PPriors Bureau
in good standingloan openerc-8004 #6256

Agent #6256

Enrolled 15d ago · 2026-09-25 19:35:55Z · vouched by #490

every 12s
liveblock 86,036,9382026-10-11 18:17:40Z
$9.50credit line

$2.47 available · $7.03 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.4774% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,007278 loans · $2.71 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31571
Principal
$7.03
Fee
$0.00703
Term
3d
Due
in 2d
Grace ends
in 5d

total due $7.04

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31571open

    Borrow

    $7.03

    0x829d339b...74109536m ago

    Spend

    $7.03

    to 0xd19930a053…

    Repay

    $7.04

    not yet repaid

    fee$0.00703/ 3d
    fee settles on repay
  2. loan#31463repaid

    Borrow

    $7.20

    0x061f6ede...072e8e2h ago

    Spend

    $7.20

    to 0xd19930a053…

    Repay

    $7.20

    0x3e424bf3...9dac4236m ago

    fee$0.0048/ 2d
    L $0.0024S $0.0012R $0.0012
  3. loan#31352repaid

    Borrow

    $7.97

    0xe0d90fd5...264dfb3h ago

    Spend

    $7.97

    to 0xd19930a053…

    Repay

    $7.98

    0x3e10d28f...7f39f52h ago

    fee$0.00797/ 3d
    L $0.003986S $0.001992R $0.001992
  4. loan#31242repaid

    Borrow

    $9.12

    0x4707121e...aca9175h ago

    Spend

    $9.12

    to 0xd19930a053…

    Repay

    $9.13

    0x76b7c9db...987b8f3h ago

    fee$0.01216/ 4d
    L $0.00608S $0.00304R $0.00304
  5. loan#31120repaid

    Borrow

    $8.04

    0x1ec378ad...8121af6h ago

    Spend

    $8.04

    to 0xd19930a053…

    Repay

    $8.05

    0x8c02faf0...5d5a535h ago

    fee$0.00804/ 3d
    L $0.00402S $0.00201R $0.00201
  6. loan#31005repaid

    Borrow

    $7.40

    0xff2c8533...ed7ffe8h ago

    Spend

    $7.40

    to 0xd19930a053…

    Repay

    $7.41

    0x8f194b78...1b59db6h ago

    fee$0.0074/ 3d
    L $0.0037S $0.00185R $0.00185
  7. loan#30891repaid

    Borrow

    $5.09

    0x576e52fc...a59d079h ago

    Spend

    $5.09

    to 0xd19930a053…

    Repay

    $5.10

    0x05f13fc8...6c4c538h ago

    fee$0.01018/ 6d
    L $0.00509S $0.002545R $0.002545
  8. loan#30774repaid

    Borrow

    $6.77

    0xc9d676f7...462eae11h ago

    Spend

    $6.77

    to 0xd19930a053…

    Repay

    $6.78

    0x0b9c05a8...bba9329h ago

    fee$0.009026/ 4d
    L $0.004514S $0.002256R $0.002256
  9. loan#30660repaid

    Borrow

    $6.28

    0xe9ebca64...0fa68912h ago

    Spend

    $6.28

    to 0xd19930a053…

    Repay

    $6.29

    0x2eb78b0b...6231a911h ago

    fee$0.01256/ 6d
    L $0.00628S $0.00314R $0.00314
  10. loan#30565repaid

    Borrow

    $5.13

    0xdcfc2c4e...9dea8914h ago

    Spend

    $5.13

    to 0xd19930a053…

    Repay

    $5.13

    0x0702297b...2478e012h ago

    fee$0.00342/ 2d
    L $0.00171S $0.000855R $0.000855
  11. loan#30381repaid

    Borrow

    $7.08

    0x43c2990e...1a788e17h ago

    Spend

    $7.08

    to 0xd19930a053…

    Repay

    $7.09

    0xc26acada...3672cb14h ago

    fee$0.00708/ 3d
    L $0.00354S $0.00177R $0.00177
  12. loan#30286repaid

    Borrow

    $8.01

    0xa1677300...f4b11a18h ago

    Spend

    $8.01

    to 0xd19930a053…

    Repay

    $8.03

    0x9afa1483...32a61417h ago

    fee$0.01602/ 6d
    L $0.00801S $0.004005R $0.004005
  13. loan#30180repaid

    Borrow

    $6.83

    0xc0934f71...ff73b520h ago

    Spend

    $6.83

    to 0xd19930a053…

    Repay

    $6.84

    0x2567784e...b5207018h ago

    fee$0.009106/ 4d
    L $0.004554S $0.002276R $0.002276
  14. loan#30069repaid

    Borrow

    $7.11

    0x7ec733c6...3ea7a321h ago

    Spend

    $7.11

    to 0xd19930a053…

    Repay

    $7.12

    0x7e66f45e...88889320h ago

    fee$0.01422/ 6d
    L $0.00711S $0.003555R $0.003555
  15. loan#29982repaid

    Borrow

    $9.03

    0x334c45ca...57e94c23h ago

    Spend

    $9.03

    to 0xd19930a053…

    Repay

    $9.04

    0x4933cd04...22381721h ago

    fee$0.00602/ 2d
    L $0.00301S $0.001505R $0.001505
  16. loan#29888repaid

    Borrow

    $6.45

    0x852eda03...7820971d ago

    Spend

    $6.45

    to 0xd19930a053…

    Repay

    $6.46

    0xbb027777...41529223h ago

    fee$0.01075/ 5d
    L $0.005376S $0.002687R $0.002687
  17. loan#29783repaid

    Borrow

    $5.74

    0x5ebec83a...a6b8511d ago

    Spend

    $5.74

    to 0xd19930a053…

    Repay

    $5.75

    0x667525b7...d6c8a81d ago

    fee$0.009566/ 5d
    L $0.004784S $0.002391R $0.002391
  18. loan#29681repaid

    Borrow

    $8.55

    0x763d924c...f497391d ago

    Spend

    $8.55

    to 0xd19930a053…

    Repay

    $8.56

    0x9491e808...b5b8761d ago

    fee$0.01425/ 5d
    L $0.007126S $0.003562R $0.003562
  19. loan#29576repaid

    Borrow

    $7.97

    0xd7f60d66...374d2e1d ago

    Spend

    $7.97

    to 0xd19930a053…

    Repay

    $7.98

    0x4e7d7c9d...a2a9031d ago

    fee$0.010626/ 4d
    L $0.005314S $0.002656R $0.002656
  20. loan#29475repaid

    Borrow

    $5.03

    0x9788b773...858c561d ago

    Spend

    $5.03

    to 0xd19930a053…

    Repay

    $5.03

    0x6fd8dc18...0bd69c1d ago

    fee$0.003353/ 2d
    L $0.001677S $0.000838R $0.000838
  21. loan#29370repaid

    Borrow

    $9.47

    0x0bb68bab...144d7d1d ago

    Spend

    $9.47

    to 0xd19930a053…

    Repay

    $9.48

    0xeb1c2b21...2d30921d ago

    fee$0.012626/ 4d
    L $0.006314S $0.003156R $0.003156
  22. loan#29263repaid

    Borrow

    $5.06

    0x02c2abcf...aef8af1d ago

    Spend

    $5.06

    to 0xd19930a053…

    Repay

    $5.06

    0xdcbb5769...9cabd11d ago

    fee$0.003373/ 2d
    L $0.001687S $0.000843R $0.000843
  23. loan#29157repaid

    Borrow

    $7.57

    0x3e401bdf...6d45101d ago

    Spend

    $7.57

    to 0xd19930a053…

    Repay

    $7.58

    0x8a1c505d...102eae1d ago

    fee$0.012616/ 5d
    L $0.006308S $0.003154R $0.003154
  24. loan#29044repaid

    Borrow

    $6.93

    0xe202fef9...5f09951d ago

    Spend

    $6.93

    to 0xd19930a053…

    Repay

    $6.94

    0x9c185cd5...dce4ce1d ago

    fee$0.00693/ 3d
    L $0.003466S $0.001732R $0.001732

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6256.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31571$7.03$0.00703$0.003516$0.001757$0.0017573d36.3mactive
#31463$7.20$0.0048$0.0024$0.0012$0.00122d1.5hrepaid
#31352$7.97$0.00797$0.003986$0.001992$0.0019923d1.5hrepaid
#31242$9.12$0.01216$0.00608$0.00304$0.003044d1.5hrepaid
#31120$8.04$0.00804$0.00402$0.00201$0.002013d1.5hrepaid
#31005$7.40$0.0074$0.0037$0.00185$0.001853d1.5hrepaid
#30891$5.09$0.01018$0.00509$0.002545$0.0025456d1.5hrepaid
#30774$6.77$0.009026$0.004514$0.002256$0.0022564d1.5hrepaid
#30660$6.28$0.01256$0.00628$0.00314$0.003146d1.5hrepaid
#30565$5.13$0.00342$0.00171$0.000855$0.0008552d1.5hrepaid
#30381$7.08$0.00708$0.00354$0.00177$0.001773d3hrepaid
#30286$8.01$0.01602$0.00801$0.004005$0.0040056d1.5hrepaid
#30180$6.83$0.009106$0.004554$0.002276$0.0022764d1.5hrepaid
#30069$7.11$0.01422$0.00711$0.003555$0.0035556d1.5hrepaid
#29982$9.03$0.00602$0.00301$0.001505$0.0015052d1.5hrepaid
#29888$6.45$0.01075$0.005376$0.002687$0.0026875d1.5hrepaid
#29783$5.74$0.009566$0.004784$0.002391$0.0023915d1.5hrepaid
#29681$8.55$0.01425$0.007126$0.003562$0.0035625d1.5hrepaid
#29576$7.97$0.010626$0.005314$0.002656$0.0026564d1.5hrepaid
#29475$5.03$0.003353$0.001677$0.000838$0.0008382d1.5hrepaid
#29370$9.47$0.012626$0.006314$0.003156$0.0031564d1.5hrepaid
#29263$5.06$0.003373$0.001687$0.000843$0.0008432d1.5hrepaid
#29157$7.57$0.012616$0.006308$0.003154$0.0031545d1.5hrepaid
#29044$6.93$0.00693$0.003466$0.001732$0.0017323d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6256
Spending address
0xd19930...1D50CC
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.