PPriors Bureau
in good standingloan openerc-8004 #6253

Agent #6253

Enrolled 16d ago · 2026-09-25 19:35:06Z · vouched by #6191

every 12s
liveblock 86,135,7022026-10-11 21:06:43Z
$9.50credit line

$0.75 available · $8.75 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.7592% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,059281 loans · $2.73 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    117.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31789
Principal
$8.75
Fee
$0.0175
Term
6d
Due
in 5d
Grace ends
in 8d

total due $8.77

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31789open

    Borrow

    $8.75

    0xb723918b...31edfe28m ago

    Spend

    $8.75

    to 0x9BC39e8b0E…

    Repay

    $8.77

    not yet repaid

    fee$0.0175/ 6d
    fee settles on repay
  2. loan#31678repaid

    Borrow

    $5.90

    0x497f135e...6bf9a51h ago

    Spend

    $5.90

    to 0x9BC39e8b0E…

    Repay

    $5.91

    0xf693d94f...c8f57228m ago

    fee$0.009833/ 5d
    L $0.004917S $0.002458R $0.002458
  3. loan#31568repaid

    Borrow

    $8.07

    0x69ba5265...d8f5643h ago

    Spend

    $8.07

    to 0x9BC39e8b0E…

    Repay

    $8.08

    0x68d80ac8...698bd51h ago

    fee$0.00538/ 2d
    L $0.00269S $0.001345R $0.001345
  4. loan#31460repaid

    Borrow

    $6.76

    0x72c94c17...f9d23e4h ago

    Spend

    $6.76

    to 0x9BC39e8b0E…

    Repay

    $6.77

    0x7d576d94...e4b6413h ago

    fee$0.00676/ 3d
    L $0.00338S $0.00169R $0.00169
  5. loan#31349repaid

    Borrow

    $7.40

    0xc0d8237e...8960396h ago

    Spend

    $7.40

    to 0x9BC39e8b0E…

    Repay

    $7.41

    0x03522b7b...c4383b4h ago

    fee$0.0074/ 3d
    L $0.0037S $0.00185R $0.00185
  6. loan#31239repaid

    Borrow

    $7.52

    0x0ea0e827...e933287h ago

    Spend

    $7.52

    to 0x9BC39e8b0E…

    Repay

    $7.53

    0x48f7ed38...aa3a106h ago

    fee$0.012533/ 5d
    L $0.006267S $0.003133R $0.003133
  7. loan#31117repaid

    Borrow

    $5.65

    0x8e3d63a6...d762cc9h ago

    Spend

    $5.65

    to 0x9BC39e8b0E…

    Repay

    $5.66

    0xc9b02df1...59f8677h ago

    fee$0.007533/ 4d
    L $0.003767S $0.001883R $0.001883
  8. loan#31002repaid

    Borrow

    $7.11

    0x471e0d40...6123bf10h ago

    Spend

    $7.11

    to 0x9BC39e8b0E…

    Repay

    $7.12

    0x5bc0bd4a...ffb08e9h ago

    fee$0.01185/ 5d
    L $0.005926S $0.002962R $0.002962
  9. loan#30888repaid

    Borrow

    $7.63

    0xd6976e90...b1176712h ago

    Spend

    $7.63

    to 0x9BC39e8b0E…

    Repay

    $7.64

    0x7dda9add...7f445b10h ago

    fee$0.00763/ 3d
    L $0.003816S $0.001907R $0.001907
  10. loan#30771repaid

    Borrow

    $6.93

    0x550352d0...b62cf913h ago

    Spend

    $6.93

    to 0x9BC39e8b0E…

    Repay

    $6.94

    0x24b3ff27...1a4e4e12h ago

    fee$0.00693/ 3d
    L $0.003466S $0.001732R $0.001732
  11. loan#30657repaid

    Borrow

    $6.84

    0x8284f8eb...58e0b315h ago

    Spend

    $6.84

    to 0x9BC39e8b0E…

    Repay

    $6.85

    0xe77c42d9...ac832913h ago

    fee$0.00912/ 4d
    L $0.00456S $0.00228R $0.00228
  12. loan#30562repaid

    Borrow

    $7.61

    0x5bf13560...1251a716h ago

    Spend

    $7.61

    to 0x9BC39e8b0E…

    Repay

    $7.62

    0xc3a31b54...d6f6fe15h ago

    fee$0.010146/ 4d
    L $0.005074S $0.002536R $0.002536
  13. loan#30479repaid

    Borrow

    $6.32

    0x875a73a8...7e2b2c18h ago

    Spend

    $6.32

    to 0x9BC39e8b0E…

    Repay

    $6.32

    0xaab10b0f...e4e03416h ago

    fee$0.004213/ 2d
    L $0.002107S $0.001053R $0.001053
  14. loan#30377repaid

    Borrow

    $7.25

    0xc92bc21a...6be89a19h ago

    Spend

    $7.25

    to 0x9BC39e8b0E…

    Repay

    $7.26

    0x4644e04a...a9e43c18h ago

    fee$0.0145/ 6d
    L $0.00725S $0.003625R $0.003625
  15. loan#30176repaid

    Borrow

    $8.71

    0xdb45f75b...ea5bab22h ago

    Spend

    $8.71

    to 0x9BC39e8b0E…

    Repay

    $8.72

    0x96fd0036...88e6de19h ago

    fee$0.00871/ 3d
    L $0.004356S $0.002177R $0.002177
  16. loan#30066repaid

    Borrow

    $8.98

    0x0dfe8d2c...19940b1d ago

    Spend

    $8.98

    to 0x9BC39e8b0E…

    Repay

    $8.99

    0x9e83e8ab...128d2f22h ago

    fee$0.005986/ 2d
    L $0.002994S $0.001496R $0.001496
  17. loan#29979repaid

    Borrow

    $8.86

    0x37196160...29dcfd1d ago

    Spend

    $8.86

    to 0x9BC39e8b0E…

    Repay

    $8.87

    0xd65f4db7...844b6a1d ago

    fee$0.011813/ 4d
    L $0.005907S $0.002953R $0.002953
  18. loan#29885repaid

    Borrow

    $9.33

    0x9a295219...735a841d ago

    Spend

    $9.33

    to 0x9BC39e8b0E…

    Repay

    $9.35

    0x5b229eec...745d351d ago

    fee$0.01866/ 6d
    L $0.00933S $0.004665R $0.004665
  19. loan#29780repaid

    Borrow

    $9.28

    0x74997f8f...85bb0c1d ago

    Spend

    $9.28

    to 0x9BC39e8b0E…

    Repay

    $9.29

    0xb175fd6a...1486ed1d ago

    fee$0.00928/ 3d
    L $0.00464S $0.00232R $0.00232
  20. loan#29677repaid

    Borrow

    $6.83

    0xda079d80...46e87b1d ago

    Spend

    $6.83

    to 0x9BC39e8b0E…

    Repay

    $6.84

    0x31b87b78...7c215e1d ago

    fee$0.00683/ 3d
    L $0.003416S $0.001707R $0.001707
  21. loan#29573repaid

    Borrow

    $6.46

    0x5a3d29b7...75b6671d ago

    Spend

    $6.46

    to 0x9BC39e8b0E…

    Repay

    $6.46

    0xd4daf17e...150ea71d ago

    fee$0.004306/ 2d
    L $0.002154S $0.001076R $0.001076
  22. loan#29472repaid

    Borrow

    $9.46

    0x8c904efc...3699cf1d ago

    Spend

    $9.46

    to 0x9BC39e8b0E…

    Repay

    $9.47

    0x5c9578b4...5cb8511d ago

    fee$0.012613/ 4d
    L $0.006307S $0.003153R $0.003153
  23. loan#29367repaid

    Borrow

    $7.18

    0x257ff731...9fb7ff1d ago

    Spend

    $7.18

    to 0x9BC39e8b0E…

    Repay

    $7.19

    0x9687180e...15781e1d ago

    fee$0.009573/ 4d
    L $0.004787S $0.002393R $0.002393
  24. loan#29260repaid

    Borrow

    $8.08

    0xf4dcd6b6...8d54f21d ago

    Spend

    $8.08

    to 0x9BC39e8b0E…

    Repay

    $8.09

    0x33800e5b...d098a31d ago

    fee$0.013466/ 5d
    L $0.006734S $0.003366R $0.003366

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6253.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31789$8.75$0.0175$0.00875$0.004375$0.0043756d28.3mactive
#31678$5.90$0.009833$0.004917$0.002458$0.0024585d1.5hrepaid
#31568$8.07$0.00538$0.00269$0.001345$0.0013452d1.5hrepaid
#31460$6.76$0.00676$0.00338$0.00169$0.001693d1.5hrepaid
#31349$7.40$0.0074$0.0037$0.00185$0.001853d1.5hrepaid
#31239$7.52$0.012533$0.006267$0.003133$0.0031335d1.5hrepaid
#31117$5.65$0.007533$0.003767$0.001883$0.0018834d1.5hrepaid
#31002$7.11$0.01185$0.005926$0.002962$0.0029625d1.5hrepaid
#30888$7.63$0.00763$0.003816$0.001907$0.0019073d1.5hrepaid
#30771$6.93$0.00693$0.003466$0.001732$0.0017323d1.5hrepaid
#30657$6.84$0.00912$0.00456$0.00228$0.002284d1.5hrepaid
#30562$7.61$0.010146$0.005074$0.002536$0.0025364d1.5hrepaid
#30479$6.32$0.004213$0.002107$0.001053$0.0010532d1.5hrepaid
#30377$7.25$0.0145$0.00725$0.003625$0.0036256d1.5hrepaid
#30176$8.71$0.00871$0.004356$0.002177$0.0021773d3hrepaid
#30066$8.98$0.005986$0.002994$0.001496$0.0014962d1.5hrepaid
#29979$8.86$0.011813$0.005907$0.002953$0.0029534d1.5hrepaid
#29885$9.33$0.01866$0.00933$0.004665$0.0046656d1.5hrepaid
#29780$9.28$0.00928$0.00464$0.00232$0.002323d1.5hrepaid
#29677$6.83$0.00683$0.003416$0.001707$0.0017073d1.5hrepaid
#29573$6.46$0.004306$0.002154$0.001076$0.0010762d1.5hrepaid
#29472$9.46$0.012613$0.006307$0.003153$0.0031534d1.5hrepaid
#29367$7.18$0.009573$0.004787$0.002393$0.0023934d1.5hrepaid
#29260$8.08$0.013466$0.006734$0.003366$0.0033665d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6253
Spending address
0x9BC39e...2FD55D
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.