PPriors Bureau
in good standingloan openerc-8004 #6247

Agent #6247

Enrolled 16d ago · 2026-09-25 19:32:49Z · vouched by #6191

every 12s
liveblock 86,104,7902026-10-11 20:13:57Z
$9.50credit line

$3.93 available · $5.57 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.9359% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$1,993273 loans · $2.67 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31672
Principal
$5.57
Fee
$0.007426
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.58

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31672open

    Borrow

    $5.57

    0xb988b0ca...5a79481h ago

    Spend

    $5.57

    to 0xE54A6b2A49…

    Repay

    $5.58

    not yet repaid

    fee$0.007426/ 4d
    fee settles on repay
  2. loan#31562repaid

    Borrow

    $6.20

    0x6102e817...c145352h ago

    Spend

    $6.20

    to 0xE54A6b2A49…

    Repay

    $6.21

    0x1e3476e3...0bed241h ago

    fee$0.0062/ 3d
    L $0.0031S $0.00155R $0.00155
  3. loan#31454repaid

    Borrow

    $5.28

    0xc854ebdd...a5cb4c4h ago

    Spend

    $5.28

    to 0xE54A6b2A49…

    Repay

    $5.29

    0x4bf182af...6750772h ago

    fee$0.01056/ 6d
    L $0.00528S $0.00264R $0.00264
  4. loan#31343repaid

    Borrow

    $8.01

    0x814bb7f6...2540705h ago

    Spend

    $8.01

    to 0xE54A6b2A49…

    Repay

    $8.03

    0x5e02707a...93ad2d4h ago

    fee$0.01602/ 6d
    L $0.00801S $0.004005R $0.004005
  5. loan#31233repaid

    Borrow

    $6.48

    0x8300fefa...fd76e67h ago

    Spend

    $6.48

    to 0xE54A6b2A49…

    Repay

    $6.49

    0xfc48b19d...fe8e3c5h ago

    fee$0.0108/ 5d
    L $0.0054S $0.0027R $0.0027
  6. loan#31111repaid

    Borrow

    $6.22

    0xfdedd681...cd1bcb8h ago

    Spend

    $6.22

    to 0xE54A6b2A49…

    Repay

    $6.22

    0x7ef76a2e...0507ce7h ago

    fee$0.004146/ 2d
    L $0.002074S $0.001036R $0.001036
  7. loan#30996repaid

    Borrow

    $7.80

    0x0e936820...ee9bb210h ago

    Spend

    $7.80

    to 0xE54A6b2A49…

    Repay

    $7.81

    0x1d696b47...2a7b628h ago

    fee$0.0078/ 3d
    L $0.0039S $0.00195R $0.00195
  8. loan#30882repaid

    Borrow

    $5.22

    0xdc22c099...22d6a411h ago

    Spend

    $5.22

    to 0xE54A6b2A49…

    Repay

    $5.23

    0x21793abf...2fcab210h ago

    fee$0.00696/ 4d
    L $0.00348S $0.00174R $0.00174
  9. loan#30765repaid

    Borrow

    $8.59

    0xac15e6fd...43208a13h ago

    Spend

    $8.59

    to 0xE54A6b2A49…

    Repay

    $8.60

    0x1554dda1...8316b011h ago

    fee$0.005726/ 2d
    L $0.002864S $0.001431R $0.001431
  10. loan#30650repaid

    Borrow

    $6.05

    0x309d8866...146cd314h ago

    Spend

    $6.05

    to 0xE54A6b2A49…

    Repay

    $6.06

    0xf61212ae...5b428b13h ago

    fee$0.008066/ 4d
    L $0.004034S $0.002016R $0.002016
  11. loan#30556repaid

    Borrow

    $5.75

    0xde6ccf9b...97656216h ago

    Spend

    $5.75

    to 0xE54A6b2A49…

    Repay

    $5.76

    0x9be5d206...82132e14h ago

    fee$0.0115/ 6d
    L $0.00575S $0.002875R $0.002875
  12. loan#30475repaid

    Borrow

    $7.94

    0xd7317d92...1a916b17h ago

    Spend

    $7.94

    to 0xE54A6b2A49…

    Repay

    $7.95

    0x9917c856...cc98d316h ago

    fee$0.00794/ 3d
    L $0.00397S $0.001985R $0.001985
  13. loan#30371repaid

    Borrow

    $8.23

    0x1728fadc...54dd7e19h ago

    Spend

    $8.23

    to 0xE54A6b2A49…

    Repay

    $8.24

    0xba972fa8...54331f17h ago

    fee$0.013716/ 5d
    L $0.006858S $0.003429R $0.003429
  14. loan#30277repaid

    Borrow

    $9.34

    0xbc5bcf69...68d66c20h ago

    Spend

    $9.34

    to 0xE54A6b2A49…

    Repay

    $9.35

    0xf356ce38...318a0e19h ago

    fee$0.006226/ 2d
    L $0.003114S $0.001556R $0.001556
  15. loan#30171repaid

    Borrow

    $7.46

    0xbc5c97ef...afe7fb22h ago

    Spend

    $7.46

    to 0xE54A6b2A49…

    Repay

    $7.47

    0xaa20883b...93e86220h ago

    fee$0.01492/ 6d
    L $0.00746S $0.00373R $0.00373
  16. loan#30061repaid

    Borrow

    $6.02

    0xa9889c76...29fb3523h ago

    Spend

    $6.02

    to 0xE54A6b2A49…

    Repay

    $6.03

    0xadf7a898...b2868a22h ago

    fee$0.008026/ 4d
    L $0.004014S $0.002006R $0.002006
  17. loan#29974repaid

    Borrow

    $5.77

    0xf31cadb1...e9e6021d ago

    Spend

    $5.77

    to 0xE54A6b2A49…

    Repay

    $5.78

    0xa6330e8d...d1dbb323h ago

    fee$0.01154/ 6d
    L $0.00577S $0.002885R $0.002885
  18. loan#29879repaid

    Borrow

    $9.09

    0x05679929...9397801d ago

    Spend

    $9.09

    to 0xE54A6b2A49…

    Repay

    $9.10

    0x02d762a4...d549251d ago

    fee$0.01212/ 4d
    L $0.00606S $0.00303R $0.00303
  19. loan#29774repaid

    Borrow

    $8.66

    0xd187722e...0385c71d ago

    Spend

    $8.66

    to 0xE54A6b2A49…

    Repay

    $8.68

    0x7e2ce8f3...c579571d ago

    fee$0.01732/ 6d
    L $0.00866S $0.00433R $0.00433
  20. loan#29670repaid

    Borrow

    $8.70

    0x6975a9d7...9e67431d ago

    Spend

    $8.70

    to 0xE54A6b2A49…

    Repay

    $8.72

    0x5e015080...9b20271d ago

    fee$0.0174/ 6d
    L $0.0087S $0.00435R $0.00435
  21. loan#29567repaid

    Borrow

    $5.96

    0x348125f7...991dd71d ago

    Spend

    $5.96

    to 0xE54A6b2A49…

    Repay

    $5.97

    0x1db65b6f...c54b151d ago

    fee$0.007946/ 4d
    L $0.003974S $0.001986R $0.001986
  22. loan#29466repaid

    Borrow

    $8.72

    0xd9cdddac...7ff7351d ago

    Spend

    $8.72

    to 0xE54A6b2A49…

    Repay

    $8.73

    0xe3023c64...89e4481d ago

    fee$0.005813/ 2d
    L $0.002907S $0.001453R $0.001453
  23. loan#29360repaid

    Borrow

    $7.35

    0x0c084820...c695151d ago

    Spend

    $7.35

    to 0xE54A6b2A49…

    Repay

    $7.36

    0x904b7014...fca44d1d ago

    fee$0.01225/ 5d
    L $0.006126S $0.003062R $0.003062
  24. loan#29253repaid

    Borrow

    $5.70

    0x7159dfcf...f858ac1d ago

    Spend

    $5.70

    to 0xE54A6b2A49…

    Repay

    $5.71

    0xceef2a70...6f8b5f1d ago

    fee$0.0114/ 6d
    L $0.0057S $0.00285R $0.00285

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/6247.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31672$5.57$0.007426$0.003714$0.001856$0.0018564d1.2hactive
#31562$6.20$0.0062$0.0031$0.00155$0.001553d1.5hrepaid
#31454$5.28$0.01056$0.00528$0.00264$0.002646d1.5hrepaid
#31343$8.01$0.01602$0.00801$0.004005$0.0040056d1.5hrepaid
#31233$6.48$0.0108$0.0054$0.0027$0.00275d1.5hrepaid
#31111$6.22$0.004146$0.002074$0.001036$0.0010362d1.5hrepaid
#30996$7.80$0.0078$0.0039$0.00195$0.001953d1.5hrepaid
#30882$5.22$0.00696$0.00348$0.00174$0.001744d1.5hrepaid
#30765$8.59$0.005726$0.002864$0.001431$0.0014312d1.5hrepaid
#30650$6.05$0.008066$0.004034$0.002016$0.0020164d1.5hrepaid
#30556$5.75$0.0115$0.00575$0.002875$0.0028756d1.5hrepaid
#30475$7.94$0.00794$0.00397$0.001985$0.0019853d1.5hrepaid
#30371$8.23$0.013716$0.006858$0.003429$0.0034295d1.5hrepaid
#30277$9.34$0.006226$0.003114$0.001556$0.0015562d1.5hrepaid
#30171$7.46$0.01492$0.00746$0.00373$0.003736d1.5hrepaid
#30061$6.02$0.008026$0.004014$0.002006$0.0020064d1.5hrepaid
#29974$5.77$0.01154$0.00577$0.002885$0.0028856d1.5hrepaid
#29879$9.09$0.01212$0.00606$0.00303$0.003034d1.5hrepaid
#29774$8.66$0.01732$0.00866$0.00433$0.004336d1.5hrepaid
#29670$8.70$0.0174$0.0087$0.00435$0.004356d1.5hrepaid
#29567$5.96$0.007946$0.003974$0.001986$0.0019864d1.5hrepaid
#29466$8.72$0.005813$0.002907$0.001453$0.0014532d1.5hrepaid
#29360$7.35$0.01225$0.006126$0.003062$0.0030625d1.5hrepaid
#29253$5.70$0.0114$0.0057$0.00285$0.002856d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6247
Spending address
0xE54A6b...11660E
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.