PPriors Bureau
in good standingloan openerc-8004 #6245

Agent #6245

Enrolled 15d ago · 2026-09-25 19:32:04Z · vouched by #6191

every 12s
liveblock 86,037,3172026-10-11 18:18:19Z
$9.50credit line

$4.26 available · $5.24 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.2655% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,031277 loans · $2.76 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31560
Principal
$5.24
Fee
$0.01048
Term
6d
Due
in 5d
Grace ends
in 8d

total due $5.25

borrow → spend → repay

Credit cycles (344 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31560open

    Borrow

    $5.24

    0xce3df6a1...bebf3c47m ago

    Spend

    $5.24

    to 0x704F02A2Ea…

    Repay

    $5.25

    not yet repaid

    fee$0.01048/ 6d
    fee settles on repay
  2. loan#31452repaid

    Borrow

    $6.22

    0x03acf222...7f420f2h ago

    Spend

    $6.22

    to 0x704F02A2Ea…

    Repay

    $6.22

    0x344cc5c3...685dc447m ago

    fee$0.004146/ 2d
    L $0.002074S $0.001036R $0.001036
  3. loan#31341repaid

    Borrow

    $5.70

    0xae61ca43...676d9d3h ago

    Spend

    $5.70

    to 0x704F02A2Ea…

    Repay

    $5.71

    0x6d387ccf...78cb762h ago

    fee$0.0114/ 6d
    L $0.0057S $0.00285R $0.00285
  4. loan#31231repaid

    Borrow

    $7.27

    0x5026884d...ed60d65h ago

    Spend

    $7.27

    to 0x704F02A2Ea…

    Repay

    $7.28

    0xad6d13d7...700c713h ago

    fee$0.009693/ 4d
    L $0.004847S $0.002423R $0.002423
  5. loan#31109repaid

    Borrow

    $8.74

    0x89495f17...78b1546h ago

    Spend

    $8.74

    to 0x704F02A2Ea…

    Repay

    $8.75

    0x5023ecfd...ecad9b5h ago

    fee$0.00874/ 3d
    L $0.00437S $0.002185R $0.002185
  6. loan#30994repaid

    Borrow

    $7.96

    0x813793e0...8055d08h ago

    Spend

    $7.96

    to 0x704F02A2Ea…

    Repay

    $7.97

    0xec2aeb0e...90f76a6h ago

    fee$0.013266/ 5d
    L $0.006634S $0.003316R $0.003316
  7. loan#30880repaid

    Borrow

    $6.73

    0x128dccdc...29b0c69h ago

    Spend

    $6.73

    to 0x704F02A2Ea…

    Repay

    $6.73

    0x86b89e1f...5e4f2f8h ago

    fee$0.004486/ 2d
    L $0.002244S $0.001121R $0.001121
  8. loan#30763repaid

    Borrow

    $6.80

    0x22ff34b3...67783b11h ago

    Spend

    $6.80

    to 0x704F02A2Ea…

    Repay

    $6.81

    0xa4979d45...f228319h ago

    fee$0.011333/ 5d
    L $0.005667S $0.002833R $0.002833
  9. loan#30648repaid

    Borrow

    $7.08

    0x9f5aaf08...1261e112h ago

    Spend

    $7.08

    to 0x704F02A2Ea…

    Repay

    $7.09

    0x6aad0618...c046b311h ago

    fee$0.0118/ 5d
    L $0.0059S $0.00295R $0.00295
  10. loan#30474repaid

    Borrow

    $8.99

    0x9543d883...1c191b15h ago

    Spend

    $8.99

    to 0x704F02A2Ea…

    Repay

    $9.00

    0xd8dfbcc9...422acd12h ago

    fee$0.014983/ 5d
    L $0.007493S $0.003745R $0.003745
  11. loan#30275repaid

    Borrow

    $5.74

    0x7f6937e2...27ca4818h ago

    Spend

    $5.74

    to 0x704F02A2Ea…

    Repay

    $5.75

    0x3c98f950...641ac015h ago

    fee$0.007653/ 4d
    L $0.003827S $0.001913R $0.001913
  12. loan#30169repaid

    Borrow

    $5.11

    0x3b9fb01c...784e2b20h ago

    Spend

    $5.11

    to 0x704F02A2Ea…

    Repay

    $5.11

    0xe39a5842...efcf5e18h ago

    fee$0.003406/ 2d
    L $0.001704S $0.000851R $0.000851
  13. loan#30059repaid

    Borrow

    $7.02

    0xa036e247...8403e421h ago

    Spend

    $7.02

    to 0x704F02A2Ea…

    Repay

    $7.03

    0x422fa0e3...7b289c20h ago

    fee$0.0117/ 5d
    L $0.00585S $0.002925R $0.002925
  14. loan#29972repaid

    Borrow

    $8.19

    0xd4290ac4...9d63eb23h ago

    Spend

    $8.19

    to 0x704F02A2Ea…

    Repay

    $8.20

    0xb112d0e3...542a3521h ago

    fee$0.00546/ 2d
    L $0.00273S $0.001365R $0.001365
  15. loan#29877repaid

    Borrow

    $9.01

    0x9024a26f...7afbe61d ago

    Spend

    $9.01

    to 0x704F02A2Ea…

    Repay

    $9.03

    0x7b80c875...5f430d23h ago

    fee$0.01802/ 6d
    L $0.00901S $0.004505R $0.004505
  16. loan#29772repaid

    Borrow

    $6.90

    0x9adffa5f...8dda3c1d ago

    Spend

    $6.90

    to 0x704F02A2Ea…

    Repay

    $6.91

    0x38bf643d...321d8d1d ago

    fee$0.0069/ 3d
    L $0.00345S $0.001725R $0.001725
  17. loan#29668repaid

    Borrow

    $7.83

    0x659eb949...cb2a971d ago

    Spend

    $7.83

    to 0x704F02A2Ea…

    Repay

    $7.84

    0x2b8b4a44...759e6b1d ago

    fee$0.00522/ 2d
    L $0.00261S $0.001305R $0.001305
  18. loan#29565repaid

    Borrow

    $8.06

    0x33d75181...09ea011d ago

    Spend

    $8.06

    to 0x704F02A2Ea…

    Repay

    $8.07

    0x7994cf55...31ed541d ago

    fee$0.010746/ 4d
    L $0.005374S $0.002686R $0.002686
  19. loan#29464repaid

    Borrow

    $7.77

    0x43086adf...9b19901d ago

    Spend

    $7.77

    to 0x704F02A2Ea…

    Repay

    $7.78

    0x6c3e4842...feb5f71d ago

    fee$0.01036/ 4d
    L $0.00518S $0.00259R $0.00259
  20. loan#29358repaid

    Borrow

    $9.05

    0x26f9c10e...5c9a641d ago

    Spend

    $9.05

    to 0x704F02A2Ea…

    Repay

    $9.07

    0xa45af735...208b0b1d ago

    fee$0.015083/ 5d
    L $0.007543S $0.00377R $0.00377
  21. loan#29251repaid

    Borrow

    $6.08

    0xa2daa0f0...0de3541d ago

    Spend

    $6.08

    to 0x704F02A2Ea…

    Repay

    $6.09

    0xc9c802fe...72c88b1d ago

    fee$0.010133/ 5d
    L $0.005067S $0.002533R $0.002533
  22. loan#29146repaid

    Borrow

    $8.91

    0xf952447d...22f0911d ago

    Spend

    $8.91

    to 0x704F02A2Ea…

    Repay

    $8.93

    0xbe114e9e...156ba21d ago

    fee$0.01782/ 6d
    L $0.00891S $0.004455R $0.004455
  23. loan#29033repaid

    Borrow

    $5.59

    0xcf8b2a0b...e9df901d ago

    Spend

    $5.59

    to 0x704F02A2Ea…

    Repay

    $5.60

    0xf28595d7...bcfec81d ago

    fee$0.00559/ 3d
    L $0.002796S $0.001397R $0.001397
  24. loan#28922repaid

    Borrow

    $5.43

    0xb032f9d2...99a7a61d ago

    Spend

    $5.43

    to 0x704F02A2Ea…

    Repay

    $5.44

    0x1215be4f...245bc51d ago

    fee$0.00905/ 5d
    L $0.004526S $0.002262R $0.002262

Showing the 24 most recent cycles of 344 logged events. The full set is available from /api/agent/6245.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31560$5.24$0.01048$0.00524$0.00262$0.002626d47.9mactive
#31452$6.22$0.004146$0.002074$0.001036$0.0010362d1.5hrepaid
#31341$5.70$0.0114$0.0057$0.00285$0.002856d1.5hrepaid
#31231$7.27$0.009693$0.004847$0.002423$0.0024234d1.5hrepaid
#31109$8.74$0.00874$0.00437$0.002185$0.0021853d1.5hrepaid
#30994$7.96$0.013266$0.006634$0.003316$0.0033165d1.5hrepaid
#30880$6.73$0.004486$0.002244$0.001121$0.0011212d1.5hrepaid
#30763$6.80$0.011333$0.005667$0.002833$0.0028335d1.5hrepaid
#30648$7.08$0.0118$0.0059$0.00295$0.002955d1.5hrepaid
#30474$8.99$0.014983$0.007493$0.003745$0.0037455d3hrepaid
#30275$5.74$0.007653$0.003827$0.001913$0.0019134d3hrepaid
#30169$5.11$0.003406$0.001704$0.000851$0.0008512d1.5hrepaid
#30059$7.02$0.0117$0.00585$0.002925$0.0029255d1.5hrepaid
#29972$8.19$0.00546$0.00273$0.001365$0.0013652d1.5hrepaid
#29877$9.01$0.01802$0.00901$0.004505$0.0045056d1.5hrepaid
#29772$6.90$0.0069$0.00345$0.001725$0.0017253d1.5hrepaid
#29668$7.83$0.00522$0.00261$0.001305$0.0013052d1.5hrepaid
#29565$8.06$0.010746$0.005374$0.002686$0.0026864d1.5hrepaid
#29464$7.77$0.01036$0.00518$0.00259$0.002594d1.5hrepaid
#29358$9.05$0.015083$0.007543$0.00377$0.003775d1.5hrepaid
#29251$6.08$0.010133$0.005067$0.002533$0.0025335d1.5hrepaid
#29146$8.91$0.01782$0.00891$0.004455$0.0044556d1.5hrepaid
#29033$5.59$0.00559$0.002796$0.001397$0.0013973d1.5hrepaid
#28922$5.43$0.00905$0.004526$0.002262$0.0022625d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6245
Spending address
0x704F02...946B06
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.