PPriors Bureau
in good standingloan openerc-8004 #6239

Agent #6239

Enrolled 15d ago · 2026-09-25 19:29:57Z · vouched by #6191

every 12s
liveblock 86,070,9272026-10-11 19:15:48Z
$9.50credit line

$1.21 available · $8.29 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.2187% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,986275 loans · $2.60 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31664
Principal
$8.29
Fee
$0.01658
Term
6d
Due
in 5d
Grace ends
in 8d

total due $8.31

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31664open

    Borrow

    $8.29

    0x52c1073b...10ce7c21m ago

    Spend

    $8.29

    to 0xdFf16ABa7F…

    Repay

    $8.31

    not yet repaid

    fee$0.01658/ 6d
    fee settles on repay
  2. loan#31555repaid

    Borrow

    $9.14

    0x18169ede...b966c11h ago

    Spend

    $9.14

    to 0xdFf16ABa7F…

    Repay

    $9.15

    0xa0339222...1f2e7f21m ago

    fee$0.00914/ 3d
    L $0.00457S $0.002285R $0.002285
  3. loan#31446repaid

    Borrow

    $8.11

    0xfe209926...14d18a3h ago

    Spend

    $8.11

    to 0xdFf16ABa7F…

    Repay

    $8.13

    0x871b4752...99eb271h ago

    fee$0.01622/ 6d
    L $0.00811S $0.004055R $0.004055
  4. loan#31335repaid

    Borrow

    $5.38

    0x288c80e2...d3122a4h ago

    Spend

    $5.38

    to 0xdFf16ABa7F…

    Repay

    $5.39

    0x7556e0c7...3f07e83h ago

    fee$0.008966/ 5d
    L $0.004484S $0.002241R $0.002241
  5. loan#31223repaid

    Borrow

    $5.05

    0x87ab4fbf...c792476h ago

    Spend

    $5.05

    to 0xdFf16ABa7F…

    Repay

    $5.06

    0xb2e4ec93...d79cfa4h ago

    fee$0.006733/ 4d
    L $0.003367S $0.001683R $0.001683
  6. loan#31103repaid

    Borrow

    $6.57

    0xcfd3a305...cc3de67h ago

    Spend

    $6.57

    to 0xdFf16ABa7F…

    Repay

    $6.58

    0x9223d2fa...4e577d6h ago

    fee$0.00657/ 3d
    L $0.003286S $0.001642R $0.001642
  7. loan#30988repaid

    Borrow

    $8.97

    0x8b4ffc33...4f90659h ago

    Spend

    $8.97

    to 0xdFf16ABa7F…

    Repay

    $8.98

    0xdfa5113c...977a507h ago

    fee$0.00897/ 3d
    L $0.004486S $0.002242R $0.002242
  8. loan#30873repaid

    Borrow

    $6.59

    0xb074af6a...33fa0f10h ago

    Spend

    $6.59

    to 0xdFf16ABa7F…

    Repay

    $6.60

    0x82abda1e...d81f849h ago

    fee$0.01318/ 6d
    L $0.00659S $0.003295R $0.003295
  9. loan#30757repaid

    Borrow

    $8.70

    0xf05e795c...5ecc9212h ago

    Spend

    $8.70

    to 0xdFf16ABa7F…

    Repay

    $8.71

    0x5de19b6a...2de9f010h ago

    fee$0.0058/ 2d
    L $0.0029S $0.00145R $0.00145
  10. loan#30643repaid

    Borrow

    $5.02

    0x359df309...7f3b5013h ago

    Spend

    $5.02

    to 0xdFf16ABa7F…

    Repay

    $5.03

    0x9177e177...9956b412h ago

    fee$0.008366/ 5d
    L $0.004184S $0.002091R $0.002091
  11. loan#30548repaid

    Borrow

    $6.86

    0xceca7d4e...2690a715h ago

    Spend

    $6.86

    to 0xdFf16ABa7F…

    Repay

    $6.87

    0xf81e3b99...63aada13h ago

    fee$0.009146/ 4d
    L $0.004574S $0.002286R $0.002286
  12. loan#30469repaid

    Borrow

    $8.58

    0xc448b637...5c722c16h ago

    Spend

    $8.58

    to 0xdFf16ABa7F…

    Repay

    $8.59

    0x570599d9...b26b1215h ago

    fee$0.00858/ 3d
    L $0.00429S $0.002145R $0.002145
  13. loan#30362repaid

    Borrow

    $6.45

    0x89de3dc8...fece0618h ago

    Spend

    $6.45

    to 0xdFf16ABa7F…

    Repay

    $6.46

    0x17bd425d...793af216h ago

    fee$0.01075/ 5d
    L $0.005376S $0.002687R $0.002687
  14. loan#30163repaid

    Borrow

    $7.29

    0x3fa14ad4...e76b6f21h ago

    Spend

    $7.29

    to 0xdFf16ABa7F…

    Repay

    $7.30

    0x664e3992...8af4f418h ago

    fee$0.00972/ 4d
    L $0.00486S $0.00243R $0.00243
  15. loan#30052repaid

    Borrow

    $8.80

    0x5ebd8412...d9157422h ago

    Spend

    $8.80

    to 0xdFf16ABa7F…

    Repay

    $8.82

    0x2d23b8dd...04d01e21h ago

    fee$0.0176/ 6d
    L $0.0088S $0.0044R $0.0044
  16. loan#29967repaid

    Borrow

    $5.35

    0xe7a61df2...3398a71d ago

    Spend

    $5.35

    to 0xdFf16ABa7F…

    Repay

    $5.35

    0x344c1c8d...9679a922h ago

    fee$0.003566/ 2d
    L $0.001784S $0.000891R $0.000891
  17. loan#29868repaid

    Borrow

    $6.41

    0xc2d0d66c...6e93971d ago

    Spend

    $6.41

    to 0xdFf16ABa7F…

    Repay

    $6.42

    0x07997aa8...eb97941d ago

    fee$0.008546/ 4d
    L $0.004274S $0.002136R $0.002136
  18. loan#29766repaid

    Borrow

    $6.23

    0xf9badb27...e7b2a51d ago

    Spend

    $6.23

    to 0xdFf16ABa7F…

    Repay

    $6.24

    0x267ce31b...45fd431d ago

    fee$0.010383/ 5d
    L $0.005193S $0.002595R $0.002595
  19. loan#29662repaid

    Borrow

    $7.33

    0x54d55909...cd47e61d ago

    Spend

    $7.33

    to 0xdFf16ABa7F…

    Repay

    $7.34

    0x94bbef2d...7fffdb1d ago

    fee$0.01466/ 6d
    L $0.00733S $0.003665R $0.003665
  20. loan#29557repaid

    Borrow

    $8.48

    0xc3191482...dc16321d ago

    Spend

    $8.48

    to 0xdFf16ABa7F…

    Repay

    $8.49

    0x715f2358...9522691d ago

    fee$0.011306/ 4d
    L $0.005654S $0.002826R $0.002826
  21. loan#29457repaid

    Borrow

    $7.60

    0xc8461fe7...d173c91d ago

    Spend

    $7.60

    to 0xdFf16ABa7F…

    Repay

    $7.61

    0x62d84eb4...9be3bb1d ago

    fee$0.012666/ 5d
    L $0.006334S $0.003166R $0.003166
  22. loan#29351repaid

    Borrow

    $7.98

    0x72c88de8...34d0df1d ago

    Spend

    $7.98

    to 0xdFf16ABa7F…

    Repay

    $7.99

    0xeca07f5e...273c251d ago

    fee$0.0133/ 5d
    L $0.00665S $0.003325R $0.003325
  23. loan#29245repaid

    Borrow

    $5.92

    0xccc23729...9754701d ago

    Spend

    $5.92

    to 0xdFf16ABa7F…

    Repay

    $5.93

    0xcf052b92...9cc5351d ago

    fee$0.007893/ 4d
    L $0.003947S $0.001973R $0.001973
  24. loan#29137repaid

    Borrow

    $6.12

    0xd02bf7f2...c4e09f1d ago

    Spend

    $6.12

    to 0xdFf16ABa7F…

    Repay

    $6.13

    0x83e323bd...6efc021d ago

    fee$0.0102/ 5d
    L $0.0051S $0.00255R $0.00255

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6239.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31664$8.29$0.01658$0.00829$0.004145$0.0041456d21.4mactive
#31555$9.14$0.00914$0.00457$0.002285$0.0022853d1.5hrepaid
#31446$8.11$0.01622$0.00811$0.004055$0.0040556d1.5hrepaid
#31335$5.38$0.008966$0.004484$0.002241$0.0022415d1.5hrepaid
#31223$5.05$0.006733$0.003367$0.001683$0.0016834d1.5hrepaid
#31103$6.57$0.00657$0.003286$0.001642$0.0016423d1.5hrepaid
#30988$8.97$0.00897$0.004486$0.002242$0.0022423d1.5hrepaid
#30873$6.59$0.01318$0.00659$0.003295$0.0032956d1.5hrepaid
#30757$8.70$0.0058$0.0029$0.00145$0.001452d1.5hrepaid
#30643$5.02$0.008366$0.004184$0.002091$0.0020915d1.5hrepaid
#30548$6.86$0.009146$0.004574$0.002286$0.0022864d1.5hrepaid
#30469$8.58$0.00858$0.00429$0.002145$0.0021453d1.5hrepaid
#30362$6.45$0.01075$0.005376$0.002687$0.0026875d1.5hrepaid
#30163$7.29$0.00972$0.00486$0.00243$0.002434d3hrepaid
#30052$8.80$0.0176$0.0088$0.0044$0.00446d1.5hrepaid
#29967$5.35$0.003566$0.001784$0.000891$0.0008912d1.5hrepaid
#29868$6.41$0.008546$0.004274$0.002136$0.0021364d1.5hrepaid
#29766$6.23$0.010383$0.005193$0.002595$0.0025955d1.5hrepaid
#29662$7.33$0.01466$0.00733$0.003665$0.0036656d1.5hrepaid
#29557$8.48$0.011306$0.005654$0.002826$0.0028264d1.5hrepaid
#29457$7.60$0.012666$0.006334$0.003166$0.0031665d1.5hrepaid
#29351$7.98$0.0133$0.00665$0.003325$0.0033255d1.5hrepaid
#29245$5.92$0.007893$0.003947$0.001973$0.0019734d1.5hrepaid
#29137$6.12$0.0102$0.0051$0.00255$0.002555d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6239
Spending address
0xdFf16A...6b1154
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.