PPriors Bureau
in good standingloan openerc-8004 #6244

Agent #6244

Enrolled 16d ago · 2026-09-25 19:31:43Z · vouched by #490

every 12s
liveblock 86,135,7022026-10-11 21:06:43Z
$9.50credit line

$3.41 available · $6.09 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.4164% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,000279 loans · $2.69 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31780
Principal
$6.09
Fee
$0.01015
Term
5d
Due
in 4d
Grace ends
in 7d

total due $6.10

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31780open

    Borrow

    $6.09

    0x1cb1ca6d...df39cd37m ago

    Spend

    $6.09

    to 0x9244781847…

    Repay

    $6.10

    not yet repaid

    fee$0.01015/ 5d
    fee settles on repay
  2. loan#31669repaid

    Borrow

    $7.92

    0x39d54752...5fd7ac2h ago

    Spend

    $7.92

    to 0x9244781847…

    Repay

    $7.93

    0x02b8f457...ca4d8237m ago

    fee$0.00792/ 3d
    L $0.00396S $0.00198R $0.00198
  3. loan#31559repaid

    Borrow

    $8.24

    0xb7fc9ced...f31f6b3h ago

    Spend

    $8.24

    to 0x9244781847…

    Repay

    $8.25

    0xa37ed082...7379392h ago

    fee$0.00824/ 3d
    L $0.00412S $0.00206R $0.00206
  4. loan#31451repaid

    Borrow

    $6.15

    0xcff39db1...2d0cf85h ago

    Spend

    $6.15

    to 0x9244781847…

    Repay

    $6.16

    0x58e37aa1...b249b33h ago

    fee$0.0123/ 6d
    L $0.00615S $0.003075R $0.003075
  5. loan#31340repaid

    Borrow

    $6.07

    0x1af321eb...115f1a6h ago

    Spend

    $6.07

    to 0x9244781847…

    Repay

    $6.07

    0xf17cd36f...2d7ac65h ago

    fee$0.004046/ 2d
    L $0.002024S $0.001011R $0.001011
  6. loan#31228repaid

    Borrow

    $8.37

    0x7c1dd410...7a94688h ago

    Spend

    $8.37

    to 0x9244781847…

    Repay

    $8.39

    0xfc38895b...4bbc286h ago

    fee$0.01674/ 6d
    L $0.00837S $0.004185R $0.004185
  7. loan#31108repaid

    Borrow

    $8.05

    0xa64f22ea...cd9f429h ago

    Spend

    $8.05

    to 0x9244781847…

    Repay

    $8.06

    0x40eeafdf...20ec6f8h ago

    fee$0.013416/ 5d
    L $0.006708S $0.003354R $0.003354
  8. loan#30993repaid

    Borrow

    $5.83

    0x00fc899a...7814be11h ago

    Spend

    $5.83

    to 0x9244781847…

    Repay

    $5.84

    0x9d800b02...9470f39h ago

    fee$0.007773/ 4d
    L $0.003887S $0.001943R $0.001943
  9. loan#30879repaid

    Borrow

    $6.75

    0xbb63ac00...dbabc412h ago

    Spend

    $6.75

    to 0x9244781847…

    Repay

    $6.76

    0xdfd2c92a...21971f11h ago

    fee$0.01125/ 5d
    L $0.005626S $0.002812R $0.002812
  10. loan#30762repaid

    Borrow

    $6.86

    0x45157dda...8daacd14h ago

    Spend

    $6.86

    to 0x9244781847…

    Repay

    $6.86

    0x754b992e...e1e38a12h ago

    fee$0.004573/ 2d
    L $0.002287S $0.001143R $0.001143
  11. loan#30553repaid

    Borrow

    $7.79

    0xbcdd97c1...908c5817h ago

    Spend

    $7.79

    to 0x9244781847…

    Repay

    $7.81

    0xea57a34a...1c442414h ago

    fee$0.01558/ 6d
    L $0.00779S $0.003895R $0.003895
  12. loan#30367repaid

    Borrow

    $5.42

    0xfef3dc9c...df067520h ago

    Spend

    $5.42

    to 0x9244781847…

    Repay

    $5.43

    0xf966a407...89832a18h ago

    fee$0.01084/ 6d
    L $0.00542S $0.00271R $0.00271
  13. loan#30274repaid

    Borrow

    $7.15

    0xc0c33e43...9e05e921h ago

    Spend

    $7.15

    to 0x9244781847…

    Repay

    $7.15

    0x909c1322...8e6e0320h ago

    fee$0.004766/ 2d
    L $0.002384S $0.001191R $0.001191
  14. loan#30168repaid

    Borrow

    $8.55

    0x3c173edc...913c0323h ago

    Spend

    $8.55

    to 0x9244781847…

    Repay

    $8.56

    0xe4da2da6...f7d06c21h ago

    fee$0.01425/ 5d
    L $0.007126S $0.003562R $0.003562
  15. loan#30057repaid

    Borrow

    $7.78

    0xf4d68186...0458c91d ago

    Spend

    $7.78

    to 0x9244781847…

    Repay

    $7.80

    0xe2247052...5a89f423h ago

    fee$0.01556/ 6d
    L $0.00778S $0.00389R $0.00389
  16. loan#29875repaid

    Borrow

    $5.56

    0xfcd09230...6ec2b41d ago

    Spend

    $5.56

    to 0x9244781847…

    Repay

    $5.56

    0xfcd70646...a272451d ago

    fee$0.003706/ 2d
    L $0.001854S $0.000926R $0.000926
  17. loan#29771repaid

    Borrow

    $9.03

    0x4bc0f8d6...6613381d ago

    Spend

    $9.03

    to 0x9244781847…

    Repay

    $9.04

    0xda1d40c6...5613001d ago

    fee$0.01204/ 4d
    L $0.00602S $0.00301R $0.00301
  18. loan#29667repaid

    Borrow

    $7.94

    0xd6dd19e3...acb1341d ago

    Spend

    $7.94

    to 0x9244781847…

    Repay

    $7.95

    0x69245bf8...cf47201d ago

    fee$0.010586/ 4d
    L $0.005294S $0.002646R $0.002646
  19. loan#29562repaid

    Borrow

    $7.82

    0x28e4babc...fffec91d ago

    Spend

    $7.82

    to 0x9244781847…

    Repay

    $7.83

    0xe726f9ea...c8dcfd1d ago

    fee$0.00782/ 3d
    L $0.00391S $0.001955R $0.001955
  20. loan#29463repaid

    Borrow

    $5.51

    0x3bbc4a41...6af3bb1d ago

    Spend

    $5.51

    to 0x9244781847…

    Repay

    $5.52

    0x2aa4df1c...507d511d ago

    fee$0.009183/ 5d
    L $0.004593S $0.002295R $0.002295
  21. loan#29356repaid

    Borrow

    $7.36

    0x4311af79...d85f5b1d ago

    Spend

    $7.36

    to 0x9244781847…

    Repay

    $7.37

    0x1f227f72...53a2a31d ago

    fee$0.00736/ 3d
    L $0.00368S $0.00184R $0.00184
  22. loan#29250repaid

    Borrow

    $7.43

    0x7a24f0cb...6ded0a1d ago

    Spend

    $7.43

    to 0x9244781847…

    Repay

    $7.44

    0x023906c0...e13bcd1d ago

    fee$0.009906/ 4d
    L $0.004954S $0.002476R $0.002476
  23. loan#29142repaid

    Borrow

    $9.04

    0xe258a1de...800f851d ago

    Spend

    $9.04

    to 0x9244781847…

    Repay

    $9.06

    0xe3ae99bc...f9da021d ago

    fee$0.01808/ 6d
    L $0.00904S $0.00452R $0.00452
  24. loan#29032repaid

    Borrow

    $6.98

    0x951f0e43...6e661e1d ago

    Spend

    $6.98

    to 0x9244781847…

    Repay

    $6.98

    0x4c91c79b...286f551d ago

    fee$0.004653/ 2d
    L $0.002327S $0.001163R $0.001163

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6244.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31780$6.09$0.01015$0.005076$0.002537$0.0025375d37.3mactive
#31669$7.92$0.00792$0.00396$0.00198$0.001983d1.5hrepaid
#31559$8.24$0.00824$0.00412$0.00206$0.002063d1.5hrepaid
#31451$6.15$0.0123$0.00615$0.003075$0.0030756d1.5hrepaid
#31340$6.07$0.004046$0.002024$0.001011$0.0010112d1.5hrepaid
#31228$8.37$0.01674$0.00837$0.004185$0.0041856d1.5hrepaid
#31108$8.05$0.013416$0.006708$0.003354$0.0033545d1.5hrepaid
#30993$5.83$0.007773$0.003887$0.001943$0.0019434d1.5hrepaid
#30879$6.75$0.01125$0.005626$0.002812$0.0028125d1.5hrepaid
#30762$6.86$0.004573$0.002287$0.001143$0.0011432d1.5hrepaid
#30553$7.79$0.01558$0.00779$0.003895$0.0038956d3hrepaid
#30367$5.42$0.01084$0.00542$0.00271$0.002716d1.5hrepaid
#30274$7.15$0.004766$0.002384$0.001191$0.0011912d1.5hrepaid
#30168$8.55$0.01425$0.007126$0.003562$0.0035625d1.5hrepaid
#30057$7.78$0.01556$0.00778$0.00389$0.003896d1.5hrepaid
#29875$5.56$0.003706$0.001854$0.000926$0.0009262d3hrepaid
#29771$9.03$0.01204$0.00602$0.00301$0.003014d1.5hrepaid
#29667$7.94$0.010586$0.005294$0.002646$0.0026464d1.5hrepaid
#29562$7.82$0.00782$0.00391$0.001955$0.0019553d1.5hrepaid
#29463$5.51$0.009183$0.004593$0.002295$0.0022955d1.5hrepaid
#29356$7.36$0.00736$0.00368$0.00184$0.001843d1.5hrepaid
#29250$7.43$0.009906$0.004954$0.002476$0.0024764d1.5hrepaid
#29142$9.04$0.01808$0.00904$0.00452$0.004526d1.5hrepaid
#29032$6.98$0.004653$0.002327$0.001163$0.0011632d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6244
Spending address
0x924478...2F777C
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.