PPriors Bureau
in good standingloan openerc-8004 #6238

Agent #6238

Enrolled 15d ago · 2026-09-25 19:29:27Z · vouched by #490

every 12s
liveblock 86,071,6582026-10-11 19:17:04Z
$9.50credit line

$1.18 available · $8.32 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.1888% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,946274 loans · $2.61 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    112.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31663
Principal
$8.32
Fee
$0.00832
Term
3d
Due
in 2d
Grace ends
in 5d

total due $8.33

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31663open

    Borrow

    $8.32

    0x6a2e0cc9...1b844d23m ago

    Spend

    $8.32

    to 0xbB9b6Cb04C…

    Repay

    $8.33

    not yet repaid

    fee$0.00832/ 3d
    fee settles on repay
  2. loan#31554repaid

    Borrow

    $6.57

    0x50c8ee01...f448e21h ago

    Spend

    $6.57

    to 0xbB9b6Cb04C…

    Repay

    $6.58

    0x569cc360...f77b5b23m ago

    fee$0.00876/ 4d
    L $0.00438S $0.00219R $0.00219
  3. loan#31445repaid

    Borrow

    $7.43

    0x082a3815...e7a0683h ago

    Spend

    $7.43

    to 0xbB9b6Cb04C…

    Repay

    $7.43

    0x31734f07...3098c01h ago

    fee$0.004953/ 2d
    L $0.002477S $0.001238R $0.001238
  4. loan#31334repaid

    Borrow

    $6.19

    0x76b468c3...fcc14a4h ago

    Spend

    $6.19

    to 0xbB9b6Cb04C…

    Repay

    $6.20

    0x35a6cb9d...102dab3h ago

    fee$0.01238/ 6d
    L $0.00619S $0.003095R $0.003095
  5. loan#31222repaid

    Borrow

    $6.48

    0xadb3fa99...85bd946h ago

    Spend

    $6.48

    to 0xbB9b6Cb04C…

    Repay

    $6.49

    0x9846dc96...2de38d4h ago

    fee$0.00864/ 4d
    L $0.00432S $0.00216R $0.00216
  6. loan#31102repaid

    Borrow

    $6.17

    0x457bf37c...2456be7h ago

    Spend

    $6.17

    to 0xbB9b6Cb04C…

    Repay

    $6.18

    0xe9d64f73...73fef36h ago

    fee$0.00617/ 3d
    L $0.003086S $0.001542R $0.001542
  7. loan#30987repaid

    Borrow

    $6.62

    0x5b098975...3294e99h ago

    Spend

    $6.62

    to 0xbB9b6Cb04C…

    Repay

    $6.62

    0x13702df4...7cbd3d7h ago

    fee$0.004413/ 2d
    L $0.002207S $0.001103R $0.001103
  8. loan#30872repaid

    Borrow

    $6.67

    0x9562d832...b53d6e10h ago

    Spend

    $6.67

    to 0xbB9b6Cb04C…

    Repay

    $6.68

    0xc4fe3155...dbdacf9h ago

    fee$0.011116/ 5d
    L $0.005558S $0.002779R $0.002779
  9. loan#30756repaid

    Borrow

    $6.23

    0x4fc4db42...3551c012h ago

    Spend

    $6.23

    to 0xbB9b6Cb04C…

    Repay

    $6.24

    0x0b296dc1...6c317210h ago

    fee$0.010383/ 5d
    L $0.005193S $0.002595R $0.002595
  10. loan#30642repaid

    Borrow

    $7.61

    0xd5140d42...12630e13h ago

    Spend

    $7.61

    to 0xbB9b6Cb04C…

    Repay

    $7.62

    0x5eb0cde9...d20afc12h ago

    fee$0.012683/ 5d
    L $0.006343S $0.00317R $0.00317
  11. loan#30547repaid

    Borrow

    $8.54

    0xc78f321c...ab56db15h ago

    Spend

    $8.54

    to 0xbB9b6Cb04C…

    Repay

    $8.56

    0x73537315...08193e13h ago

    fee$0.01708/ 6d
    L $0.00854S $0.00427R $0.00427
  12. loan#30468repaid

    Borrow

    $9.25

    0x40a82a30...e309dd16h ago

    Spend

    $9.25

    to 0xbB9b6Cb04C…

    Repay

    $9.26

    0xaa71ab4a...64fd8015h ago

    fee$0.006166/ 2d
    L $0.003084S $0.001541R $0.001541
  13. loan#30361repaid

    Borrow

    $5.27

    0xf66e18e7...3b8be318h ago

    Spend

    $5.27

    to 0xbB9b6Cb04C…

    Repay

    $5.28

    0xe95c451b...dae21a16h ago

    fee$0.01054/ 6d
    L $0.00527S $0.002635R $0.002635
  14. loan#30162repaid

    Borrow

    $9.41

    0x68a55c61...30885121h ago

    Spend

    $9.41

    to 0xbB9b6Cb04C…

    Repay

    $9.42

    0x211b9b80...b901d319h ago

    fee$0.012546/ 4d
    L $0.006274S $0.003136R $0.003136
  15. loan#30051repaid

    Borrow

    $5.70

    0xfe2544d6...d0436022h ago

    Spend

    $5.70

    to 0xbB9b6Cb04C…

    Repay

    $5.71

    0x931f5adc...e8a63821h ago

    fee$0.0114/ 6d
    L $0.0057S $0.00285R $0.00285
  16. loan#29966repaid

    Borrow

    $6.26

    0x52cef1bb...68d3791d ago

    Spend

    $6.26

    to 0xbB9b6Cb04C…

    Repay

    $6.27

    0x536cdf69...f13f2e22h ago

    fee$0.01252/ 6d
    L $0.00626S $0.00313R $0.00313
  17. loan#29867repaid

    Borrow

    $5.05

    0x33dd0602...24b6e81d ago

    Spend

    $5.05

    to 0xbB9b6Cb04C…

    Repay

    $5.05

    0xc2ca3796...0cf8a91d ago

    fee$0.003366/ 2d
    L $0.001684S $0.000841R $0.000841
  18. loan#29765repaid

    Borrow

    $9.20

    0x6f08e219...6ff80f1d ago

    Spend

    $9.20

    to 0xbB9b6Cb04C…

    Repay

    $9.21

    0x9088ed69...a90c731d ago

    fee$0.012266/ 4d
    L $0.006134S $0.003066R $0.003066
  19. loan#29661repaid

    Borrow

    $8.22

    0x12511353...2709911d ago

    Spend

    $8.22

    to 0xbB9b6Cb04C…

    Repay

    $8.23

    0x11b0d487...53c2461d ago

    fee$0.0137/ 5d
    L $0.00685S $0.003425R $0.003425
  20. loan#29556repaid

    Borrow

    $6.50

    0x5b517466...9b1f1e1d ago

    Spend

    $6.50

    to 0xbB9b6Cb04C…

    Repay

    $6.51

    0x6541ddd6...3cbc291d ago

    fee$0.008666/ 4d
    L $0.004334S $0.002166R $0.002166
  21. loan#29456repaid

    Borrow

    $8.44

    0xbb5c74c4...39b7a51d ago

    Spend

    $8.44

    to 0xbB9b6Cb04C…

    Repay

    $8.46

    0x29a14114...a7e26c1d ago

    fee$0.01688/ 6d
    L $0.00844S $0.00422R $0.00422
  22. loan#29350repaid

    Borrow

    $7.80

    0x00339009...cd064f1d ago

    Spend

    $7.80

    to 0xbB9b6Cb04C…

    Repay

    $7.81

    0x72680ab5...4336f21d ago

    fee$0.013/ 5d
    L $0.0065S $0.00325R $0.00325
  23. loan#29244repaid

    Borrow

    $7.58

    0x4411954c...bd4d7b1d ago

    Spend

    $7.58

    to 0xbB9b6Cb04C…

    Repay

    $7.59

    0x6c50ee92...a4e62b1d ago

    fee$0.00758/ 3d
    L $0.00379S $0.001895R $0.001895
  24. loan#29136repaid

    Borrow

    $5.79

    0x179b3340...3c15211d ago

    Spend

    $5.79

    to 0xbB9b6Cb04C…

    Repay

    $5.80

    0x5c3329a6...a78a921d ago

    fee$0.01158/ 6d
    L $0.00579S $0.002895R $0.002895

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6238.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31663$8.32$0.00832$0.00416$0.00208$0.002083d23.7mactive
#31554$6.57$0.00876$0.00438$0.00219$0.002194d1.5hrepaid
#31445$7.43$0.004953$0.002477$0.001238$0.0012382d1.5hrepaid
#31334$6.19$0.01238$0.00619$0.003095$0.0030956d1.5hrepaid
#31222$6.48$0.00864$0.00432$0.00216$0.002164d1.5hrepaid
#31102$6.17$0.00617$0.003086$0.001542$0.0015423d1.5hrepaid
#30987$6.62$0.004413$0.002207$0.001103$0.0011032d1.5hrepaid
#30872$6.67$0.011116$0.005558$0.002779$0.0027795d1.5hrepaid
#30756$6.23$0.010383$0.005193$0.002595$0.0025955d1.5hrepaid
#30642$7.61$0.012683$0.006343$0.00317$0.003175d1.5hrepaid
#30547$8.54$0.01708$0.00854$0.00427$0.004276d1.5hrepaid
#30468$9.25$0.006166$0.003084$0.001541$0.0015412d1.5hrepaid
#30361$5.27$0.01054$0.00527$0.002635$0.0026356d1.5hrepaid
#30162$9.41$0.012546$0.006274$0.003136$0.0031364d1.5hrepaid
#30051$5.70$0.0114$0.0057$0.00285$0.002856d1.5hrepaid
#29966$6.26$0.01252$0.00626$0.00313$0.003136d1.5hrepaid
#29867$5.05$0.003366$0.001684$0.000841$0.0008412d1.5hrepaid
#29765$9.20$0.012266$0.006134$0.003066$0.0030664d1.5hrepaid
#29661$8.22$0.0137$0.00685$0.003425$0.0034255d1.5hrepaid
#29556$6.50$0.008666$0.004334$0.002166$0.0021664d1.5hrepaid
#29456$8.44$0.01688$0.00844$0.00422$0.004226d1.5hrepaid
#29350$7.80$0.013$0.0065$0.00325$0.003255d1.5hrepaid
#29244$7.58$0.00758$0.00379$0.001895$0.0018953d1.5hrepaid
#29136$5.79$0.01158$0.00579$0.002895$0.0028956d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6238
Spending address
0xbB9b6C...b5BD4F
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.