PPriors Bureau
in good standingloan openerc-8004 #6246

Agent #6246

Enrolled 16d ago · 2026-09-25 19:32:29Z · vouched by #490

every 12s
liveblock 86,135,8202026-10-11 21:06:56Z
$9.50credit line

$2.60 available · $6.90 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.6073% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$1,985276 loans · $2.63 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31782
Principal
$6.90
Fee
$0.0069
Term
3d
Due
in 2d
Grace ends
in 5d

total due $6.91

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31782open

    Borrow

    $6.90

    0xf819c7a6...73421135m ago

    Spend

    $6.90

    to 0x5EC5Bd8035…

    Repay

    $6.91

    not yet repaid

    fee$0.0069/ 3d
    fee settles on repay
  2. loan#31671repaid

    Borrow

    $8.26

    0x5f0749fb...52043f2h ago

    Spend

    $8.26

    to 0x5EC5Bd8035…

    Repay

    $8.27

    0xfb8e03f2...541cab35m ago

    fee$0.013766/ 5d
    L $0.006884S $0.003441R $0.003441
  3. loan#31561repaid

    Borrow

    $7.68

    0xf5c52f73...f931563h ago

    Spend

    $7.68

    to 0x5EC5Bd8035…

    Repay

    $7.69

    0x4d34d26c...3995c92h ago

    fee$0.00768/ 3d
    L $0.00384S $0.00192R $0.00192
  4. loan#31453repaid

    Borrow

    $7.59

    0xcceb59c1...b09f265h ago

    Spend

    $7.59

    to 0x5EC5Bd8035…

    Repay

    $7.60

    0xd6fea442...09a1d73h ago

    fee$0.00506/ 2d
    L $0.00253S $0.001265R $0.001265
  5. loan#31342repaid

    Borrow

    $5.33

    0x4a4456b2...c1333b6h ago

    Spend

    $5.33

    to 0x5EC5Bd8035…

    Repay

    $5.34

    0x2b31289a...5865105h ago

    fee$0.01066/ 6d
    L $0.00533S $0.002665R $0.002665
  6. loan#31232repaid

    Borrow

    $6.68

    0xda5e9b72...50b3728h ago

    Spend

    $6.68

    to 0x5EC5Bd8035…

    Repay

    $6.69

    0x3e4e67d5...8ee2206h ago

    fee$0.01336/ 6d
    L $0.00668S $0.00334R $0.00334
  7. loan#31110repaid

    Borrow

    $5.99

    0x132b5f74...a437529h ago

    Spend

    $5.99

    to 0x5EC5Bd8035…

    Repay

    $6.00

    0x698fb612...3988dd8h ago

    fee$0.01198/ 6d
    L $0.00599S $0.002995R $0.002995
  8. loan#30995repaid

    Borrow

    $6.82

    0x1b236bb0...d8132511h ago

    Spend

    $6.82

    to 0x5EC5Bd8035…

    Repay

    $6.83

    0x91a58239...bd5ecb9h ago

    fee$0.011366/ 5d
    L $0.005684S $0.002841R $0.002841
  9. loan#30881repaid

    Borrow

    $9.22

    0x77183d8a...f93fb712h ago

    Spend

    $9.22

    to 0x5EC5Bd8035…

    Repay

    $9.23

    0x79aec9bb...30e3c711h ago

    fee$0.012293/ 4d
    L $0.006147S $0.003073R $0.003073
  10. loan#30764repaid

    Borrow

    $7.19

    0x3c8f2a99...aeefa614h ago

    Spend

    $7.19

    to 0x5EC5Bd8035…

    Repay

    $7.20

    0xa787360c...1c8ef912h ago

    fee$0.00719/ 3d
    L $0.003596S $0.001797R $0.001797
  11. loan#30649repaid

    Borrow

    $8.07

    0xc4934160...4c760d15h ago

    Spend

    $8.07

    to 0x5EC5Bd8035…

    Repay

    $8.08

    0x68a80169...d714a014h ago

    fee$0.01345/ 5d
    L $0.006726S $0.003362R $0.003362
  12. loan#30555repaid

    Borrow

    $5.32

    0xa57d6853...046a1017h ago

    Spend

    $5.32

    to 0x5EC5Bd8035…

    Repay

    $5.33

    0x93a1d0ef...4acdee15h ago

    fee$0.01064/ 6d
    L $0.00532S $0.00266R $0.00266
  13. loan#30370repaid

    Borrow

    $6.56

    0xc3f22bc0...34b7d020h ago

    Spend

    $6.56

    to 0x5EC5Bd8035…

    Repay

    $6.57

    0x9a5581f5...09b1fc17h ago

    fee$0.01312/ 6d
    L $0.00656S $0.00328R $0.00328
  14. loan#30276repaid

    Borrow

    $6.51

    0x43350bd0...d738ea21h ago

    Spend

    $6.51

    to 0x5EC5Bd8035…

    Repay

    $6.52

    0x18126978...4b137020h ago

    fee$0.00651/ 3d
    L $0.003256S $0.001627R $0.001627
  15. loan#30170repaid

    Borrow

    $9.48

    0x1052d966...9dd2ab23h ago

    Spend

    $9.48

    to 0x5EC5Bd8035…

    Repay

    $9.50

    0x65203659...b7fcd721h ago

    fee$0.0158/ 5d
    L $0.0079S $0.00395R $0.00395
  16. loan#30060repaid

    Borrow

    $8.55

    0xa4725fda...dd00dd1d ago

    Spend

    $8.55

    to 0x5EC5Bd8035…

    Repay

    $8.56

    0xddf2292f...ae895623h ago

    fee$0.0057/ 2d
    L $0.00285S $0.001425R $0.001425
  17. loan#29973repaid

    Borrow

    $6.86

    0x5523f656...ccf57c1d ago

    Spend

    $6.86

    to 0x5EC5Bd8035…

    Repay

    $6.87

    0xf14ab1c3...f535fb1d ago

    fee$0.011433/ 5d
    L $0.005717S $0.002858R $0.002858
  18. loan#29878repaid

    Borrow

    $7.21

    0xab783903...5a66b11d ago

    Spend

    $7.21

    to 0x5EC5Bd8035…

    Repay

    $7.22

    0xac7ded7d...9682751d ago

    fee$0.012016/ 5d
    L $0.006008S $0.003004R $0.003004
  19. loan#29773repaid

    Borrow

    $7.13

    0x950be2af...b103ae1d ago

    Spend

    $7.13

    to 0x5EC5Bd8035…

    Repay

    $7.14

    0x7a0bbd18...daa8f21d ago

    fee$0.011883/ 5d
    L $0.005943S $0.00297R $0.00297
  20. loan#29669repaid

    Borrow

    $8.14

    0xe15a2120...3666e31d ago

    Spend

    $8.14

    to 0x5EC5Bd8035…

    Repay

    $8.16

    0xbcc48310...6aafe61d ago

    fee$0.01628/ 6d
    L $0.00814S $0.00407R $0.00407
  21. loan#29566repaid

    Borrow

    $8.75

    0xb6826b51...141cc91d ago

    Spend

    $8.75

    to 0x5EC5Bd8035…

    Repay

    $8.76

    0x3f3f1a93...90a4601d ago

    fee$0.00875/ 3d
    L $0.004376S $0.002187R $0.002187
  22. loan#29465repaid

    Borrow

    $6.54

    0x42a8407f...63ae371d ago

    Spend

    $6.54

    to 0x5EC5Bd8035…

    Repay

    $6.55

    0xe1cea178...3d588e1d ago

    fee$0.0109/ 5d
    L $0.00545S $0.002725R $0.002725
  23. loan#29359repaid

    Borrow

    $5.64

    0x6a5d0580...d450781d ago

    Spend

    $5.64

    to 0x5EC5Bd8035…

    Repay

    $5.64

    0xd2228d6d...e3ee661d ago

    fee$0.00376/ 2d
    L $0.00188S $0.00094R $0.00094
  24. loan#29252repaid

    Borrow

    $9.10

    0x40039fd7...e2eba61d ago

    Spend

    $9.10

    to 0x5EC5Bd8035…

    Repay

    $9.11

    0xfa8a3b05...45401e1d ago

    fee$0.012133/ 4d
    L $0.006067S $0.003033R $0.003033

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6246.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31782$6.90$0.0069$0.00345$0.001725$0.0017253d35.5mactive
#31671$8.26$0.013766$0.006884$0.003441$0.0034415d1.5hrepaid
#31561$7.68$0.00768$0.00384$0.00192$0.001923d1.5hrepaid
#31453$7.59$0.00506$0.00253$0.001265$0.0012652d1.5hrepaid
#31342$5.33$0.01066$0.00533$0.002665$0.0026656d1.5hrepaid
#31232$6.68$0.01336$0.00668$0.00334$0.003346d1.5hrepaid
#31110$5.99$0.01198$0.00599$0.002995$0.0029956d1.5hrepaid
#30995$6.82$0.011366$0.005684$0.002841$0.0028415d1.5hrepaid
#30881$9.22$0.012293$0.006147$0.003073$0.0030734d1.5hrepaid
#30764$7.19$0.00719$0.003596$0.001797$0.0017973d1.5hrepaid
#30649$8.07$0.01345$0.006726$0.003362$0.0033625d1.5hrepaid
#30555$5.32$0.01064$0.00532$0.00266$0.002666d1.5hrepaid
#30370$6.56$0.01312$0.00656$0.00328$0.003286d3hrepaid
#30276$6.51$0.00651$0.003256$0.001627$0.0016273d1.5hrepaid
#30170$9.48$0.0158$0.0079$0.00395$0.003955d1.5hrepaid
#30060$8.55$0.0057$0.00285$0.001425$0.0014252d1.5hrepaid
#29973$6.86$0.011433$0.005717$0.002858$0.0028585d1.5hrepaid
#29878$7.21$0.012016$0.006008$0.003004$0.0030045d1.5hrepaid
#29773$7.13$0.011883$0.005943$0.00297$0.002975d1.5hrepaid
#29669$8.14$0.01628$0.00814$0.00407$0.004076d1.5hrepaid
#29566$8.75$0.00875$0.004376$0.002187$0.0021873d1.5hrepaid
#29465$6.54$0.0109$0.00545$0.002725$0.0027255d1.5hrepaid
#29359$5.64$0.00376$0.00188$0.00094$0.000942d1.5hrepaid
#29252$9.10$0.012133$0.006067$0.003033$0.0030334d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6246
Spending address
0x5EC5Bd...8FBAC5
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.