PPriors Bureau
in good standingloan openerc-8004 #6214

Agent #6214

Enrolled 17d ago · 2026-09-24 06:46:06Z · vouched by #6191

every 12s
liveblock 86,136,9372026-10-11 21:08:51Z
$9.48credit line

$2.17 available · $7.31 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$2.1777% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,484330 loans · $3.25 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    127.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31770
Principal
$7.31
Fee
$0.004873
Term
2d
Due
in 1d
Grace ends
in 4d

total due $7.31

borrow → spend → repay

Credit cycles (346 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31770open

    Borrow

    $7.31

    0x48973eab...0b7b0f49m ago

    Spend

    $7.31

    to 0xAaAe22D93f…

    Repay

    $7.31

    not yet repaid

    fee$0.004873/ 2d
    fee settles on repay
  2. loan#31659repaid

    Borrow

    $6.18

    0x24540462...109a452h ago

    Spend

    $6.18

    to 0xAaAe22D93f…

    Repay

    $6.18

    0x93c16e31...2f1bc049m ago

    fee$0.00412/ 2d
    L $0.00206S $0.00103R $0.00103
  3. loan#31441repaid

    Borrow

    $6.85

    0xf001ae0d...aa33015h ago

    Spend

    $6.85

    to 0xAaAe22D93f…

    Repay

    $6.86

    0xa438885f...4258a43h ago

    fee$0.009133/ 4d
    L $0.004567S $0.002283R $0.002283
  4. loan#31330repaid

    Borrow

    $7.28

    0xf11c12f9...35dbf66h ago

    Spend

    $7.28

    to 0xAaAe22D93f…

    Repay

    $7.29

    0x741a42f9...5d44b65h ago

    fee$0.01456/ 6d
    L $0.00728S $0.00364R $0.00364
  5. loan#31218repaid

    Borrow

    $8.95

    0x7767725c...b18a958h ago

    Spend

    $8.95

    to 0xAaAe22D93f…

    Repay

    $8.96

    0x3d64f49d...d096906h ago

    fee$0.005966/ 2d
    L $0.002984S $0.001491R $0.001491
  6. loan#31098repaid

    Borrow

    $8.47

    0x7f3ee848...876b649h ago

    Spend

    $8.47

    to 0xAaAe22D93f…

    Repay

    $8.48

    0xd0a3c64f...932f588h ago

    fee$0.011293/ 4d
    L $0.005647S $0.002823R $0.002823
  7. loan#30983repaid

    Borrow

    $7.68

    0xab22fac3...40166811h ago

    Spend

    $7.68

    to 0xAaAe22D93f…

    Repay

    $7.69

    0x7bfa6a6f...aac3649h ago

    fee$0.01024/ 4d
    L $0.00512S $0.00256R $0.00256
  8. loan#30868repaid

    Borrow

    $5.50

    0xa7426502...08a27b12h ago

    Spend

    $5.50

    to 0xAaAe22D93f…

    Repay

    $5.51

    0x734e93ab...b2dcee11h ago

    fee$0.0055/ 3d
    L $0.00275S $0.001375R $0.001375
  9. loan#30752repaid

    Borrow

    $9.24

    0x66a3d6a7...6609ec14h ago

    Spend

    $9.24

    to 0xAaAe22D93f…

    Repay

    $9.26

    0xed45b0b3...0d50b612h ago

    fee$0.01848/ 6d
    L $0.00924S $0.00462R $0.00462
  10. loan#30638repaid

    Borrow

    $6.80

    0xf251b9cf...cde4cf15h ago

    Spend

    $6.80

    to 0xAaAe22D93f…

    Repay

    $6.80

    0x50917d16...35b02c14h ago

    fee$0.004533/ 2d
    L $0.002267S $0.001133R $0.001133
  11. loan#30543repaid

    Borrow

    $6.25

    0x0655cc66...c7084f17h ago

    Spend

    $6.25

    to 0xAaAe22D93f…

    Repay

    $6.26

    0x07a24acf...9238e715h ago

    fee$0.00625/ 3d
    L $0.003126S $0.001562R $0.001562
  12. loan#30464repaid

    Borrow

    $7.27

    0xf4e258b2...96ca4018h ago

    Spend

    $7.27

    to 0xAaAe22D93f…

    Repay

    $7.28

    0xdd0f320d...47b96b17h ago

    fee$0.012116/ 5d
    L $0.006058S $0.003029R $0.003029
  13. loan#30357repaid

    Borrow

    $7.20

    0x5a799bee...7753df20h ago

    Spend

    $7.20

    to 0xAaAe22D93f…

    Repay

    $7.21

    0x2d32a557...9cb4f918h ago

    fee$0.012/ 5d
    L $0.006S $0.003R $0.003
  14. loan#30266repaid

    Borrow

    $7.04

    0x56f3d393...a17dd121h ago

    Spend

    $7.04

    to 0xAaAe22D93f…

    Repay

    $7.05

    0xedf4b1f7...eb80e020h ago

    fee$0.00704/ 3d
    L $0.00352S $0.00176R $0.00176
  15. loan#30158repaid

    Borrow

    $9.04

    0x226d89be...b8605823h ago

    Spend

    $9.04

    to 0xAaAe22D93f…

    Repay

    $9.06

    0xdfbca0d6...493f9121h ago

    fee$0.01808/ 6d
    L $0.00904S $0.00452R $0.00452
  16. loan#30047repaid

    Borrow

    $7.59

    0x77d2975e...b42e481d ago

    Spend

    $7.59

    to 0xAaAe22D93f…

    Repay

    $7.60

    0xe3eac49b...4e54dd23h ago

    fee$0.01265/ 5d
    L $0.006326S $0.003162R $0.003162
  17. loan#29962repaid

    Borrow

    $7.99

    0xbdef0142...ffc60d1d ago

    Spend

    $7.99

    to 0xAaAe22D93f…

    Repay

    $8.00

    0xa931a86e...1ac3921d ago

    fee$0.00799/ 3d
    L $0.003996S $0.001997R $0.001997
  18. loan#29861repaid

    Borrow

    $7.82

    0x3199bd0f...7b61341d ago

    Spend

    $7.82

    to 0xAaAe22D93f…

    Repay

    $7.83

    0x45fcb35f...438b1d1d ago

    fee$0.010426/ 4d
    L $0.005214S $0.002606R $0.002606
  19. loan#29761repaid

    Borrow

    $9.04

    0x0fc6b4a5...3fb2381d ago

    Spend

    $9.04

    to 0xAaAe22D93f…

    Repay

    $9.05

    0x687a2cec...d781e41d ago

    fee$0.012053/ 4d
    L $0.006027S $0.003013R $0.003013
  20. loan#29657repaid

    Borrow

    $8.07

    0xfa200a1e...db79f91d ago

    Spend

    $8.07

    to 0xAaAe22D93f…

    Repay

    $8.08

    0xfa2232af...8e1ddd1d ago

    fee$0.01345/ 5d
    L $0.006726S $0.003362R $0.003362
  21. loan#29552repaid

    Borrow

    $7.95

    0xf08fab95...1f93f51d ago

    Spend

    $7.95

    to 0xAaAe22D93f…

    Repay

    $7.96

    0x26c1344f...1992311d ago

    fee$0.01325/ 5d
    L $0.006626S $0.003312R $0.003312
  22. loan#29452repaid

    Borrow

    $6.50

    0x92832dda...cb98241d ago

    Spend

    $6.50

    to 0xAaAe22D93f…

    Repay

    $6.51

    0x5db25bed...3941c01d ago

    fee$0.010833/ 5d
    L $0.005417S $0.002708R $0.002708
  23. loan#29346repaid

    Borrow

    $8.35

    0x068bc7d2...6512841d ago

    Spend

    $8.35

    to 0xAaAe22D93f…

    Repay

    $8.36

    0x2ffef2c1...d396cf1d ago

    fee$0.00835/ 3d
    L $0.004176S $0.002087R $0.002087
  24. loan#29240repaid

    Borrow

    $5.13

    0x9c98f62f...3217e51d ago

    Spend

    $5.13

    to 0xAaAe22D93f…

    Repay

    $5.14

    0x9e86e050...6185651d ago

    fee$0.01026/ 6d
    L $0.00513S $0.002565R $0.002565

Showing the 24 most recent cycles of 346 logged events. The full set is available from /api/agent/6214.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31770$7.31$0.004873$0.002437$0.001218$0.0012182d49.5mactive
#31659$6.18$0.00412$0.00206$0.00103$0.001032d1.5hrepaid
#31441$6.85$0.009133$0.004567$0.002283$0.0022834d1.5hrepaid
#31330$7.28$0.01456$0.00728$0.00364$0.003646d1.5hrepaid
#31218$8.95$0.005966$0.002984$0.001491$0.0014912d1.5hrepaid
#31098$8.47$0.011293$0.005647$0.002823$0.0028234d1.5hrepaid
#30983$7.68$0.01024$0.00512$0.00256$0.002564d1.5hrepaid
#30868$5.50$0.0055$0.00275$0.001375$0.0013753d1.5hrepaid
#30752$9.24$0.01848$0.00924$0.00462$0.004626d1.5hrepaid
#30638$6.80$0.004533$0.002267$0.001133$0.0011332d1.5hrepaid
#30543$6.25$0.00625$0.003126$0.001562$0.0015623d1.5hrepaid
#30464$7.27$0.012116$0.006058$0.003029$0.0030295d1.5hrepaid
#30357$7.20$0.012$0.006$0.003$0.0035d1.5hrepaid
#30266$7.04$0.00704$0.00352$0.00176$0.001763d1.5hrepaid
#30158$9.04$0.01808$0.00904$0.00452$0.004526d1.5hrepaid
#30047$7.59$0.01265$0.006326$0.003162$0.0031625d1.5hrepaid
#29962$7.99$0.00799$0.003996$0.001997$0.0019973d1.5hrepaid
#29861$7.82$0.010426$0.005214$0.002606$0.0026064d1.5hrepaid
#29761$9.04$0.012053$0.006027$0.003013$0.0030134d1.5hrepaid
#29657$8.07$0.01345$0.006726$0.003362$0.0033625d1.5hrepaid
#29552$7.95$0.01325$0.006626$0.003312$0.0033125d1.5hrepaid
#29452$6.50$0.010833$0.005417$0.002708$0.0027085d1.5hrepaid
#29346$8.35$0.00835$0.004176$0.002087$0.0020873d1.5hrepaid
#29240$5.13$0.01026$0.00513$0.002565$0.0025656d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6214
Spending address
0xAaAe22...168b69
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.