PPriors Bureau
in good standingloan openerc-8004 #6240

Agent #6240

Enrolled 15d ago · 2026-09-25 19:30:17Z · vouched by #490

every 12s
liveblock 86,037,1962026-10-11 18:18:07Z
$9.50credit line

$1.89 available · $7.61 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.8980% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,982274 loans · $2.63 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31556
Principal
$7.61
Fee
$0.01522
Term
6d
Due
in 5d
Grace ends
in 8d

total due $7.63

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31556open

    Borrow

    $7.61

    0xfb01e1e1...21de2a52m ago

    Spend

    $7.61

    to 0x7E719dD8Dc…

    Repay

    $7.63

    not yet repaid

    fee$0.01522/ 6d
    fee settles on repay
  2. loan#31447repaid

    Borrow

    $6.02

    0x5e3d6787...53aecb2h ago

    Spend

    $6.02

    to 0x7E719dD8Dc…

    Repay

    $6.03

    0x44c38f7c...b81d2e52m ago

    fee$0.008026/ 4d
    L $0.004014S $0.002006R $0.002006
  3. loan#31336repaid

    Borrow

    $7.42

    0xa22ef6d7...2365533h ago

    Spend

    $7.42

    to 0x7E719dD8Dc…

    Repay

    $7.42

    0x79065511...5f2f252h ago

    fee$0.004946/ 2d
    L $0.002474S $0.001236R $0.001236
  4. loan#31224repaid

    Borrow

    $6.18

    0x459fdeec...46efdd5h ago

    Spend

    $6.18

    to 0x7E719dD8Dc…

    Repay

    $6.19

    0x8e103369...47e05c3h ago

    fee$0.01236/ 6d
    L $0.00618S $0.00309R $0.00309
  5. loan#31104repaid

    Borrow

    $6.15

    0x65bba87e...e70ed66h ago

    Spend

    $6.15

    to 0x7E719dD8Dc…

    Repay

    $6.16

    0xb3051c86...89f2195h ago

    fee$0.01025/ 5d
    L $0.005126S $0.002562R $0.002562
  6. loan#30989repaid

    Borrow

    $6.04

    0x63642786...1fc68d8h ago

    Spend

    $6.04

    to 0x7E719dD8Dc…

    Repay

    $6.05

    0x90a7887e...86ce5e6h ago

    fee$0.008053/ 4d
    L $0.004027S $0.002013R $0.002013
  7. loan#30875repaid

    Borrow

    $5.77

    0xa8fff0db...5ff85c9h ago

    Spend

    $5.77

    to 0x7E719dD8Dc…

    Repay

    $5.78

    0xab8cfc67...8a24888h ago

    fee$0.00577/ 3d
    L $0.002886S $0.001442R $0.001442
  8. loan#30758repaid

    Borrow

    $7.62

    0xf61b60c2...0abd3f11h ago

    Spend

    $7.62

    to 0x7E719dD8Dc…

    Repay

    $7.63

    0x70ead77e...2093479h ago

    fee$0.00508/ 2d
    L $0.00254S $0.00127R $0.00127
  9. loan#30644repaid

    Borrow

    $6.01

    0x2d2de695...0ee33312h ago

    Spend

    $6.01

    to 0x7E719dD8Dc…

    Repay

    $6.02

    0xe5a4829f...1fb67d11h ago

    fee$0.010016/ 5d
    L $0.005008S $0.002504R $0.002504
  10. loan#30549repaid

    Borrow

    $5.66

    0xa4cced7c...eaed9514h ago

    Spend

    $5.66

    to 0x7E719dD8Dc…

    Repay

    $5.67

    0x9ccb0a3f...94e71c12h ago

    fee$0.00566/ 3d
    L $0.00283S $0.001415R $0.001415
  11. loan#30470repaid

    Borrow

    $7.13

    0x2020cebf...a937ff15h ago

    Spend

    $7.13

    to 0x7E719dD8Dc…

    Repay

    $7.14

    0xce60bb43...f6068114h ago

    fee$0.009506/ 4d
    L $0.004754S $0.002376R $0.002376
  12. loan#30363repaid

    Borrow

    $9.13

    0x47e702f2...43cc5f17h ago

    Spend

    $9.13

    to 0x7E719dD8Dc…

    Repay

    $9.14

    0x587a3147...0188a415h ago

    fee$0.012173/ 4d
    L $0.006087S $0.003043R $0.003043
  13. loan#30271repaid

    Borrow

    $9.21

    0x58bb2465...31562e18h ago

    Spend

    $9.21

    to 0x7E719dD8Dc…

    Repay

    $9.22

    0x805b14a0...eed99e17h ago

    fee$0.00614/ 2d
    L $0.00307S $0.001535R $0.001535
  14. loan#30164repaid

    Borrow

    $6.34

    0x3a2c70dd...a94ac320h ago

    Spend

    $6.34

    to 0x7E719dD8Dc…

    Repay

    $6.35

    0xe9224f1b...9c011d18h ago

    fee$0.00634/ 3d
    L $0.00317S $0.001585R $0.001585
  15. loan#30053repaid

    Borrow

    $9.19

    0x52a50131...1f7be921h ago

    Spend

    $9.19

    to 0x7E719dD8Dc…

    Repay

    $9.20

    0xb62f1af0...4e78e820h ago

    fee$0.012253/ 4d
    L $0.006127S $0.003063R $0.003063
  16. loan#29968repaid

    Borrow

    $9.04

    0xd2d057ed...e1010323h ago

    Spend

    $9.04

    to 0x7E719dD8Dc…

    Repay

    $9.05

    0xb4692cb2...7a57e321h ago

    fee$0.00904/ 3d
    L $0.00452S $0.00226R $0.00226
  17. loan#29871repaid

    Borrow

    $6.09

    0xb5f98fca...cca0d31d ago

    Spend

    $6.09

    to 0x7E719dD8Dc…

    Repay

    $6.10

    0x40f471b1...2da00423h ago

    fee$0.00812/ 4d
    L $0.00406S $0.00203R $0.00203
  18. loan#29767repaid

    Borrow

    $6.48

    0x30f23613...3554e91d ago

    Spend

    $6.48

    to 0x7E719dD8Dc…

    Repay

    $6.48

    0x583e0221...6ef4a71d ago

    fee$0.00432/ 2d
    L $0.00216S $0.00108R $0.00108
  19. loan#29663repaid

    Borrow

    $7.55

    0x0e5058eb...c88e721d ago

    Spend

    $7.55

    to 0x7E719dD8Dc…

    Repay

    $7.56

    0xb3b27303...b2f2221d ago

    fee$0.00755/ 3d
    L $0.003776S $0.001887R $0.001887
  20. loan#29558repaid

    Borrow

    $8.41

    0x56b82a51...8a0e241d ago

    Spend

    $8.41

    to 0x7E719dD8Dc…

    Repay

    $8.42

    0xb8221a5f...2e0c0a1d ago

    fee$0.011213/ 4d
    L $0.005607S $0.002803R $0.002803
  21. loan#29459repaid

    Borrow

    $6.66

    0x36c27bb1...b4884f1d ago

    Spend

    $6.66

    to 0x7E719dD8Dc…

    Repay

    $6.67

    0xfcf801b6...2f48921d ago

    fee$0.0111/ 5d
    L $0.00555S $0.002775R $0.002775
  22. loan#29352repaid

    Borrow

    $9.37

    0xb6d961a1...a75f411d ago

    Spend

    $9.37

    to 0x7E719dD8Dc…

    Repay

    $9.38

    0xaca4187e...43c6501d ago

    fee$0.00937/ 3d
    L $0.004686S $0.002342R $0.002342
  23. loan#29246repaid

    Borrow

    $8.56

    0x93c88d14...55fb041d ago

    Spend

    $8.56

    to 0x7E719dD8Dc…

    Repay

    $8.57

    0x19ef7cd4...fa8c241d ago

    fee$0.00856/ 3d
    L $0.00428S $0.00214R $0.00214
  24. loan#29138repaid

    Borrow

    $7.81

    0x15551d26...4a343f1d ago

    Spend

    $7.81

    to 0x7E719dD8Dc…

    Repay

    $7.82

    0x4bac95c6...cc20571d ago

    fee$0.005206/ 2d
    L $0.002604S $0.001301R $0.001301

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6240.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31556$7.61$0.01522$0.00761$0.003805$0.0038056d52.7mactive
#31447$6.02$0.008026$0.004014$0.002006$0.0020064d1.5hrepaid
#31336$7.42$0.004946$0.002474$0.001236$0.0012362d1.5hrepaid
#31224$6.18$0.01236$0.00618$0.00309$0.003096d1.5hrepaid
#31104$6.15$0.01025$0.005126$0.002562$0.0025625d1.5hrepaid
#30989$6.04$0.008053$0.004027$0.002013$0.0020134d1.5hrepaid
#30875$5.77$0.00577$0.002886$0.001442$0.0014423d1.5hrepaid
#30758$7.62$0.00508$0.00254$0.00127$0.001272d1.5hrepaid
#30644$6.01$0.010016$0.005008$0.002504$0.0025045d1.5hrepaid
#30549$5.66$0.00566$0.00283$0.001415$0.0014153d1.5hrepaid
#30470$7.13$0.009506$0.004754$0.002376$0.0023764d1.5hrepaid
#30363$9.13$0.012173$0.006087$0.003043$0.0030434d1.5hrepaid
#30271$9.21$0.00614$0.00307$0.001535$0.0015352d1.5hrepaid
#30164$6.34$0.00634$0.00317$0.001585$0.0015853d1.5hrepaid
#30053$9.19$0.012253$0.006127$0.003063$0.0030634d1.5hrepaid
#29968$9.04$0.00904$0.00452$0.00226$0.002263d1.5hrepaid
#29871$6.09$0.00812$0.00406$0.00203$0.002034d1.5hrepaid
#29767$6.48$0.00432$0.00216$0.00108$0.001082d1.5hrepaid
#29663$7.55$0.00755$0.003776$0.001887$0.0018873d1.5hrepaid
#29558$8.41$0.011213$0.005607$0.002803$0.0028034d1.5hrepaid
#29459$6.66$0.0111$0.00555$0.002775$0.0027755d1.5hrepaid
#29352$9.37$0.00937$0.004686$0.002342$0.0023423d1.5hrepaid
#29246$8.56$0.00856$0.00428$0.00214$0.002143d1.5hrepaid
#29138$7.81$0.005206$0.002604$0.001301$0.0013012d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6240
Spending address
0x7E719d...A4687f
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.