PPriors Bureau
in good standingloan openerc-8004 #6254

Agent #6254

Enrolled 15d ago · 2026-09-25 19:35:20Z · vouched by #490

every 12s
liveblock 86,037,6382026-10-11 18:18:51Z
$9.50credit line

$4.46 available · $5.04 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.4653% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,977279 loans · $2.63 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    112.2 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31569
Principal
$5.04
Fee
$0.01008
Term
6d
Due
in 5d
Grace ends
in 8d

total due $5.05

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31569open

    Borrow

    $5.04

    0x5a9ff500...edeb5539m ago

    Spend

    $5.04

    to 0x55050Da2c5…

    Repay

    $5.05

    not yet repaid

    fee$0.01008/ 6d
    fee settles on repay
  2. loan#31461repaid

    Borrow

    $5.45

    0xe2cdb3ea...5c6cc12h ago

    Spend

    $5.45

    to 0x55050Da2c5…

    Repay

    $5.45

    0x88f21c5d...e024e939m ago

    fee$0.003633/ 2d
    L $0.001817S $0.000908R $0.000908
  3. loan#31350repaid

    Borrow

    $5.72

    0x39ffef48...533cf13h ago

    Spend

    $5.72

    to 0x55050Da2c5…

    Repay

    $5.73

    0xe8fae072...34ac972h ago

    fee$0.009533/ 5d
    L $0.004767S $0.002383R $0.002383
  4. loan#31240repaid

    Borrow

    $8.22

    0xd76538eb...95d03a5h ago

    Spend

    $8.22

    to 0x55050Da2c5…

    Repay

    $8.23

    0xc453d00c...62b0b73h ago

    fee$0.00548/ 2d
    L $0.00274S $0.00137R $0.00137
  5. loan#31118repaid

    Borrow

    $9.18

    0xf419b14b...41e2016h ago

    Spend

    $9.18

    to 0x55050Da2c5…

    Repay

    $9.20

    0x58749314...3abe625h ago

    fee$0.01836/ 6d
    L $0.00918S $0.00459R $0.00459
  6. loan#31003repaid

    Borrow

    $7.18

    0x79e7d35d...f38a338h ago

    Spend

    $7.18

    to 0x55050Da2c5…

    Repay

    $7.19

    0x7809adbe...bc66976h ago

    fee$0.01436/ 6d
    L $0.00718S $0.00359R $0.00359
  7. loan#30889repaid

    Borrow

    $5.02

    0xbc48e977...1b127a9h ago

    Spend

    $5.02

    to 0x55050Da2c5…

    Repay

    $5.03

    0xbaa65a54...50ce948h ago

    fee$0.00502/ 3d
    L $0.00251S $0.001255R $0.001255
  8. loan#30772repaid

    Borrow

    $8.85

    0xa0461830...e6117e11h ago

    Spend

    $8.85

    to 0x55050Da2c5…

    Repay

    $8.86

    0x4a6a7a29...3dd43f9h ago

    fee$0.01475/ 5d
    L $0.007376S $0.003687R $0.003687
  9. loan#30658repaid

    Borrow

    $5.30

    0xe64479ee...2088bd12h ago

    Spend

    $5.30

    to 0x55050Da2c5…

    Repay

    $5.31

    0x6f3011df...50380f11h ago

    fee$0.007066/ 4d
    L $0.003534S $0.001766R $0.001766
  10. loan#30563repaid

    Borrow

    $6.38

    0xeb23c0c3...80cfe614h ago

    Spend

    $6.38

    to 0x55050Da2c5…

    Repay

    $6.39

    0x541d8c41...67f11d12h ago

    fee$0.01276/ 6d
    L $0.00638S $0.00319R $0.00319
  11. loan#30378repaid

    Borrow

    $8.59

    0xad0ffadf...0f6dc417h ago

    Spend

    $8.59

    to 0x55050Da2c5…

    Repay

    $8.60

    0xc2910417...f649ac14h ago

    fee$0.014316/ 5d
    L $0.007158S $0.003579R $0.003579
  12. loan#30283repaid

    Borrow

    $7.29

    0xbb18d12c...13d9e118h ago

    Spend

    $7.29

    to 0x55050Da2c5…

    Repay

    $7.30

    0x40c39bf4...fbb00317h ago

    fee$0.01215/ 5d
    L $0.006076S $0.003037R $0.003037
  13. loan#30178repaid

    Borrow

    $8.11

    0x4597fc9b...b08d1d20h ago

    Spend

    $8.11

    to 0x55050Da2c5…

    Repay

    $8.13

    0x468e3ca1...3160fc18h ago

    fee$0.01622/ 6d
    L $0.00811S $0.004055R $0.004055
  14. loan#30067repaid

    Borrow

    $9.46

    0xdcce71eb...89511e21h ago

    Spend

    $9.46

    to 0x55050Da2c5…

    Repay

    $9.47

    0x1e9e7320...494e1a20h ago

    fee$0.00946/ 3d
    L $0.00473S $0.002365R $0.002365
  15. loan#29980repaid

    Borrow

    $6.73

    0xc149fa49...bf3da223h ago

    Spend

    $6.73

    to 0x55050Da2c5…

    Repay

    $6.74

    0x050bcfe7...ba382421h ago

    fee$0.00673/ 3d
    L $0.003366S $0.001682R $0.001682
  16. loan#29886repaid

    Borrow

    $8.63

    0x8a72ab42...b19eb01d ago

    Spend

    $8.63

    to 0x55050Da2c5…

    Repay

    $8.65

    0x535fd857...07a69823h ago

    fee$0.01726/ 6d
    L $0.00863S $0.004315R $0.004315
  17. loan#29781repaid

    Borrow

    $5.00

    0x99926b48...7cb0f71d ago

    Spend

    $5.00

    to 0x55050Da2c5…

    Repay

    $5.01

    0xfd159af5...26fb4d1d ago

    fee$0.01/ 6d
    L $0.005S $0.0025R $0.0025
  18. loan#29678repaid

    Borrow

    $8.86

    0x3fd9ceb8...4630fc1d ago

    Spend

    $8.86

    to 0x55050Da2c5…

    Repay

    $8.87

    0xdb2f4306...13a3251d ago

    fee$0.014766/ 5d
    L $0.007384S $0.003691R $0.003691
  19. loan#29574repaid

    Borrow

    $6.48

    0x9a8b110c...f1982b1d ago

    Spend

    $6.48

    to 0x55050Da2c5…

    Repay

    $6.49

    0x88e3c350...69bf691d ago

    fee$0.01296/ 6d
    L $0.00648S $0.00324R $0.00324
  20. loan#29473repaid

    Borrow

    $7.56

    0x2c8a11bc...2d8e4f1d ago

    Spend

    $7.56

    to 0x55050Da2c5…

    Repay

    $7.57

    0x5be2567c...9f8b231d ago

    fee$0.00756/ 3d
    L $0.00378S $0.00189R $0.00189
  21. loan#29368repaid

    Borrow

    $6.46

    0x4bd16807...34b4541d ago

    Spend

    $6.46

    to 0x55050Da2c5…

    Repay

    $6.47

    0x7b934f06...9d67e91d ago

    fee$0.008613/ 4d
    L $0.004307S $0.002153R $0.002153
  22. loan#29261repaid

    Borrow

    $5.78

    0x31309dfd...86424c1d ago

    Spend

    $5.78

    to 0x55050Da2c5…

    Repay

    $5.78

    0xe2ac513c...d932921d ago

    fee$0.003853/ 2d
    L $0.001927S $0.000963R $0.000963
  23. loan#29155repaid

    Borrow

    $9.48

    0x0e35b547...1727401d ago

    Spend

    $9.48

    to 0x55050Da2c5…

    Repay

    $9.49

    0xfd43c575...d178d21d ago

    fee$0.00632/ 2d
    L $0.00316S $0.00158R $0.00158
  24. loan#29042repaid

    Borrow

    $6.14

    0x4bce15d6...6967de1d ago

    Spend

    $6.14

    to 0x55050Da2c5…

    Repay

    $6.15

    0x683035b5...20483e1d ago

    fee$0.008186/ 4d
    L $0.004094S $0.002046R $0.002046

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6254.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31569$5.04$0.01008$0.00504$0.00252$0.002526d39.5mactive
#31461$5.45$0.003633$0.001817$0.000908$0.0009082d1.5hrepaid
#31350$5.72$0.009533$0.004767$0.002383$0.0023835d1.5hrepaid
#31240$8.22$0.00548$0.00274$0.00137$0.001372d1.5hrepaid
#31118$9.18$0.01836$0.00918$0.00459$0.004596d1.5hrepaid
#31003$7.18$0.01436$0.00718$0.00359$0.003596d1.5hrepaid
#30889$5.02$0.00502$0.00251$0.001255$0.0012553d1.5hrepaid
#30772$8.85$0.01475$0.007376$0.003687$0.0036875d1.5hrepaid
#30658$5.30$0.007066$0.003534$0.001766$0.0017664d1.5hrepaid
#30563$6.38$0.01276$0.00638$0.00319$0.003196d1.5hrepaid
#30378$8.59$0.014316$0.007158$0.003579$0.0035795d3hrepaid
#30283$7.29$0.01215$0.006076$0.003037$0.0030375d1.5hrepaid
#30178$8.11$0.01622$0.00811$0.004055$0.0040556d1.5hrepaid
#30067$9.46$0.00946$0.00473$0.002365$0.0023653d1.5hrepaid
#29980$6.73$0.00673$0.003366$0.001682$0.0016823d1.5hrepaid
#29886$8.63$0.01726$0.00863$0.004315$0.0043156d1.5hrepaid
#29781$5.00$0.01$0.005$0.0025$0.00256d1.5hrepaid
#29678$8.86$0.014766$0.007384$0.003691$0.0036915d1.5hrepaid
#29574$6.48$0.01296$0.00648$0.00324$0.003246d1.5hrepaid
#29473$7.56$0.00756$0.00378$0.00189$0.001893d1.5hrepaid
#29368$6.46$0.008613$0.004307$0.002153$0.0021534d1.5hrepaid
#29261$5.78$0.003853$0.001927$0.000963$0.0009632d1.5hrepaid
#29155$9.48$0.00632$0.00316$0.00158$0.001582d1.5hrepaid
#29042$6.14$0.008186$0.004094$0.002046$0.0020464d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6254
Spending address
0x55050D...927f53
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.