PPriors Bureau
in good standingloan openerc-8004 #6250

Agent #6250

Enrolled 15d ago · 2026-09-25 19:33:56Z · vouched by #490

every 12s
liveblock 86,037,2562026-10-11 18:18:13Z
$9.50credit line

$3.77 available · $5.73 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.7760% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,979275 loans · $2.70 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31565
Principal
$5.73
Fee
$0.00573
Term
3d
Due
in 2d
Grace ends
in 5d

total due $5.74

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31565open

    Borrow

    $5.73

    0x9d2d2fdd...1262f142m ago

    Spend

    $5.73

    to 0x99A5fBd39F…

    Repay

    $5.74

    not yet repaid

    fee$0.00573/ 3d
    fee settles on repay
  2. loan#31457repaid

    Borrow

    $8.23

    0xa89e96ac...05ea852h ago

    Spend

    $8.23

    to 0x99A5fBd39F…

    Repay

    $8.24

    0x87e0846d...33a7e042m ago

    fee$0.00823/ 3d
    L $0.004116S $0.002057R $0.002057
  3. loan#31346repaid

    Borrow

    $9.48

    0x173c1700...a76a753h ago

    Spend

    $9.48

    to 0x99A5fBd39F…

    Repay

    $9.50

    0xd27fe102...5297782h ago

    fee$0.01896/ 6d
    L $0.00948S $0.00474R $0.00474
  4. loan#31236repaid

    Borrow

    $9.35

    0xcc923390...8b116e5h ago

    Spend

    $9.35

    to 0x99A5fBd39F…

    Repay

    $9.36

    0x3dd40055...38ec693h ago

    fee$0.00935/ 3d
    L $0.004676S $0.002337R $0.002337
  5. loan#31114repaid

    Borrow

    $5.10

    0xb79eb16a...fe0f056h ago

    Spend

    $5.10

    to 0x99A5fBd39F…

    Repay

    $5.11

    0xfb20959e...1764485h ago

    fee$0.0085/ 5d
    L $0.00425S $0.002125R $0.002125
  6. loan#30999repaid

    Borrow

    $9.27

    0x11b1f6d9...325a7d8h ago

    Spend

    $9.27

    to 0x99A5fBd39F…

    Repay

    $9.28

    0x2f5cdb8b...d13c746h ago

    fee$0.00927/ 3d
    L $0.004636S $0.002317R $0.002317
  7. loan#30885repaid

    Borrow

    $6.48

    0x1965bbf4...0adbae9h ago

    Spend

    $6.48

    to 0x99A5fBd39F…

    Repay

    $6.49

    0xcd5198f2...250e0e8h ago

    fee$0.01296/ 6d
    L $0.00648S $0.00324R $0.00324
  8. loan#30768repaid

    Borrow

    $9.01

    0xcb6c6419...6710a411h ago

    Spend

    $9.01

    to 0x99A5fBd39F…

    Repay

    $9.03

    0xba0cc1ac...33ab529h ago

    fee$0.015016/ 5d
    L $0.007508S $0.003754R $0.003754
  9. loan#30654repaid

    Borrow

    $7.04

    0xd1889061...b43d4e12h ago

    Spend

    $7.04

    to 0x99A5fBd39F…

    Repay

    $7.05

    0x257c079e...6e029011h ago

    fee$0.011733/ 5d
    L $0.005867S $0.002933R $0.002933
  10. loan#30478repaid

    Borrow

    $5.66

    0xcf1d0f60...20cf4715h ago

    Spend

    $5.66

    to 0x99A5fBd39F…

    Repay

    $5.66

    0xc8761bda...ef206212h ago

    fee$0.003773/ 2d
    L $0.001887S $0.000943R $0.000943
  11. loan#30374repaid

    Borrow

    $7.12

    0x37d418e9...1151e417h ago

    Spend

    $7.12

    to 0x99A5fBd39F…

    Repay

    $7.13

    0x1c91323f...1fb31515h ago

    fee$0.01424/ 6d
    L $0.00712S $0.00356R $0.00356
  12. loan#30280repaid

    Borrow

    $6.97

    0x0507bb00...69791918h ago

    Spend

    $6.97

    to 0x99A5fBd39F…

    Repay

    $6.98

    0x29dc945b...1d805717h ago

    fee$0.011616/ 5d
    L $0.005808S $0.002904R $0.002904
  13. loan#30173repaid

    Borrow

    $7.80

    0x7bb48fec...34619320h ago

    Spend

    $7.80

    to 0x99A5fBd39F…

    Repay

    $7.82

    0x0dfa9d2c...82174e18h ago

    fee$0.0156/ 6d
    L $0.0078S $0.0039R $0.0039
  14. loan#30063repaid

    Borrow

    $6.77

    0x202b33b2...ba21bc21h ago

    Spend

    $6.77

    to 0x99A5fBd39F…

    Repay

    $6.78

    0x905ef0fa...2def1f20h ago

    fee$0.011283/ 5d
    L $0.005643S $0.00282R $0.00282
  15. loan#29882repaid

    Borrow

    $9.20

    0x1ccd5a51...8c8c191d ago

    Spend

    $9.20

    to 0x99A5fBd39F…

    Repay

    $9.21

    0xa03934cf...6a870d23h ago

    fee$0.0092/ 3d
    L $0.0046S $0.0023R $0.0023
  16. loan#29777repaid

    Borrow

    $5.17

    0x76b3082f...eb26e81d ago

    Spend

    $5.17

    to 0x99A5fBd39F…

    Repay

    $5.18

    0xca4da860...1964531d ago

    fee$0.006893/ 4d
    L $0.003447S $0.001723R $0.001723
  17. loan#29674repaid

    Borrow

    $7.49

    0xdbea2d27...8443061d ago

    Spend

    $7.49

    to 0x99A5fBd39F…

    Repay

    $7.49

    0xac481645...a087d61d ago

    fee$0.004993/ 2d
    L $0.002497S $0.001248R $0.001248
  18. loan#29570repaid

    Borrow

    $6.24

    0x29ffe7d6...8db4dc1d ago

    Spend

    $6.24

    to 0x99A5fBd39F…

    Repay

    $6.25

    0x3b16f899...93680c1d ago

    fee$0.00832/ 4d
    L $0.00416S $0.00208R $0.00208
  19. loan#29469repaid

    Borrow

    $5.11

    0xe00c77ae...6fdf271d ago

    Spend

    $5.11

    to 0x99A5fBd39F…

    Repay

    $5.12

    0x9f76582b...d747fe1d ago

    fee$0.01022/ 6d
    L $0.00511S $0.002555R $0.002555
  20. loan#29364repaid

    Borrow

    $6.31

    0xb489d9ce...fe98eb1d ago

    Spend

    $6.31

    to 0x99A5fBd39F…

    Repay

    $6.32

    0x25f85398...4d1f0f1d ago

    fee$0.01262/ 6d
    L $0.00631S $0.003155R $0.003155
  21. loan#29257repaid

    Borrow

    $6.46

    0x4d21bf72...bb78091d ago

    Spend

    $6.46

    to 0x99A5fBd39F…

    Repay

    $6.47

    0x51223ef3...0ea4591d ago

    fee$0.01292/ 6d
    L $0.00646S $0.00323R $0.00323
  22. loan#29151repaid

    Borrow

    $6.77

    0x9bdf8003...feed6e1d ago

    Spend

    $6.77

    to 0x99A5fBd39F…

    Repay

    $6.78

    0x9cd35102...d77b301d ago

    fee$0.00677/ 3d
    L $0.003386S $0.001692R $0.001692
  23. loan#29038repaid

    Borrow

    $8.55

    0xf147f375...bfd0711d ago

    Spend

    $8.55

    to 0x99A5fBd39F…

    Repay

    $8.57

    0x63124381...82b65f1d ago

    fee$0.0171/ 6d
    L $0.00855S $0.004275R $0.004275
  24. loan#28929repaid

    Borrow

    $6.93

    0xd7b4c626...678fb01d ago

    Spend

    $6.93

    to 0x99A5fBd39F…

    Repay

    $6.94

    0x53b4f09a...e335691d ago

    fee$0.01386/ 6d
    L $0.00693S $0.003465R $0.003465

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6250.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31565$5.73$0.00573$0.002866$0.001432$0.0014323d42.8mactive
#31457$8.23$0.00823$0.004116$0.002057$0.0020573d1.5hrepaid
#31346$9.48$0.01896$0.00948$0.00474$0.004746d1.5hrepaid
#31236$9.35$0.00935$0.004676$0.002337$0.0023373d1.5hrepaid
#31114$5.10$0.0085$0.00425$0.002125$0.0021255d1.5hrepaid
#30999$9.27$0.00927$0.004636$0.002317$0.0023173d1.5hrepaid
#30885$6.48$0.01296$0.00648$0.00324$0.003246d1.5hrepaid
#30768$9.01$0.015016$0.007508$0.003754$0.0037545d1.5hrepaid
#30654$7.04$0.011733$0.005867$0.002933$0.0029335d1.5hrepaid
#30478$5.66$0.003773$0.001887$0.000943$0.0009432d3hrepaid
#30374$7.12$0.01424$0.00712$0.00356$0.003566d1.5hrepaid
#30280$6.97$0.011616$0.005808$0.002904$0.0029045d1.5hrepaid
#30173$7.80$0.0156$0.0078$0.0039$0.00396d1.5hrepaid
#30063$6.77$0.011283$0.005643$0.00282$0.002825d1.5hrepaid
#29882$9.20$0.0092$0.0046$0.0023$0.00233d1.5hrepaid
#29777$5.17$0.006893$0.003447$0.001723$0.0017234d1.5hrepaid
#29674$7.49$0.004993$0.002497$0.001248$0.0012482d1.5hrepaid
#29570$6.24$0.00832$0.00416$0.00208$0.002084d1.5hrepaid
#29469$5.11$0.01022$0.00511$0.002555$0.0025556d1.5hrepaid
#29364$6.31$0.01262$0.00631$0.003155$0.0031556d1.5hrepaid
#29257$6.46$0.01292$0.00646$0.00323$0.003236d1.5hrepaid
#29151$6.77$0.00677$0.003386$0.001692$0.0016923d1.5hrepaid
#29038$8.55$0.0171$0.00855$0.004275$0.0042756d1.5hrepaid
#28929$6.93$0.01386$0.00693$0.003465$0.0034656d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6250
Spending address
0x99A5fB...8cc3f0
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.