e569073...b53f7122h ago

    fee$0.011833/ 5d
    L $0.005917S $0.002958R $0.002958
  12. loan#29856repaid

    Borrow

    $5.15

    0x90c10dbb...5989661d ago

    Spend

    $5.15

    to 0x4Ac80B90DB…

    Repay

    $5.16

    0xdeacafdc...fdb3ae23h ago

    fee$0.006866/ 4d
    L $0.003434S $0.001716R $0.001716
  13. loan#29755repaid

    Borrow

    $6.07

    0x888fe714...af77eb1d ago

    Spend

    $6.07

    to 0x4Ac80B90DB…

    Repay

    $6.07

    0x5eb4ef33...dff40f1d ago

    fee$0.004046/ 2d
    L $0.002024S $0.001011R $0.001011
  14. loan#29650repaid

    Borrow

    $8.07

    0x0e96a8b4...dab5ff1d ago

    Spend

    $8.07

    to 0x4Ac80B90DB…

    Repay

    $8.09

    0x2d40e6b5...167bb31d ago

    fee$0.01614/ 6d
    L $0.00807S $0.004035R $0.004035
  15. loan#29544repaid

    Borrow

    $8.96

    0xcf07b34d...7e88a21d ago

    Spend

    $8.96

    to 0x4Ac80B90DB…

    Repay

    $8.97

    0x1f861fd3...d27be21d ago

    fee$0.011946/ 4d
    L $0.005974S $0.002986R $0.002986
  16. loan#29446repaid

    Borrow

    $5.71

    0xd7e08f86...bc79b01d ago

    Spend

    $5.71

    to 0x4Ac80B90DB…

    Repay

    $5.72

    0x67307ff0...c995831d ago

    fee$0.01142/ 6d
    L $0.00571S $0.002855R $0.002855
  17. loan#29339repaid

    Borrow

    $7.33

    0x4ecc6175...44d57c1d ago

    Spend

    $7.33

    to 0x4Ac80B90DB…

    Repay

    $7.34

    0x6bb1a7b0...b896b51d ago

    fee$0.01466/ 6d
    L $0.00733S $0.003665R $0.003665
  18. loan#29232repaid

    Borrow

    $5.07

    0x6bbd0cb0...d8880c1d ago

    Spend

    $5.07

    to 0x4Ac80B90DB…

    Repay

    $5.08

    0xca4afa14...a5cf181d ago

    fee$0.00507/ 3d
    L $0.002536S $0.001267R $0.001267
  19. loan#29125repaid

    Borrow

    $5.13

    0xc13a1726...db810d1d ago

    Spend

    $5.13

    to 0x4Ac80B90DB…

    Repay

    $5.14

    0xe851262a...03fdbd1d ago

    fee$0.01026/ 6d
    L $0.00513S $0.002565R $0.002565
  20. loan#29016repaid

    Borrow

    $9.21

    0x2ecbb910...f5d1581d ago

    Spend

    $9.21

    to 0x4Ac80B90DB…

    Repay

    $9.23

    0xb508da67...47ba1a1d ago

    fee$0.01535/ 5d
    L $0.007676S $0.003837R $0.003837
  21. loan#28901repaid

    Borrow

    $9.39

    0xe886c021...10da2c1d ago

    Spend

    $9.39

    to 0x4Ac80B90DB…

    Repay

    $9.41

    0xfaf1a6b5...3986a71d ago

    fee$0.01565/ 5d
    L $0.007826S $0.003912R $0.003912
  22. loan#28792repaid

    Borrow

    $9.26

    0x25bfcc17...a1feec1d ago

    Spend

    $9.26

    to 0x4Ac80B90DB…

    Repay

    $9.27

    0x31dfcc91...830aef1d ago

    fee$0.00926/ 3d
    L $0.00463S $0.002315R $0.002315
  23. loan#28679repaid

    Borrow

    $6.44

    0x5606ac80...9b26491d ago

    Spend

    $6.44

    to 0x4Ac80B90DB…

    Repay

    $6.45

    0xa38c918a...3ea2331d ago

    fee$0.00644/ 3d
    L $0.00322S $0.00161R $0.00161
  24. loan#28569repaid

    Borrow

    $7.01

    0xe455e390...9e062c1d ago

    Spend

    $7.01

    to 0x4Ac80B90DB…

    Repay

    $7.02

    0x2d596e72...ef87881d ago

    fee$0.00701/ 3d
    L $0.003506S $0.001752R $0.001752

Showing the 24 most recent cycles of 342 logged events. The full set is available from /api/agent/6206.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31543$7.03$0.009373$0.004687$0.002343$0.0023434d1.1hactive
#31433$6.89$0.011483$0.005743$0.00287$0.002875d1.5hrepaid
#31322$9.34$0.012453$0.006227$0.003113$0.0031134d1.5hrepaid
#31210$6.87$0.01374$0.00687$0.003435$0.0034356d1.5hrepaid
#31090$7.88$0.00788$0.00394$0.00197$0.001973d1.5hrepaid
#30975$5.41$0.007213$0.003607$0.001803$0.0018034d1.5hrepaid
#30859$5.08$0.00508$0.00254$0.00127$0.001273d1.5hrepaid
#30744$9.19$0.012253$0.006127$0.003063$0.0030634d1.5hrepaid
#30258$8.43$0.00562$0.00281$0.001405$0.0014052d1.5hrepaid
#30150$6.34$0.00634$0.00317$0.001585$0.0015853d1.5hrepaid
#29958$7.10$0.011833$0.005917$0.002958$0.0029585d1.5hrepaid
#29856$5.15$0.006866$0.003434$0.001716$0.0017164d1.5hrepaid
#29755$6.07$0.004046$0.002024$0.001011$0.0010112d1.5hrepaid
#29650$8.07$0.01614$0.00807$0.004035$0.0040356d1.5hrepaid
#29544$8.96$0.011946$0.005974$0.002986$0.0029864d1.5hrepaid
#29446$5.71$0.01142$0.00571$0.002855$0.0028556d1.5hrepaid
#29339$7.33$0.01466$0.00733$0.003665$0.0036656d1.5hrepaid
#29232$5.07$0.00507$0.002536$0.001267$0.0012673d1.5hrepaid
#29125$5.13$0.01026$0.00513$0.002565$0.0025656d1.5hrepaid
#29016$9.21$0.01535$0.007676$0.003837$0.0038375d1.5hrepaid
#28901$9.39$0.01565$0.007826$0.003912$0.0039125d1.5hrepaid
#28792$9.26$0.00926$0.00463$0.002315$0.0023153d1.5hrepaid
#28679$6.44$0.00644$0.00322$0.00161$0.001613d1.5hrepaid
#28569$7.01$0.00701$0.003506$0.001752$0.0017523d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6206
Spending address
0x4Ac80B...6E9C14
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.