PPriors Bureau
in good standingloan openerc-8004 #6212

Agent #6212

Enrolled 17d ago · 2026-09-24 06:45:26Z · vouched by #6191

every 12s
liveblock 86,105,1682026-10-11 20:14:35Z
$9.48credit line

$3.38 available · $6.10 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$3.3864% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,500336 loans · $3.27 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    127.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31657
Principal
$6.10
Fee
$0.008133
Term
4d
Due
in 3d
Grace ends
in 6d

total due $6.11

borrow → spend → repay

Credit cycles (351 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31657open

    Borrow

    $6.10

    0x68dae459...239a5d1h ago

    Spend

    $6.10

    to 0x7f80a0e121…

    Repay

    $6.11

    not yet repaid

    fee$0.008133/ 4d
    fee settles on repay
  2. loan#31549repaid

    Borrow

    $9.13

    0x3e92cc6a...51e81e2h ago

    Spend

    $9.13

    to 0x7f80a0e121…

    Repay

    $9.14

    0xc2b537c3...ab528a1h ago

    fee$0.006086/ 2d
    L $0.003044S $0.001521R $0.001521
  3. loan#31439repaid

    Borrow

    $8.38

    0xf10318a2...1b40cb4h ago

    Spend

    $8.38

    to 0x7f80a0e121…

    Repay

    $8.39

    0xa73da6d1...4300902h ago

    fee$0.00838/ 3d
    L $0.00419S $0.002095R $0.002095
  4. loan#31328repaid

    Borrow

    $6.17

    0xbd7b8a4f...f5bb495h ago

    Spend

    $6.17

    to 0x7f80a0e121…

    Repay

    $6.17

    0xe2c59ec6...984af74h ago

    fee$0.004113/ 2d
    L $0.002057S $0.001028R $0.001028
  5. loan#31216repaid

    Borrow

    $6.50

    0x2d349346...354e617h ago

    Spend

    $6.50

    to 0x7f80a0e121…

    Repay

    $6.51

    0x67817326...bed0605h ago

    fee$0.013/ 6d
    L $0.0065S $0.00325R $0.00325
  6. loan#31096repaid

    Borrow

    $6.89

    0x39706573...d746268h ago

    Spend

    $6.89

    to 0x7f80a0e121…

    Repay

    $6.89

    0xd304a84a...58db757h ago

    fee$0.004593/ 2d
    L $0.002297S $0.001148R $0.001148
  7. loan#30981repaid

    Borrow

    $5.93

    0x50b3977a...13040910h ago

    Spend

    $5.93

    to 0x7f80a0e121…

    Repay

    $5.94

    0x6c964345...1de6d98h ago

    fee$0.007906/ 4d
    L $0.003954S $0.001976R $0.001976
  8. loan#30866repaid

    Borrow

    $9.47

    0x429cf448...6384c211h ago

    Spend

    $9.47

    to 0x7f80a0e121…

    Repay

    $9.48

    0x577ad20d...533e8910h ago

    fee$0.006313/ 2d
    L $0.003157S $0.001578R $0.001578
  9. loan#30750repaid

    Borrow

    $7.86

    0xccc7bfb0...8944f813h ago

    Spend

    $7.86

    to 0x7f80a0e121…

    Repay

    $7.87

    0xbdc56d97...4a235911h ago

    fee$0.00524/ 2d
    L $0.00262S $0.00131R $0.00131
  10. loan#30636repaid

    Borrow

    $5.96

    0xf6508a64...b8f28314h ago

    Spend

    $5.96

    to 0x7f80a0e121…

    Repay

    $5.97

    0x86112b03...d406c813h ago

    fee$0.007946/ 4d
    L $0.003974S $0.001986R $0.001986
  11. loan#30542repaid

    Borrow

    $9.14

    0xeaf55c8c...f5b56c16h ago

    Spend

    $9.14

    to 0x7f80a0e121…

    Repay

    $9.15

    0x6b3bc717...18c21f14h ago

    fee$0.00914/ 3d
    L $0.00457S $0.002285R $0.002285
  12. loan#30462repaid

    Borrow

    $6.73

    0x3496402f...ee087c17h ago

    Spend

    $6.73

    to 0x7f80a0e121…

    Repay

    $6.73

    0x3f9fb6a9...53adff16h ago

    fee$0.004486/ 2d
    L $0.002244S $0.001121R $0.001121
  13. loan#30355repaid

    Borrow

    $9.18

    0xedb081ea...6a600919h ago

    Spend

    $9.18

    to 0x7f80a0e121…

    Repay

    $9.20

    0x640a8650...caa63217h ago

    fee$0.01836/ 6d
    L $0.00918S $0.00459R $0.00459
  14. loan#30264repaid

    Borrow

    $6.40

    0x5fa3cc53...7bb58e20h ago

    Spend

    $6.40

    to 0x7f80a0e121…

    Repay

    $6.41

    0xb02ae89b...12aa1719h ago

    fee$0.0064/ 3d
    L $0.0032S $0.0016R $0.0016
  15. loan#30156repaid

    Borrow

    $8.57

    0xa93e696b...83541122h ago

    Spend

    $8.57

    to 0x7f80a0e121…

    Repay

    $8.58

    0x1bec9969...3f6ece20h ago

    fee$0.011426/ 4d
    L $0.005714S $0.002856R $0.002856
  16. loan#30046repaid

    Borrow

    $7.54

    0xad7353a5...a1383e23h ago

    Spend

    $7.54

    to 0x7f80a0e121…

    Repay

    $7.55

    0xa711311c...8f3b9d22h ago

    fee$0.010053/ 4d
    L $0.005027S $0.002513R $0.002513
  17. loan#29961repaid

    Borrow

    $6.24

    0x961bed7e...b644201d ago

    Spend

    $6.24

    to 0x7f80a0e121…

    Repay

    $6.25

    0xf113e851...5aa12d23h ago

    fee$0.00832/ 4d
    L $0.00416S $0.00208R $0.00208
  18. loan#29860repaid

    Borrow

    $6.39

    0x0ba535a5...d20e441d ago

    Spend

    $6.39

    to 0x7f80a0e121…

    Repay

    $6.40

    0x03366b4e...9c47671d ago

    fee$0.01278/ 6d
    L $0.00639S $0.003195R $0.003195
  19. loan#29760repaid

    Borrow

    $9.00

    0x5709c64f...3c39561d ago

    Spend

    $9.00

    to 0x7f80a0e121…

    Repay

    $9.01

    0x7df5e90f...0377e21d ago

    fee$0.009/ 3d
    L $0.0045S $0.00225R $0.00225
  20. loan#29656repaid

    Borrow

    $5.25

    0x1e9633a4...841a761d ago

    Spend

    $5.25

    to 0x7f80a0e121…

    Repay

    $5.26

    0x01214bb7...a3d5e01d ago

    fee$0.00525/ 3d
    L $0.002626S $0.001312R $0.001312
  21. loan#29550repaid

    Borrow

    $5.20

    0xd54a5185...3402631d ago

    Spend

    $5.20

    to 0x7f80a0e121…

    Repay

    $5.21

    0x66577ae4...908f191d ago

    fee$0.008666/ 5d
    L $0.004334S $0.002166R $0.002166
  22. loan#29451repaid

    Borrow

    $8.08

    0x78c12f21...55ab251d ago

    Spend

    $8.08

    to 0x7f80a0e121…

    Repay

    $8.09

    0x323c72d1...5d930e1d ago

    fee$0.005386/ 2d
    L $0.002694S $0.001346R $0.001346
  23. loan#29345repaid

    Borrow

    $6.10

    0x221a00b6...4749541d ago

    Spend

    $6.10

    to 0x7f80a0e121…

    Repay

    $6.11

    0x2e8f407e...2cb16f1d ago

    fee$0.008133/ 4d
    L $0.004067S $0.002033R $0.002033
  24. loan#29238repaid

    Borrow

    $9.14

    0x13292c7d...f3e9521d ago

    Spend

    $9.14

    to 0x7f80a0e121…

    Repay

    $9.15

    0x22f00a3c...6dfe601d ago

    fee$0.006093/ 2d
    L $0.003047S $0.001523R $0.001523

Showing the 24 most recent cycles of 351 logged events. The full set is available from /api/agent/6212.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31657$6.10$0.008133$0.004067$0.002033$0.0020334d1.5hactive
#31549$9.13$0.006086$0.003044$0.001521$0.0015212d1.5hrepaid
#31439$8.38$0.00838$0.00419$0.002095$0.0020953d1.5hrepaid
#31328$6.17$0.004113$0.002057$0.001028$0.0010282d1.5hrepaid
#31216$6.50$0.013$0.0065$0.00325$0.003256d1.5hrepaid
#31096$6.89$0.004593$0.002297$0.001148$0.0011482d1.5hrepaid
#30981$5.93$0.007906$0.003954$0.001976$0.0019764d1.5hrepaid
#30866$9.47$0.006313$0.003157$0.001578$0.0015782d1.5hrepaid
#30750$7.86$0.00524$0.00262$0.00131$0.001312d1.5hrepaid
#30636$5.96$0.007946$0.003974$0.001986$0.0019864d1.5hrepaid
#30542$9.14$0.00914$0.00457$0.002285$0.0022853d1.5hrepaid
#30462$6.73$0.004486$0.002244$0.001121$0.0011212d1.5hrepaid
#30355$9.18$0.01836$0.00918$0.00459$0.004596d1.5hrepaid
#30264$6.40$0.0064$0.0032$0.0016$0.00163d1.5hrepaid
#30156$8.57$0.011426$0.005714$0.002856$0.0028564d1.5hrepaid
#30046$7.54$0.010053$0.005027$0.002513$0.0025134d1.5hrepaid
#29961$6.24$0.00832$0.00416$0.00208$0.002084d1.5hrepaid
#29860$6.39$0.01278$0.00639$0.003195$0.0031956d1.5hrepaid
#29760$9.00$0.009$0.0045$0.00225$0.002253d1.5hrepaid
#29656$5.25$0.00525$0.002626$0.001312$0.0013123d1.5hrepaid
#29550$5.20$0.008666$0.004334$0.002166$0.0021665d1.5hrepaid
#29451$8.08$0.005386$0.002694$0.001346$0.0013462d1.5hrepaid
#29345$6.10$0.008133$0.004067$0.002033$0.0020334d1.5hrepaid
#29238$9.14$0.006093$0.003047$0.001523$0.0015232d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6212
Spending address
0x7f80a0...B79993
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.