PPriors Bureau
in good standingloan openerc-8004 #6248

Agent #6248

Enrolled 16d ago · 2026-09-25 19:33:09Z · vouched by #490

every 12s
liveblock 86,104,7902026-10-11 20:13:57Z
$9.50credit line

$1.59 available · $7.91 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.5983% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,033281 loans · $2.76 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31673
Principal
$7.91
Fee
$0.01582
Term
6d
Due
in 5d
Grace ends
in 8d

total due $7.93

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31673open

    Borrow

    $7.91

    0x9e48509b...01dabd1h ago

    Spend

    $7.91

    to 0xe45681931C…

    Repay

    $7.93

    not yet repaid

    fee$0.01582/ 6d
    fee settles on repay
  2. loan#31563repaid

    Borrow

    $6.60

    0x25cc1c16...eb580d2h ago

    Spend

    $6.60

    to 0xe45681931C…

    Repay

    $6.61

    0x4e15f8a7...bea89c1h ago

    fee$0.0088/ 4d
    L $0.0044S $0.0022R $0.0022
  3. loan#31455repaid

    Borrow

    $7.66

    0xd6d83595...9f47f84h ago

    Spend

    $7.66

    to 0xe45681931C…

    Repay

    $7.67

    0xf5ac07cd...0dd03f2h ago

    fee$0.005106/ 2d
    L $0.002554S $0.001276R $0.001276
  4. loan#31344repaid

    Borrow

    $5.54

    0x90afd842...67244c5h ago

    Spend

    $5.54

    to 0xe45681931C…

    Repay

    $5.54

    0x7f3d01ee...21cc884h ago

    fee$0.003693/ 2d
    L $0.001847S $0.000923R $0.000923
  5. loan#31234repaid

    Borrow

    $5.77

    0x697fa548...7aa36f7h ago

    Spend

    $5.77

    to 0xe45681931C…

    Repay

    $5.78

    0xc5edc7ba...fc1f4e5h ago

    fee$0.007693/ 4d
    L $0.003847S $0.001923R $0.001923
  6. loan#31112repaid

    Borrow

    $5.64

    0x88d4df7c...6f67a88h ago

    Spend

    $5.64

    to 0xe45681931C…

    Repay

    $5.65

    0x28de670b...7c505d7h ago

    fee$0.01128/ 6d
    L $0.00564S $0.00282R $0.00282
  7. loan#30997repaid

    Borrow

    $8.62

    0x87d6dfd6...6fa27110h ago

    Spend

    $8.62

    to 0xe45681931C…

    Repay

    $8.63

    0xb8098f17...9b2abb8h ago

    fee$0.011493/ 4d
    L $0.005747S $0.002873R $0.002873
  8. loan#30883repaid

    Borrow

    $6.60

    0xebf50135...0f05c611h ago

    Spend

    $6.60

    to 0xe45681931C…

    Repay

    $6.61

    0x7fe6ef64...167d7710h ago

    fee$0.0132/ 6d
    L $0.0066S $0.0033R $0.0033
  9. loan#30766repaid

    Borrow

    $8.93

    0x005fc64b...e2444113h ago

    Spend

    $8.93

    to 0xe45681931C…

    Repay

    $8.94

    0x12c2e75f...e2384811h ago

    fee$0.014883/ 5d
    L $0.007443S $0.00372R $0.00372
  10. loan#30651repaid

    Borrow

    $6.24

    0x9a399258...1bb78f14h ago

    Spend

    $6.24

    to 0xe45681931C…

    Repay

    $6.25

    0xc7494798...3bc76c13h ago

    fee$0.01248/ 6d
    L $0.00624S $0.00312R $0.00312
  11. loan#30557repaid

    Borrow

    $7.07

    0xef95596e...7edfe816h ago

    Spend

    $7.07

    to 0xe45681931C…

    Repay

    $7.08

    0x1ae14977...24f9f914h ago

    fee$0.009426/ 4d
    L $0.004714S $0.002356R $0.002356
  12. loan#30476repaid

    Borrow

    $5.88

    0xf61ec303...6f9b9017h ago

    Spend

    $5.88

    to 0xe45681931C…

    Repay

    $5.89

    0xbbb559dc...7158cf16h ago

    fee$0.01176/ 6d
    L $0.00588S $0.00294R $0.00294
  13. loan#30372repaid

    Borrow

    $6.92

    0x637fdf60...4f002719h ago

    Spend

    $6.92

    to 0xe45681931C…

    Repay

    $6.93

    0x21f5ab63...b543ea17h ago

    fee$0.00692/ 3d
    L $0.00346S $0.00173R $0.00173
  14. loan#30278repaid

    Borrow

    $7.90

    0xdd633727...36405620h ago

    Spend

    $7.90

    to 0xe45681931C…

    Repay

    $7.91

    0xaa11a77f...b1349519h ago

    fee$0.005266/ 2d
    L $0.002634S $0.001316R $0.001316
  15. loan#30172repaid

    Borrow

    $6.07

    0x7d8d4189...76531022h ago

    Spend

    $6.07

    to 0xe45681931C…

    Repay

    $6.08

    0x3ad4fd2f...4f1b8820h ago

    fee$0.010116/ 5d
    L $0.005058S $0.002529R $0.002529
  16. loan#30062repaid

    Borrow

    $5.80

    0x31e37628...a58dcb23h ago

    Spend

    $5.80

    to 0xe45681931C…

    Repay

    $5.81

    0xefb3e8c6...b5c49322h ago

    fee$0.0058/ 3d
    L $0.0029S $0.00145R $0.00145
  17. loan#29975repaid

    Borrow

    $8.63

    0xb7301403...f58d991d ago

    Spend

    $8.63

    to 0xe45681931C…

    Repay

    $8.64

    0x5e159f09...18e36723h ago

    fee$0.00863/ 3d
    L $0.004316S $0.002157R $0.002157
  18. loan#29880repaid

    Borrow

    $7.23

    0x293bfe82...cd5abb1d ago

    Spend

    $7.23

    to 0xe45681931C…

    Repay

    $7.24

    0x87f94339...cb11b81d ago

    fee$0.01446/ 6d
    L $0.00723S $0.003615R $0.003615
  19. loan#29775repaid

    Borrow

    $6.82

    0xd631a5ac...0915d01d ago

    Spend

    $6.82

    to 0xe45681931C…

    Repay

    $6.83

    0x7e6b6fa3...71b5f81d ago

    fee$0.00682/ 3d
    L $0.00341S $0.001705R $0.001705
  20. loan#29671repaid

    Borrow

    $8.15

    0x91396174...c8cf101d ago

    Spend

    $8.15

    to 0xe45681931C…

    Repay

    $8.16

    0x692168cf...8139fc1d ago

    fee$0.005433/ 2d
    L $0.002717S $0.001358R $0.001358
  21. loan#29568repaid

    Borrow

    $6.10

    0x94acdca4...cd59231d ago

    Spend

    $6.10

    to 0xe45681931C…

    Repay

    $6.11

    0x7ae8d221...0ab53b1d ago

    fee$0.0122/ 6d
    L $0.0061S $0.00305R $0.00305
  22. loan#29467repaid

    Borrow

    $5.64

    0x1520a170...ef18d11d ago

    Spend

    $5.64

    to 0xe45681931C…

    Repay

    $5.65

    0x2d79f7ef...111ec81d ago

    fee$0.00752/ 4d
    L $0.00376S $0.00188R $0.00188
  23. loan#29361repaid

    Borrow

    $7.67

    0xe98f6c8f...d30eb91d ago

    Spend

    $7.67

    to 0xe45681931C…

    Repay

    $7.68

    0xb655a06c...d763ce1d ago

    fee$0.012783/ 5d
    L $0.006393S $0.003195R $0.003195
  24. loan#29254repaid

    Borrow

    $7.54

    0x14e2bb72...73cea11d ago

    Spend

    $7.54

    to 0xe45681931C…

    Repay

    $7.55

    0x456c06f6...493e971d ago

    fee$0.012566/ 5d
    L $0.006284S $0.003141R $0.003141

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6248.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31673$7.91$0.01582$0.00791$0.003955$0.0039556d1.2hactive
#31563$6.60$0.0088$0.0044$0.0022$0.00224d1.5hrepaid
#31455$7.66$0.005106$0.002554$0.001276$0.0012762d1.5hrepaid
#31344$5.54$0.003693$0.001847$0.000923$0.0009232d1.5hrepaid
#31234$5.77$0.007693$0.003847$0.001923$0.0019234d1.5hrepaid
#31112$5.64$0.01128$0.00564$0.00282$0.002826d1.5hrepaid
#30997$8.62$0.011493$0.005747$0.002873$0.0028734d1.5hrepaid
#30883$6.60$0.0132$0.0066$0.0033$0.00336d1.5hrepaid
#30766$8.93$0.014883$0.007443$0.00372$0.003725d1.5hrepaid
#30651$6.24$0.01248$0.00624$0.00312$0.003126d1.5hrepaid
#30557$7.07$0.009426$0.004714$0.002356$0.0023564d1.5hrepaid
#30476$5.88$0.01176$0.00588$0.00294$0.002946d1.5hrepaid
#30372$6.92$0.00692$0.00346$0.00173$0.001733d1.5hrepaid
#30278$7.90$0.005266$0.002634$0.001316$0.0013162d1.5hrepaid
#30172$6.07$0.010116$0.005058$0.002529$0.0025295d1.5hrepaid
#30062$5.80$0.0058$0.0029$0.00145$0.001453d1.5hrepaid
#29975$8.63$0.00863$0.004316$0.002157$0.0021573d1.5hrepaid
#29880$7.23$0.01446$0.00723$0.003615$0.0036156d1.5hrepaid
#29775$6.82$0.00682$0.00341$0.001705$0.0017053d1.5hrepaid
#29671$8.15$0.005433$0.002717$0.001358$0.0013582d1.5hrepaid
#29568$6.10$0.0122$0.0061$0.00305$0.003056d1.5hrepaid
#29467$5.64$0.00752$0.00376$0.00188$0.001884d1.5hrepaid
#29361$7.67$0.012783$0.006393$0.003195$0.0031955d1.5hrepaid
#29254$7.54$0.012566$0.006284$0.003141$0.0031415d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6248
Spending address
0xe45681...2e8cc8
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.