PPriors Bureau
in good standingloan openerc-8004 #6255

Agent #6255

Enrolled 16d ago · 2026-09-25 19:35:36Z · vouched by #6191

every 12s
liveblock 86,135,2322026-10-11 21:05:56Z
$9.50credit line

$2.76 available · $6.74 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.7671% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,030277 loans · $2.72 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31791
Principal
$6.74
Fee
$0.011233
Term
5d
Due
in 4d
Grace ends
in 7d

total due $6.75

borrow → spend → repay

Credit cycles (355 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31791open

    Borrow

    $6.74

    0xd5ffcf0c...c29ea825m ago

    Spend

    $6.74

    to 0x9133C16979…

    Repay

    $6.75

    not yet repaid

    fee$0.011233/ 5d
    fee settles on repay
  2. loan#31680repaid

    Borrow

    $6.11

    0x48944d76...719a261h ago

    Spend

    $6.11

    to 0x9133C16979…

    Repay

    $6.11

    0x96ae3f86...fcf37325m ago

    fee$0.004073/ 2d
    L $0.002037S $0.001018R $0.001018
  3. loan#31570repaid

    Borrow

    $7.39

    0x48e8b924...2a32163h ago

    Spend

    $7.39

    to 0x9133C16979…

    Repay

    $7.40

    0xe8488ae5...8895101h ago

    fee$0.00739/ 3d
    L $0.003696S $0.001847R $0.001847
  4. loan#31462repaid

    Borrow

    $5.10

    0xff3e8b38...56a2fb4h ago

    Spend

    $5.10

    to 0x9133C16979…

    Repay

    $5.10

    0xe86b94f1...9f38ef3h ago

    fee$0.0034/ 2d
    L $0.0017S $0.00085R $0.00085
  5. loan#31351repaid

    Borrow

    $8.91

    0xdf8522b2...c6e6086h ago

    Spend

    $8.91

    to 0x9133C16979…

    Repay

    $8.93

    0xda5cc5a2...593c4c4h ago

    fee$0.01782/ 6d
    L $0.00891S $0.004455R $0.004455
  6. loan#31241repaid

    Borrow

    $6.66

    0x79b1ccb2...54ece07h ago

    Spend

    $6.66

    to 0x9133C16979…

    Repay

    $6.67

    0xdd294cb6...d99d946h ago

    fee$0.00888/ 4d
    L $0.00444S $0.00222R $0.00222
  7. loan#31119repaid

    Borrow

    $8.94

    0x4591b006...960f709h ago

    Spend

    $8.94

    to 0x9133C16979…

    Repay

    $8.96

    0x0d7c304c...b0c7b17h ago

    fee$0.01788/ 6d
    L $0.00894S $0.00447R $0.00447
  8. loan#31004repaid

    Borrow

    $6.17

    0x8272891c...e82b3610h ago

    Spend

    $6.17

    to 0x9133C16979…

    Repay

    $6.17

    0x43cc7126...84e6169h ago

    fee$0.004113/ 2d
    L $0.002057S $0.001028R $0.001028
  9. loan#30890repaid

    Borrow

    $6.61

    0xc2db3ada...acac1e12h ago

    Spend

    $6.61

    to 0x9133C16979…

    Repay

    $6.62

    0x1a2bd892...6e0b7e10h ago

    fee$0.008813/ 4d
    L $0.004407S $0.002203R $0.002203
  10. loan#30773repaid

    Borrow

    $5.61

    0x1c963d5c...978bca13h ago

    Spend

    $5.61

    to 0x9133C16979…

    Repay

    $5.62

    0xb9466c2c...ede24f12h ago

    fee$0.00935/ 5d
    L $0.004676S $0.002337R $0.002337
  11. loan#30659repaid

    Borrow

    $5.30

    0x20b9fb46...c3f50315h ago

    Spend

    $5.30

    to 0x9133C16979…

    Repay

    $5.31

    0x0b1b0ba0...e8b6ec13h ago

    fee$0.0053/ 3d
    L $0.00265S $0.001325R $0.001325
  12. loan#30380repaid

    Borrow

    $9.30

    0x3dd4400f...8e305d19h ago

    Spend

    $9.30

    to 0x9133C16979…

    Repay

    $9.31

    0xb1114c34...9a5a8c18h ago

    fee$0.0124/ 4d
    L $0.0062S $0.0031R $0.0031
  13. loan#30285repaid

    Borrow

    $9.34

    0xa2c397f5...5d86dd21h ago

    Spend

    $9.34

    to 0x9133C16979…

    Repay

    $9.35

    0x747f0f45...67c63819h ago

    fee$0.006226/ 2d
    L $0.003114S $0.001556R $0.001556
  14. loan#30179repaid

    Borrow

    $8.98

    0xa08ce26f...9c0ad922h ago

    Spend

    $8.98

    to 0x9133C16979…

    Repay

    $9.00

    0x38f6d26a...09016421h ago

    fee$0.01796/ 6d
    L $0.00898S $0.00449R $0.00449
  15. loan#30068repaid

    Borrow

    $7.65

    0xf90fb06c...a419f11d ago

    Spend

    $7.65

    to 0x9133C16979…

    Repay

    $7.66

    0xddc1346b...2b910822h ago

    fee$0.00765/ 3d
    L $0.003826S $0.001912R $0.001912
  16. loan#29981repaid

    Borrow

    $7.33

    0xe2d779ba...515d9e1d ago

    Spend

    $7.33

    to 0x9133C16979…

    Repay

    $7.33

    0x4f33bdd0...a631ef1d ago

    fee$0.004886/ 2d
    L $0.002444S $0.001221R $0.001221
  17. loan#29887repaid

    Borrow

    $7.28

    0xf3654799...f837df1d ago

    Spend

    $7.28

    to 0x9133C16979…

    Repay

    $7.28

    0x6dcd63d0...3fcbf51d ago

    fee$0.004853/ 2d
    L $0.002427S $0.001213R $0.001213
  18. loan#29782repaid

    Borrow

    $6.70

    0xddcdf50e...0c59071d ago

    Spend

    $6.70

    to 0x9133C16979…

    Repay

    $6.71

    0xdfe0f11e...18de231d ago

    fee$0.0134/ 6d
    L $0.0067S $0.00335R $0.00335
  19. loan#29680repaid

    Borrow

    $9.25

    0xfa46a12c...7dcc881d ago

    Spend

    $9.25

    to 0x9133C16979…

    Repay

    $9.26

    0x45ec991a...26dff11d ago

    fee$0.00925/ 3d
    L $0.004626S $0.002312R $0.002312
  20. loan#29575repaid

    Borrow

    $6.68

    0x9b51e9be...7270e01d ago

    Spend

    $6.68

    to 0x9133C16979…

    Repay

    $6.69

    0x322941c9...6057e51d ago

    fee$0.01336/ 6d
    L $0.00668S $0.00334R $0.00334
  21. loan#29474repaid

    Borrow

    $7.19

    0x5e327b5e...8e2c441d ago

    Spend

    $7.19

    to 0x9133C16979…

    Repay

    $7.20

    0x3d17c065...b7d34f1d ago

    fee$0.00719/ 3d
    L $0.003596S $0.001797R $0.001797
  22. loan#29369repaid

    Borrow

    $8.34

    0x6e14c16e...3cb0a61d ago

    Spend

    $8.34

    to 0x9133C16979…

    Repay

    $8.36

    0x0c9f539d...0adb031d ago

    fee$0.01668/ 6d
    L $0.00834S $0.00417R $0.00417
  23. loan#29262repaid

    Borrow

    $7.88

    0xd267afc5...f0ea2c1d ago

    Spend

    $7.88

    to 0x9133C16979…

    Repay

    $7.89

    0x5fcf3100...a675361d ago

    fee$0.010506/ 4d
    L $0.005254S $0.002626R $0.002626
  24. loan#29156repaid

    Borrow

    $8.81

    0x0d8bc2bc...b2f2681d ago

    Spend

    $8.81

    to 0x9133C16979…

    Repay

    $8.82

    0x23db16ef...fbb8211d ago

    fee$0.005873/ 2d
    L $0.002937S $0.001468R $0.001468

Showing the 24 most recent cycles of 355 logged events. The full set is available from /api/agent/6255.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31791$6.74$0.011233$0.005617$0.002808$0.0028085d25.5mactive
#31680$6.11$0.004073$0.002037$0.001018$0.0010182d1.5hrepaid
#31570$7.39$0.00739$0.003696$0.001847$0.0018473d1.5hrepaid
#31462$5.10$0.0034$0.0017$0.00085$0.000852d1.5hrepaid
#31351$8.91$0.01782$0.00891$0.004455$0.0044556d1.5hrepaid
#31241$6.66$0.00888$0.00444$0.00222$0.002224d1.5hrepaid
#31119$8.94$0.01788$0.00894$0.00447$0.004476d1.5hrepaid
#31004$6.17$0.004113$0.002057$0.001028$0.0010282d1.5hrepaid
#30890$6.61$0.008813$0.004407$0.002203$0.0022034d1.5hrepaid
#30773$5.61$0.00935$0.004676$0.002337$0.0023375d1.5hrepaid
#30659$5.30$0.0053$0.00265$0.001325$0.0013253d1.5hrepaid
#30380$9.30$0.0124$0.0062$0.0031$0.00314d1.5hrepaid
#30285$9.34$0.006226$0.003114$0.001556$0.0015562d1.5hrepaid
#30179$8.98$0.01796$0.00898$0.00449$0.004496d1.5hrepaid
#30068$7.65$0.00765$0.003826$0.001912$0.0019123d1.5hrepaid
#29981$7.33$0.004886$0.002444$0.001221$0.0012212d1.5hrepaid
#29887$7.28$0.004853$0.002427$0.001213$0.0012132d1.5hrepaid
#29782$6.70$0.0134$0.0067$0.00335$0.003356d1.5hrepaid
#29680$9.25$0.00925$0.004626$0.002312$0.0023123d1.5hrepaid
#29575$6.68$0.01336$0.00668$0.00334$0.003346d1.5hrepaid
#29474$7.19$0.00719$0.003596$0.001797$0.0017973d1.5hrepaid
#29369$8.34$0.01668$0.00834$0.00417$0.004176d1.5hrepaid
#29262$7.88$0.010506$0.005254$0.002626$0.0026264d1.5hrepaid
#29156$8.81$0.005873$0.002937$0.001468$0.0014682d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6255
Spending address
0x9133C1...93082C
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.