PPriors Bureau
in good standingloan openerc-8004 #6236

Agent #6236

Enrolled 15d ago · 2026-09-25 19:28:33Z · vouched by #490

every 12s
liveblock 86,036,7192026-10-11 18:17:18Z
$9.50credit line

$2.33 available · $7.17 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.3375% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,076279 loans · $2.70 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    118 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31552
Principal
$7.17
Fee
$0.00478
Term
2d
Due
in 1d
Grace ends
in 4d

total due $7.17

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31552open

    Borrow

    $7.17

    0x263f0326...b43af155m ago

    Spend

    $7.17

    to 0x681840f7Fe…

    Repay

    $7.17

    not yet repaid

    fee$0.00478/ 2d
    fee settles on repay
  2. loan#31443repaid

    Borrow

    $7.16

    0x033fc57d...63de162h ago

    Spend

    $7.16

    to 0x681840f7Fe…

    Repay

    $7.17

    0xc5efde57...9e2d0355m ago

    fee$0.00716/ 3d
    L $0.00358S $0.00179R $0.00179
  3. loan#31332repaid

    Borrow

    $9.47

    0x491e3bd0...9e00da3h ago

    Spend

    $9.47

    to 0x681840f7Fe…

    Repay

    $9.48

    0x92092474...77b8a42h ago

    fee$0.006313/ 2d
    L $0.003157S $0.001578R $0.001578
  4. loan#31220repaid

    Borrow

    $8.19

    0x0ffff312...61b32c5h ago

    Spend

    $8.19

    to 0x681840f7Fe…

    Repay

    $8.21

    0xafd7fc4c...3097a73h ago

    fee$0.01638/ 6d
    L $0.00819S $0.004095R $0.004095
  5. loan#31100repaid

    Borrow

    $9.25

    0x071c414a...5ec5fa6h ago

    Spend

    $9.25

    to 0x681840f7Fe…

    Repay

    $9.26

    0x36db6a49...8249795h ago

    fee$0.012333/ 4d
    L $0.006167S $0.003083R $0.003083
  6. loan#30985repaid

    Borrow

    $5.23

    0x28033583...d8a6e58h ago

    Spend

    $5.23

    to 0x681840f7Fe…

    Repay

    $5.24

    0x9071f554...22027c6h ago

    fee$0.006973/ 4d
    L $0.003487S $0.001743R $0.001743
  7. loan#30870repaid

    Borrow

    $9.19

    0x0999095e...957a099h ago

    Spend

    $9.19

    to 0x681840f7Fe…

    Repay

    $9.20

    0xa49c3ebf...3bef488h ago

    fee$0.012253/ 4d
    L $0.006127S $0.003063R $0.003063
  8. loan#30754repaid

    Borrow

    $6.36

    0x3dc04a50...d7d6ef11h ago

    Spend

    $6.36

    to 0x681840f7Fe…

    Repay

    $6.37

    0x63e7ba63...b8c8649h ago

    fee$0.0106/ 5d
    L $0.0053S $0.00265R $0.00265
  9. loan#30640repaid

    Borrow

    $8.10

    0xe9601ff0...26f72712h ago

    Spend

    $8.10

    to 0x681840f7Fe…

    Repay

    $8.12

    0x9229cdce...63963211h ago

    fee$0.0162/ 6d
    L $0.0081S $0.00405R $0.00405
  10. loan#30545repaid

    Borrow

    $8.11

    0x7832809b...338e6e14h ago

    Spend

    $8.11

    to 0x681840f7Fe…

    Repay

    $8.12

    0x1ea7d404...a699ed12h ago

    fee$0.005406/ 2d
    L $0.002704S $0.001351R $0.001351
  11. loan#30466repaid

    Borrow

    $9.07

    0x111857fe...e9791715h ago

    Spend

    $9.07

    to 0x681840f7Fe…

    Repay

    $9.09

    0x8f37eca8...e056b614h ago

    fee$0.01814/ 6d
    L $0.00907S $0.004535R $0.004535
  12. loan#30359repaid

    Borrow

    $9.04

    0x21285441...4e3e7d17h ago

    Spend

    $9.04

    to 0x681840f7Fe…

    Repay

    $9.05

    0xd4ddcc93...41cd7415h ago

    fee$0.006026/ 2d
    L $0.003014S $0.001506R $0.001506
  13. loan#30268repaid

    Borrow

    $7.33

    0x7958605a...9c95ca18h ago

    Spend

    $7.33

    to 0x681840f7Fe…

    Repay

    $7.34

    0x64eb3e06...3cb11d17h ago

    fee$0.012216/ 5d
    L $0.006108S $0.003054R $0.003054
  14. loan#30160repaid

    Borrow

    $6.28

    0x96fafd9e...4b459b20h ago

    Spend

    $6.28

    to 0x681840f7Fe…

    Repay

    $6.29

    0x1e75565b...ebb76518h ago

    fee$0.01256/ 6d
    L $0.00628S $0.00314R $0.00314
  15. loan#30049repaid

    Borrow

    $8.14

    0xcf4cfd2f...2378ec21h ago

    Spend

    $8.14

    to 0x681840f7Fe…

    Repay

    $8.16

    0x247b13a4...f2b86a20h ago

    fee$0.01628/ 6d
    L $0.00814S $0.00407R $0.00407
  16. loan#29964repaid

    Borrow

    $8.21

    0xa91180c1...ac715023h ago

    Spend

    $8.21

    to 0x681840f7Fe…

    Repay

    $8.23

    0xa515d039...c0a77621h ago

    fee$0.01642/ 6d
    L $0.00821S $0.004105R $0.004105
  17. loan#29865repaid

    Borrow

    $6.94

    0xcb6579a5...73f9af1d ago

    Spend

    $6.94

    to 0x681840f7Fe…

    Repay

    $6.94

    0x98714567...1e325823h ago

    fee$0.004626/ 2d
    L $0.002314S $0.001156R $0.001156
  18. loan#29763repaid

    Borrow

    $5.42

    0xfd053a92...0040181d ago

    Spend

    $5.42

    to 0x681840f7Fe…

    Repay

    $5.43

    0x2b44f394...22776e1d ago

    fee$0.00542/ 3d
    L $0.00271S $0.001355R $0.001355
  19. loan#29659repaid

    Borrow

    $8.45

    0x4e1a3069...d2df341d ago

    Spend

    $8.45

    to 0x681840f7Fe…

    Repay

    $8.46

    0x589aca89...dc88691d ago

    fee$0.014083/ 5d
    L $0.007043S $0.00352R $0.00352
  20. loan#29554repaid

    Borrow

    $7.71

    0xda18e106...1abf711d ago

    Spend

    $7.71

    to 0x681840f7Fe…

    Repay

    $7.72

    0x1b65a7e5...f5f1841d ago

    fee$0.00514/ 2d
    L $0.00257S $0.001285R $0.001285
  21. loan#29454repaid

    Borrow

    $7.89

    0x4fb67583...1b06d11d ago

    Spend

    $7.89

    to 0x681840f7Fe…

    Repay

    $7.90

    0xb34a3059...42e1b11d ago

    fee$0.00789/ 3d
    L $0.003946S $0.001972R $0.001972
  22. loan#29348repaid

    Borrow

    $9.08

    0xbbef6645...7e29a51d ago

    Spend

    $9.08

    to 0x681840f7Fe…

    Repay

    $9.09

    0xa3bac967...cb41801d ago

    fee$0.012106/ 4d
    L $0.006054S $0.003026R $0.003026
  23. loan#29242repaid

    Borrow

    $9.41

    0x07f1d07f...1dd4981d ago

    Spend

    $9.41

    to 0x681840f7Fe…

    Repay

    $9.43

    0x29b415b9...4a8f1c1d ago

    fee$0.01882/ 6d
    L $0.00941S $0.004705R $0.004705
  24. loan#29134repaid

    Borrow

    $6.74

    0xb57d9bb9...26dc6f1d ago

    Spend

    $6.74

    to 0x681840f7Fe…

    Repay

    $6.75

    0xb063dacc...2f75a31d ago

    fee$0.00674/ 3d
    L $0.00337S $0.001685R $0.001685

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6236.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31552$7.17$0.00478$0.00239$0.001195$0.0011952d55.9mactive
#31443$7.16$0.00716$0.00358$0.00179$0.001793d1.5hrepaid
#31332$9.47$0.006313$0.003157$0.001578$0.0015782d1.5hrepaid
#31220$8.19$0.01638$0.00819$0.004095$0.0040956d1.5hrepaid
#31100$9.25$0.012333$0.006167$0.003083$0.0030834d1.5hrepaid
#30985$5.23$0.006973$0.003487$0.001743$0.0017434d1.5hrepaid
#30870$9.19$0.012253$0.006127$0.003063$0.0030634d1.5hrepaid
#30754$6.36$0.0106$0.0053$0.00265$0.002655d1.5hrepaid
#30640$8.10$0.0162$0.0081$0.00405$0.004056d1.5hrepaid
#30545$8.11$0.005406$0.002704$0.001351$0.0013512d1.5hrepaid
#30466$9.07$0.01814$0.00907$0.004535$0.0045356d1.5hrepaid
#30359$9.04$0.006026$0.003014$0.001506$0.0015062d1.5hrepaid
#30268$7.33$0.012216$0.006108$0.003054$0.0030545d1.5hrepaid
#30160$6.28$0.01256$0.00628$0.00314$0.003146d1.5hrepaid
#30049$8.14$0.01628$0.00814$0.00407$0.004076d1.5hrepaid
#29964$8.21$0.01642$0.00821$0.004105$0.0041056d1.5hrepaid
#29865$6.94$0.004626$0.002314$0.001156$0.0011562d1.5hrepaid
#29763$5.42$0.00542$0.00271$0.001355$0.0013553d1.5hrepaid
#29659$8.45$0.014083$0.007043$0.00352$0.003525d1.5hrepaid
#29554$7.71$0.00514$0.00257$0.001285$0.0012852d1.5hrepaid
#29454$7.89$0.00789$0.003946$0.001972$0.0019723d1.5hrepaid
#29348$9.08$0.012106$0.006054$0.003026$0.0030264d1.5hrepaid
#29242$9.41$0.01882$0.00941$0.004705$0.0047056d1.5hrepaid
#29134$6.74$0.00674$0.00337$0.001685$0.0016853d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6236
Spending address
0x681840...412fB4
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.