PPriors Bureau
in good standingloan openerc-8004 #6242

Agent #6242

Enrolled 16d ago · 2026-09-25 19:30:59Z · vouched by #490

every 12s
liveblock 86,138,5622026-10-11 21:11:36Z
$9.50credit line

$4.10 available · $5.40 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.1057% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,086281 loans · $2.68 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    118 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31778
Principal
$5.40
Fee
$0.009
Term
5d
Due
in 4d
Grace ends
in 7d

total due $5.41

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31778open

    Borrow

    $5.40

    0xfc89d7ce...c797fd44m ago

    Spend

    $5.40

    to 0xA399444771…

    Repay

    $5.41

    not yet repaid

    fee$0.009/ 5d
    fee settles on repay
  2. loan#31667repaid

    Borrow

    $6.65

    0xba32a631...b4cdd72h ago

    Spend

    $6.65

    to 0xA399444771…

    Repay

    $6.66

    0x88fb066e...c886cb44m ago

    fee$0.0133/ 6d
    L $0.00665S $0.003325R $0.003325
  3. loan#31558repaid

    Borrow

    $6.62

    0x060ada48...c5325b3h ago

    Spend

    $6.62

    to 0xA399444771…

    Repay

    $6.62

    0x3917f5fa...3dc7932h ago

    fee$0.004413/ 2d
    L $0.002207S $0.001103R $0.001103
  4. loan#31449repaid

    Borrow

    $6.05

    0xe8fe59a9...aa89725h ago

    Spend

    $6.05

    to 0xA399444771…

    Repay

    $6.06

    0xed8bfeaf...e5cfa73h ago

    fee$0.0121/ 6d
    L $0.00605S $0.003025R $0.003025
  5. loan#31338repaid

    Borrow

    $9.03

    0xdad8daf0...b6e0586h ago

    Spend

    $9.03

    to 0xA399444771…

    Repay

    $9.04

    0xf6f1fc2c...f214ca5h ago

    fee$0.00903/ 3d
    L $0.004516S $0.002257R $0.002257
  6. loan#31226repaid

    Borrow

    $5.06

    0xc73cd119...4810238h ago

    Spend

    $5.06

    to 0xA399444771…

    Repay

    $5.06

    0x37d0288a...93697f6h ago

    fee$0.003373/ 2d
    L $0.001687S $0.000843R $0.000843
  7. loan#31106repaid

    Borrow

    $7.19

    0x85018f24...17b68e9h ago

    Spend

    $7.19

    to 0xA399444771…

    Repay

    $7.20

    0x7f4b16c2...98528e8h ago

    fee$0.009586/ 4d
    L $0.004794S $0.002396R $0.002396
  8. loan#30991repaid

    Borrow

    $6.76

    0xff5c4af1...aa2c8811h ago

    Spend

    $6.76

    to 0xA399444771…

    Repay

    $6.77

    0x6afea01d...89fc399h ago

    fee$0.01352/ 6d
    L $0.00676S $0.00338R $0.00338
  9. loan#30877repaid

    Borrow

    $6.50

    0x33942fb8...c1b22612h ago

    Spend

    $6.50

    to 0xA399444771…

    Repay

    $6.51

    0x60c0c497...11c54611h ago

    fee$0.013/ 6d
    L $0.0065S $0.00325R $0.00325
  10. loan#30760repaid

    Borrow

    $5.77

    0x5305a46f...30301314h ago

    Spend

    $5.77

    to 0xA399444771…

    Repay

    $5.77

    0x4fe4f2ad...f81f6212h ago

    fee$0.003846/ 2d
    L $0.001924S $0.000961R $0.000961
  11. loan#30646repaid

    Borrow

    $5.06

    0xf26bbefd...48f55615h ago

    Spend

    $5.06

    to 0xA399444771…

    Repay

    $5.07

    0xba5b30a6...421e0214h ago

    fee$0.006746/ 4d
    L $0.003374S $0.001686R $0.001686
  12. loan#30551repaid

    Borrow

    $8.40

    0x1d1b0b9e...3e5f9617h ago

    Spend

    $8.40

    to 0xA399444771…

    Repay

    $8.41

    0x73918661...52a29215h ago

    fee$0.0084/ 3d
    L $0.0042S $0.0021R $0.0021
  13. loan#30472repaid

    Borrow

    $8.56

    0x3024bb35...97ee3418h ago

    Spend

    $8.56

    to 0xA399444771…

    Repay

    $8.57

    0xb0f334de...de729c17h ago

    fee$0.00856/ 3d
    L $0.00428S $0.00214R $0.00214
  14. loan#30365repaid

    Borrow

    $8.33

    0xb2049302...1a116520h ago

    Spend

    $8.33

    to 0xA399444771…

    Repay

    $8.35

    0xd5da9cd7...250fa318h ago

    fee$0.01666/ 6d
    L $0.00833S $0.004165R $0.004165
  15. loan#30272repaid

    Borrow

    $7.84

    0xbf406e45...f264c121h ago

    Spend

    $7.84

    to 0xA399444771…

    Repay

    $7.85

    0x4d9a22d4...2f1e8720h ago

    fee$0.013066/ 5d
    L $0.006534S $0.003266R $0.003266
  16. loan#30166repaid

    Borrow

    $6.23

    0x19a1e9b5...e06b3723h ago

    Spend

    $6.23

    to 0xA399444771…

    Repay

    $6.24

    0x659f651b...4eca3b21h ago

    fee$0.008306/ 4d
    L $0.004154S $0.002076R $0.002076
  17. loan#30055repaid

    Borrow

    $9.31

    0x10ad2fae...2147a21d ago

    Spend

    $9.31

    to 0xA399444771…

    Repay

    $9.32

    0xc68f8699...2fc4c423h ago

    fee$0.006206/ 2d
    L $0.003104S $0.001551R $0.001551
  18. loan#29970repaid

    Borrow

    $6.60

    0xc240b0a9...cf1afa1d ago

    Spend

    $6.60

    to 0xA399444771…

    Repay

    $6.61

    0xf50e0464...abfbb51d ago

    fee$0.0132/ 6d
    L $0.0066S $0.0033R $0.0033
  19. loan#29873repaid

    Borrow

    $7.79

    0x95cfb649...db82361d ago

    Spend

    $7.79

    to 0xA399444771…

    Repay

    $7.80

    0xee07376a...b5227c1d ago

    fee$0.012983/ 5d
    L $0.006493S $0.003245R $0.003245
  20. loan#29769repaid

    Borrow

    $8.34

    0xb7578160...2e7ee51d ago

    Spend

    $8.34

    to 0xA399444771…

    Repay

    $8.35

    0x53c298a6...507b511d ago

    fee$0.0139/ 5d
    L $0.00695S $0.003475R $0.003475
  21. loan#29665repaid

    Borrow

    $6.61

    0xb4355a9b...e05cfd1d ago

    Spend

    $6.61

    to 0xA399444771…

    Repay

    $6.61

    0x58125138...0cc0831d ago

    fee$0.004406/ 2d
    L $0.002204S $0.001101R $0.001101
  22. loan#29560repaid

    Borrow

    $5.17

    0xd08d3302...fcd6fe1d ago

    Spend

    $5.17

    to 0xA399444771…

    Repay

    $5.18

    0xe89384b2...e6b0e21d ago

    fee$0.006893/ 4d
    L $0.003447S $0.001723R $0.001723
  23. loan#29461repaid

    Borrow

    $8.52

    0x006158d3...ed6c9f1d ago

    Spend

    $8.52

    to 0xA399444771…

    Repay

    $8.54

    0xbee16f02...4b324d1d ago

    fee$0.01704/ 6d
    L $0.00852S $0.00426R $0.00426
  24. loan#29354repaid

    Borrow

    $7.83

    0x8f05caf4...c93f6f1d ago

    Spend

    $7.83

    to 0xA399444771…

    Repay

    $7.85

    0xbc8a9d2b...9f2bab1d ago

    fee$0.01566/ 6d
    L $0.00783S $0.003915R $0.003915

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6242.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31778$5.40$0.009$0.0045$0.00225$0.002255d44.2mactive
#31667$6.65$0.0133$0.00665$0.003325$0.0033256d1.5hrepaid
#31558$6.62$0.004413$0.002207$0.001103$0.0011032d1.5hrepaid
#31449$6.05$0.0121$0.00605$0.003025$0.0030256d1.5hrepaid
#31338$9.03$0.00903$0.004516$0.002257$0.0022573d1.5hrepaid
#31226$5.06$0.003373$0.001687$0.000843$0.0008432d1.5hrepaid
#31106$7.19$0.009586$0.004794$0.002396$0.0023964d1.5hrepaid
#30991$6.76$0.01352$0.00676$0.00338$0.003386d1.5hrepaid
#30877$6.50$0.013$0.0065$0.00325$0.003256d1.5hrepaid
#30760$5.77$0.003846$0.001924$0.000961$0.0009612d1.5hrepaid
#30646$5.06$0.006746$0.003374$0.001686$0.0016864d1.5hrepaid
#30551$8.40$0.0084$0.0042$0.0021$0.00213d1.5hrepaid
#30472$8.56$0.00856$0.00428$0.00214$0.002143d1.5hrepaid
#30365$8.33$0.01666$0.00833$0.004165$0.0041656d1.5hrepaid
#30272$7.84$0.013066$0.006534$0.003266$0.0032665d1.5hrepaid
#30166$6.23$0.008306$0.004154$0.002076$0.0020764d1.5hrepaid
#30055$9.31$0.006206$0.003104$0.001551$0.0015512d1.5hrepaid
#29970$6.60$0.0132$0.0066$0.0033$0.00336d1.5hrepaid
#29873$7.79$0.012983$0.006493$0.003245$0.0032455d1.5hrepaid
#29769$8.34$0.0139$0.00695$0.003475$0.0034755d1.5hrepaid
#29665$6.61$0.004406$0.002204$0.001101$0.0011012d1.5hrepaid
#29560$5.17$0.006893$0.003447$0.001723$0.0017234d1.5hrepaid
#29461$8.52$0.01704$0.00852$0.00426$0.004266d1.5hrepaid
#29354$7.83$0.01566$0.00783$0.003915$0.0039156d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6242
Spending address
0xA39944...E63960
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.