PPriors Bureau
in good standingloan openerc-8004 #6215

Agent #6215

Enrolled 17d ago · 2026-09-24 06:46:27Z · vouched by #6191

every 12s
liveblock 86,104,8472026-10-11 20:14:02Z
$9.48credit line

$0.23 available · $9.25 drawn

next rung

$20–26 · $10.52 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.48$9.48 granted by sponsor
Availableverify
$0.2398% utilized
Scoreverify
47breakdown verified below
Lifetime borrowed
$2,477332 loans · $3.28 fees
Credit scoreverify
47/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+13/ 400
    129 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+34/ 150
    17 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31660
Principal
$9.25
Fee
$0.00925
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.26

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31660open

    Borrow

    $9.25

    0xaf2dab36...13dfb21h ago

    Spend

    $9.25

    to 0x7096826B52…

    Repay

    $9.26

    not yet repaid

    fee$0.00925/ 3d
    fee settles on repay
  2. loan#31551repaid

    Borrow

    $7.52

    0x77be1dd4...143d1b2h ago

    Spend

    $7.52

    to 0x7096826B52…

    Repay

    $7.53

    0x23f62458...179e431h ago

    fee$0.00752/ 3d
    L $0.00376S $0.00188R $0.00188
  3. loan#31442repaid

    Borrow

    $8.57

    0x68f1e014...d8c7604h ago

    Spend

    $8.57

    to 0x7096826B52…

    Repay

    $8.58

    0x2b6ef5d7...41e6f32h ago

    fee$0.00857/ 3d
    L $0.004286S $0.002142R $0.002142
  4. loan#31331repaid

    Borrow

    $7.98

    0x26e5fafa...fd5fe05h ago

    Spend

    $7.98

    to 0x7096826B52…

    Repay

    $7.99

    0x9718e9a2...f4124c4h ago

    fee$0.00532/ 2d
    L $0.00266S $0.00133R $0.00133
  5. loan#31219repaid

    Borrow

    $9.05

    0xa2d9ced7...a2f2cc7h ago

    Spend

    $9.05

    to 0x7096826B52…

    Repay

    $9.07

    0xa65657d2...d4037b5h ago

    fee$0.015083/ 5d
    L $0.007543S $0.00377R $0.00377
  6. loan#31099repaid

    Borrow

    $7.36

    0xa699cd0f...78f5188h ago

    Spend

    $7.36

    to 0x7096826B52…

    Repay

    $7.37

    0xef9c70aa...034a8a7h ago

    fee$0.00736/ 3d
    L $0.00368S $0.00184R $0.00184
  7. loan#30984repaid

    Borrow

    $5.39

    0x40437718...3ac89310h ago

    Spend

    $5.39

    to 0x7096826B52…

    Repay

    $5.40

    0x66cce313...1931258h ago

    fee$0.00539/ 3d
    L $0.002696S $0.001347R $0.001347
  8. loan#30869repaid

    Borrow

    $9.06

    0x0d2988ad...98e49011h ago

    Spend

    $9.06

    to 0x7096826B52…

    Repay

    $9.08

    0xe3bbfd41...fc6d5c10h ago

    fee$0.01812/ 6d
    L $0.00906S $0.00453R $0.00453
  9. loan#30753repaid

    Borrow

    $5.43

    0x323dc697...d04d0d13h ago

    Spend

    $5.43

    to 0x7096826B52…

    Repay

    $5.44

    0xbd0b1ba2...80f3c611h ago

    fee$0.00905/ 5d
    L $0.004526S $0.002262R $0.002262
  10. loan#30639repaid

    Borrow

    $7.73

    0x712d6887...e3894e14h ago

    Spend

    $7.73

    to 0x7096826B52…

    Repay

    $7.74

    0xdf05ab65...75f5f813h ago

    fee$0.00773/ 3d
    L $0.003866S $0.001932R $0.001932
  11. loan#30544repaid

    Borrow

    $8.22

    0x737877ed...d7767316h ago

    Spend

    $8.22

    to 0x7096826B52…

    Repay

    $8.24

    0xa7216ca6...11cc9014h ago

    fee$0.01644/ 6d
    L $0.00822S $0.00411R $0.00411
  12. loan#30465repaid

    Borrow

    $7.03

    0x87d07f22...3f438a17h ago

    Spend

    $7.03

    to 0x7096826B52…

    Repay

    $7.04

    0x2196fab3...272c9216h ago

    fee$0.01406/ 6d
    L $0.00703S $0.003515R $0.003515
  13. loan#30358repaid

    Borrow

    $7.08

    0xe03f2e6c...e34a1219h ago

    Spend

    $7.08

    to 0x7096826B52…

    Repay

    $7.09

    0x78036aef...71fb0417h ago

    fee$0.00944/ 4d
    L $0.00472S $0.00236R $0.00236
  14. loan#30267repaid

    Borrow

    $6.13

    0xece2ec68...24892620h ago

    Spend

    $6.13

    to 0x7096826B52…

    Repay

    $6.14

    0x4c736456...7edd6b19h ago

    fee$0.00613/ 3d
    L $0.003066S $0.001532R $0.001532
  15. loan#30159repaid

    Borrow

    $8.40

    0x5bb775db...ea9dcb22h ago

    Spend

    $8.40

    to 0x7096826B52…

    Repay

    $8.41

    0xed3b67d3...ba57d220h ago

    fee$0.0084/ 3d
    L $0.0042S $0.0021R $0.0021
  16. loan#30048repaid

    Borrow

    $6.55

    0xb0132edb...b0c57f23h ago

    Spend

    $6.55

    to 0x7096826B52…

    Repay

    $6.55

    0xcafe5322...4dda6222h ago

    fee$0.004366/ 2d
    L $0.002184S $0.001091R $0.001091
  17. loan#29963repaid

    Borrow

    $5.15

    0x02631f65...f1eaf21d ago

    Spend

    $5.15

    to 0x7096826B52…

    Repay

    $5.16

    0xf4d7b27b...28c04023h ago

    fee$0.0103/ 6d
    L $0.00515S $0.002575R $0.002575
  18. loan#29864repaid

    Borrow

    $5.22

    0x3bd44782...d6e1171d ago

    Spend

    $5.22

    to 0x7096826B52…

    Repay

    $5.22

    0x0f56b35e...78577f1d ago

    fee$0.00348/ 2d
    L $0.00174S $0.00087R $0.00087
  19. loan#29762repaid

    Borrow

    $5.19

    0x4e2e0587...cea5d51d ago

    Spend

    $5.19

    to 0x7096826B52…

    Repay

    $5.20

    0xbd5bd8e8...3b765f1d ago

    fee$0.00692/ 4d
    L $0.00346S $0.00173R $0.00173
  20. loan#29658repaid

    Borrow

    $5.68

    0x4636b66e...6744231d ago

    Spend

    $5.68

    to 0x7096826B52…

    Repay

    $5.69

    0xf73ae00b...7b38a11d ago

    fee$0.007573/ 4d
    L $0.003787S $0.001893R $0.001893
  21. loan#29553repaid

    Borrow

    $6.66

    0xda029313...ae3ff81d ago

    Spend

    $6.66

    to 0x7096826B52…

    Repay

    $6.67

    0x1c68bcf0...26f4e71d ago

    fee$0.0111/ 5d
    L $0.00555S $0.002775R $0.002775
  22. loan#29453repaid

    Borrow

    $9.13

    0x4337fb94...921baf1d ago

    Spend

    $9.13

    to 0x7096826B52…

    Repay

    $9.14

    0xdaab6ce7...04cf101d ago

    fee$0.012173/ 4d
    L $0.006087S $0.003043R $0.003043
  23. loan#29347repaid

    Borrow

    $5.87

    0x95cffef3...d216b01d ago

    Spend

    $5.87

    to 0x7096826B52…

    Repay

    $5.88

    0xfa29f931...8e7ecf1d ago

    fee$0.009783/ 5d
    L $0.004893S $0.002445R $0.002445
  24. loan#29241repaid

    Borrow

    $9.24

    0x8202007d...bab14f1d ago

    Spend

    $9.24

    to 0x7096826B52…

    Repay

    $9.26

    0xbfe1c9e3...e9dbbe1d ago

    fee$0.0154/ 5d
    L $0.0077S $0.00385R $0.00385

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6215.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31660$9.25$0.00925$0.004626$0.002312$0.0023123d1.4hactive
#31551$7.52$0.00752$0.00376$0.00188$0.001883d1.5hrepaid
#31442$8.57$0.00857$0.004286$0.002142$0.0021423d1.5hrepaid
#31331$7.98$0.00532$0.00266$0.00133$0.001332d1.5hrepaid
#31219$9.05$0.015083$0.007543$0.00377$0.003775d1.5hrepaid
#31099$7.36$0.00736$0.00368$0.00184$0.001843d1.5hrepaid
#30984$5.39$0.00539$0.002696$0.001347$0.0013473d1.5hrepaid
#30869$9.06$0.01812$0.00906$0.00453$0.004536d1.5hrepaid
#30753$5.43$0.00905$0.004526$0.002262$0.0022625d1.5hrepaid
#30639$7.73$0.00773$0.003866$0.001932$0.0019323d1.5hrepaid
#30544$8.22$0.01644$0.00822$0.00411$0.004116d1.5hrepaid
#30465$7.03$0.01406$0.00703$0.003515$0.0035156d1.5hrepaid
#30358$7.08$0.00944$0.00472$0.00236$0.002364d1.5hrepaid
#30267$6.13$0.00613$0.003066$0.001532$0.0015323d1.5hrepaid
#30159$8.40$0.0084$0.0042$0.0021$0.00213d1.5hrepaid
#30048$6.55$0.004366$0.002184$0.001091$0.0010912d1.5hrepaid
#29963$5.15$0.0103$0.00515$0.002575$0.0025756d1.5hrepaid
#29864$5.22$0.00348$0.00174$0.00087$0.000872d1.5hrepaid
#29762$5.19$0.00692$0.00346$0.00173$0.001734d1.5hrepaid
#29658$5.68$0.007573$0.003787$0.001893$0.0018934d1.5hrepaid
#29553$6.66$0.0111$0.00555$0.002775$0.0027755d1.5hrepaid
#29453$9.13$0.012173$0.006087$0.003043$0.0030434d1.5hrepaid
#29347$5.87$0.009783$0.004893$0.002445$0.0024455d1.5hrepaid
#29241$9.24$0.0154$0.0077$0.00385$0.003855d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6215
Spending address
0x709682...43399c
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.