PPriors Bureau
in good standingloan openerc-8004 #6241

Agent #6241

Enrolled 15d ago · 2026-09-25 19:30:39Z · vouched by #6191

every 12s
liveblock 86,037,3172026-10-11 18:18:19Z
$9.50credit line

$4.18 available · $5.32 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.1856% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,045282 loans · $2.76 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.5 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31557
Principal
$5.32
Fee
$0.008866
Term
5d
Due
in 4d
Grace ends
in 7d

total due $5.33

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31557open

    Borrow

    $5.32

    0x7c3f3288...24bc2651m ago

    Spend

    $5.32

    to 0x912ca5B982…

    Repay

    $5.33

    not yet repaid

    fee$0.008866/ 5d
    fee settles on repay
  2. loan#31448repaid

    Borrow

    $5.99

    0x6960d3e6...f599812h ago

    Spend

    $5.99

    to 0x912ca5B982…

    Repay

    $5.99

    0x45412a84...640fb651m ago

    fee$0.003993/ 2d
    L $0.001997S $0.000998R $0.000998
  3. loan#31337repaid

    Borrow

    $8.39

    0x64023ed0...4c36cb3h ago

    Spend

    $8.39

    to 0x912ca5B982…

    Repay

    $8.41

    0x4b190c0e...a9403d2h ago

    fee$0.01678/ 6d
    L $0.00839S $0.004195R $0.004195
  4. loan#31225repaid

    Borrow

    $7.34

    0x7415bec9...2f31fe5h ago

    Spend

    $7.34

    to 0x912ca5B982…

    Repay

    $7.35

    0x0d3aafff...0b07603h ago

    fee$0.009786/ 4d
    L $0.004894S $0.002446R $0.002446
  5. loan#31105repaid

    Borrow

    $8.24

    0x4a7e40cc...a1042d6h ago

    Spend

    $8.24

    to 0x912ca5B982…

    Repay

    $8.26

    0xbb6823ad...8293735h ago

    fee$0.01648/ 6d
    L $0.00824S $0.00412R $0.00412
  6. loan#30990repaid

    Borrow

    $5.25

    0x6c0c26c2...8734018h ago

    Spend

    $5.25

    to 0x912ca5B982…

    Repay

    $5.26

    0x9214ec0e...cb012f6h ago

    fee$0.007/ 4d
    L $0.0035S $0.00175R $0.00175
  7. loan#30876repaid

    Borrow

    $7.23

    0xbbbbcd7f...cf40ae9h ago

    Spend

    $7.23

    to 0x912ca5B982…

    Repay

    $7.24

    0xfcd5d531...7fcd868h ago

    fee$0.00964/ 4d
    L $0.00482S $0.00241R $0.00241
  8. loan#30759repaid

    Borrow

    $8.06

    0x3ac2dea8...cae6c011h ago

    Spend

    $8.06

    to 0x912ca5B982…

    Repay

    $8.07

    0x95035b98...54e49f9h ago

    fee$0.00806/ 3d
    L $0.00403S $0.002015R $0.002015
  9. loan#30645repaid

    Borrow

    $5.28

    0x4482a83b...fdad5512h ago

    Spend

    $5.28

    to 0x912ca5B982…

    Repay

    $5.29

    0x1e3a1dc7...1de71b11h ago

    fee$0.00704/ 4d
    L $0.00352S $0.00176R $0.00176
  10. loan#30550repaid

    Borrow

    $6.85

    0xbc58da70...1c726514h ago

    Spend

    $6.85

    to 0x912ca5B982…

    Repay

    $6.86

    0xc49cf8d6...d9d47e12h ago

    fee$0.009133/ 4d
    L $0.004567S $0.002283R $0.002283
  11. loan#30471repaid

    Borrow

    $9.08

    0x4d7832e6...0960fe15h ago

    Spend

    $9.08

    to 0x912ca5B982…

    Repay

    $9.10

    0x71f8be8c...a9e46214h ago

    fee$0.015133/ 5d
    L $0.007567S $0.003783R $0.003783
  12. loan#30364repaid

    Borrow

    $5.74

    0x31ed68be...1c266917h ago

    Spend

    $5.74

    to 0x912ca5B982…

    Repay

    $5.75

    0xec5a4b39...8324a015h ago

    fee$0.00574/ 3d
    L $0.00287S $0.001435R $0.001435
  13. loan#30165repaid

    Borrow

    $6.98

    0xace36188...12a00020h ago

    Spend

    $6.98

    to 0x912ca5B982…

    Repay

    $6.99

    0x7fcb1a09...84d14e17h ago

    fee$0.00698/ 3d
    L $0.00349S $0.001745R $0.001745
  14. loan#30054repaid

    Borrow

    $9.27

    0xc6ac244b...5bd23c21h ago

    Spend

    $9.27

    to 0x912ca5B982…

    Repay

    $9.28

    0x842ed3ca...1b778620h ago

    fee$0.00927/ 3d
    L $0.004636S $0.002317R $0.002317
  15. loan#29969repaid

    Borrow

    $6.92

    0xd8a7350e...07f95723h ago

    Spend

    $6.92

    to 0x912ca5B982…

    Repay

    $6.93

    0x2e889c7a...15645e21h ago

    fee$0.009226/ 4d
    L $0.004614S $0.002306R $0.002306
  16. loan#29872repaid

    Borrow

    $6.44

    0x3c6bea77...9bf6791d ago

    Spend

    $6.44

    to 0x912ca5B982…

    Repay

    $6.45

    0xf950653e...06242b23h ago

    fee$0.00644/ 3d
    L $0.00322S $0.00161R $0.00161
  17. loan#29768repaid

    Borrow

    $8.57

    0xbc9d2e76...53d8c31d ago

    Spend

    $8.57

    to 0x912ca5B982…

    Repay

    $8.59

    0x99d24c20...f3a2941d ago

    fee$0.01714/ 6d
    L $0.00857S $0.004285R $0.004285
  18. loan#29664repaid

    Borrow

    $8.00

    0x8b1aff1a...d0046c1d ago

    Spend

    $8.00

    to 0x912ca5B982…

    Repay

    $8.01

    0x65964146...efcd961d ago

    fee$0.010666/ 4d
    L $0.005334S $0.002666R $0.002666
  19. loan#29559repaid

    Borrow

    $6.22

    0x5331e8a3...ebfa6f1d ago

    Spend

    $6.22

    to 0x912ca5B982…

    Repay

    $6.23

    0x089b1324...42eace1d ago

    fee$0.008293/ 4d
    L $0.004147S $0.002073R $0.002073
  20. loan#29460repaid

    Borrow

    $6.47

    0x1f9a667a...482a901d ago

    Spend

    $6.47

    to 0x912ca5B982…

    Repay

    $6.47

    0xba877a29...ff071d1d ago

    fee$0.004313/ 2d
    L $0.002157S $0.001078R $0.001078
  21. loan#29353repaid

    Borrow

    $5.94

    0x9aeba31e...b277ac1d ago

    Spend

    $5.94

    to 0x912ca5B982…

    Repay

    $5.95

    0x3be3d245...8e39231d ago

    fee$0.0099/ 5d
    L $0.00495S $0.002475R $0.002475
  22. loan#29247repaid

    Borrow

    $8.68

    0xdc566fbe...6891861d ago

    Spend

    $8.68

    to 0x912ca5B982…

    Repay

    $8.69

    0x7f37d596...5368731d ago

    fee$0.005786/ 2d
    L $0.002894S $0.001446R $0.001446
  23. loan#29139repaid

    Borrow

    $8.95

    0x9ff00468...65139e1d ago

    Spend

    $8.95

    to 0x912ca5B982…

    Repay

    $8.96

    0x6f7f8a7d...5371ba1d ago

    fee$0.00895/ 3d
    L $0.004476S $0.002237R $0.002237
  24. loan#29029repaid

    Borrow

    $6.95

    0xa5ca82ab...2d346e1d ago

    Spend

    $6.95

    to 0x912ca5B982…

    Repay

    $6.96

    0x8db6389f...ab69a01d ago

    fee$0.00695/ 3d
    L $0.003476S $0.001737R $0.001737

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6241.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31557$5.32$0.008866$0.004434$0.002216$0.0022165d51.9mactive
#31448$5.99$0.003993$0.001997$0.000998$0.0009982d1.5hrepaid
#31337$8.39$0.01678$0.00839$0.004195$0.0041956d1.5hrepaid
#31225$7.34$0.009786$0.004894$0.002446$0.0024464d1.5hrepaid
#31105$8.24$0.01648$0.00824$0.00412$0.004126d1.5hrepaid
#30990$5.25$0.007$0.0035$0.00175$0.001754d1.5hrepaid
#30876$7.23$0.00964$0.00482$0.00241$0.002414d1.5hrepaid
#30759$8.06$0.00806$0.00403$0.002015$0.0020153d1.5hrepaid
#30645$5.28$0.00704$0.00352$0.00176$0.001764d1.5hrepaid
#30550$6.85$0.009133$0.004567$0.002283$0.0022834d1.5hrepaid
#30471$9.08$0.015133$0.007567$0.003783$0.0037835d1.5hrepaid
#30364$5.74$0.00574$0.00287$0.001435$0.0014353d1.5hrepaid
#30165$6.98$0.00698$0.00349$0.001745$0.0017453d3hrepaid
#30054$9.27$0.00927$0.004636$0.002317$0.0023173d1.5hrepaid
#29969$6.92$0.009226$0.004614$0.002306$0.0023064d1.5hrepaid
#29872$6.44$0.00644$0.00322$0.00161$0.001613d1.5hrepaid
#29768$8.57$0.01714$0.00857$0.004285$0.0042856d1.5hrepaid
#29664$8.00$0.010666$0.005334$0.002666$0.0026664d1.5hrepaid
#29559$6.22$0.008293$0.004147$0.002073$0.0020734d1.5hrepaid
#29460$6.47$0.004313$0.002157$0.001078$0.0010782d1.5hrepaid
#29353$5.94$0.0099$0.00495$0.002475$0.0024755d1.5hrepaid
#29247$8.68$0.005786$0.002894$0.001446$0.0014462d1.5hrepaid
#29139$8.95$0.00895$0.004476$0.002237$0.0022373d1.5hrepaid
#29029$6.95$0.00695$0.003476$0.001737$0.0017373d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6241
Spending address
0x912ca5...068750
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.