PPriors Bureau
in good standingloan openerc-8004 #6213

Agent #6213

Enrolled 17d ago · 2026-09-24 06:45:46Z · vouched by #6191

every 12s
liveblock 86,105,0152026-10-11 20:14:20Z
$9.48credit line

$0.06 available · $9.42 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$0.0699% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,371320 loans · $3.11 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    123.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31658
Principal
$9.42
Fee
$0.01884
Term
6d
Due
in 5d
Grace ends
in 8d

total due $9.44

borrow → spend → repay

Credit cycles (324 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31658open

    Borrow

    $9.42

    0x2e9ff875...163d161h ago

    Spend

    $9.42

    to 0x5d95F23DB7…

    Repay

    $9.44

    not yet repaid

    fee$0.01884/ 6d
    fee settles on repay
  2. loan#31550repaid

    Borrow

    $9.48

    0x12d757d5...47ce7c2h ago

    Spend

    $9.48

    to 0x5d95F23DB7…

    Repay

    $9.49

    0x3680b109...87c1581h ago

    fee$0.00632/ 2d
    L $0.00316S $0.00158R $0.00158
  3. loan#31440repaid

    Borrow

    $5.50

    0x47fca770...8603054h ago

    Spend

    $5.50

    to 0x5d95F23DB7…

    Repay

    $5.51

    0xc851abcd...fcb8cd2h ago

    fee$0.011/ 6d
    L $0.0055S $0.00275R $0.00275
  4. loan#31329repaid

    Borrow

    $8.63

    0x771b7c3b...2d81035h ago

    Spend

    $8.63

    to 0x5d95F23DB7…

    Repay

    $8.65

    0x0d7e7034...c91fc44h ago

    fee$0.01726/ 6d
    L $0.00863S $0.004315R $0.004315
  5. loan#31217repaid

    Borrow

    $8.26

    0xa2367d00...81b4bc7h ago

    Spend

    $8.26

    to 0x5d95F23DB7…

    Repay

    $8.27

    0x5966b1bc...ac79f45h ago

    fee$0.013766/ 5d
    L $0.006884S $0.003441R $0.003441
  6. loan#31097repaid

    Borrow

    $6.62

    0x2905fdb0...f038608h ago

    Spend

    $6.62

    to 0x5d95F23DB7…

    Repay

    $6.63

    0xe5ea19aa...6dc5107h ago

    fee$0.01324/ 6d
    L $0.00662S $0.00331R $0.00331
  7. loan#30982repaid

    Borrow

    $8.31

    0xc8798d1e...635c3410h ago

    Spend

    $8.31

    to 0x5d95F23DB7…

    Repay

    $8.32

    0x2fbbb8ed...44fbe48h ago

    fee$0.00554/ 2d
    L $0.00277S $0.001385R $0.001385
  8. loan#30867repaid

    Borrow

    $5.74

    0x6eca5ebc...f008ec11h ago

    Spend

    $5.74

    to 0x5d95F23DB7…

    Repay

    $5.74

    0x8ee18304...98780f10h ago

    fee$0.003826/ 2d
    L $0.001914S $0.000956R $0.000956
  9. loan#30751repaid

    Borrow

    $7.72

    0x2aa11085...385e3e13h ago

    Spend

    $7.72

    to 0x5d95F23DB7…

    Repay

    $7.73

    0xf646533f...b2e6e811h ago

    fee$0.00772/ 3d
    L $0.00386S $0.00193R $0.00193
  10. loan#30637repaid

    Borrow

    $5.60

    0x327d4198...5f246614h ago

    Spend

    $5.60

    to 0x5d95F23DB7…

    Repay

    $5.61

    0x537d48ea...1d94c313h ago

    fee$0.007466/ 4d
    L $0.003734S $0.001866R $0.001866
  11. loan#30463repaid

    Borrow

    $9.02

    0x5cfe0412...1cde8b17h ago

    Spend

    $9.02

    to 0x5d95F23DB7…

    Repay

    $9.03

    0xf43737c2...db504514h ago

    fee$0.006013/ 2d
    L $0.003007S $0.001503R $0.001503
  12. loan#30356repaid

    Borrow

    $7.26

    0x24b99d83...ed9ed019h ago

    Spend

    $7.26

    to 0x5d95F23DB7…

    Repay

    $7.26

    0x462b6a08...97fb5b17h ago

    fee$0.00484/ 2d
    L $0.00242S $0.00121R $0.00121
  13. loan#30265repaid

    Borrow

    $8.46

    0xe1e6858f...b5498920h ago

    Spend

    $8.46

    to 0x5d95F23DB7…

    Repay

    $8.48

    0x5f51ed6c...d0b19e19h ago

    fee$0.01692/ 6d
    L $0.00846S $0.00423R $0.00423
  14. loan#30157repaid

    Borrow

    $6.82

    0x1ce2c9af...ce669e22h ago

    Spend

    $6.82

    to 0x5d95F23DB7…

    Repay

    $6.83

    0x76cf1db5...d9d5f320h ago

    fee$0.00682/ 3d
    L $0.00341S $0.001705R $0.001705
  15. loan#29551repaid

    Borrow

    $9.22

    0x273b31a2...6bef071d ago

    Spend

    $9.22

    to 0x5d95F23DB7…

    Repay

    $9.23

    0x21df1c1d...5bc8781d ago

    fee$0.006146/ 2d
    L $0.003074S $0.001536R $0.001536
  16. loan#29239repaid

    Borrow

    $5.30

    0x363daee6...1de36b1d ago

    Spend

    $5.30

    to 0x5d95F23DB7…

    Repay

    $5.31

    0xcfd19820...eba1a51d ago

    fee$0.0053/ 3d
    L $0.00265S $0.001325R $0.001325
  17. loan#28908repaid

    Borrow

    $5.84

    0x7064cc2b...3235a81d ago

    Spend

    $5.84

    to 0x5d95F23DB7…

    Repay

    $5.84

    0x3366a3b9...4f1e381d ago

    fee$0.003893/ 2d
    L $0.001947S $0.000973R $0.000973
  18. loan#28799repaid

    Borrow

    $6.42

    0x8896ff1c...5536771d ago

    Spend

    $6.42

    to 0x5d95F23DB7…

    Repay

    $6.43

    0x5f654991...adabab1d ago

    fee$0.00856/ 4d
    L $0.00428S $0.00214R $0.00214
  19. loan#28686repaid

    Borrow

    $7.25

    0x4e1de357...8166f91d ago

    Spend

    $7.25

    to 0x5d95F23DB7…

    Repay

    $7.26

    0xcb6fee32...1c0be01d ago

    fee$0.009666/ 4d
    L $0.004834S $0.002416R $0.002416
  20. loan#28576repaid

    Borrow

    $8.32

    0x163de8a0...8265a61d ago

    Spend

    $8.32

    to 0x5d95F23DB7…

    Repay

    $8.33

    0x575c3282...2c81191d ago

    fee$0.013866/ 5d
    L $0.006934S $0.003466R $0.003466
  21. loan#28466repaid

    Borrow

    $5.39

    0x19ad8059...20f5af1d ago

    Spend

    $5.39

    to 0x5d95F23DB7…

    Repay

    $5.40

    0xd5c5191e...5c42e41d ago

    fee$0.01078/ 6d
    L $0.00539S $0.002695R $0.002695
  22. loan#28354repaid

    Borrow

    $8.52

    0x61bd9cc1...4967a71d ago

    Spend

    $8.52

    to 0x5d95F23DB7…

    Repay

    $8.53

    0x892de812...fcd0bd1d ago

    fee$0.0142/ 5d
    L $0.0071S $0.00355R $0.00355
  23. loan#28245repaid

    Borrow

    $7.66

    0x4f5ff6d0...a731962d ago

    Spend

    $7.66

    to 0x5d95F23DB7…

    Repay

    $7.68

    0xfa19d84a...98e1a71d ago

    fee$0.01532/ 6d
    L $0.00766S $0.00383R $0.00383
  24. loan#28148repaid

    Borrow

    $8.65

    0x2ffd67da...6748842d ago

    Spend

    $8.65

    to 0x5d95F23DB7…

    Repay

    $8.66

    0x81c244e2...e3b7432d ago

    fee$0.00865/ 3d
    L $0.004326S $0.002162R $0.002162

Showing the 24 most recent cycles of 324 logged events. The full set is available from /api/agent/6213.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31658$9.42$0.01884$0.00942$0.00471$0.004716d1.4hactive
#31550$9.48$0.00632$0.00316$0.00158$0.001582d1.5hrepaid
#31440$5.50$0.011$0.0055$0.00275$0.002756d1.5hrepaid
#31329$8.63$0.01726$0.00863$0.004315$0.0043156d1.5hrepaid
#31217$8.26$0.013766$0.006884$0.003441$0.0034415d1.5hrepaid
#31097$6.62$0.01324$0.00662$0.00331$0.003316d1.5hrepaid
#30982$8.31$0.00554$0.00277$0.001385$0.0013852d1.5hrepaid
#30867$5.74$0.003826$0.001914$0.000956$0.0009562d1.5hrepaid
#30751$7.72$0.00772$0.00386$0.00193$0.001933d1.5hrepaid
#30637$5.60$0.007466$0.003734$0.001866$0.0018664d1.5hrepaid
#30463$9.02$0.006013$0.003007$0.001503$0.0015032d3hrepaid
#30356$7.26$0.00484$0.00242$0.00121$0.001212d1.5hrepaid
#30265$8.46$0.01692$0.00846$0.00423$0.004236d1.5hrepaid
#30157$6.82$0.00682$0.00341$0.001705$0.0017053d1.5hrepaid
#29551$9.22$0.006146$0.003074$0.001536$0.0015362d1.5hrepaid
#29239$5.30$0.0053$0.00265$0.001325$0.0013253d1.5hrepaid
#28908$5.84$0.003893$0.001947$0.000973$0.0009732d1.5hrepaid
#28799$6.42$0.00856$0.00428$0.00214$0.002144d1.5hrepaid
#28686$7.25$0.009666$0.004834$0.002416$0.0024164d1.5hrepaid
#28576$8.32$0.013866$0.006934$0.003466$0.0034665d1.5hrepaid
#28466$5.39$0.01078$0.00539$0.002695$0.0026956d1.5hrepaid
#28354$8.52$0.0142$0.0071$0.00355$0.003555d1.5hrepaid
#28245$7.66$0.01532$0.00766$0.00383$0.003836d1.5hrepaid
#28148$8.65$0.00865$0.004326$0.002162$0.0021623d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6213
Spending address
0x5d95F2...E1c76C
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.