PPriors Bureau
in good standingloan openerc-8004 #6251

Agent #6251

Enrolled 16d ago · 2026-09-25 19:34:17Z · vouched by #6191

every 12s
liveblock 86,105,1682026-10-11 20:14:35Z
$9.50credit line

$4.15 available · $5.35 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.1556% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,022281 loans · $2.66 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31676
Principal
$5.35
Fee
$0.003566
Term
2d
Due
in 1d
Grace ends
in 4d

total due $5.35

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31676open

    Borrow

    $5.35

    0xde35ffcd...50e4901h ago

    Spend

    $5.35

    to 0x7513B50d34…

    Repay

    $5.35

    not yet repaid

    fee$0.003566/ 2d
    fee settles on repay
  2. loan#31566repaid

    Borrow

    $8.41

    0x73e0dc5d...e2a6e62h ago

    Spend

    $8.41

    to 0x7513B50d34…

    Repay

    $8.42

    0xe9e11c17...87c7f21h ago

    fee$0.00841/ 3d
    L $0.004206S $0.002102R $0.002102
  3. loan#31458repaid

    Borrow

    $8.20

    0x37e6b23f...c531d84h ago

    Spend

    $8.20

    to 0x7513B50d34…

    Repay

    $8.21

    0x0ed4488e...8b4f2f2h ago

    fee$0.0082/ 3d
    L $0.0041S $0.00205R $0.00205
  4. loan#31347repaid

    Borrow

    $6.59

    0x38942ac5...afb92c5h ago

    Spend

    $6.59

    to 0x7513B50d34…

    Repay

    $6.60

    0xf4dc9176...71e7de4h ago

    fee$0.01318/ 6d
    L $0.00659S $0.003295R $0.003295
  5. loan#31237repaid

    Borrow

    $5.18

    0xdb2daf7c...5cb2947h ago

    Spend

    $5.18

    to 0x7513B50d34…

    Repay

    $5.19

    0xa12bccb7...f6651f5h ago

    fee$0.01036/ 6d
    L $0.00518S $0.00259R $0.00259
  6. loan#31115repaid

    Borrow

    $6.69

    0x45f36705...a6cd9d8h ago

    Spend

    $6.69

    to 0x7513B50d34…

    Repay

    $6.70

    0x7f7abe11...2ff8ba7h ago

    fee$0.00669/ 3d
    L $0.003346S $0.001672R $0.001672
  7. loan#31000repaid

    Borrow

    $7.47

    0xab3e6ebf...f626aa10h ago

    Spend

    $7.47

    to 0x7513B50d34…

    Repay

    $7.48

    0xecb83390...54d0f28h ago

    fee$0.01494/ 6d
    L $0.00747S $0.003735R $0.003735
  8. loan#30886repaid

    Borrow

    $5.11

    0xae3965db...9c6cae11h ago

    Spend

    $5.11

    to 0x7513B50d34…

    Repay

    $5.11

    0xd0e40fad...994c7410h ago

    fee$0.003406/ 2d
    L $0.001704S $0.000851R $0.000851
  9. loan#30769repaid

    Borrow

    $5.83

    0x880307b1...06bc0213h ago

    Spend

    $5.83

    to 0x7513B50d34…

    Repay

    $5.84

    0x008ad537...8edf8d11h ago

    fee$0.01166/ 6d
    L $0.00583S $0.002915R $0.002915
  10. loan#30655repaid

    Borrow

    $6.37

    0xa2b8c7cc...567abe14h ago

    Spend

    $6.37

    to 0x7513B50d34…

    Repay

    $6.37

    0x5ffba313...ff06c113h ago

    fee$0.004246/ 2d
    L $0.002124S $0.001061R $0.001061
  11. loan#30560repaid

    Borrow

    $5.11

    0x9dad6ccd...a0edf016h ago

    Spend

    $5.11

    to 0x7513B50d34…

    Repay

    $5.11

    0x0de4d7dc...ec09c514h ago

    fee$0.003406/ 2d
    L $0.001704S $0.000851R $0.000851
  12. loan#30375repaid

    Borrow

    $5.40

    0x50e5788a...782a7d19h ago

    Spend

    $5.40

    to 0x7513B50d34…

    Repay

    $5.41

    0x24b60e1a...1f6ebc17h ago

    fee$0.009/ 5d
    L $0.0045S $0.00225R $0.00225
  13. loan#30281repaid

    Borrow

    $7.16

    0xac68adb4...40841120h ago

    Spend

    $7.16

    to 0x7513B50d34…

    Repay

    $7.17

    0xc663f4f8...2178bd19h ago

    fee$0.01432/ 6d
    L $0.00716S $0.00358R $0.00358
  14. loan#30174repaid

    Borrow

    $9.44

    0xe4808146...8f790c22h ago

    Spend

    $9.44

    to 0x7513B50d34…

    Repay

    $9.45

    0x86c67d07...f65c0920h ago

    fee$0.00944/ 3d
    L $0.00472S $0.00236R $0.00236
  15. loan#30064repaid

    Borrow

    $8.31

    0x9ac4707f...99f41e23h ago

    Spend

    $8.31

    to 0x7513B50d34…

    Repay

    $8.32

    0xad250c71...33b76c22h ago

    fee$0.01385/ 5d
    L $0.006926S $0.003462R $0.003462
  16. loan#29977repaid

    Borrow

    $8.18

    0xb0d1d536...e985411d ago

    Spend

    $8.18

    to 0x7513B50d34…

    Repay

    $8.19

    0x080b2603...b70c5523h ago

    fee$0.005453/ 2d
    L $0.002727S $0.001363R $0.001363
  17. loan#29883repaid

    Borrow

    $5.25

    0x637aa7c8...0d3f851d ago

    Spend

    $5.25

    to 0x7513B50d34…

    Repay

    $5.26

    0x47fc6b9a...51bcd71d ago

    fee$0.007/ 4d
    L $0.0035S $0.00175R $0.00175
  18. loan#29778repaid

    Borrow

    $6.80

    0x60419d1b...0685e51d ago

    Spend

    $6.80

    to 0x7513B50d34…

    Repay

    $6.81

    0x1b99c3ba...7cd2be1d ago

    fee$0.0068/ 3d
    L $0.0034S $0.0017R $0.0017
  19. loan#29675repaid

    Borrow

    $5.65

    0xb738881d...4e93b31d ago

    Spend

    $5.65

    to 0x7513B50d34…

    Repay

    $5.66

    0xd9669aef...815f321d ago

    fee$0.0113/ 6d
    L $0.00565S $0.002825R $0.002825
  20. loan#29571repaid

    Borrow

    $9.27

    0xd732958b...9941a21d ago

    Spend

    $9.27

    to 0x7513B50d34…

    Repay

    $9.28

    0xd948e01f...caeb851d ago

    fee$0.00618/ 2d
    L $0.00309S $0.001545R $0.001545
  21. loan#29470repaid

    Borrow

    $6.82

    0xa38626f1...396ded1d ago

    Spend

    $6.82

    to 0x7513B50d34…

    Repay

    $6.83

    0xfb47ab44...b3025b1d ago

    fee$0.00682/ 3d
    L $0.00341S $0.001705R $0.001705
  22. loan#29365repaid

    Borrow

    $8.54

    0x89b67053...b312d11d ago

    Spend

    $8.54

    to 0x7513B50d34…

    Repay

    $8.55

    0xa6301637...f81f711d ago

    fee$0.005693/ 2d
    L $0.002847S $0.001423R $0.001423
  23. loan#29258repaid

    Borrow

    $8.16

    0x1afc7f43...65dafe1d ago

    Spend

    $8.16

    to 0x7513B50d34…

    Repay

    $8.17

    0xfa8d01e2...4808e71d ago

    fee$0.00816/ 3d
    L $0.00408S $0.00204R $0.00204
  24. loan#29152repaid

    Borrow

    $5.57

    0x4471306f...20b0bc1d ago

    Spend

    $5.57

    to 0x7513B50d34…

    Repay

    $5.58

    0xd757e5e7...fd81571d ago

    fee$0.00557/ 3d
    L $0.002786S $0.001392R $0.001392

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6251.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31676$5.35$0.003566$0.001784$0.000891$0.0008912d1.1hactive
#31566$8.41$0.00841$0.004206$0.002102$0.0021023d1.5hrepaid
#31458$8.20$0.0082$0.0041$0.00205$0.002053d1.5hrepaid
#31347$6.59$0.01318$0.00659$0.003295$0.0032956d1.5hrepaid
#31237$5.18$0.01036$0.00518$0.00259$0.002596d1.5hrepaid
#31115$6.69$0.00669$0.003346$0.001672$0.0016723d1.5hrepaid
#31000$7.47$0.01494$0.00747$0.003735$0.0037356d1.5hrepaid
#30886$5.11$0.003406$0.001704$0.000851$0.0008512d1.5hrepaid
#30769$5.83$0.01166$0.00583$0.002915$0.0029156d1.5hrepaid
#30655$6.37$0.004246$0.002124$0.001061$0.0010612d1.5hrepaid
#30560$5.11$0.003406$0.001704$0.000851$0.0008512d1.5hrepaid
#30375$5.40$0.009$0.0045$0.00225$0.002255d1.5hrepaid
#30281$7.16$0.01432$0.00716$0.00358$0.003586d1.5hrepaid
#30174$9.44$0.00944$0.00472$0.00236$0.002363d1.5hrepaid
#30064$8.31$0.01385$0.006926$0.003462$0.0034625d1.5hrepaid
#29977$8.18$0.005453$0.002727$0.001363$0.0013632d1.5hrepaid
#29883$5.25$0.007$0.0035$0.00175$0.001754d1.5hrepaid
#29778$6.80$0.0068$0.0034$0.0017$0.00173d1.5hrepaid
#29675$5.65$0.0113$0.00565$0.002825$0.0028256d1.5hrepaid
#29571$9.27$0.00618$0.00309$0.001545$0.0015452d1.5hrepaid
#29470$6.82$0.00682$0.00341$0.001705$0.0017053d1.5hrepaid
#29365$8.54$0.005693$0.002847$0.001423$0.0014232d1.5hrepaid
#29258$8.16$0.00816$0.00408$0.00204$0.002043d1.5hrepaid
#29152$5.57$0.00557$0.002786$0.001392$0.0013923d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6251
Spending address
0x7513B5...8457d4
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.