PPriors Bureau
in good standingloan openerc-8004 #6249

Agent #6249

Enrolled 15d ago · 2026-09-25 19:33:32Z · vouched by #6191

every 12s
liveblock 86,036,1242026-10-11 18:16:17Z
$9.50credit line

$2.90 available · $6.60 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.9069% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,990272 loans · $2.64 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31564
Principal
$6.60
Fee
$0.0044
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.60

borrow → spend → repay

Credit cycles (348 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31564open

    Borrow

    $6.60

    0xd3b1dea6...0490c341m ago

    Spend

    $6.60

    to 0xE3044E004A…

    Repay

    $6.60

    not yet repaid

    fee$0.0044/ 2d
    fee settles on repay
  2. loan#31456repaid

    Borrow

    $5.24

    0x5ad09977...8aa6b72h ago

    Spend

    $5.24

    to 0xE3044E004A…

    Repay

    $5.25

    0x3b4d32c4...45917841m ago

    fee$0.01048/ 6d
    L $0.00524S $0.00262R $0.00262
  3. loan#31345repaid

    Borrow

    $8.73

    0x4dbeae7d...6754863h ago

    Spend

    $8.73

    to 0xE3044E004A…

    Repay

    $8.74

    0xe56260d8...72e4b02h ago

    fee$0.00873/ 3d
    L $0.004366S $0.002182R $0.002182
  4. loan#31235repaid

    Borrow

    $9.10

    0xa8b144a0...dd9d9b5h ago

    Spend

    $9.10

    to 0xE3044E004A…

    Repay

    $9.12

    0x249bbeaf...7979433h ago

    fee$0.0182/ 6d
    L $0.0091S $0.00455R $0.00455
  5. loan#31113repaid

    Borrow

    $7.49

    0x22e6aa82...a521bd6h ago

    Spend

    $7.49

    to 0xE3044E004A…

    Repay

    $7.50

    0x12553a0e...8e5e795h ago

    fee$0.00749/ 3d
    L $0.003746S $0.001872R $0.001872
  6. loan#30998repaid

    Borrow

    $7.58

    0x88c715a5...08cb338h ago

    Spend

    $7.58

    to 0xE3044E004A…

    Repay

    $7.59

    0xa9b86942...6dede66h ago

    fee$0.005053/ 2d
    L $0.002527S $0.001263R $0.001263
  7. loan#30884repaid

    Borrow

    $8.64

    0xc133629d...81d0df9h ago

    Spend

    $8.64

    to 0xE3044E004A…

    Repay

    $8.65

    0xc3c7965a...968c008h ago

    fee$0.00576/ 2d
    L $0.00288S $0.00144R $0.00144
  8. loan#30767repaid

    Borrow

    $7.20

    0x1a6949f7...0eaaad11h ago

    Spend

    $7.20

    to 0xE3044E004A…

    Repay

    $7.21

    0x635c9a97...cfc3439h ago

    fee$0.0096/ 4d
    L $0.0048S $0.0024R $0.0024
  9. loan#30652repaid

    Borrow

    $7.02

    0xbda9241e...523cf812h ago

    Spend

    $7.02

    to 0xE3044E004A…

    Repay

    $7.03

    0xe2dbb954...a1ca1311h ago

    fee$0.01404/ 6d
    L $0.00702S $0.00351R $0.00351
  10. loan#30558repaid

    Borrow

    $9.06

    0x48739667...776a7b14h ago

    Spend

    $9.06

    to 0xE3044E004A…

    Repay

    $9.08

    0x48de2dd2...16e98e12h ago

    fee$0.0151/ 5d
    L $0.00755S $0.003775R $0.003775
  11. loan#30373repaid

    Borrow

    $8.95

    0x9df0af6a...771f5e17h ago

    Spend

    $8.95

    to 0xE3044E004A…

    Repay

    $8.96

    0x7f2512de...6009c414h ago

    fee$0.014916/ 5d
    L $0.007458S $0.003729R $0.003729
  12. loan#30279repaid

    Borrow

    $5.65

    0xbd85edb1...c713ee18h ago

    Spend

    $5.65

    to 0xE3044E004A…

    Repay

    $5.66

    0x4265a381...47e8d417h ago

    fee$0.00565/ 3d
    L $0.002826S $0.001412R $0.001412
  13. loan#29976repaid

    Borrow

    $8.04

    0x179e7407...06a46323h ago

    Spend

    $8.04

    to 0xE3044E004A…

    Repay

    $8.05

    0xb4d7791a...be1ba320h ago

    fee$0.00536/ 2d
    L $0.00268S $0.00134R $0.00134
  14. loan#29881repaid

    Borrow

    $5.34

    0x526f3aa8...7c54e61d ago

    Spend

    $5.34

    to 0xE3044E004A…

    Repay

    $5.35

    0x565bd2bb...a2a16923h ago

    fee$0.00534/ 3d
    L $0.00267S $0.001335R $0.001335
  15. loan#29776repaid

    Borrow

    $9.42

    0xb8d86794...c07d871d ago

    Spend

    $9.42

    to 0xE3044E004A…

    Repay

    $9.43

    0x3619303a...bda3571d ago

    fee$0.00628/ 2d
    L $0.00314S $0.00157R $0.00157
  16. loan#29672repaid

    Borrow

    $8.19

    0xf7d6b163...ac988f1d ago

    Spend

    $8.19

    to 0xE3044E004A…

    Repay

    $8.20

    0x68f866fb...d2c4151d ago

    fee$0.00546/ 2d
    L $0.00273S $0.001365R $0.001365
  17. loan#29569repaid

    Borrow

    $8.73

    0xbefb47d4...bbc3ac1d ago

    Spend

    $8.73

    to 0xE3044E004A…

    Repay

    $8.74

    0x7d8b2a72...ef88191d ago

    fee$0.01164/ 4d
    L $0.00582S $0.00291R $0.00291
  18. loan#29468repaid

    Borrow

    $9.07

    0x57b80641...ce29cf1d ago

    Spend

    $9.07

    to 0xE3044E004A…

    Repay

    $9.08

    0x284c4f88...566b751d ago

    fee$0.012093/ 4d
    L $0.006047S $0.003023R $0.003023
  19. loan#29363repaid

    Borrow

    $5.30

    0x087943b6...460ad51d ago

    Spend

    $5.30

    to 0xE3044E004A…

    Repay

    $5.31

    0x84556417...7e644f1d ago

    fee$0.0053/ 3d
    L $0.00265S $0.001325R $0.001325
  20. loan#29255repaid

    Borrow

    $5.20

    0x2c38020d...e2e6a41d ago

    Spend

    $5.20

    to 0xE3044E004A…

    Repay

    $5.21

    0x2f008ae4...e743ce1d ago

    fee$0.0104/ 6d
    L $0.0052S $0.0026R $0.0026
  21. loan#29150repaid

    Borrow

    $7.30

    0x169fdf91...56c2041d ago

    Spend

    $7.30

    to 0xE3044E004A…

    Repay

    $7.31

    0x7154f7f5...1cd4a71d ago

    fee$0.0146/ 6d
    L $0.0073S $0.00365R $0.00365
  22. loan#29037repaid

    Borrow

    $7.37

    0xeb522f75...df502a1d ago

    Spend

    $7.37

    to 0xE3044E004A…

    Repay

    $7.37

    0x7b672ddb...ae995e1d ago

    fee$0.004913/ 2d
    L $0.002457S $0.001228R $0.001228
  23. loan#28927repaid

    Borrow

    $8.37

    0x8ca470f7...2359031d ago

    Spend

    $8.37

    to 0xE3044E004A…

    Repay

    $8.39

    0x234e53b2...f03a071d ago

    fee$0.01674/ 6d
    L $0.00837S $0.004185R $0.004185
  24. loan#28815repaid

    Borrow

    $5.35

    0x104fbc8a...10f3d11d ago

    Spend

    $5.35

    to 0xE3044E004A…

    Repay

    $5.36

    0xcb6aa722...cdb5621d ago

    fee$0.00535/ 3d
    L $0.002676S $0.001337R $0.001337

Showing the 24 most recent cycles of 348 logged events. The full set is available from /api/agent/6249.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31564$6.60$0.0044$0.0022$0.0011$0.00112d41.9mactive
#31456$5.24$0.01048$0.00524$0.00262$0.002626d1.5hrepaid
#31345$8.73$0.00873$0.004366$0.002182$0.0021823d1.5hrepaid
#31235$9.10$0.0182$0.0091$0.00455$0.004556d1.5hrepaid
#31113$7.49$0.00749$0.003746$0.001872$0.0018723d1.5hrepaid
#30998$7.58$0.005053$0.002527$0.001263$0.0012632d1.5hrepaid
#30884$8.64$0.00576$0.00288$0.00144$0.001442d1.5hrepaid
#30767$7.20$0.0096$0.0048$0.0024$0.00244d1.5hrepaid
#30652$7.02$0.01404$0.00702$0.00351$0.003516d1.5hrepaid
#30558$9.06$0.0151$0.00755$0.003775$0.0037755d1.5hrepaid
#30373$8.95$0.014916$0.007458$0.003729$0.0037295d3hrepaid
#30279$5.65$0.00565$0.002826$0.001412$0.0014123d1.5hrepaid
#29976$8.04$0.00536$0.00268$0.00134$0.001342d3hrepaid
#29881$5.34$0.00534$0.00267$0.001335$0.0013353d1.5hrepaid
#29776$9.42$0.00628$0.00314$0.00157$0.001572d1.5hrepaid
#29672$8.19$0.00546$0.00273$0.001365$0.0013652d1.5hrepaid
#29569$8.73$0.01164$0.00582$0.00291$0.002914d1.5hrepaid
#29468$9.07$0.012093$0.006047$0.003023$0.0030234d1.5hrepaid
#29363$5.30$0.0053$0.00265$0.001325$0.0013253d1.5hrepaid
#29255$5.20$0.0104$0.0052$0.0026$0.00266d1.5hrepaid
#29150$7.30$0.0146$0.0073$0.00365$0.003656d1.5hrepaid
#29037$7.37$0.004913$0.002457$0.001228$0.0012282d1.5hrepaid
#28927$8.37$0.01674$0.00837$0.004185$0.0041856d1.5hrepaid
#28815$5.35$0.00535$0.002676$0.001337$0.0013373d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6249
Spending address
0xE3044E...Db7f35
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.